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Banca Sistema — Investor Relations & Filings

Ticker · BST ISIN · IT0003173629 LEI · 815600B5C61A10BBB451 XMIL Financial and insurance activities
Filings indexed 782 across all filing types
Latest filing 2024-01-16 Report Publication Anno…
Country IT Italy
Listing XMIL BST

Banca Sistema is a financial institution specializing in financing and managing trade receivables, with a particular focus on those owed by public administrations. The bank serves corporate clients, including small and medium-sized enterprises (SMEs), as well as private customers. Its primary business line is factoring, encompassing both public sector and commercial receivables. Beyond its core factoring operations, the institution offers a suite of banking products. For its corporate clientele, this includes various financing and servicing activities. For private individuals, the product suite features salary-backed loans and specialized pawn credit services, offering loans collateralized by valuable assets and works of art.

Recent filings

Filing Released Lang Actions
BANCA SISTEMA: CALENDARIO EVENTI SOCIETARI / BANCA SISTEMA: CORPORATE CALENDAR
Report Publication Announcement Classification · 99% confidence The document is explicitly titled "COMUNICATO STAMPA" (PRESS RELEASE) and its primary content is the announcement of the company's annual corporate events calendar for 2024, including dates for Board meetings, conference calls, and the Annual Shareholders' Meeting. It details when various financial reports (like the FY 2023 results, Q1, Half-yearly, and Q3 reports) will be approved and discussed. This document is not the report itself (like 10-K or IR), but rather an announcement about the schedule of future corporate events and report publications. This fits the definition of a Report Publication Announcement (RPA) or, more generally, a Regulatory Filing (RNS) if RPA is too specific. Since it announces the schedule for future reports and meetings, RPA is the most precise fit, as it signals the release of future information.
2024-01-16 Italian
Errata Corrige COMUNICAZIONE TRIMESTRALE SULL’ATTIVITA’ DI SOSTEGNO DELLA LIQUIDITA’ DEL TITOLO BANCA SISTEMA / QUARTERLY COMMUNICATION ON THE LIQUIDITY SUPPORT OF BANCA SISTEMA STOCKS
Capital/Financing Update Classification · 99% confidence The document is titled "COMUNICATO STAMPA" (PRESS RELEASE) and specifically states it is a "COMUNICAZIONE TRIMESTRALE SULL'ATTIVITA' DI SOSTEGNO DELLA LIQUIDITA' DEL TITOLO BANCA SISTEMA" (Quarterly Communication on the Liquidity Support of Banca Sistema Stocks). It provides detailed transactional data (purchases, sales, prices) performed by an intermediary (Intermonte SIM S.p.A.) over a specific period (October 2 to December 29, 2023). This type of regular, periodic disclosure regarding market support activities, often mandated by listing rules, is best classified as a general Regulatory Filing (RNS) or potentially related to capital/financing activities, but RNS is the most appropriate general category for mandatory, non-standard financial reports like this liquidity support update, especially since it's a press release format detailing specific market actions rather than a comprehensive financial report (like 10-K or IR). Given the specific nature of reporting on liquidity support activities, which is a regulatory requirement for certain listed stocks, RNS (Regulatory Filings) serves as the best fit among the provided options for a mandatory, periodic, non-core financial disclosure.
2024-01-11 Italian
COMUNICAZIONE TRIMESTRALE SULL’ATTIVITA’ DI SOSTEGNO DELLA LIQUIDITA’ DEL TITOLO BANCA SISTEMA / QUARTERLY COMMUNICATION ON THE LIQUIDITY SUPPORT OF BANCA SISTEMA STOCKS
Capital/Financing Update Classification · 99% confidence The document is titled "COMUNICATO STAMPA" (PRESS RELEASE) and announces quarterly information regarding the liquidity support activity for Banca Sistema stocks, covering the period from October 2, 2023, to December 29, 2023. This is a short announcement (3793 characters) that communicates specific, periodic operational data rather than being a comprehensive financial report (like 10-K or IR) or a formal regulatory filing for a major event. Since it is a communication about specific operational/market activity that doesn't fit the primary categories (like DIV, ER, or CAP), and it is a formal press release, it best fits the general 'Regulatory Filings' category (RNS) as a miscellaneous regulatory/market communication, or potentially a specialized announcement if one existed. Given the options, RNS serves as the best general regulatory announcement fallback for specific operational updates that aren't earnings or dividend related. However, since the content is a specific, periodic update on market support activity, and it is presented as a press release, it is a regulatory communication. It is not a full report, so RPA is less likely unless it explicitly stated a report was attached. RNS is the most appropriate general regulatory communication category here.
2024-01-11 Italian
GRUPPO BANCA SISTEMA: KRUSO KAPITAL PROSEGUE CON IL PIANO DI INTERNAZIONALIZZAZIONE ATTRAVERSO L’ACQUISIZIONE DELLE ATTIVITÀ DI CREDITO SU PEGNO DI BANCO INVEST S.A. IN PORTOGALLO
M&A Activity Classification · 99% confidence The document is a press release ("COMUNICATO STAMPA") dated November 23, 2023, detailing a binding agreement for Kruso Kapital (part of Gruppo Banca Sistema) to acquire the pawn credit business of Banco Invest S.A. in Portugal for 11 million euros. This announcement concerns a significant corporate transaction involving acquisition and expansion, which falls under the scope of corporate financing activities or major transactions. Since it is an announcement of a specific corporate action (acquisition/merger activity) rather than a routine periodic financial report (like 10-K or IR) or a general regulatory filing (RNS), the most appropriate category is M&A Activity (TAR). Although it involves capital structure changes, the primary focus is the takeover/acquisition of a business unit. It is not a general capital/financing update (CAP) but a specific M&A event. The document is comprehensive, including pro-forma financial statements, suggesting it is the primary disclosure for this event, not just a brief announcement of a report (RPA).
2023-11-23 Italian
BANCA SISTEMA: AVVISO DI PUBBLICAZIONE DOCUMENTI / NOTICE OF PUBLICATION OF DOCUMENTS
Report Publication Announcement Classification · 99% confidence The document is titled "AVVISO DI PUBBLICAZIONE DOCUMENTI" (NOTICE OF PUBLICATION OF DOCUMENTS) in Italian and "NOTICE OF PUBLICATION OF DOCUMENTS" in English. It explicitly states that the "Relazione Intermedia Consolidata al 30 settembre 2023" (Consolidated Interim Report as at 30 September 2023) is now available on the company website. The document length is short (3673 characters) and its sole purpose is to announce the availability of another report, fitting the definition of a Report Publication Announcement (RPA). The referenced report itself would be an Interim/Quarterly Report (IR), but this document is the announcement of that report.
2023-11-13 Italian
INTERIM CONSOLIDATED FINANCIAL REPORT AT 30 SEPTEMBER 2023
Interim / Quarterly Report Classification · 100% confidence The document is titled 'FINANCIAL REPORT AT 30 SEPTEMBER 2023' and explicitly identified as an 'INTERIM CONSOLIDATED FINANCIAL REPORT'. It contains detailed financial statements, including the Statement of Financial Position, Income Statement, Statement of Cash Flows, and notes on accounting policies for the period ending September 30, 2023. This fits the definition of an Interim/Quarterly Report (IR) as it provides comprehensive financial data for a period shorter than a full fiscal year. 9M 2023
2023-11-13 English

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