Skip to main content
PBS Finanse S.A. logo

PBS Finanse S.A. — Investor Relations & Filings

Ticker · PBF ISIN · PLBEFSN00010 LEI · 25940023NOV2F7H6Q680 WAR Financial and insurance activities
Open in API
Filings indexed 575 across all filing types
Latest filing 2021-04-30 Governance Information
Country PL Poland
Listing WAR PBF

About PBS Finanse S.A.

http://www.pbs-finanse.pl/

PBS Finanse S.A. is a financial services company that provides a range of solutions to both individual and corporate clients. The company's core activities include consumer lending, lease financing, and providing various types of loans. It also functions as a financial intermediary, offers advisory services, and engages in securities and commodity contract intermediation and brokerage. Some sources also indicate involvement in the real estate rental business.

Recent filings

Filing Released Lang Actions
Ocena Rady Nadzorczej
Governance Information Classification · 95% confidence The document is an 'Assessment of the Supervisory Board' (Ocena Rady Nadzorczej) regarding the company's financial statements for the year 2020. It functions as a formal governance document where the board reviews and approves the financial reports prepared by management and audited by an external auditor. It does not contain the financial statements themselves, but rather the board's opinion and recommendation for the General Meeting. As it pertains to internal governance and oversight of financial reporting, it falls under Governance Information (CGR). FY 2020
2021-04-30 Polish
Informacja Zarządu w sprawie wyboru audytora
Regulatory Filings Classification · 99% confidence The document is titled 'INFORMACJA ZARZĄDU PBS FINANSE SPÓŁKA AKCYJNA SPORZĄDZONA NA PODSTAWIE OŚWIADCZENIA RADY NADZORCZEJ W SPRAWIE PODMIOTU UPRAWNIONEGO DO BADANIA SPRAWOZDAŃ FINANSOWYCH' (Information of the Management Board of PBS Finanse S.A. prepared based on the Supervisory Board's statement regarding the entity authorized to audit financial statements). It explicitly discusses the selection, independence, and compliance of the statutory auditor (PKF Consult Sp. z o.o. Sp. k.) for the 2020 financial statements. This content directly relates to the audit process and the resulting report's foundation, fitting the description of an Audit Report / Information (AR), which covers 'applied accounting principles' and related regulatory confirmations, even if it is not the full audit opinion itself. It is a specific regulatory disclosure concerning the audit function.
2021-04-30 Polish
Oświadczenie Zarządu w sprawie rzetelności sporządzenia sprawozdania
Audit Report / Information Classification · 95% confidence The document is titled "OŚWIADCZENIE ZARZĄDU PBS FINANSE SPÓŁKA AKCYJNA W SPRAWIE RZETELNOŚCI SPORZĄDZENIA SPRAWOZDANIA FINANSOWEGO" (Management Board Statement of PBS Finanse S.A. Regarding the Reliability of the Financial Statement Preparation). It explicitly references Polish regulations concerning current and periodic information and contains a declaration by the Management Board regarding the truthfulness and fairness of the annual financial statement for the year 2020 and the management report, including corporate governance statements. This content strongly aligns with the requirements for an Audit Report or Information (AR), which covers applied accounting principles and results of internal reviews/statements related to financial reporting integrity, distinct from the full 10-K or a simple earnings release. Given the focus on the *statement* about the *accuracy* of the financial statements and management report, AR is the most appropriate fit among the provided options, as it covers standalone audit/accounting principle confirmations. FY 2020
2021-04-30 Polish
Oświadczenie o stosowaniu zasad ładu korporacyjnego
Governance Information Classification · 98% confidence The document is titled "Oświadczenie o stosowaniu zasad ładu korporacyjnego w PBS Finanse Spółka Akcyjna w roku 2020" (Statement on the application of corporate governance rules in PBS Finanse S.A. in 2020). It details the company's adherence (or non-adherence) to specific corporate governance principles ("Dobre Praktyki Spółek Notowanych na GPW 2016"), discusses internal controls related to financial reporting, outlines shareholder structure, and describes rules regarding management, statutes, and the General Meeting. This content directly corresponds to the description of a Governance Information report, which details internal rules, board structure, and governance practices. This is not an Annual Report (10-K) as it focuses specifically on governance compliance rather than the full financial performance. It is not an Audit Report (AR) or Earnings Release (ER). It is not a proxy statement (DEF 14A) or a simple announcement (RPA/RNS) because it contains substantial descriptive text about governance structure and compliance status for the year 2020. Therefore, the most appropriate classification is Governance Information (CGR).
2021-04-30 Polish
Sprawozdanie Zarządu z działalności
Management Reports Classification · 98% confidence The document title is "Sprawozdanie Zarządu z działalności PBS Finanse S.A. za 2020 rok," which translates to "Management Board Report on the activities of PBS Finanse S.A. for 2020." The table of contents lists detailed sections typical of a comprehensive annual review, including general information, economic/financial data, strategy, risk factors, market information, management changes, and remuneration. This structure strongly indicates a full annual report or a management report accompanying it. Since the document is extensive (over 100,000 characters) and contains the full scope of required annual disclosures, it aligns best with the content expected in an Annual Report (10-K equivalent for Polish context, though 10-K is the closest SEC equivalent for a full annual filing) or a detailed Management Report (MDA). Given the comprehensive nature covering the entire year's activities and financial performance, it is classified as an Annual Report (10-K), as it contains the core information that would be in a 10-K, even if the specific Polish regulatory filing name differs. If '10-K' is strictly for US SEC filings, 'AR' (Audit Report/Information) or 'MDA' (Management Reports) are alternatives. However, the content is clearly the full annual report, making '10-K' the most appropriate category for a comprehensive annual filing. Revisiting definitions: 10-K is 'Official yearly report covering company activity and full financial performance.' MDA is 'Management's detailed explanation of financial results, business trends, and outlook.' Since this document is titled 'Sprawozdanie Zarządu' (Management Board Report) and contains the full table of contents for an annual review, it fits both MDA and 10-K. Given the depth and the inclusion of financial data summaries (Section 3), 10-K is chosen as the primary classification for a full annual report document.
2021-04-30 Polish
Sprawozdanie finansowe
Audit Report / Information Classification · 98% confidence The document text explicitly states it contains the "Jednostkowe sprawozdanie finansowe oraz dodatkowe informacje i objaśnienia PBS Finanse S.A. za rok zakończony dnia 31 grudnia 2020 roku według MSR/MSSF" (Individual financial statements and additional information and explanations of PBS Finanse S.A. for the year ended December 31, 2020, according to IFRS/IAS). The detailed Table of Contents lists sections typical of a full annual financial report, such as 'Zasady sporządzania sprawozdania finansowego' (Principles of preparing the financial statement), 'Wybrane dane finansowe' (Selected financial data), and 'Noty objaśniające do sprawozdania finansowego' (Notes to the financial statements). Although the document is in Polish, the structure and content strongly align with a comprehensive annual financial filing, which corresponds to the Annual Report (10-K) category, even if the specific regulatory filing code might be a local equivalent rather than the US SEC's 10-K. Given the options, '10-K' is the closest match for a full annual financial report. FY 2020
2021-04-30 Polish

Browse filings by year

11 years

Report missing filing

Can't find a specific document? Let us know and we'll add it within 24 hours.

We will notify you once the filing is added.
Report sent
Thank you. We will check the data and update it shortly.