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Unipol — Investor Relations & Filings

Ticker · UNI ISIN · IT0004810054 LEI · 8156005CE5E7340CCA86 XMIL Financial and insurance activities
Filings indexed 1,531 across all filing types
Latest filing 2016-04-18 Regulatory Filings
Country IT Italy
Listing XMIL UNI

About Unipol

http://www.unipol.it

Unipol is a financial services group primarily engaged in the insurance and banking sectors. The company is a leading operator in the non-life insurance business, with a significant focus on Motor Third-Party Liability (TPL) and health insurance. It also provides a comprehensive portfolio of life insurance products and banking services. Unipol serves its customers through a multi-channel distribution model that combines a widespread network of physical agencies with digital platforms, including a mobile application for 24/7 policy and claims management. The company offers integrated and flexible insurance solutions, such as its modular 'Unica' policy, and leverages telematics technology like the Unibox device. Sustainability is integrated as a core strategic objective across its operations.

Recent filings

Filing Released Lang Actions
S&P rating withdrawn
Regulatory Filings Classification · 95% confidence The document is a formal announcement from UNIPOL dated April 18, 2016, titled 'STANDARD & POOR'S RATING WITHDRAWN'. It explicitly states that Standard & Poor's withdrew its ratings for the company and its subsidiaries upon request. The text includes detailed rationale for the rating action, reference to rating criteria, and a final table showing the ratings being withdrawn ('NR' - Not Rated) from previous levels. This structure—an official notification about a specific corporate action (rating change/withdrawal) accompanied by detailed analysis and reference to rating agencies—is characteristic of a regulatory filing or a specific type of corporate disclosure. Since the core content is the announcement and rationale regarding the rating action itself, and it is not a full annual report (10-K), an earnings release (ER), or a general press release about financial results, it fits best under the category of a specific regulatory/corporate disclosure. Given the options, 'Regulatory Filings' (RNS) is the most appropriate fallback for a specific, non-standard disclosure like a rating withdrawal announcement, especially since it is not explicitly defined as an Audit Report (AR) or a Capital Update (CAP). However, because the document is a detailed report/update from a rating agency (S&P) concerning the company's creditworthiness, it functions as a significant piece of investor information. Since it is not a standard financial report (10-K, IR, ER) but a specific announcement about a rating action, and the document length is substantial (19k chars), it is more than just a brief announcement (RPA). It is a detailed 'Research Update' from S&P. In the context of the provided definitions, this type of detailed credit/rating information disclosure, which is not a standard financial report, often falls under general Regulatory Filings (RNS) or sometimes Investor Presentation (IP) if it were a company-created deck. Given the source is S&P and the subject is a rating withdrawal, RNS (Regulatory Filings/General Regulatory Announcements) is the best fit among the choices for a specific, non-standard disclosure.
2016-04-18 English
Ritiro rating S&P
Regulatory Filings Classification · 95% confidence The document is a formal communication from UNIPOL dated April 18, 2016, titled 'Ritiro rating S&P' (Withdrawal of S&P rating). The text explicitly states that Standard & Poor's has withdrawn all its ratings for Unipol Gruppo Finanziario S.p.A. and its subsidiaries at the company's request. The document includes a detailed 'Research Update' from S&P confirming the affirmation and subsequent withdrawal of ratings, along with rationale and a list of affected ratings. This content is a specific announcement regarding a change in the company's credit rating status, which is a form of regulatory or market-sensitive information. It is not a full Annual Report (10-K), an Interim Report (IR), an Earnings Release (ER), or a general Investor Presentation (IP). Since it is a specific announcement concerning credit rating actions, it fits best under the general category of Regulatory Filings (RNS) as it is a formal disclosure to the market about a significant external assessment, or potentially a Capital/Financing Update (CAP) if the rating withdrawal was tied to a financing event, but RNS is the most appropriate general regulatory disclosure category when a more specific one like DVA or DIV doesn't apply. Given the context of a rating agency action being communicated, RNS (Regulatory Filings) is the most suitable classification for this type of market disclosure.
2016-04-18 Italian
Fitch Rating
Regulatory Filings Classification · 98% confidence The document is a formal announcement dated April 13, 2016, detailing the assignment of credit ratings by Fitch Ratings to Unipol Gruppo Finanziario S.p.A. and UnipolSai Assicurazioni S.p.A. The text includes key rating drivers, rating sensitivities, and a full list of rating actions. This type of communication, which reports on external credit assessments and related debt instruments, does not fit neatly into the standard periodic financial reports (10-K, IR, ER) or corporate actions (DIV, SHA). It is a specific type of regulatory or market-sensitive disclosure. Since it is a direct announcement about a rating action, and not a general regulatory filing fallback (RNS), it most closely aligns with an 'Interest Rate Update/Notice' (IRAT) if the context is broad enough to include credit rating impacts on debt, or it could be considered a general Regulatory Filing (RNS). Given the specific nature of credit rating news, and the lack of a dedicated 'Credit Rating Announcement' code, RNS is the most appropriate fallback for this specific type of market information disclosure that is not explicitly covered by other codes like ER, IR, or CAP. However, since the document is a direct announcement of a rating action and includes detailed financial metrics and debt ratings, it is a significant piece of investor information. In many classification schemes, rating announcements fall under general regulatory disclosures. I will classify it as RNS (Regulatory Filings) as the best fit among the provided options for a non-standard, market-moving announcement.
2016-04-13 English
Rating Fitch
Regulatory Filings Classification · 98% confidence The document is an official communication from UNIPOL dated April 13, 2016, titled 'Rating Fitch' and detailing the assignment of Issuer Default Ratings (IDR) and Insurer Financial Strength (IFS) ratings by Fitch Ratings to Unipol Gruppo Finanziario S.p.A. and UnipolSai Assicurazioni S.p.A. It includes key rating drivers, rating sensitivities, and a full list of rating actions. This content is a specific type of financial disclosure related to creditworthiness and debt instruments, but it is not a comprehensive annual report (10-K), an interim report (IR), or a general earnings release (ER). It is a specific announcement concerning credit ratings. Among the provided codes, 'IRAT' (Interest Rate Update/Notice) is not appropriate. 'CAP' (Capital/Financing Update) is too broad. Since this is a specific announcement regarding credit ratings and debt instruments (EMTN programmes, senior debt), and it is not a general regulatory filing (RNS) or a report itself, it most closely aligns with a specialized financial update. However, none of the categories perfectly capture a 'Credit Rating Announcement'. Given the options, this document is a specific, non-standard regulatory disclosure. It is not a proxy statement (PSI), management discussion (MDA), or audit report (AR). Since it details specific debt ratings and financial structure implications, it is a highly specific financial update. If we must choose the closest fit among the provided definitions, it is a specialized financial disclosure. Since there is no 'Credit Rating Announcement' code, and it is a formal communication about financial standing and debt instruments, it falls under a general regulatory/financial announcement. Given the context of debt ratings and financing instruments being discussed, 'CAP' (Capital/Financing Update) is a possibility, but the core subject is the rating itself. The most appropriate fallback for a specific, non-standard financial disclosure that doesn't fit elsewhere is 'RNS' (Regulatory Filings) or potentially 'LTR' (Legal Proceedings Report) if the rating agency action was regulatory in nature, which it is not. Since the document is a formal communication about a specific financial event (rating assignment) and includes details on debt programs, it is best classified as a specialized financial update. Given the strict definitions, and noting that it is not a report itself but an announcement, 'RPA' (Report Publication Announcement) is incorrect as it's not announcing the publication of a standard company report. Therefore, 'RNS' (Regulatory Filings) serves as the best general category for specific, non-standard regulatory/financial news releases that lack a dedicated code, especially since it is an 'Informazione Regolamentata' (Regulated Information). I will assign RNS as the most suitable fallback for this specific rating news release.
2016-04-13 English
LIST FOR THE APPOINTMENT OF THE BOARD OF DIRECTORS AND STATUTORY AUDITORS
Board/Management Information Classification · 99% confidence The document is an 'Informazione Regolamentata' (Regulated Information) from Unipol dated April 7, 2016. The subject ('Oggetto') is 'BOARD OF DIRECTORS AND STATUTORY AUDITORS LIST FOR THE APPOINTMENT'. The text explicitly announces that the lists of candidates for the Board of Directors and Statutory Auditors for the upcoming Shareholders' Meeting on April 28, 2016, have been published and made available. This announcement concerns the process leading up to a general meeting, specifically regarding the nomination of governance bodies (Directors and Auditors). This strongly aligns with the scope of Board/Management Information (MANG) or potentially Governance Information (CGR). However, since the core subject is the publication of candidate lists for the Board of Directors and Statutory Auditors, which are key management/governance roles being voted upon, MANG (Board/Management Information) is the most precise fit for announcing the composition/nomination process for these bodies, even though it relates to an AGM. Given the focus on the *appointment* lists for the Board and Auditors, MANG is selected over AGM-R (which is for presentations/materials *during* the meeting) or CGR (which is about the structure/rules). The document is an announcement, not the full report, but the content is specific enough to classify beyond a general RPA/RNS.
2016-04-07 English
Presentazione liste cda e collegio sindacale
Board/Management Information Classification · 99% confidence The document is an official communication (Informazione Regolamentata) from Unipol dated April 7, 2016. The subject ('Oggetto') and the headline explicitly state that the lists of candidates for the Board of Directors ('Consiglio di Amministrazione') and the College of Statutory Auditors ('Collegio Sindacale') are being made available ahead of the Annual General Meeting ('Assemblea Ordinaria degli Azionisti') scheduled for April 28, 2016. This material relates directly to the nominations and procedures for the AGM. While it announces the availability of lists, the core subject matter is the composition of the governing bodies being voted upon at the AGM. This strongly aligns with the scope of AGM-R (AGM Information) or potentially DEF 14A (Remuneration/Proxy materials), but since it focuses on the candidate lists for the board and auditors being presented for a vote at the AGM, AGM-R is the most precise fit for materials related to the meeting itself, rather than just the remuneration report (DEF 14A). It is not a full proxy statement (PSI) but rather the announcement of the candidate lists for the meeting.
2016-04-07 Italian

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