Skip to main content
Kruk S.A. logo

Kruk S.A. — Investor Relations & Filings

Ticker · KRU ISIN · PLKRK0000010 LEI · 259400T1FZYBIW8XUJ78 WAR Financial and insurance activities
Open in API
Filings indexed 2,283 across all filing types
Latest filing 2021-12-24 Capital/Financing Update
Country PL Poland
Listing WAR KRU

About Kruk S.A.

https://en.kruk.eu/customers

Kruk S.A., established in 1998, is a debt management company specializing in the collection of purchased debt portfolios. The company manages receivables across various segments, including consumer, mortgage-backed, and corporate debt. A key aspect of its operational model is a pro-settlement strategy, which emphasizes amicable resolutions and debt restructuring to assist customers in managing their financial obligations. The company also offers comprehensive loss prevention services.

Recent filings

Filing Released Lang Actions
Zawarcie umowy cesji wierzytelności na rynku rumuńskim - Content (EN)
Capital/Financing Update Classification · 99% confidence The document is a 'Current Report No. 61/2021' dated December 24th, 2021, concerning the 'Execution of debt assignment agreement on Romanian market'. It details a transaction where a subsidiary purchased debt portfolios. This type of announcement, which reports on a significant business transaction or agreement (debt assignment/purchase), does not fit neatly into the specific financial reporting categories (10-K, IR, ER) or governance/shareholder categories. It is a material event disclosure based on MAR (Market Abuse Regulation). Given the options, this is best classified as a general regulatory announcement that doesn't fit a more specific category like M&A (TAR) or Capital Change (CAP), making 'Regulatory Filings' (RNS) the most appropriate fallback category for material, non-standard disclosures.
2021-12-24 English
Zawarcie umowy cesji wierzytelności na rynku rumuńskim - Content (PL)
M&A Activity Classification · 95% confidence The document text, written in Polish, describes the execution of an agreement (Umowa) where a subsidiary of the Issuer (KRUK S.A.) is acquiring a portfolio of unsecured retail claims (wierzytelności) from UniCredit Consumer Financing IFN S.A. for a total nominal value up to 240 million RON. This transaction involves the acquisition of assets/debt portfolios, which falls under corporate financing or major transactions. Given the options, this is best classified as a Capital/Financing Update (CAP) as it details a significant financial transaction involving the acquisition of debt portfolios, which impacts the company's balance sheet and financing activities. It is not a standard earnings release, management discussion, or director dealing report. The short length suggests it is an announcement of the event, not the full legal filing.
2021-12-24 Polish
Wygrana w przetargu na zakup portfela wierzytelności na rynku włoskim - Content (PL)
M&A Activity Classification · 99% confidence The document text, written in Polish, describes KRUK S.A.'s subsidiary winning a tender to purchase a portfolio of corporate receivables (debt) worth approximately 222 million EUR from Unicredit SpA. This transaction involves a significant acquisition/purchase of assets/debt, which falls under corporate activity related to financing or major transactions. Since there is no specific category for 'Debt Portfolio Acquisition,' the closest fit among the provided options that covers significant corporate transactions or financing activities is 'Capital/Financing Update' (CAP), although 'M&A Activity' (TAR) could also be considered if the acquisition is strategic. Given the nature of purchasing a large debt portfolio, it is a significant financial transaction. However, looking closely at the definitions, 'TAR' is for 'merger proposals or takeover bids.' This is an asset purchase. 'CAP' covers 'fundraising, financing activities, or capital structure changes.' While this is an acquisition, it is a major financial transaction. Given the lack of a specific M&A/Acquisition category for non-equity deals, and considering this is a major financial event, I will classify it as a significant financial/capital event. Alternatively, since it is a major corporate transaction, and 'RNS' is the fallback, I will re-evaluate. The transaction is a purchase of assets (receivables). This is most closely aligned with a major corporate transaction, which often falls under M&A or significant financing. Since it is not a merger/takeover (TAR), and not explicitly fundraising (CAP), I will check the fallback. Given the high significance, and the lack of a perfect fit, I will use the most relevant financial event category, which is often CAP for major financial moves, or RNS as a general regulatory announcement. Since this is a specific, material event announcement, and not a standard report announcement (RPA), I will lean towards RNS as the most appropriate general regulatory filing for a material event that doesn't fit the specific M&A/Financing definitions perfectly, as it is a material disclosure. Revisiting the definitions: The purchase of a large debt portfolio is a significant corporate transaction. If we interpret 'TAR' (M&A Activity) broadly to include significant asset acquisitions, it might fit. If not, 'RNS' (Regulatory Filings) is the catch-all. Given the context of a major debt purchase, it is a material event disclosure. I will classify it as RNS as it is a material regulatory disclosure that doesn't fit the specific M&A/Financing codes well.
2021-12-22 Polish
Zawarcie umów cesji wierzytelności na rynku polskim - Content (EN)
Legal Proceedings Report Classification · 99% confidence The document is titled 'Current Report No. 59/2021' and is dated December 22nd, 2021. The subject is 'Claim assignment agreements executed on the Polish market' and it cites 'Art. 17.1 of MAR - Inside information'. This structure strongly indicates a mandatory regulatory disclosure concerning a significant transaction (acquisition of debt portfolios) that constitutes inside information under the Market Abuse Regulation (MAR). Since this is a specific, mandatory regulatory announcement that doesn't fit the definitions for 10-K, ER, IR, or DIRS, the most appropriate general category for miscellaneous regulatory filings is 'Regulatory Filings' (RNS). It is not a presentation (IP), a transcript (CT), or a management discussion (MDA).
2021-12-22 English
Zawarcie umów cesji wierzytelności na rynku polskim - Content (PL)
M&A Activity Classification · 95% confidence The document text describes a transaction where a subsidiary of KRUK S.A. (PROKURA NS FIZ) is acquiring a portfolio of retail unsecured receivables and mortgage receivables from Getin Noble Bank S.A. The nominal value is approximately 859 million PLN. This clearly indicates an activity related to mergers, acquisitions, or significant asset/debt transactions, which aligns best with the 'M&A Activity' category (TAR), as it involves the acquisition of a large portfolio of assets/receivables, often treated similarly to a major corporate transaction in reporting contexts, especially when dealing with debt/receivables purchasing companies. It is not an earnings release, a capital change, or a director's dealing. Given the nature of the transaction (acquisition of a large debt portfolio), TAR is the most appropriate fit.
2021-12-22 Polish
Przydział obligacji emitowanych w ramach VIII Programu Emisji Obligacji - Content (EN)
Capital/Financing Update Classification · 99% confidence The document is a 'Current Report No. 58/2021' dated December 16th, 2021, concerning the 'Allotment of bonds issued under the Eighth Bond Issue Programme.' It details the successful allocation of 500,000 bonds for a total value of PLN 50m. This clearly relates to a financing activity, specifically the finalization of a bond issuance. This aligns directly with the definition for Capital/Financing Update (CAP). It is not a general regulatory filing (RNS) because it describes a specific corporate finance event, nor is it an earnings release or a report itself.
2021-12-16 English

Browse filings by year

11 years

Report missing filing

Can't find a specific document? Let us know and we'll add it within 24 hours.

We will notify you once the filing is added.
Report sent
Thank you. We will check the data and update it shortly.