Skip to main content
IOU Financial Inc. logo

IOU Financial Inc. — Investor Relations & Filings

Ticker · IOU ISIN · CA44985J2048 TSXV Financial and insurance activities
Open in API
Filings indexed 373 across all filing types
Latest filing 2023-08-09 Regulatory Filings
Country CA Canada
Listing TSXV IOU

About IOU Financial Inc.

https://ioufinancial.com/

IOU Financial Inc. operates an online lending platform providing working capital and growth financing to small and medium-sized businesses (SMBs) often underserved by traditional banks. The company functions as a wholesale lender, facilitating fast, flexible small business loans ranging from $15,000 to $1.5 million, with terms up to 24 months. A key differentiator is speed, offering pre-approval in seconds and funding within 24 hours of approval. IOU Financial leverages proprietary technology and credit expertise to ensure responsible lending practices and offers customizable payment schedules (daily, weekly, bi-weekly, or monthly). The company primarily serves its market through a network of trusted partners and brokers, having funded over US$1.5 billion in loans since 2009.

Recent filings

Filing Released Lang Actions
News release - English.pdf
Regulatory Filings
2023-08-09 English
Material document(s) (amended).pdf
M&A Activity Classification · 95% confidence The document is a Voting Support Agreement related to a proposed acquisition transaction involving IOU Financial Inc. It references an Arrangement Agreement and details covenants and representations related to voting shares in support of the transaction. This type of document is typically part of merger and acquisition activities, specifically agreements to support voting in favor of a transaction. It is not a financial report, earnings release, or regulatory filing. It is a legal agreement related to M&A activity. Therefore, the appropriate classification is 'M&A Activity' (Code: TAR). The document length and content confirm it is not a brief announcement or a report publication notice, but a substantive agreement related to a takeover bid or merger.
2023-08-02 English
News release - English.pdf
Regulatory Filings
2023-07-27 English
Notice of the meeting and record date - English.pdf
Regulatory Filings
2023-07-25 English
Material change report - English.pdf
Regulatory Filings Classification · 95% confidence The document is a FORM 51-102F3 MATERIAL CHANGE REPORT, which is a regulatory filing used in Canadian securities regulation to disclose material changes in a company. The content details an arrangement agreement for acquisition, share exchange agreements, voting support agreements, and other transaction-related information. It is not an annual or quarterly financial report, nor is it an earnings release or management discussion. It is a formal disclosure of a material corporate event, specifically a change in control or ownership structure. This fits the category of Regulatory Filings (RNS), which is the fallback for miscellaneous regulatory announcements that do not fit other specific categories. The document length is over 6,000 characters and contains detailed information about the material change, but it is not a financial report itself.
2023-07-19 English
Material document(s).pdf
Merger & Acquisition Classification · 95% confidence The document is a Voting Support Agreement related to a proposed acquisition transaction involving IOU Financial Inc. It references an Arrangement Agreement and details covenants and representations related to voting shares in favor of the transaction. This is a legal agreement between shareholders and the purchaser to support a merger or acquisition transaction. It is not a report, financial statement, or announcement of voting results. It is a contractual document related to M&A activity, specifically supporting a takeover or arrangement transaction. Therefore, the appropriate classification is Merger & Acquisition (MA). The document length and content confirm it is not a brief announcement or regulatory filing but a substantive agreement related to M&A.
2023-07-19 English

Browse filings by year

22 years

Report missing filing

Can't find a specific document? Let us know and we'll add it within 24 hours.

We will notify you once the filing is added.
Report sent
Thank you. We will check the data and update it shortly.