VersaBank — Investor Relations & Filings

VersaBank is a technology-focused financial institution recognized as the world's first fully digital bank. It operates using a proprietary, cloud-based, branchless, business-to-business (B2B) model, enabling it to profitably address underserved segments of the banking industry across North America. The bank sources both deposits and financing digitally through third-party financial intermediaries, who manage the direct relationship with depositors and borrowers. Its core activities include commercial lending, consumer loans, leases, and residential development and commercial mortgages. VersaBank leverages internally developed artificial intelligence capabilities within its core banking technology and is developing innovative financing options, such as the real-time purchasing of cash flow streams.