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BREAD FINANCIAL HOLDINGS, INC. — Investor Relations & Filings

Ticker · BFH ISIN · US0185811082 LEI · 549300G8S4PO686J7H97 US Financial and insurance activities
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Filings indexed 1,630 across all filing types
Latest filing 2025-10-28 Capital/Financing Update
Country US United States of America
Listing US BFH

About BREAD FINANCIAL HOLDINGS, INC.

https://www.breadfinancial.com/

Bread Financial Holdings, Inc. is a tech-forward financial services company that provides personalized payment, lending, and saving solutions. For consumers, it offers a suite of products including general-purpose credit cards, personal loans, high-yield savings accounts, and certificates of deposit (CDs). For its business partners, the company develops and manages co-branded and private-label credit card programs. It also provides 'buy now, pay later' (BNPL) installment loan products and other point-of-sale financing solutions, enabling retailers to offer flexible payment options to their customers.

Recent filings

Filing Released Lang Actions
8-K
Capital/Financing Update Classification · 100% confidence The document is a Form 8-K Current Report filed with the SEC, dated October 28, 2025, by Bread Financial Holdings, Inc. It announces the entry into a material definitive agreement for a $500 million senior notes offering and includes a press release about the pricing of the notes. The document contains detailed information about the financing transaction, including terms of the notes, use of proceeds, and related agreements. This type of filing is an update on the company's capital raising activities and financing arrangements. It is not an annual or quarterly report, audit report, earnings release, or other types of filings. Therefore, the appropriate classification is Capital/Financing Update (CAP). The document length (5861 characters) and content confirm it is a substantive report on financing activity, not merely an announcement or certification.
2025-10-28 English
8-K
Capital/Financing Update Classification · 95% confidence The document is a Form 8-K Current Report filed with the SEC, dated October 28, 2025, by Bread Financial Holdings, Inc. It announces a conditional notice of redemption of senior notes due 2029 and a private offering of senior notes to finance the redemption. The content focuses on financing activities, specifically the issuance of new debt and redemption of existing debt. There are no financial statements or detailed financial performance data included, only disclosures about financing events. This fits the category of Capital/Financing Update (CAP). The document length is 5660 characters, which is sufficient to contain substantive information about the financing event rather than just an announcement of a report. Therefore, the appropriate classification is CAP with high confidence.
2025-10-28 English
10-Q
Interim / Quarterly Report Q3 2025
2025-10-27 English
8-K
Regulatory Filings Classification · 95% confidence The document is a Form 8-K current report filed with the SEC by Bread Financial Holdings, Inc. It includes a press release providing a performance update for the period ended September 30, 2025. The document length is 3405 characters, which is relatively short and primarily serves as an announcement of the attached press release rather than containing detailed financial statements or substantive financial data itself. The document explicitly states it is a current report and includes a press release as Exhibit 99.1. This type of filing is typically categorized as a Regulatory Filing (RNS) because it is a general regulatory announcement and does not contain the full financial report or detailed analysis. It is not an earnings release (ER) because it is a performance update press release attached to the 8-K, and the document itself is the filing notice rather than the full report. Therefore, the best classification is Regulatory Filings (RNS).
2025-10-23 English
8-K
Regulatory Filings Classification · 95% confidence The document is a Form 8-K filed with the SEC, dated October 23, 2025, by Bread Financial Holdings, Inc. It reports the issuance of a press release regarding third quarter 2025 earnings results, an investor presentation, and announcements about a quarterly dividend and share repurchase authorization increase. The document itself is a current report notifying the market of these events rather than the full earnings release or investor presentation documents. The length is under 5,000 characters, and it references attached exhibits for the earnings release and investor presentation. This fits the profile of a Regulatory Filing (RNS) as it is a general regulatory announcement and does not contain the full financial report or detailed financial statements itself. Therefore, the correct classification is Regulatory Filings (RNS).
2025-10-23 English
FORM 4
Director's Dealing
2025-10-17 English

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