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IOU Financial Inc. — Investor Relations & Filings

Ticker · IOU ISIN · CA44985J2048 TSXV Financial and insurance activities
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Filings indexed 373 across all filing types
Latest filing 2022-08-08 Regulatory Filings
Country CA Canada
Listing TSXV IOU

About IOU Financial Inc.

https://ioufinancial.com/

IOU Financial Inc. operates an online lending platform providing working capital and growth financing to small and medium-sized businesses (SMBs) often underserved by traditional banks. The company functions as a wholesale lender, facilitating fast, flexible small business loans ranging from $15,000 to $1.5 million, with terms up to 24 months. A key differentiator is speed, offering pre-approval in seconds and funding within 24 hours of approval. IOU Financial leverages proprietary technology and credit expertise to ensure responsible lending practices and offers customizable payment schedules (daily, weekly, bi-weekly, or monthly). The company primarily serves its market through a network of trusted partners and brokers, having funded over US$1.5 billion in loans since 2009.

Recent filings

Filing Released Lang Actions
News release - English.pdf
Regulatory Filings
2022-08-08 English
News release - English.pdf
Capital/Financing Update Classification · 95% confidence The document is a press release announcing a new $1.5 million small business term loan product by IOU Financial Inc. It focuses on product innovation, loan terms, and company background. There are no financial statements, regulatory filings, or detailed financial performance data. It is not an earnings release, annual report, or interim report. It is a capital/financing update related to the company's loan product offerings, which fits the Capital/Financing Update (CAP) category. The document length is about 5793 characters, sufficient for a detailed announcement but not a full financial report.
2022-08-02 English
News release - English.pdf
Regulatory Filings Classification · 90% confidence The document is a press release announcing IOU Financial's recognition as one of the 50 Best Places to Work in Fintech in 2022 by American Banker. It includes some company background, a brief mention of recent Q1 2022 financial results, and forward-looking statements. There is no detailed financial data, no comprehensive report, no regulatory filing, no management discussion, or other formal report content. The document is primarily a corporate announcement or news release rather than a formal financial or regulatory filing. It does not fit into categories like Annual Report, Interim Report, Earnings Release, or Regulatory Filings. Given the nature of the content, the best fitting category is Regulatory Filings (RNS) as a general announcement that does not fit other specific categories.
2022-06-15 English
News release - English.pdf
Regulatory Filings
2022-06-09 English
News release - English.pdf
Declaration of Voting Results & Voting Rights Announcements Classification · 95% confidence The document is a press release reporting the results of the Annual General and Special Meeting of Shareholders, including re-election of directors and reappointment of the auditor. It does not contain detailed financial statements or comprehensive annual report content. The document is short (2164 characters) and focuses on meeting results rather than the full annual report or financial data. Therefore, it fits the category of Declaration of Voting Results & Voting Rights Announcements (DVA).
2022-06-08 English
52-109FV2 - Certification of interim filings - CEO (E).pdf
Regulatory Filings Classification · 95% confidence The document is a certification form titled 'FORM 52-109FV2 CERTIFICATION OF INTERIM FILINGS' by the CEO of IOU Financial Inc. It certifies the review and fair presentation of the interim financial report and interim MD&A for the period ended March 31, 2022. The text explicitly states it is a certification of interim filings, not the filings themselves. The document is short (3045 characters) and primarily an officer certification letter, with no substantive financial data or analysis included. According to the Certification Rule, such documents should be classified as Regulatory Filings (RNS) rather than as the interim report itself (IR).
2022-05-18 English

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