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Agram Banka d.d. — Investor Relations & Filings

Ticker · KBZ ISIN · HRKBZ0RA0005 LEI · 549300XIM24KBQS8HU64 ZSE Financial and insurance activities
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Filings indexed 271 across all filing types
Latest filing 2024-04-29 Interim / Quarterly Rep…
Country HR Croatia
Listing ZSE KBZ

About Agram Banka d.d.

https://www.agrambanka.hr/

Agram Banka d.d., formerly Kreditna banka Zagreb d.d., is a universal commercial bank providing a wide range of financial products and services to both individual and corporate clients. The bank's offerings for retail customers include housing, tourism, and non-purpose loans, as well as savings, deposits, and credit card services. A notable product is the VISA CRO card, which offers special benefits related to domestic tourism. The bank also operates a dedicated business banking segment to serve its corporate clientele.

Recent filings

Filing Released Lang Actions
Agram banka dd_Tromjesečni financijski izvještaj_31 03 2024
Interim / Quarterly Report Classification · 100% confidence The document is a quarterly financial report for Agram Banka d.d. for the period ending March 31, 2024. It includes a management report (Izvješće poslovodstva), a statement of responsibility by the management board, and detailed financial statements (Bilanca/Balance Sheet). Since it covers a period shorter than a full fiscal year and contains substantive financial data and analysis, it is classified as an Interim/Quarterly Report. Q1 2024
2024-04-29 Croatian
GFI-IZD-KI_31 12 2023
Financial Supplement Data
2024-04-25 Croatian
Revidirani financijski izvještaj Agram banka d.d._2023
Audit Report / Information Classification · 98% confidence The document is titled "REVIDIRANI FINANCIJSKI IZVJEŠTAJI AGRAM BANKE D.D. za razdoblje od 1. 1. 2023. do 31. 12. 2023. godine" (REVISED FINANCIAL STATEMENTS OF AGRAM BANKA D.D. for the period from 1. 1. 2023 to 31. 12. 2023). The table of contents explicitly lists sections like 'Izvješće Uprave o poslovanju Banke u 2023. godini' (Management Report on the Bank's Operations in 2023), 'Izvješće neovisnog revizora' (Independent Auditor's Report), and detailed 'Financijski izvještaji' (Financial Statements) including the Statement of Profit or Loss, Statement of Financial Position, Statement of Changes in Equity, and Cash Flow Statement, all for the year ended December 31, 2023. This structure is characteristic of a comprehensive annual financial report, which aligns with the definition of a 10-K (Annual Report), even though the document is in Croatian and might be a local equivalent filing. Given the comprehensive nature covering the full fiscal year and including audited financial statements and management discussion, 10-K is the most appropriate classification among the provided options, despite the document being a local annual report rather than a specific SEC Form 10-K. FY 2023
2024-04-25 Croatian
Izjava revizora ESEF - AGRAM BANKA d.d._IC_HS
Report Publication Announcement Classification · 99% confidence The document is a letter dated April 22, 2024, from the independent auditor (BDO Croatia) to Agram Banka d.d. shareholders. It explicitly mentions the issuance of the 'Izvješće neovisnog revizora dioničarima Agram banke d.d.' (Independent Auditor's Report to the shareholders of Agram Banka d.d.) on March 29, 2024, and a related ESEF Compliance Report on April 22, 2024. The content confirms the issuance of an audit report covering the financial statements for the year ended December 31, 2023. This directly corresponds to the definition of an Audit Report / Information (AR), which covers standalone audit reports and applied accounting principles, distinct from the full Annual Report (10-K). The document itself is an announcement/confirmation regarding the audit report, but since the core subject matter is the audit report itself, AR is the most appropriate classification over RPA or RNS.
2024-04-25 Croatian
Godišnji financijski izvještaji AGRAM BANKA d.d. 2023-12-31
Annual Report Classification · 95% confidence The document is titled 'REVIDIRANI FINANCIJSKI IZVJEŠTAJI' (Revised Financial Statements) for Agram Bank for the period 1.1.2023 to 31.12.2023. It contains detailed financial statements including profit and loss, financial position, cash flow, notes to financial statements, and auditor's report. It also includes a management report on the bank's operations for the full fiscal year 2023. The length is substantial (15,000 characters), and the content is comprehensive, covering full financial performance and business overview for the year. This matches the definition of an Annual Report (10-K) which is an official yearly report covering company activity and full financial performance. There is no indication that this is merely an announcement or a certification, and it contains actual financial data and analysis. Therefore, the correct classification is 10-K with high confidence. FY 2023
2024-04-25 Croatian
Obavijest o Odlukama Izvanredne Glavne skupštine Agram banke d.d._3.11. 2022.
AGM Information Classification · 98% confidence The document is an official notification from AGRAM BANKA d.d. to the Zagreb Stock Exchange and HANFA, dated 03.11.2022, regarding the decisions made at the Extraordinary General Meeting (Izvanredna Glavna skupština) held on the same day. The content details specific resolutions passed, including the election of candidates for the Supervisory Board members and the approval of related policies. Since the document explicitly reports the decisions and results of a General Meeting, it falls under the category of AGM-related materials, specifically reporting the voting outcomes and decisions made. Although it contains the decisions themselves, the primary context is the official announcement of the results of a shareholder meeting, which aligns best with AGM-R (AGM Information) or DVA (Declaration of Voting Results & Voting Rights Announcements). Given that it contains the full text of the decisions (election of board members, approval of policies) made at the meeting, AGM-R is the most appropriate fit, as it encompasses the materials presented/decided at the AGM, even if it's the official notification of those decisions.
2022-11-03 Croatian

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