Skip to main content
PBS Finanse S.A. logo

PBS Finanse S.A. — Investor Relations & Filings

Ticker · PBF ISIN · PLBEFSN00010 LEI · 25940023NOV2F7H6Q680 WAR Financial and insurance activities
Open in API
Filings indexed 577 across all filing types
Latest filing 2020-04-30 Management Reports
Country PL Poland
Listing WAR PBF

About PBS Finanse S.A.

http://www.pbs-finanse.pl/

PBS Finanse S.A. is a financial services company that provides a range of solutions to both individual and corporate clients. The company's core activities include consumer lending, lease financing, and providing various types of loans. It also functions as a financial intermediary, offers advisory services, and engages in securities and commodity contract intermediation and brokerage. Some sources also indicate involvement in the real estate rental business.

Recent filings

Filing Released Lang Actions
Oswiadczenie Zarządu Par. 71.1.7
Management Reports Classification · 99% confidence The document is a formal declaration ('OŚWIADCZENIE ZARZĄDU') from the Management Board of PBS Finanse S.A. It references Polish Ministry of Finance regulations regarding current and periodic information for securities issuers. The core content is a statement confirming that the selection of the auditing firm for the 2019 consolidated financial statement was properly conducted by the Supervisory Board, and that the selected auditor (UHY ECA Audyt) meets independence and ethical standards. This content directly relates to the integrity and process surrounding the annual audit and financial reporting, but it is not the full financial report itself (10-K or IR). It is a specific declaration about the audit process. Among the provided codes, 'AR' (Audit Report / Information) is the closest fit, as it covers 'applied accounting principles, and results of internal or regulatory stress tests (excluding full Annual Reports)'. This declaration is a key piece of audit-related information.
2020-04-30 Polish
Oświadczenie Zarządu Par. 71.1.6
Audit Report / Information Classification · 95% confidence The document is a formal declaration ('OŚWIADCZENIE ZARZĄDU') by the Management Board of PBS Finanse S.A. It explicitly references Polish Ministry of Finance regulations regarding current and periodic information disclosure (§ 71 ust.1 pkt.6 Rozporządzenia Ministra Finansów). The core content is the management's assertion that the consolidated financial statements for 2019 (and comparative data for 2018) were prepared in accordance with IFRS/IAS and that the annual report on operations presents a true picture of the Group's performance. This type of formal management assertion regarding the accuracy of annual financial statements and the annual report content is a standard component often found within or accompanying the Annual Report (10-K equivalent in US context) or a standalone Audit/Financial Report confirmation. Given the explicit reference to the 'roczne sprawozdanie z działalności' (annual report on operations) and the financial statements, it strongly relates to the annual reporting cycle. However, it is not the full 10-K itself, but a required management certification/statement related to the annual results. Since the definitions do not have a specific 'Management Certification' code, we must choose the closest fit. It is a formal statement about the annual financial reporting package. It is too specific to be a general Regulatory Filing (RNS). It is not an Earnings Release (ER) which is usually just highlights, nor an Audit Report (AR) which focuses on the auditor's opinion. It is a management statement confirming the integrity of the annual filing package. In many regulatory frameworks, this statement is a mandatory part of the comprehensive annual filing. Given the options, and its focus on the annual financial results and operations report, it aligns most closely with the comprehensive annual reporting structure, but since it is a standalone declaration, and not the full report, the best fit among the provided options that covers formal financial reporting confirmation is either AR (Audit Report/Information, which sometimes includes management assertions) or potentially a component of the 10-K structure if this were a US filing. Since it confirms the annual financial statements and annual report, and is not a short announcement of a report (RPA), I will classify it as Audit Report/Information (AR) as it is a formal statement about the veracity of the financial data, which is closely related to the audit process and formal financial disclosures outside of the main 10-K document itself, or potentially a component of the annual filing package. Considering the content is a management assertion about the financial statements and annual report, and not the auditor's opinion, it is a formal disclosure related to the annual results. If this were a US filing, this would be the 'Certification' section of the 10-K. Given the Polish context and the options, AR (Audit Report / Information) is the most appropriate category for a formal, standalone statement confirming the accuracy of the annual financial statements and operations report. FY 2019
2020-04-30 Polish
Raport dotyczący stosowania zasad ładu korporacyjnego
Governance Information Classification · 98% confidence The document is titled "Oświadczenie o stosowaniu zasad ładu korporacyjnego w PBS Finanse Spółka Akcyjna z siedzibą w Sanoku w roku 2019" (Statement on the application of corporate governance rules in PBS Finanse S.A. in 2019). It extensively details the company's adherence (or non-adherence) to specific recommendations and principles outlined in "Dobre Praktyki Spółek Notowanych na GPW 2016" (Good Practices for Companies Listed on the WSE 2016). It covers topics like information policy, management structure, internal controls, shareholder relations, and remuneration. This content directly corresponds to the description of Governance Information (CGR), which details internal rules, board structure, and governance practices.
2020-04-30 Polish
Sprawozdanie zarządu z działalności grupy
Management Reports Classification · 98% confidence The document is titled "Sprawozdanie Zarządu z działalności Emitenta PBS Finanse S.A. oraz Grupy Kapitałowej PBS Finanse S.A. za rok zakończony dnia 31 grudnia 2019 roku" (Management Board Report on the activities of the Issuer PBS Finanse S.A. and the PBS Finanse S.A. Capital Group for the year ended December 31, 2019). It contains a detailed table of contents covering operational, financial, risk, governance, and remuneration aspects typical of a comprehensive annual review. It explicitly covers the full fiscal year ending December 31, 2019, and mentions compliance with accounting standards (MSR/MSSF). This structure and content strongly indicate a full annual report, which corresponds to the 10-K filing type in the US context, or its local equivalent for comprehensive annual reporting. Given the length (over 111k characters) and depth, it is the report itself, not just an announcement of one (ruling 2 does not apply).
2020-04-30 Polish
Skonsolidowane sprawozdanie finansowe
Audit Report / Information Classification · 98% confidence The document title explicitly states: "Skonsolidowane sprawozdanie finansowe oraz dodatkowe informacje i objaśnienia Grupy Kapitałowej PBS Finanse S.A. za rok zakończony dnia 31 grudnia 2019 roku według MSR/MSSF" (Consolidated financial statements and additional information and explanations of the PBS Finanse S.A. Capital Group for the year ended December 31, 2019, according to IFRS/IAS). The content includes a detailed Table of Contents covering financial data, management statements, and structure information, which is characteristic of a full annual financial report. Although the Polish term used is 'sprawozdanie finansowe' (financial statement/report), the scope (full year, consolidated, detailed structure) aligns best with the comprehensive nature of the US '10-K' filing, which encompasses the annual report and required disclosures. Given the context of a comprehensive annual report covering the entire fiscal year (ending Dec 31, 2019), the most appropriate classification among the provided options is '10-K' (Annual Report), despite the document being in Polish and not a direct SEC filing, as it serves the function of the annual report. FY 2019
2020-04-30 Polish
Pismo Prezesa Zarządu
Report Publication Announcement Classification · 95% confidence The document is a 'Letter from the CEO' (List Prezesa Zarządu) which serves as an introductory cover letter for the 'Consolidated Annual Report' (Skonsolidowany Raport Roczny) for 2019. According to the 'Menu vs Meal' rule, this document is an announcement or introduction to the report rather than the full financial report itself. Since it is a short document (1865 characters) announcing the availability of the annual report, it falls under the category of Report Publication Announcement (RPA). FY 2019
2020-04-30 Polish

Browse filings by year

11 years

Report missing filing

Can't find a specific document? Let us know and we'll add it within 24 hours.

We will notify you once the filing is added.
Report sent
Thank you. We will check the data and update it shortly.