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PBS Finanse S.A. — Investor Relations & Filings

Ticker · PBF ISIN · PLBEFSN00010 LEI · 25940023NOV2F7H6Q680 WAR Financial and insurance activities
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Filings indexed 575 across all filing types
Latest filing 2023-04-28 Audit Report / Informat…
Country PL Poland
Listing WAR PBF

About PBS Finanse S.A.

http://www.pbs-finanse.pl/

PBS Finanse S.A. is a financial services company that provides a range of solutions to both individual and corporate clients. The company's core activities include consumer lending, lease financing, and providing various types of loans. It also functions as a financial intermediary, offers advisory services, and engages in securities and commodity contract intermediation and brokerage. Some sources also indicate involvement in the real estate rental business.

Recent filings

Filing Released Lang Actions
Oświadczenie Zarządu w sprawie rzetelności sporządzenia sprawozdania
Audit Report / Information Classification · 95% confidence The document text is a formal declaration by the Management Board ("OŚWIADCZENIE ZARZĄDU") of PBS Finanse S.A. regarding the fairness and accuracy of the annual financial statements ("roczne sprawozdanie finansowe") for the fiscal year 2022, referencing Polish financial regulations (Rozporządzenia Ministra Finansów). This type of management assertion about the accuracy of financial reporting, especially when tied to annual results, strongly suggests it is part of the required disclosures accompanying the full annual report or a specific regulatory statement related to the audit/financial statements. Given the options, it is a formal statement related to the annual financial reporting process. Since it is not the full 10-K, but a specific management statement about the financial report's fairness, it aligns best with the general scope of an Audit Report/Information (AR) or potentially a component of the Annual Report (10-K). However, as a standalone declaration concerning the accuracy of the financial statements and management report, it fits the description of 'Audit Report / Information' (AR) better than any other specific category, as it relates directly to the verification and assertion of financial accuracy. Considering the short length (1086 chars) and the nature of the content (a formal declaration/assertion), it is a specific regulatory disclosure related to financial reporting integrity, making AR the most appropriate fit among the provided codes, as it is not a full report but a required accompanying statement. FY 2022
2023-04-28 Polish
Podpis
Regulatory Filings Classification · 95% confidence The provided document text consists almost entirely of XML structures related to digital signatures (Signature, SignedInfo, KeyInfo, X509Data, etc.). It includes a 'SigningTime' of '2023-04-28T17:45:11Z' and references a file named 'Lad_2023-04-28_pl.xhtml'. The content is not the body of a financial report (like 10-K, IR, or ER) but rather the cryptographic proof of authenticity for a document. Since the content is a signature block and not the report itself, and given the presence of specific certificate information suggesting an official filing context, the most appropriate classification is the general fallback for regulatory/official documents that are not explicitly defined elsewhere, which is Regulatory Filings (RNS). The document length is substantial (210k chars), but the *visible* content is metadata/signature, which often accompanies official filings.
2023-04-28 Polish
Oświadczenie o stosowaniu zasad ładu korporacyjnego
Governance Information Classification · 98% confidence The document text is titled "Raport Oświadczenie o stosowaniu zasad ładu korporacyjnego w PBS Finanse Spółka Akcyjna w roku 2022" (Report Statement on the application of corporate governance principles in PBS Finanse S.A. in 2022). It details the company's adherence to corporate governance rules ("Dobre Praktyki Spółek Notowanych na GPW 2021"), describes internal control systems for financial reporting, lists major shareholders, and outlines rules regarding shareholder rights, board appointments, and statute changes. This content directly corresponds to the description of Governance Information, which details internal rules, board structure, and governance practices. This is not an Annual Report (10-K) as it focuses specifically on governance structure rather than the full financial performance review. It is not an Audit Report (AR) or an Earnings Release (ER). It is a detailed governance statement, matching the definition for Governance Information (CGR). The document length is substantial (over 50k characters), confirming it is the report itself, not just an announcement (RPA/RNS).
2023-04-28 Polish
Podpis
Audit Report / Information Classification · 95% confidence The provided document text consists almost entirely of XML structures related to digital signatures (Signature, SignedInfo, SignatureValue, KeyInfo, X509Data, etc.). This structure is characteristic of digitally signed regulatory filings or official documents, often in the context of XBRL or similar structured data submission formats used by financial regulators. Crucially, the text contains references to certificates issued by 'Narodowe Centrum Certyfikacji' (National Certification Center) and 'Certum QCA 2017', and mentions a file named 'JSD_2022-12-31_pl.xhtml' with a signing time of '2023-04-28T17:43:25Z'. The presence of extensive digital signature metadata, rather than the content of a financial report (like 10-K, IR, or ER), strongly suggests this is the signature block of a filing. Since this is not the content of a specific report type (like 10-K or IR) but rather the mechanism confirming its authenticity and submission, and given the lack of specific content keywords for other categories, the most appropriate classification is the general fallback for regulatory filings that don't fit elsewhere, which is 'RNS' (Regulatory Filings/Announcements). It is not an announcement *about* a report (RPA) because it appears to be the signature block *of* the filing itself, which is often submitted as a standalone component or part of the overall submission package. FY 2022
2023-04-28 Polish
Sprawozdanie z działalności
Management Reports Classification · 99% confidence The document title is "Raport Sprawozdanie Zarządu z działalności PBS Finanse S.A. za 2022 roku" which translates to "Management Report on the activities of PBS Finanse S.A. for 2022". The table of contents lists detailed sections typical of a comprehensive annual report, including financial data, management discussion, risk assessment, and outlook for the coming year. The text explicitly states the reporting period is from January 1, 2022, to December 31, 2022, which covers a full fiscal year. This content strongly indicates a full annual report, which corresponds to the 10-K filing type in the US context, or its equivalent for comprehensive annual reporting. Given the options, 10-K is the closest match for a full annual report covering the entire fiscal year.
2023-04-28 Polish
Podpis
Audit Report / Information Classification · 95% confidence The provided document text consists almost entirely of XML digital signature blocks (Signatures, SignedInfo, SignatureValue, KeyInfo, etc.). This structure is characteristic of a digitally signed electronic filing, often found in regulatory submissions like those made to SEC or European equivalents. The presence of specific file references like "JSF_2022-12-31_pl.xhtml" suggests a formal document, likely a financial report or filing, that has been signed for authenticity. Since the actual content of the underlying report (which would determine if it's a 10-K, IR, or ER) is completely absent, and we only see the signature wrapper, this document is best classified as a general Regulatory Filing (RNS) or potentially a placeholder for a signed document. Given the context of financial reporting databases, a digitally signed document wrapper without content points towards a general regulatory submission that doesn't fit a more specific category like 10-K or DEF 14A based on the visible text alone. I will use RNS as the most appropriate fallback for a signed, but content-less, regulatory artifact. FY 2022
2023-04-28 Polish

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