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Kruk S.A. — Investor Relations & Filings

Ticker · KRU ISIN · PLKRK0000010 LEI · 259400T1FZYBIW8XUJ78 WAR Financial and insurance activities
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Filings indexed 2,283 across all filing types
Latest filing 2019-06-09 Regulatory Filings
Country PL Poland
Listing WAR KRU

About Kruk S.A.

https://en.kruk.eu/customers

Kruk S.A., established in 1998, is a debt management company specializing in the collection of purchased debt portfolios. The company manages receivables across various segments, including consumer, mortgage-backed, and corporate debt. A key aspect of its operational model is a pro-settlement strategy, which emphasizes amicable resolutions and debt restructuring to assist customers in managing their financial obligations. The company also offers comprehensive loss prevention services.

Recent filings

Filing Released Lang Actions
Zawarcie umowy cesji wierzytelności na rynku rumuńskim - Content (PL)
Regulatory Filings Classification · 95% confidence The document text, written in Polish, describes a specific transaction: the assignment agreement (cesja wierzytelności) for the acquisition of a portfolio of unsecured receivables by a subsidiary of KRUK S.A. (the Issuer) from Getback Recovery S.R.L. The key elements are the acquisition of assets (receivables portfolio) for a specific price (41.2 million RON). This clearly relates to a corporate transaction involving the acquisition or disposal of assets/debt portfolios, which falls under the scope of M&A Activity (TAR) or potentially Capital/Financing Update (CAP) if it were about raising funds. Given that this is a direct acquisition of a debt portfolio, it is best classified as a transaction related to corporate activity, aligning most closely with M&A Activity (TAR), which covers merger proposals or takeover bids, often encompassing significant asset/debt portfolio transactions. However, reviewing the definitions, TAR is specifically for 'merger proposals or takeover bids'. The transaction described is an asset/debt portfolio purchase. None of the other categories fit perfectly. It is not an earnings release (ER), management discussion (MDA), or financing update (CAP) in the sense of raising capital. Since it is a significant transaction involving the purchase of assets (receivables), and given the limited options, it represents a major corporate transaction. In many classification schemes, significant asset acquisitions fall under M&A. If TAR is strictly limited to M&A bids, the next best fit might be a general Regulatory Filing (RNS) or perhaps a Capital/Financing Update (CAP) if the acquisition is viewed as a major use of capital. Given the nature of acquiring a large debt portfolio, which is a core business activity for a company like KRUK, I will classify it as a significant corporate transaction, leaning towards TAR as the closest proxy for major business deals, although it is not a merger/takeover bid. If the transaction is purely operational and not strategic M&A, RNS would be the fallback. Given the size (37.4 million PLN), it is significant. I will select TAR as the most specific fit for a major business deal, acknowledging the slight mismatch with the definition's focus on M&A bids.
2019-06-09 Polish
Zgłoszenie kandydatury, oświadczenie, CV Mateusz Melich
Board/Management Information Classification · 97% confidence The document is a formal notification from Powszechne Towarzystwo Emerytalne PZU SA, acting on behalf of a shareholder of Kruk S.A., announcing the intention to nominate Mr. Mateusz Melich for the Supervisory Board at the upcoming General Meeting (Walne Zgromadzenie) scheduled for June 25, 2019. It includes the candidate's consent and detailed biography, which are materials related to board composition and shareholder voting matters. This content strongly aligns with the scope of Board/Management Information (MANG) or potentially materials related to a General Meeting (AGM-R). Since the core action is the nomination of a board member, MANG is highly relevant. However, the context is explicitly tied to the upcoming General Meeting where the vote will occur. Given the specific focus on nominating a candidate for the Supervisory Board, this is a key component of the governance structure being presented to shareholders, fitting well under Board/Management Information (MANG) or potentially Governance Information (CGR). Since it is a direct announcement regarding a candidate for the Board of Directors, MANG is the most precise fit among the options provided, as it concerns management/board changes/nominations. It is not the AGM presentation itself (AGM-R) nor the final voting results (DVA).
2019-06-04 Polish
Kandydatura na członka Rady Nadzorczej - Content (EN)
Board/Management Information Classification · 95% confidence The document is a 'Current Report' dated June 4th, 2019, announcing the submission of a candidacy for a member of the Supervisory Board (Mr. Mateusz Melich) by a shareholder. This directly concerns changes or nominations related to the company's governing body. Reviewing the definitions, 'Board/Management Information' (MANG) covers 'Announcement of changes in the company's board of directors or senior management.' Although this is a candidacy submission rather than a final appointment, it is the most relevant category for board composition updates. The document length is very short (879 chars), but it contains the substantive information itself, not just an announcement that a report is attached, thus ruling out RPA/RNS based on the 'MENU VS MEAL' rule interpretation for substantive content.
2019-06-04 English
Kandydatura na członka Rady Nadzorczej - Content (PL)
Board/Management Information Classification · 96% confidence The document text is very short (603 characters) and announces that the Management Board of KRUK S.A. received a notification from a shareholder regarding the nomination of Mr. Mateusz Melich as a candidate for the Supervisory Board. It explicitly states that the information regarding the nomination, the candidate's statement, and CV are attached ('przekazano w załączeniu'). This structure—a brief announcement stating that detailed information is attached—strongly suggests a Report Publication Announcement (RPA) or a general Regulatory Filing (RNS), rather than the detailed management/board information itself (MANG). Since the content specifically concerns a candidate for the Supervisory Board, it relates to Board/Management Information. However, given the 'MENU VS MEAL' rule, where a short announcement of attached details points to RPA, and the content is about a board candidate, I must choose the most fitting category. The content is about a management/board candidate nomination. If this were the full disclosure, it would be MANG. Since it is just the announcement that the details are attached, RPA is plausible, but MANG is the subject matter. Given the specific nature of the content (candidate for Supervisory Board), MANG is the most accurate subject classification, even if it's a short announcement. Let's re-evaluate against the definitions. MANG is 'Announcement of changes in the company's board of directors or senior management.' A nomination is a precursor to a change. Given the specific nature of the content, MANG is a better fit than the generic RPA, assuming the attached document contains the required MANG details. However, the text itself is an announcement of receiving a nomination, which is a specific event. Let's check DIRS, DVA, CGR. None fit. The closest fit for the *subject* is MANG. If the document were the full CV and statement, it would be MANG. Since it's an announcement that these are attached, RPA is technically correct by the 'MENU VS MEAL' rule if the attached document is the primary filing. But MANG covers board changes. I will classify it as MANG because the core subject is board nomination, which is a key management event, and the document is a formal notification thereof, often filed under the same category as the subsequent change announcement.
2019-06-04 Polish
Prywatna emisja niezabezpieczonych obligacji - Content (EN)
Capital/Financing Update Classification · 99% confidence The document is a 'Current Report No. 28/2019' dated June 3rd, 2019, concerning the 'Private issue of unsecured bonds'. It details the resolution to issue up to 35,000 bonds, their nominal value (PLN 1,000), maturity (72 months), and offering price. This activity directly relates to the company raising capital or changing its financing structure through the issuance of debt instruments (bonds). This aligns precisely with the definition of 'Capital/Financing Update' (CAP). It is not an earnings release, an annual report, or a simple announcement of a report publication.
2019-06-03 English
Prywatna emisja niezabezpieczonych obligacji - Content (PL)
Capital/Financing Update Classification · 99% confidence The document text, written in Polish, details a resolution by the Management Board of KRUK S.A. to issue unsecured bonds ('obligacji serii AH1'). It specifies the number of bonds (up to 35,000), the nominal value (1,000 PLN each), the maturity period (72 months), the interest payment frequency (quarterly), and the intended listing venue (Krajowy Depozyt Papierów Wartościowych S.A. and Catalyst). This content directly relates to the company raising capital through debt instruments, which aligns perfectly with the 'Capital/Financing Update' definition. Code mapping: Capital/Financing Update -> CAP.
2019-06-03 Polish

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