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IOU Financial Inc. — Investor Relations & Filings

Ticker · IOU ISIN · CA44985J2048 TSXV Financial and insurance activities
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Filings indexed 373 across all filing types
Latest filing 2021-05-14 AGM Information
Country CA Canada
Listing TSXV IOU

About IOU Financial Inc.

https://ioufinancial.com/

IOU Financial Inc. operates an online lending platform providing working capital and growth financing to small and medium-sized businesses (SMBs) often underserved by traditional banks. The company functions as a wholesale lender, facilitating fast, flexible small business loans ranging from $15,000 to $1.5 million, with terms up to 24 months. A key differentiator is speed, offering pre-approval in seconds and funding within 24 hours of approval. IOU Financial leverages proprietary technology and credit expertise to ensure responsible lending practices and offers customizable payment schedules (daily, weekly, bi-weekly, or monthly). The company primarily serves its market through a network of trusted partners and brokers, having funded over US$1.5 billion in loans since 2009.

Recent filings

Filing Released Lang Actions
Form of proxy - English.pdf
AGM Information Classification · 100% confidence The document is a Form of Proxy for an Annual General and Special Meeting (AGM) scheduled for June 10, 2021. It includes instructions for appointing proxyholders, voting methods, and voting recommendations on matters such as election of directors, appointment of auditors, stock option plan, and adoption of an advance notice by-law. There is no financial data or report content, only proxy solicitation materials related to the AGM. This matches the definition of AGM Information (AGM-R), which covers presentations and materials shared during the AGM, including proxy forms. The document length is 8039 characters, which is consistent with a detailed proxy form rather than a brief announcement or a full report. Therefore, the correct classification is AGM Information (AGM-R).
2021-05-14 English
Other.pdf
AGM Information Classification · 100% confidence The document is a detailed user guide for participating in a virtual Annual General Meeting (AGM). It includes instructions on how to log in, vote, and ask questions during the AGM. There is no financial data, report content, or regulatory filing information. The focus is on the AGM process and participation, which aligns with materials shared during the AGM itself rather than a report or announcement. Therefore, the document fits the category of AGM Information (AGM-R). The document length and content confirm it is not a brief announcement or a certification, but a full guide related to the AGM event.
2021-05-14 English
Notice of meeting - English.pdf
AGM Information Classification · 95% confidence The document is a notice for an Annual General and Special Meeting of shareholders, detailing the meeting agenda including receiving the management report and financial statements, electing directors, appointing auditors, and other shareholder matters. It includes instructions for proxy voting and specifies the meeting will be virtual. The document is short (3319 characters) and serves as a formal meeting notice rather than the actual meeting materials or reports. This fits the definition of AGM Information (AGM-R), which covers presentations and materials shared during the AGM, including notices and meeting details.
2021-05-14 English
Management information circular - English.pdf
AGM Information Classification · 100% confidence The document is titled 'NOTICE OF ANNUAL GENERAL AND SPECIAL MEETING OF SHAREHOLDERS AND MANAGEMENT PROXY CIRCULAR' and includes detailed information about the upcoming Annual General Meeting (AGM) of IOU Financial Inc. It contains instructions for shareholders on how to vote, attend the virtual meeting, appoint proxies, and revoke proxies. The document also references the management proxy circular, which is typically distributed in connection with the AGM to provide shareholders with information necessary to vote on matters at the meeting. There is no substantive financial data or report content such as financial statements or management discussion and analysis. The document is primarily a notice and proxy solicitation material for the AGM. Therefore, it fits the category of AGM Information (AGM-R).
2021-05-14 English
News release - English.pdf
Regulatory Filings
2021-05-04 English
Material change report - English.pdf
Board/Management Information Classification · 100% confidence The document is a Form 51-102F3 Material Change Report filed under Section 7.1 of National Instrument 51-102 Continuous Disclosure Obligations. It announces a CEO transition, detailing the change in senior management roles. The document is short (2789 characters) and focuses on management changes rather than financial data or report publication. This fits the category of Board/Management Information (MANG), which covers announcements of changes in the company's board of directors or senior management.
2021-04-30 English

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