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HARMONEY CORP LIMITED — Investor Relations & Filings

Ticker · HMY ISIN · NZHMYE0001S5 ASX Financial and insurance activities
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Filings indexed 290 across all filing types
Latest filing 2025-08-19 Earnings Release
Country AU Australia
Listing ASX HMY

About HARMONEY CORP LIMITED

https://www.harmoney.com.au

Harmoney Corp Limited is a financial technology company specializing in online direct-to-consumer lending. The company utilizes a proprietary cloud-based platform, Stellare, to deliver automated credit decisioning and personalized loan products. Its core services include unsecured personal loans for various purposes such as debt consolidation, home improvements, and vehicle purchases. By leveraging advanced data science and machine learning algorithms, the platform assesses risk in real-time to provide borrowers with risk-adjusted interest rates. The business model focuses on a digital-first experience, offering a streamlined application process and rapid funding. Harmoney serves a broad consumer base by providing an alternative to traditional banking institutions through its data-driven approach to credit assessment and customer management.

Recent filings

Filing Released Lang Actions
FY25 Media Release 6 pages 456.8KB
Earnings Release Classification · 95% confidence The document is an ASX announcement dated 20 August 2025, presenting Harmoney Corp Limited's financial results for the fiscal year ended 30 June 2025 (FY25). It includes detailed financial performance metrics such as Cash NPAT, statutory NPAT, loan book growth, net interest margin, credit losses, and cost-to-income ratio. It also provides upgraded profit guidance for FY26, discusses operational highlights, and includes commentary from the CEO and Managing Director. The document contains comprehensive financial data and analysis for the full fiscal year, not just key highlights or a brief summary. It is not merely an announcement of a report or a certification but a full financial results disclosure. The presence of detailed financial tables, management commentary, and forward guidance aligns with the characteristics of an Annual Report or a full-year Earnings Release. However, the document is titled as an ASX announcement and focuses on the full fiscal year results with detailed financial data, which is typical of an Earnings Release (ER) rather than a full Annual Report (10-K) which would be more extensive and formal. Therefore, the best classification is Earnings Release (ER). FY 2025
2025-08-19 English
FY25 Investor Presentation 33 pages 2.5MB
Investor Presentation Classification · 100% confidence The document is titled 'FY25 Investor Presentation' and dated 20 August 2025. It contains detailed financial highlights, profit guidance for FY26, business model explanations, leadership team information, and key financial metrics such as NPAT, NIM, loan book growth, and credit losses. The content is structured as a presentation with slides covering financial results, outlook, and company strategy. There is no indication that this is a full annual report, audit report, or regulatory filing. The document is clearly a detailed presentation aimed at investors, focusing on financial performance, strategy, and outlook, which matches the definition of an Investor Presentation (IP). The document length (15,000 characters) and detailed content confirm it is the presentation itself, not just an announcement or summary.
2025-08-19 English
Notice of FY25 Results Release and Presentation 2 pages 168.8KB
Report Publication Announcement Classification · 95% confidence The document is an ASX announcement dated 28 July 2025 from Harmoney Corp Limited. It announces the scheduled release date of the full year FY25 results and the details of a presentation (teleconference and webcast) by the CEO and CFO. The document does not contain the actual financial results or detailed financial data but rather informs investors about when and how the results will be released and presented. The document length is 3925 characters, which is relatively short and consistent with an announcement rather than a full report. According to the 'MENU VS MEAL' rule, this is an announcement of a report release and presentation, not the report itself. Therefore, the appropriate classification is Report Publication Announcement (RPA).
2025-07-27 English
FY25 Corporate Governance Statement 15 pages 279.1KB
Governance Information Classification · 100% confidence The document is titled 'Corporate Governance Statement' and extensively discusses the company's governance framework, board responsibilities, compliance with ASX Corporate Governance Council's Principles and Recommendations, board composition, committee charters, diversity policies, and performance evaluations. It references the reporting period from 1 July 2024 to 30 June 2025 and includes detailed governance disclosures rather than financial data or operational results. There is no indication that this is an announcement or a brief summary; the content is substantive and focused on governance practices. This matches the definition of Governance Information (CGR), which covers reports detailing the company's internal rules, board structure, and governance practices.
2025-07-02 English
Notification of cessation of securities - HMY 4 pages 14.7KB
Share Issue/Capital Change Classification · 95% confidence The document is titled 'Appendix 3H - Notification of cessation of securities' and details the lapse of performance rights securities for Harmoney Corp Limited. It provides specific information about securities that have ceased, reasons for cessation, and updated issued capital figures. The document is a formal announcement related to changes in the company's securities, specifically the cessation of certain equity securities. This type of announcement corresponds to a change in capital structure or securities status rather than a full financial report or management discussion. Given the nature of the content, it fits best under the category of Share Issue/Capital Change (SHA), which covers announcements regarding new share issues, stock splits, or other capital changes including cessation of securities.
2025-07-01 English
Change of Director's Interest Notice - Neil Roberts 3 pages 151.4KB
Director's Dealing Classification · 100% confidence The document is titled 'Appendix 3Y Change of Director’s Interest Notice' and references ASX listing rule 3.19A.2 and section 205G of the Corporations Act. It details changes in securities holdings by a director, including the number of shares and performance rights held before and after the change, nature of the interest, and dates of changes. This is a formal notification of personal share transactions by a company director. The document is not a financial report, earnings release, or management discussion, but specifically a report of director's dealings in securities. Therefore, it fits the category 'Director's Dealing' (DIRS). The document length and content confirm it is the actual notice, not just an announcement or certification.
2025-07-01 English

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