Oma Säästöpankki Oyj Logo

Oma Säästöpankki Oyj

ISIN: FI4000306733 | Ticker: OMASP | LEI: 743700LE1ECAPXC5UT18
Sector: FinancialsSub-Industry: Regional Banks
Country: Finland

About Oma Säästöpankki Oyj

Company Description

OmaSp is a growing satisfied customers’ nationwide retail bank in Finland. We are the largest Finnish savings bank and we operate independently from other banking groups. Excellent customer experience is in the core of OmaSp’s strategy and our target is to have industry leading customer experience and recommendation rate. OmaSp operates local and close to its customers and offers both full-service and high service accessibility 160,000 private and business customers through extensive digital service channels and 37 branches. Bank employs approximately for about 330 motivated and highly satisfied persons.

In recent years OmaSp's strategy has driven strong growth which has been the highest within the peer group. Also the efficiency and profitability have been among the best. OmaSp’s funding base and liquidity are also strong. Our target is to continue strong profitable growth in the future by focusing on excellent customer experience and high operational efficiency.

Year founded

1875

Served area

Finland

Headquarters

Valtakatu 32, 53100 Lappeenranta – Finland

Financial statements

Download as Excel
Line item in (eur) 01.01.2020 01.01.2021 01.01.2022 01.01.2023
Assets N/A 4,381,999,000.00 5,372,633,000.00 5,941,766,000.00
Property Plant And Equipment N/A 29,698,000.00 27,887,000.00 28,799,000.00
Investment Accounted For Using Equity Method N/A 23,787,000.00 22,884,000.00 25,351,000.00
Deferred Tax Assets N/A 3,875,000.00 7,077,000.00 21,924,000.00
Cash and cash equivalents N/A 262,087,000.00 198,046,000.00 402,030,000.00
Equity And Liabilities N/A 4,381,999,000.00 5,372,633,000.00 5,941,766,000.00
Equity 319,865,000.00 353,493,000.00 401,294,000.00 364,961,000.00
Issued Capital N/A 24,000,000.00 24,000,000.00 24,000,000.00
Retained Earnings N/A 180,712,000.00 231,939,000.00 272,139,000.00
Other Reserves N/A 148,354,000.00 144,833,000.00 68,822,000.00
Equity Attributable To Owners Of Parent N/A 353,066,000.00 400,772,000.00 364,961,000.00
Noncontrolling Interests N/A 427,000.00 522,000.00 0.00
Liabilities N/A 4,028,506,000.00 4,971,339,000.00 5,576,806,000.00
Deferred Tax Liabilities N/A 27,948,000.00 31,122,000.00 36,072,000.00
Line item in (eur) 01.01.2020/
01.01.2021
01.01.2021/
01.01.2022
01.01.2022/
01.01.2023
Revenue From Interest 72,813,000.00 84,908,000.00 121,876,000.00
Other Income 3,130,000.00 30,012,000.00 5,371,000.00
Employee Benefits Expense 16,866,000.00 20,631,000.00 24,316,000.00
Depreciation Amortisation And Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss 5,213,000.00 10,267,000.00 7,543,000.00
Other Expense By Nature 29,598,000.00 34,396,000.00 41,203,000.00
Impairment Loss Impairment Gain And Reversal Of Impairment Loss Determined In Accordance With I F R S9 21,587,000.00 7,294,000.00 1,747,000.00
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method -103,000.00 -706,000.00 -357,000.00
Profit Loss Before Tax 37,707,000.00 83,271,000.00 69,226,000.00
Income Tax Expense Continuing Operations 7,054,000.00 17,019,000.00 13,847,000.00
Profit (loss) 30,653,000.00 66,252,000.00 55,379,000.00
Profit Loss Attributable To Owners Of Parent 30,824,000.00 66,158,000.00 55,382,000.00
Profit Loss Attributable To Noncontrolling Interests -171,000.00 95,000.00 -2,000.00
Line item in (eur) 01.01.2021 01.01.2022 01.01.2023
Profit (loss) 30,653,000.00 66,252,000.00 55,379,000.00
Adjustments For Reconcile Profit Loss 37,163,000.00 29,872,000.00 2,346,000.00
Adjustments For Income Tax Expense 7,054,000.00 17,019,000.00 13,847,000.00
Adjustments For Fair Value Gains Losses -114,000.00 -9,000.00 414,000.00
Other Adjustments For Which Cash Effects Are Investing Or Financing Cash Flow 0.00 -7,535,000.00 0.00
Other Adjustments To Reconcile Profit Loss 548,000.00 2,031,000.00 -21,329,000.00
Adjustments For Reconcile Profit Loss 37,163,000.00 29,872,000.00 2,346,000.00
Dividends Received Classified As Operating Activities 199,000.00 300,000.00 449,000.00
Interest Paid Classified As Operating Activities 5,357,000.00 4,146,000.00 10,848,000.00
Interest Received Classified As Operating Activities 81,646,000.00 84,177,000.00 110,342,000.00
Income Taxes Paid Refund Classified As Operating Activities 2,473,000.00 7,301,000.00 15,679,000.00
Cash Flows From Used In Operating Activities -129,630,000.00 -469,770,000.00 -125,184,000.00
Other Inflows Outflows Of Cash Classified As Investing Activities 9,752,000.00 0.00 246,000.00
Cash Flows From Used In Investing Activities -15,147,000.00 -180,000.00 -4,066,000.00
Payments To Acquire Or Redeem Entitys Shares 0.00 2,863,000.00 367,000.00
Payments Of Lease Liabilities Classified As Financing Activities 1,659,000.00 1,943,000.00 2,517,000.00
Dividends Paid Classified As Financing Activities 0.00 12,699,000.00 15,010,000.00
Other Inflows Outflows Of Cash Classified As Financing Activities 0.00 43,305,000.00 -28,000.00
Cash Flows From Used In Financing Activities 405,882,000.00 410,738,000.00 360,128,000.00
Increase (decrease) in cash and cash equivalents after effect of exchange rate changes 261,106,000.00 -59,212,000.00 230,878,000.00
Cash and cash equivalents 262,087,000.00 198,046,000.00 402,030,000.00

Please note that some sums might not add up.

Filings & Publications

2022

Report
Q1
H1
Q3
FY
Consolidated Report
FIN
Corporate Governance Report
Company Presentation
Sustainability Report
Remuneration Report

2021

Report
Q1
H1
Q3
FY
Consolidated Report
FIN
Corporate Governance Report
Company Presentation
Sustainability Report
Remuneration Report

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Capital markets information

ISIN

FI4000306733

LEI

743700LE1ECAPXC5UT18

Sector

Financials

Industry Group

Banks

Industry

Banks

Sub-Industry

Regional Banks

Listed Stock Exchange

Nasdaq Helsinki

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