IOU Financial Inc. — Investor Relations & Filings
IOU Financial Inc. operates an online lending platform providing working capital and growth financing to small and medium-sized businesses (SMBs) often underserved by traditional banks. The company functions as a wholesale lender, facilitating fast, flexible small business loans ranging from $15,000 to $1.5 million, with terms up to 24 months. A key differentiator is speed, offering pre-approval in seconds and funding within 24 hours of approval. IOU Financial leverages proprietary technology and credit expertise to ensure responsible lending practices and offers customizable payment schedules (daily, weekly, bi-weekly, or monthly). The company primarily serves its market through a network of trusted partners and brokers, having funded over US$1.5 billion in loans since 2009.
Recent filings
| Filing | Released | Lang | Actions |
|---|---|---|---|
| 52-109FV1 - Certification of annual filings - CEO (E).pdf | 2018-04-27 | English | |
| Audited annual financial statements – English.pdf | 2018-04-27 | English | |
| News release - English.pdf | 2018-04-27 | English | |
| Notice of the meeting and record date - English.pdf | 2018-04-06 | English | |
| News release - English.pdf | 2018-02-28 | English | |
| News release - English.pdf | 2018-01-31 | English |
Browse filings by year
22 years- 2023 75 filings
- 2022 37 filings
- 2021 36 filings
- 2020 42 filings
- 2019 21 filings
- 2018 21 filings
- 2017 26 filings
- 2016 28 filings
- 2015 56 filings
- 2014 5 filings
- 2013 4 filings
- 2012 8 filings
- 2011 3 filings
- 2010 1 filing
- 2009 1 filing
- 2006 1 filing
- 2005 1 filing
- 2004 1 filing
- 2003 2 filings
- 2002 1 filing
- 2000 2 filings
- 1998 1 filing
Market data
Market data not available
Price history
Peer group · Other credit granting activities
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IOU Financial Inc. via the API
Pull this company's filings, identifiers, and metadata as JSON or Markdown. Authenticate with your API key, then query by company ID, ISIN, or LEI. Full schema documented in the OpenAPI spec.
Endpoints
| GET | /api/companies/43850/ | Company identity, sector, listing, identifiers |
| GET | /api/filings/?company=43850 | Paginated list of all filings (filterable by type, date, language) |
| GET | /api/filings/{id}/ | Single filing — metadata, document URL, processing status |
| GET | /api/filings/{id}/markdown/ | Filing content as Markdown (PDF → text/tables/figures) |
| GET | /api/isins/?company=43850 | All ISINs registered to this company |
| GET | /api/filing-types/ | Reference: every filing-type code + category |
cURL
$ curl https://api.financialreports.eu/api/filings/?company=43850 \ -H "x-api-key: $FR_API_KEY" \ -H "Accept: application/json"
Python
import requests r = requests.get( "https://api.financialreports.eu/api/filings/", params={"company": 43850}, headers={"x-api-key": API_KEY}, ) filings = r.json()["results"]
MCP server
// MCP server URL https://mcp.financialfilings.com/mcp // Once connected, the LLM can query this company directly: "Pull the latest 5 filings for IOU Financial Inc. (id: 43850)"
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