Skip to main content
Credito Emiliano logo

Credito Emiliano — Investor Relations & Filings

Ticker · CE ISIN · IT0003121677 LEI · 8156004B244AA70DE787 XMIL Financial and insurance activities
Open in API
Filings indexed 538 across all filing types
Latest filing 2024-08-27 Capital/Financing Update
Country IT Italy
Listing XMIL CE

About Credito Emiliano

http://www.credem.it

Credito Emiliano (Credem) is a banking group that provides a range of financial services. Its core operations are structured around commercial banking, private banking, asset management, and insurance. The group caters to both individuals and families, offering products such as current accounts, payment cards, loans, and mortgages. For corporate clients and professionals, it delivers tailored financial consulting, leasing, and factoring services. Additional activities include fund management and security trading. A distinctive aspect of its business involves accepting wheels of Parmigiano-Reggiano cheese as collateral for loans to local producers, aging the cheese in its own climate-controlled vaults to support the regional economy.

Recent filings

Filing Released Lang Actions
CREDEM: avviso di rimborso anticipato obbligazioni senior non - preferred (ISIN: XS2068978050)
Capital/Financing Update Classification · 98% confidence The document is an official announcement from Credito Emiliano (Credem) regarding the early repayment (rimborso anticipato) of its Senior Non-Preferred Bonds totaling 500,000,000 EUR, scheduled for October 25, 2024. This action involves changes to the company's outstanding debt structure and financing instruments. This clearly falls under the category of updates on company financing activities or capital structure changes. Therefore, the appropriate classification is 'Capital/Financing Update' (CAP). The document is short and is an announcement, not a detailed financial report.
2024-08-27 Italian
CREDEM - Pubblicazione relazione finanziaria semestrale al 30.06.2024
Report Publication Announcement Classification · 98% confidence The document text is very short (536 characters) and explicitly states that the 'relazione finanziaria semestrale al 30.06.2024' (half-yearly financial report as of 30.06.2024) is now available to the public, listing where it can be found (registered office, website, authorized storage mechanism). This structure—announcing the availability of a report rather than containing the full report itself—fits the definition of a Report Publication Announcement (RPA). The content relates to a semi-annual financial report, which would typically be an 'IR' (Interim Report), but since this document is only the notice of availability, RPA is the correct classification based on the 'MENU VS MEAL' rule.
2024-08-06 Italian
Relazione Finanziaria Semestrale al 30.06.2024
Interim / Quarterly Report Classification · 100% confidence The document is titled 'RELAZIONE FINANZIARIA SEMESTRALE 2024' (Half-Year Financial Report 2024) for Credito Emiliano Spa. It contains comprehensive financial information, including an executive summary, management report (Relazione intermedia sulla Gestione), consolidated financial statements, and notes. It is a formal interim financial report covering the first half of the fiscal year, fitting the definition of an Interim/Quarterly Report. H1 2024
2024-08-06 Italian
CREDEM, approvati i risultati del primo semestre 2024: utile a 323,8 milioni di Euro (+8,4%), oltre 92 mila nuovi clienti
Earnings Release Classification · 99% confidence The document is titled "*COMUNICATO STAMPA*" (Press Release) and presents key financial highlights for the first half of 2024 ("RISULTATI DEL PRIMO SEMESTRE 2024"). It details metrics like consolidated net profit, ROE, NPL ratios, and business segment performance. This format—a concise announcement of period results, often released before the full, detailed report—is characteristic of an Earnings Release (ER). It is not the comprehensive Annual Report (10-K) or the detailed Interim Report (IR), but rather the initial summary announcement. H1 2024
2024-08-05 Italian
Esclusiva per definire accordo su possibile cessione del Merchant Book Acquiring
M&A Activity Classification · 98% confidence The document is a short press release ("COMUNICATO STAMPA") dated June 4, 2024, announcing that Credem has granted Worldline an exclusive negotiation period regarding the possible sale of its Merchant Acquiring business (POS services). This concerns a potential merger or acquisition activity (M&A). Since the document is an announcement about a potential transaction rather than a formal regulatory filing like a 10-K or a detailed financial report, the most appropriate category is M&A Activity (TAR). It is not a general regulatory filing (RNS) because a more specific category exists, and it is not a Report Publication Announcement (RPA) because it announces a strategic business event, not the publication of a standard financial report.
2024-06-04 Italian
Avviso pubblicazione verbale assemblea
AGM Information Classification · 99% confidence The document text is very short (495 characters) and explicitly states: "Avviso pubblicazione verbale Assemblea Ordinaria degli Azionisti" (Notice of publication of the minutes of the Ordinary Shareholders' Meeting). It informs the public that the minutes from the meeting held on 24.04.2024 are available at the registered office, on the website, and via the authorized storage mechanism. This structure perfectly matches the definition of a Report Publication Announcement (RPA), as it is an announcement about the availability of another document (the meeting minutes), rather than the minutes themselves. It is not an AGM-R (which would be the minutes/presentation) but the notice of their publication.
2024-05-15 Italian

Browse filings by year

12 years

Report missing filing

Can't find a specific document? Let us know and we'll add it within 24 hours.

We will notify you once the filing is added.
Report sent
Thank you. We will check the data and update it shortly.