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Lån og Spar Bank — Investor Relations & Filings

Ticker · LASP ISIN · DK0010201532 LEI · 213800UYAHIRLZ4NSN67 CO Financial and insurance activities
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Filings indexed 300 across all filing types
Latest filing 2019-02-07 Annual Report
Country DK Denmark
Listing CO LASP

About Lån og Spar Bank

https://www.lsb.dk/

Lån og Spar Bank is a retail bank that provides a range of banking products and services to private and professional customers. A key feature of the bank is its ownership by numerous professional organizations and trade unions, which allows it to offer particularly favorable terms and benefits to their members. Its primary offerings include a variety of accounts such as savings, salary, and student accounts. The bank also provides a range of loan products, specializing in housing, cooperative housing, and vehicle financing. Lån og Spar Bank combines digital banking solutions with personalized financial advice delivered through its network of counseling centers.

Recent filings

Filing Released Lang Actions
Annual Report 2018
Annual Report Classification · 100% confidence The document is titled 'ÅRSRAPPORT 2018' (Annual Report 2018) for Lån & Spar Bank A/S. It contains comprehensive financial statements, management reports, key performance indicators (Hoved- og nøgletal), and auditor statements for the full fiscal year 2018. It is clearly the full annual report, not an announcement or summary. FY 2018
2019-02-07 English
Report Publication Announcement 2019
Report Publication Announcement Classification · 98% confidence The document text is extremely short (276 characters) and contains the title 'Årsrapport 2018' (Annual Report 2018) followed immediately by a link to download the report ('Vedhæftet fil' - Attached file). According to the 'MENU VS MEAL' rule, a short announcement stating a report is attached or published should be classified as a Report Publication Announcement (RPA), not the full report itself (which would be 10-K or IR). Since this announces the publication of the Annual Report, RPA is the most appropriate classification.
2019-02-07 English
Report Publication Announcement 2019
Report Publication Announcement Classification · 98% confidence The document title is "Årsregnskabsmeddelelse 2018," which translates to "Annual Financial Statement Announcement 2018" or "Year-End Financial Report Announcement 2018." It contains key financial highlights (profit before tax, net income, loan growth, expense changes, capital ratios like LCR and capital percentage) typical of an earnings release or a summary preceding a full annual report. Crucially, the document is very short (913 characters) and explicitly includes an "Attachment" link to the full report ("Årsregnskabsmeddelelse 2018"). According to Rule 2 (The 'Menu vs Meal' Rule), a short document announcing the publication of a full report should be classified as a Report Publication Announcement (RPA). While it contains earnings data, its primary function here is to announce the availability of the full document, making RPA the most precise classification based on the provided definitions and rules.
2019-02-07 Danish
Årsregnskabsmeddelelse 2018
Annual Report Classification · 100% confidence The document is titled 'ÅRSREGNSKABSMEDDELELSE 2018' (Annual Financial Statement 2018) for Lån & Spar Bank A/S. It contains comprehensive financial data, including income statements, balance sheets, cash flow statements, management commentary (Ledelsesberetning), and key performance indicators for the full fiscal year 2018. It is not a short announcement (16 pages) and contains substantive financial statements, thus it is classified as an Annual Report (10-K equivalent for this jurisdiction). FY 2018
2019-02-07 Danish
Samlede antal stemmerettigheder og kapital i Lån & Spar Bank A/S
Share Issue/Capital Change Classification · 95% confidence The document is an official announcement from Lån & Spar Bank A/S regarding the total number of voting rights and share capital following a capital increase (rights issue). This type of disclosure is a standard regulatory requirement under the Capital Markets Act to inform the market of changes in share capital and voting rights. It fits the definition of a share capital change announcement.
2018-12-28 Danish
Samlede antal stemmerettigheder og kapital i Lån & Spar Bank A/S
Share Issue/Capital Change Classification · 95% confidence The document is a short announcement regarding the total number of voting rights and share capital for Lån & Spar Bank A/S as of December 28, 2018. It provides a link to an attached file containing the detailed information. Following the 'Menu vs Meal' rule, since this is a short announcement pointing to an attached document rather than the full report itself, it is classified as a Report Publication Announcement.
2018-12-28 Danish

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