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Upstart Holdings, Inc. — Investor Relations & Filings

Ticker · UPST ISIN · US91680M1071 LEI · 549300WNB47JRNENIC75 US Financial and insurance activities
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Filings indexed 854 across all filing types
Latest filing 2022-11-01 Regulatory Filings
Country US United States of America
Listing US UPST

About Upstart Holdings, Inc.

https://www.upstart.com/

Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The platform functions as a marketplace, connecting consumers seeking credit with a network of partner banks and credit unions. Upstart's proprietary AI model leverages non-traditional variables, in addition to traditional credit metrics, to assess risk and determine creditworthiness. This approach aims to improve access to affordable credit for consumers while reducing risk and operational costs for its lending partners. The company facilitates the origination of various consumer loan products, including unsecured personal loans, automotive refinance loans, and home equity lines of credit (HELOCs).

Recent filings

Filing Released Lang Actions
8-K
Regulatory Filings Classification · 100% confidence The document is a Form 8-K filed with the SEC, which is a current report used to announce unscheduled material events or corporate changes. The content describes a workforce reduction event (elimination of approximately 140 hourly employee positions) due to economic challenges. There is no financial data, earnings information, or detailed report content. The document is not an annual or quarterly report, audit report, or earnings release. It is a regulatory filing announcing a significant corporate event. Therefore, the appropriate classification is Regulatory Filings (RNS). The document length is short and focused on a specific event, consistent with an 8-K filing for other events.
2022-11-01 English
8-K
Board/Management Information Classification · 100% confidence The document is a Form 8-K filed with the SEC, which is a current report used to announce major events that shareholders should know about. The text specifically details changes in the company's board and senior management, including the retirement of the General Counsel and Corporate Secretary and the appointment of a successor, as well as a role transition for a Senior Vice President. There are no financial statements or detailed financial data present. The document is not an annual or quarterly report, nor is it an earnings release or other financial supplement. It clearly fits the category of announcements related to changes in the company's board or senior management. Therefore, the appropriate classification is Board/Management Information (MANG). The document length is 3271 characters, which is consistent with a typical 8-K filing for management changes. Confidence is high due to the explicit mention of director and officer changes and the nature of the filing form (8-K).
2022-10-11 English
FORM 4
Director's Dealing
2022-09-02 English
FORM 4
Director's Dealing
2022-08-25 English
FORM 4
Director's Dealing
2022-08-22 English
10-Q
Interim / Quarterly Report Q2 2022
2022-08-09 English

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