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Lån og Spar Bank — Investor Relations & Filings

Ticker · LASP ISIN · DK0010201532 LEI · 213800UYAHIRLZ4NSN67 CO Financial and insurance activities
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Filings indexed 300 across all filing types
Latest filing 2022-12-16 Earnings Release
Country DK Denmark
Listing CO LASP

About Lån og Spar Bank

https://www.lsb.dk/

Lån og Spar Bank is a retail bank that provides a range of banking products and services to private and professional customers. A key feature of the bank is its ownership by numerous professional organizations and trade unions, which allows it to offer particularly favorable terms and benefits to their members. Its primary offerings include a variety of accounts such as savings, salary, and student accounts. The bank also provides a range of loan products, specializing in housing, cooperative housing, and vehicle financing. Lån og Spar Bank combines digital banking solutions with personalized financial advice delivered through its network of counseling centers.

Recent filings

Filing Released Lang Actions
Earnings Release 2022
Earnings Release Classification · 99% confidence The document is a short announcement from Lån & Spar Bank A/S dated December 16, 2022. The title is "Opjustering af resultatforventningerne for 2022" (Upward revision of profit expectations for 2022). It explicitly states that the expected profit after tax for 2022 is being revised upwards from 140-180 million DKK to 200-220 million DKK, citing increased net interest and fee income and gains on securities. This is a preliminary announcement of financial performance changes before the full report is released (which is scheduled for February 8, 2023). This fits the definition of an Earnings Release (ER), which covers initial announcements of periodical financial results (key highlights only). It is too specific for a general Regulatory Filing (RNS) and is not a full report (10-K or IR). FY 2022
2022-12-16 Danish
Opjustering af resultatforventningerne for 2022
Earnings Release Classification · 95% confidence The document is a short announcement (612 characters) regarding an upward adjustment of financial expectations for the year 2022. It functions as a brief notification of a change in guidance rather than a full financial report. Since it is a short regulatory announcement regarding financial performance, it fits the definition of a general regulatory filing or announcement. FY 2022
2022-12-16 Danish
Interim / Quarterly Report 2022
Interim / Quarterly Report Classification · 100% confidence The document is titled 'HALVÅRSRAPPORT 1. halvår 2022' (Half-year report for the first half of 2022) for Lån & Spar Bank A/S. It contains comprehensive financial statements, including an income statement, balance sheet, cash flow statement, and management commentary (Ledelsesberetning). As it covers a period shorter than a full fiscal year and includes substantive financial data and analysis, it is classified as an Interim/Quarterly Report. H1 2022
2022-08-18 Danish
Halvårsrapport 2022
Report Publication Announcement Classification · 95% confidence The document is titled 'Halvårsrapport 2022' (Half-year report 2022) and provides a summary of financial highlights, including earnings, interest income, and capital ratios. However, the document text is very short (1528 characters) and explicitly includes a link to download the full report ('Vedhæftet fil' / 'Halvårsrapport 2022'). According to the 'MENU VS MEAL' rule, a short document that announces the publication of a report and provides a link to it is classified as a Report Publication Announcement (RPA). H1 2022
2022-08-18 Danish
Annual Report (ESEF) 2021
Annual Report (ESEF) Classification · 100% confidence FY 2021
2022-02-10 Danish
Report Publication Announcement 2022
Report Publication Announcement Classification · 98% confidence The document is titled "Årsrapport 2021" (Annual Report 2021) and contains detailed financial highlights for the year 2021, including basis earnings, net interest and fee income, impairment losses, profit before tax, profit after tax, and capital ratio. This content strongly suggests a comprehensive annual financial report. However, the document is very short (1423 characters) and ends with a section labeled "Vedhæftet fil" (Attached file) containing a link to download the actual report. According to Rule #2 (The 'MENU VS MEAL' Rule), a short document announcing or linking to the full report should be classified as a Report Publication Announcement (RPA). Although the content is that of an Annual Report (10-K), the format is that of an announcement of its publication.
2022-02-10 Danish

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