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PEPPER MONEY LIMITED — Investor Relations & Filings

Ticker · PPM ISIN · AU0000150898 LEI · 549300YIM8RX3KHGIU35 ASX Financial and insurance activities
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Filings indexed 323 across all filing types
Latest filing 2026-02-18 Annual Report
Country AU Australia
Listing ASX PPM

About PEPPER MONEY LIMITED

https://www.peppermoney.com.au

Pepper Money Limited is a non-bank financial services provider specializing in lending solutions across residential and commercial sectors. The company offers a diverse portfolio of products, including residential mortgages, asset finance for vehicles and equipment, commercial real estate loans, and personal loans. It utilizes a data-driven approach to credit assessment, focusing on borrowers whose financial circumstances may not align with traditional lending criteria, such as the self-employed or those with non-standard income streams. By leveraging proprietary technology and specialized underwriting expertise, the organization provides flexible financing options tailored to individual customer needs. Its operations emphasize financial inclusion and alternative lending structures, positioning it as a significant provider of credit solutions outside the conventional banking framework.

Recent filings

Filing Released Lang Actions
CY2025 Full Year Results Investor Presentation 35 pages 7.1MB
Annual Report Classification · 95% confidence The document contains extensive financial data including income statements, balance sheets, loan loss expenses, operating expenses, and detailed financial metrics for calendar years 2024 and 2025. The length is substantial (15,000 characters) and it includes comprehensive financial performance information rather than just an announcement or summary. There is no indication that this is a transcript, a voting result, a legal proceeding update, or a capital/financing update. The detailed financial tables and metrics strongly indicate this is a full annual financial report. Therefore, the document is best classified as an Annual Report (10-K equivalent). FY 2025
2026-02-18 English
Corporate Governance Statement 16 pages 406.4KB
Governance Information Classification · 95% confidence The document is titled 'Corporate Governance Statement 2025' and contains detailed information about the company's governance framework, board composition, roles, responsibilities, committees, director independence, and policies related to governance. It references the ASX Principles and Recommendations and includes governance practices and policies. There is no indication that this is an announcement or a brief summary; rather, it is a comprehensive governance report. The content aligns with the definition of Governance Information (CGR), which covers reports detailing the company's internal rules, board structure, and governance practices. The document length (15,000 characters) supports that this is a full statement rather than a short announcement. Therefore, the appropriate classification is CGR with high confidence.
2026-02-18 English
Appendix 4G 13 pages 387.8KB
Regulatory Filings Classification · 95% confidence The document is titled 'Appendix 4G Key to Disclosures Corporate Governance Council Principles and Recommendations' and references ASX Listing Rules 4.7.3 and 4.10.3. It is a form used by Australian listed entities to confirm compliance with corporate governance disclosure requirements. The document includes a detailed key to where governance disclosures can be found, and it explicitly states it is not a substitute for the corporate governance statement but a verification tool lodged with the ASX alongside the annual report. The document does not contain financial statements or management discussion but focuses on governance disclosures and compliance with listing rules. It is a regulatory filing related to governance disclosures but is not itself a governance report or annual report. Given the nature and purpose, this document fits best under Regulatory Filings (RNS), which is the fallback category for miscellaneous compliance filings that do not fit other categories.
2026-02-18 English
CY2025 Environmental, Social and Governance Report 20 pages 1.3MB
Environmental & Social Information Classification · 100% confidence The document is titled 'Environmental, Social and Governance Report 2025' and contains detailed information about the company's ESG governance framework, committees, roles, responsibilities, and climate-related disclosures. It references the Annual Report 2025 for additional sustainability and remuneration reports, indicating this is a standalone ESG report. The content focuses on environmental, social, and governance factors, sustainability initiatives, and climate-related financial disclosures, which aligns with the definition of an Environmental & Social Information report. The document length is substantial (15,000 characters), and it is not merely an announcement or a brief summary. Therefore, the appropriate classification is Environmental & Social Information (SR).
2026-02-18 English
Dividend/Distribution - PPM 4 pages 15.5KB
Notice of Dividend Amount Classification · 100% confidence The document is titled 'Appendix 3A.1 - Notification of dividend / distribution' and contains detailed information about a dividend payment by Pepper Money Limited, including the dividend amount, ex-date, record date, payment date, and franking details. It is a formal announcement of the dividend amount and payment schedule rather than a full financial report or analysis. The document length is 4266 characters, which is relatively short and consistent with a dividend announcement. Therefore, the document fits the category of 'Notice of Dividend Amount' (DIV).
2026-02-18 English
Correction - CY2025 Full Year Results Investor Presentation 36 pages 5.0MB
Investor Presentation Classification · 95% confidence The document is an ASX announcement dated 19 February 2026, titled 'CY2025 Full Year Results Investor Presentation Correction.' It discusses a correction to an investor presentation related to the full year results for calendar year 2025. The document includes detailed financial and business performance data, charts, and commentary typical of an investor presentation. It explicitly states that a corrected version of the investor presentation is attached and replaces the earlier version. The content is focused on financial performance highlights, business updates, funding, and securitisation details, which are typical contents of an investor presentation rather than a formal annual report or earnings release. The document length is 15,000 characters, indicating substantive content rather than a brief announcement. Therefore, the document is best classified as an Investor Presentation (IP).
2026-02-18 English

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