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Concordia Financial Group, Ltd. — Investor Relations & Filings

Ticker · 7186 ISIN · JP3305990008 T Financial and insurance activities
Filings indexed 96 across all filing types
Latest filing 2024-06-19 Governance Information
Country JP Japan
Listing T 7186

About Concordia Financial Group, Ltd.

https://www.concordia-fg.jp/en/index.ht…

Yokohama Financial Group, Inc. (formerly Concordia Financial Group, Ltd.) is a financial holding company that manages banking and related financial services businesses. Established in 2016 through the merger of the Bank of Yokohama and Higashi-Nippon Bank, the group provides a comprehensive range of retail and business banking products and financial solutions to individual and corporate customers. It operates primarily through its core subsidiaries, which include the Bank of Yokohama, Higashi-Nippon Bank, and Kanagawa Bank.

Recent filings

Filing Released Lang Actions
内部統制報告書-第8期(2023/04/01-2024/03/31)
Governance Information Classification · 100% confidence The document header explicitly states the filing type as "【提出書類】 内部統制報告書" (Document Submitted: Internal Control Report) and cites the legal basis as "金融商品取引法第24条の4の4第1項" (Financial Instruments and Exchange Act Article 24-4-4, Paragraph 1). This specific filing in Japan relates to management's assessment of internal controls over financial reporting. While there is no direct mapping for a Japanese 'Internal Control Report' in the provided list, the content is fundamentally about the assessment of internal controls, which aligns most closely with the scope of an Audit Report/Information (AR) or potentially Governance Information (CGR). However, given the specific nature of internal control reporting required by the Financial Instruments and Exchange Act, and the lack of a dedicated code, we must evaluate the closest fit. An Audit Report (AR) often includes the auditor's opinion on internal controls, but this document is the *management's* report on internal controls. Governance Information (CGR) covers internal rules and board structure. Since this document is a formal, required regulatory filing focused on the *control framework* and its effectiveness, and it is not a full Annual Report (10-K), the closest conceptual fit among the provided options that deals with formal reporting on internal structures and compliance is often grouped with Audit/Governance reports. Given the strict definitions, and recognizing this is a formal report on internal controls (not just a general announcement), it is closest to the scope covered by 'Audit Report / Information' (AR) or 'Governance Information' (CGR). Since the content is a direct assessment of the 'Internal Control Framework' (内部統制の基本的枠組み), CGR is a strong candidate, but AR often encompasses assurance-related reports. In the context of US filings, this is often part of the 10-K, but since it's a standalone Japanese filing, and the content is about the *framework* and *assessment*, I will classify it as Governance Information (CGR) as it details the internal structure and practices ensuring financial integrity, which is a core governance function, or AR if we interpret it as a formal assurance-related document. Given the explicit focus on the 'framework' and 'assessment' rather than an external audit opinion, CGR seems slightly more appropriate than AR, but since it is a formal regulatory report not listed, RNS (Regulatory Filings) is the safest fallback. However, let's re-examine the definitions. AR is for 'Standalone audit reports, applied accounting principles, and results of internal or regulatory stress tests'. This is management's report on internal controls, which is a key component of assurance. Given the options, and the formal nature of the submission, I will lean towards AR as the closest category dealing with formal assurance/control reporting, even if it's management's perspective, as it is a required statutory report on controls. If RNS is used as a fallback, the classification loses specificity. I will choose AR based on the subject matter being internal control assessment, which is closely related to auditing/assurance processes. The document length is substantial (over 2000 chars), so it is the report itself, not an announcement (RPA/RNS). I will assign a high confidence score due to the explicit header information. *Self-Correction/Refinement*: In many global databases, management's internal control report is often categorized separately or grouped with governance. Since CGR covers 'Governance Information' detailing 'internal rules, board structure, and governance practices', and internal controls are a cornerstone of governance, CGR is a very strong fit. AR is usually reserved for external audit opinions or stress tests. I will switch to CGR as the best fit for a management report on internal control structure and effectiveness.
2024-06-19 Japanese
確認書
Audit Report / Information Classification · 95% confidence The document is extremely short (590 characters) and contains a header section typical of Japanese regulatory filings, specifically mentioning the submission of a '確認書' (Confirmation Document) to the Kanto Local Finance Bureau Director based on Article 24-2, Paragraph 1 of the Financial Instruments and Exchange Act. Section 1 explicitly states that the Representative Director confirmed the appropriateness of the contents of the '第8期(自2023年4月1日 至2024年3月31日)の有価証券報告書' (8th Period Annual Securities Report for the fiscal year ended March 31, 2024). This document is not the full Annual Report (10-K equivalent) itself, but rather a confirmation document related to it. Given the options, this confirmation document does not fit perfectly into the main categories like 10-K, ER, or IR. It is a specific regulatory confirmation related to the annual filing. Since it is a specific regulatory document that doesn't match the primary definitions (like AGM-R, 10-K, ER, IR), and it is not an announcement of a report release (RPA), the most appropriate fallback category for a specific, non-standard regulatory confirmation document is 'Regulatory Filings' (RNS). FY 2024
2024-06-19 Japanese
有価証券報告書-第8期(2023/04/01-2024/03/31)
Annual Report Classification · 100% confidence The document is a Japanese 'Yuka Shoken Hokokusho' (Securities Report), which is the Japanese equivalent of an Annual Report (10-K). It contains a formal header, fiscal year information (2023-04-01 to 2024-03-31), and extensive XBRL-like tagging for financial data, confirming it is the full annual financial filing rather than an announcement or summary. FY 2024
2024-06-19 Japanese
訂正発行登録書
Capital/Financing Update Classification · 98% confidence The document is explicitly titled "訂正発行登録書" (Correction Registration Statement) and is submitted to the Kanto Local Finance Bureau Director. It concerns '社債' (Corporate Bonds) and references a previous registration statement and a correction to a quarterly report (四半期報告書). This document relates to the registration and issuance of securities, specifically debt instruments, which falls under financing activities or capital structure changes. Given the options, 'Capital/Financing Update' (CAP) is the most appropriate classification for a filing related to the registration and correction of a bond issuance statement, as it directly impacts the company's capital structure and financing plans. It is not a general earnings release (ER), a full annual report (10-K), or a simple announcement of a report (RPA), but rather a specific regulatory filing detailing a correction to a financing registration.
2024-05-15 Japanese
確認書
Report Publication Announcement Classification · 100% confidence The document is extremely short (600 characters) and contains a header structure typical of Japanese regulatory filings, specifically mentioning a '確認書' (Confirmation Document) submitted to the Kanto Local Finance Bureau Director ('関東財務局長'). The core content confirms the appropriateness of the contents of the '第8期第2四半期(自 2023年7月1日 至 2023年9月30日)の四半期報告書の訂正報告書' (Correction Report for the Quarterly Report for the 2nd Quarter of the 8th Period). Since this document is a confirmation/attestation regarding a previously filed Quarterly Report correction, and not the comprehensive Quarterly Report itself, it fits best under the general 'Regulatory Filings' category (RNS) or potentially an Audit/Review related filing, but RNS is the most appropriate fallback for specific confirmation documents that aren't the primary report or a standard ER/IR. Given the context of confirming a Quarterly Report correction, it is a specific regulatory submission. However, since there is no specific code for 'Confirmation of Filing Accuracy', and it is not the Interim Report (IR) itself, RNS is the best fit as a general regulatory announcement.
2024-04-12 Japanese
訂正四半期報告書-第8期第2四半期(2023/07/01-2023/09/30)
Interim / Quarterly Report Classification · 100% confidence The document is a Japanese 'Quarterly Report' (四半期報告書) filed with the Kanto Local Finance Bureau under the Financial Instruments and Exchange Act. It contains detailed financial data, including consolidated financial indicators for the second quarter of the fiscal year ending 2024. As it provides comprehensive financial statements and analysis for an interim period, it is classified as an Interim/Quarterly Report (IR). H1 2024
2024-04-12 Japanese

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