Skip to main content
IOU Financial Inc. logo

IOU Financial Inc. — Investor Relations & Filings

Ticker · IOU ISIN · CA44985J2048 TSXV Financial and insurance activities
Open in API
Filings indexed 373 across all filing types
Latest filing 2021-11-04 Capital/Financing Update
Country CA Canada
Listing TSXV IOU

About IOU Financial Inc.

https://ioufinancial.com/

IOU Financial Inc. operates an online lending platform providing working capital and growth financing to small and medium-sized businesses (SMBs) often underserved by traditional banks. The company functions as a wholesale lender, facilitating fast, flexible small business loans ranging from $15,000 to $1.5 million, with terms up to 24 months. A key differentiator is speed, offering pre-approval in seconds and funding within 24 hours of approval. IOU Financial leverages proprietary technology and credit expertise to ensure responsible lending practices and offers customizable payment schedules (daily, weekly, bi-weekly, or monthly). The company primarily serves its market through a network of trusted partners and brokers, having funded over US$1.5 billion in loans since 2009.

Recent filings

Filing Released Lang Actions
News release - English.pdf
Capital/Financing Update Classification · 95% confidence The document is a press release announcing the repurchase of approximately $0.9 million of convertible debentures by IOU Financial Inc. It discusses the company's debt reduction activities and provides background information about the company. There are no financial statements, detailed financial analysis, or comprehensive reporting of financial results. The document is relatively short (3651 characters) and serves as an update on a specific capital activity (debt repurchase). This fits the definition of a Capital/Financing Update (CAP) rather than a full financial report or other filing types. Therefore, the appropriate classification is CAP with high confidence.
2021-11-04 English
News release - English.pdf
Regulatory Filings
2021-11-02 English
News release - English.pdf
Regulatory Filings
2021-09-03 English
News release - English.pdf
Interim / Quarterly Report Classification · 95% confidence The document is titled 'IOU Financial Inc. Reports Second Quarter 2021 Financial Results' and contains detailed financial data for the three and six-month periods ended June 30, 2021. It includes comprehensive financial highlights such as loan originations, adjusted gross revenue, cost of revenue, adjusted operating expenses, adjusted net loss, IFRS net loss, and detailed tables with figures. The document also discusses strategic plans, corporate updates, and a conference call announcement. The presence of actual financial statements and substantive financial data for a quarterly period indicates this is a comprehensive interim financial report. The document is approximately 15,000 characters long, which is consistent with a full report rather than a brief announcement or press release. Therefore, the document fits the definition of an Interim / Quarterly Report (IR). Q2 2021
2021-08-26 English
Interim financial statements/report – English.pdf
Interim / Quarterly Report Classification · 100% confidence The document is titled 'Condensed Interim Consolidated Financial Statements' for the three and six-month periods ended June 30, 2021 and 2020. It contains detailed financial statements including statements of financial position, comprehensive income, changes in shareholders' equity, cash flows, and accompanying notes. The document explicitly states it is unaudited and prepared in accordance with IFRS IAS 34 Interim Financial Reporting. The length is about 15,000 characters, indicating a full report rather than a brief announcement. The content and period covered clearly identify this as an interim or quarterly financial report rather than an annual report or earnings release. Therefore, the appropriate classification is Interim / Quarterly Report (IR). H1 2021
2021-08-26 English
Interim MD&A - English.pdf
Interim / Quarterly Report Classification · 95% confidence The document is titled 'Management’s Discussion and Analysis of Financial Condition and Results of Operations' (MD&A) for IOU Financial Inc. It includes detailed financial data, performance metrics, strategic outlook, and management commentary for the three and six-month periods ended June 30, 2021. The presence of condensed consolidated financial statements and detailed financial analysis indicates this is a comprehensive interim financial report. The document length is 15,000 characters, which is substantial and contains substantive financial data and analysis, not just an announcement or certification. The MD&A is typically part of an Interim / Quarterly Report. Therefore, the document fits the definition of an Interim / Quarterly Report (IR). Q2 2021
2021-08-26 English

Browse filings by year

22 years

Report missing filing

Can't find a specific document? Let us know and we'll add it within 24 hours.

We will notify you once the filing is added.
Report sent
Thank you. We will check the data and update it shortly.