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Kruk S.A. — Investor Relations & Filings

Ticker · KRU ISIN · PLKRK0000010 LEI · 259400T1FZYBIW8XUJ78 WAR Financial and insurance activities
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Filings indexed 2,277 across all filing types
Latest filing 2024-03-27 Audit Report / Informat…
Country PL Poland
Listing WAR KRU

About Kruk S.A.

https://en.kruk.eu/customers

Kruk S.A., established in 1998, is a debt management company specializing in the collection of purchased debt portfolios. The company manages receivables across various segments, including consumer, mortgage-backed, and corporate debt. A key aspect of its operational model is a pro-settlement strategy, which emphasizes amicable resolutions and debt restructuring to assist customers in managing their financial obligations. The company also offers comprehensive loss prevention services.

Recent filings

Filing Released Lang Actions
Jednostkowe Sprawozdanie Finansowe KRUK S.A.
Audit Report / Information Classification · 95% confidence The provided document text is extremely long (over 13 million characters, though truncated for display) and appears to be the raw HTML/XML structure of a document viewer or renderer, containing extensive CSS styling, font definitions, and structural elements (like #sidebar, #pagecom0container, .pf, .pc). It does not contain any discernible financial report content, specific regulatory headers (like 10-K, AR, ER), or clear textual evidence of a specific filing type (like AGM details, management changes, or dividend notices). Given the nature of the input—a massive, highly structured, but content-less (in terms of financial narrative) document dump—it is most likely a container or wrapper for a filing that failed to render or was captured in its raw viewing format. Since it doesn't fit any specific financial report category (10-K, IR, ER, etc.) and is not a short announcement pointing to a report (which would suggest RPA or RNS), the most appropriate fallback category for an unclassifiable, large regulatory-style document structure is 'Regulatory Filings' (RNS). The document length suggests it is not a simple announcement. Q3 2024
2024-03-27 Polish
Podpisy
Regulatory Filings Classification · 19% confidence
2024-03-27 Polish
Sprawozdanie z badania_SSF_KRUK_31122023
Audit Report / Information Classification · 98% confidence The provided document text consists almost entirely of XML Digital Signature elements, including <Signature>, <SignedInfo>, <SignatureValue>, <KeyInfo>, and <Object> containing <QualifyingProperties> and various certificate/revocation references. Crucially, within the <DataObjectFormat> section, there is a <Description> tag that specifies the filename: "Sprawozdanie z badania Kruk SA SSF YE2023 FINAL pod xhtml (1).xhtml". The Polish phrase "Sprawozdanie z badania" translates to "Audit Report" or "Report of Examination". Since this is a digitally signed artifact referencing a specific report, and the content itself is the signature structure rather than the report narrative, it strongly suggests an Audit Report or a document related to its verification. Given the explicit mention of 'Sprawozdanie z badania' (Audit Report), the most appropriate classification is Audit Report / Information (AR). The document length is large (972k chars), suggesting the full report content might be embedded or referenced, but the structure points to a formal, verified document, not just a brief announcement (RPA/RNS). FY 2023
2024-03-27 Polish
Oświadczenie i Ocena RN
Board/Management Information Classification · 95% confidence The document text provided is extremely long (487,094 characters) and appears to be the raw HTML/XML structure of a rendered document, including extensive CSS styling and font definitions. The content itself, although truncated in the preview, shows structured text that resembles a financial report or presentation content (keywords like 'html', 'head', 'style', 'font-family', and embedded data structures). Given the massive size, it is highly unlikely to be a short announcement like RPA or RNS. The presence of complex formatting and the sheer volume strongly suggest this is a comprehensive report. Since the content is not explicitly identified as a 10-K (Annual Report) or IR (Interim Report) based on standard headers, and it is a very large, complex document, it is most likely a detailed Investor Presentation (IP) or a full Financial Statement/Report (FS) that has been converted to HTML. However, without clear section headers like 'Consolidated Statements of Operations' or 'MD&A', classifying it as a specific regulatory report is difficult. Given the context of financial databases, large, complex, non-standard filings often fall under Investor Presentation (IP) if they contain slides/visuals, or a general Financial Supplement (XLSX) if it were tabular data, but this is HTML. Since it is a very large, detailed document, and we must choose from the provided list, 'IP' (Investor Presentation) is a strong candidate for large, detailed, non-SEC filings, or 'FS' (Fund Information / Factsheet) if it were a fund document, but 'IP' covers general detailed investor materials. Given the lack of explicit 10-K/IR markers, and the document being a full rendered file, I will lean towards Investor Presentation (IP) as a comprehensive, detailed document type, or potentially Regulatory Filing (RNS) if it's a very unusual format. Re-evaluating the structure: the text contains what looks like slide content or structured data presentation (e.g., 'slide 1', 'slide 2' implied by the structure, though not explicitly seen in the snippet). The presence of complex styling suggests a presentation format. I will classify this as an Investor Presentation (IP) due to its complexity and size, suggesting detailed content beyond a simple release.
2024-03-27 Polish
Informacja Zarządu
Audit Report / Information Classification · 95% confidence The provided document text is heavily truncated and appears to be the raw HTML/XML structure of a document viewer, containing CSS styles, font definitions, and structural elements (like #sidebar, .pf, .pc). Crucially, there is no discernible content related to financial results, management changes, shareholder meetings, or specific regulatory disclosures (like 10-K sections or ER highlights). The document length is substantial (432,164 chars), suggesting it is a full report, but the visible text is purely structural boilerplate from a PDF/HTML conversion process. Given the lack of substantive content to classify against the specific definitions (10-K, ER, IR, etc.), and the presence of a large, complex structure typical of a rendered report, the most appropriate classification is the general fallback category for regulatory filings that cannot be precisely identified, or potentially a Financial Supplement Data (XLSX) if this structure is a wrapper for tabular data, but without content, the safest bet is the general regulatory filing fallback. However, since the document is extremely long (432k chars), it is highly unlikely to be a simple 'Report Publication Announcement' (RPA) which is usually short. It is likely a full report that failed to render its content properly in the provided snippet. Since I cannot identify the specific type (10-K, IR, etc.) due to the missing content, I will use the general regulatory filing code (RNS) as the fallback, acknowledging the high uncertainty. Q3 2024
2024-03-27 Polish
Sprawozdania z Działalności GRUPA KRUK
Audit Report / Information Classification · 95% confidence The document text provided is extremely long (over 1.5 million characters, though truncated for display) and appears to be the raw HTML/XML structure of a rendered document, likely a PDF conversion, given the extensive CSS styling and font definitions. Crucially, the document content itself is not visible in the provided snippet, which only shows the boilerplate HTML structure, metadata, and styling tags. However, the sheer size (1.5 million characters) strongly suggests this is a comprehensive report, not a brief announcement. Given the context of financial filings, a document of this magnitude is almost certainly a full annual report (10-K) or a comprehensive interim report (IR). Since there is no explicit mention of '10-K' or 'Interim Report' in the visible text, and the text is too large to be a simple announcement (RPA/RNS), I must rely on the general expectation for large, complex filings. Without content keywords, classifying it as the most comprehensive yearly report (10-K) is a reasonable default for a massive filing, although it could also be a very detailed IR. Given the ambiguity and the lack of specific content, I will lean towards the most substantial filing type that matches the size, which is the Annual Report (10-K), while acknowledging the high uncertainty due to missing content. Q3 2024
2024-03-27 Polish

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