
IOU Financial Inc. — Investor Relations & Filings
IOU Financial Inc. operates an online lending platform providing working capital and growth financing to small and medium-sized businesses (SMBs) often underserved by traditional banks. The company functions as a wholesale lender, facilitating fast, flexible small business loans ranging from $15,000 to $1.5 million, with terms up to 24 months. A key differentiator is speed, offering pre-approval in seconds and funding within 24 hours of approval. IOU Financial leverages proprietary technology and credit expertise to ensure responsible lending practices and offers customizable payment schedules (daily, weekly, bi-weekly, or monthly). The company primarily serves its market through a network of trusted partners and brokers, having funded over US$1.5 billion in loans since 2009.
Recent filings
| Filing | Released | Lang | Actions |
|---|---|---|---|
| Decision Document / Order for Application - French.pdf | 2023-11-21 | English | |
| Material change report - English.pdf | 2023-10-02 | English | |
| Notice.pdf | 2023-10-02 | English | |
| News release - French.pdf | 2023-09-29 | English | |
| News release - English.pdf | 2023-09-29 | English | |
| Other securityholders documents - French.pdf | 2023-09-29 | English |
Browse filings by year
22 years- 2023 75 filings
- 2022 37 filings
- 2021 36 filings
- 2020 42 filings
- 2019 21 filings
- 2018 21 filings
- 2017 26 filings
- 2016 28 filings
- 2015 56 filings
- 2014 5 filings
- 2013 4 filings
- 2012 8 filings
- 2011 3 filings
- 2010 1 filing
- 2009 1 filing
- 2006 1 filing
- 2005 1 filing
- 2004 1 filing
- 2003 2 filings
- 2002 1 filing
- 2000 2 filings
- 1998 1 filing
| ID | Filing | Released | Lang | Actions | |
|---|---|---|---|---|---|
|
2023
15 filings
| |||||
| 47379899 | Decision Document / Order for Application - French.pdf | 2023-11-21 | English | ||
| 47379903 | Material change report - English.pdf | 2023-10-02 | English | ||
| 47379908 | Notice.pdf | 2023-10-02 | English | ||
| 29288979 | News release - French.pdf | 2023-09-29 | English | ||
| 29288965 | News release - English.pdf | 2023-09-29 | English | ||
| 29290174 | Other securityholders documents - French.pdf | 2023-09-29 | English | ||
| 13692301 | News release - French.pdf | 2023-09-16 | English | ||
| 13692300 | News release - English.pdf | 2023-09-16 | English | ||
| 47379920 | News release - French.pdf | 2023-09-12 | English | ||
| 47379926 | News release - English.pdf | 2023-09-12 | English | ||
| 29143726 | News release - English.pdf | 2023-08-28 | English | ||
| 29143820 | 52-109FV2 - Certification of interim filings - CFO (E).pdf | 2023-08-28 | English | ||
| 29143817 | 52-109FV2 - Certification of interim filings - CEO (E).pdf | 2023-08-28 | English | ||
| 29143833 | Interim MD&A - English.pdf | 2023-08-28 | English | ||
| 47379930 | Interim financial statements/report – English.pdf | 2023-08-28 | English | ||
Market data
Market data not available
Price history
Peer group · Other credit granting activities
| Company | Ticker | Country | Sector |
|---|---|---|---|
|
ASIA CAPITAL LIMITED
Provides credit solutions, investment management, and struc…
|
538777 | IN | Financial and insurance activit… |
|
ASOCIACION CIVIL SUMATORIA PARA UNA NUEVA ECONOMIA
Non-profit advancing impact finance, providing sustainable …
|
— | AR | Financial and insurance activit… |
|
ASPIAL LIFESTYLE LIMITED
Consumer lifestyle group retailing jewellery, branded merch…
|
5UF | SG | Financial and insurance activit… |
|
Atlantic Horizon Capital Corporation
Specializes in customized financing solutions for high-valu…
|
ATLH.P | CA | Financial and insurance activit… |
|
Atlanticus Holdings Corp
A financial technology company providing consumer credit so…
|
ATLC | US | Financial and insurance activit… |
|
Atlantis SE
Financial company providing large-value cash loans to busin…
|
ATS | EE | Financial and insurance activit… |
|
Atrium Mortgage Investment Corporation
Alternative real estate lender specializing in commercial a…
|
AI | CA | Financial and insurance activit… |
|
Authum Investment & Infrastructure Limited
Specializes in project financing, structured loans, and dis…
|
AIIL | IN | Financial and insurance activit… |
|
AUTOFIN S.A.
Specializes in comprehensive automotive financing solutions…
|
— | CL | Financial and insurance activit… |
|
Automotive Finco Corp.
Provides capital and long-term acquisition financing for au…
|
AFCC.H | CA | Financial and insurance activit… |
IOU Financial Inc. via the API
Pull this company's filings, identifiers, and metadata as JSON or Markdown. Authenticate with your API key, then query by company ID, ISIN, or LEI. Full schema documented in the OpenAPI spec.
Endpoints
| GET | /api/companies/43850/ | Company identity, sector, listing, identifiers |
| GET | /api/filings/?company=43850 | Paginated list of all filings (filterable by type, date, language) |
| GET | /api/filings/{id}/ | Single filing — metadata, document URL, processing status |
| GET | /api/filings/{id}/markdown/ | Filing content as Markdown (PDF → text/tables/figures) |
| GET | /api/isins/?company=43850 | All ISINs registered to this company |
| GET | /api/filing-types/ | Reference: every filing-type code + category |
cURL
$ curl https://api.financialreports.eu/api/filings/?company=43850 \ -H "x-api-key: $FR_API_KEY" \ -H "Accept: application/json"
Python
import requests r = requests.get( "https://api.financialreports.eu/api/filings/", params={"company": 43850}, headers={"x-api-key": API_KEY}, ) filings = r.json()["results"]
MCP server
// MCP server URL https://mcp.financialfilings.com/mcp // Once connected, the LLM can query this company directly: "Pull the latest 5 filings for IOU Financial Inc. (id: 43850)"
Report missing filing
Can't find a specific document? Let us know and we'll add it within 24 hours.