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ENCORE CAPITAL GROUP INC — Investor Relations & Filings

Ticker · ECPG ISIN · US2925541029 LEI · 5493000UVC6H49CIH830 US Financial and insurance activities
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Filings indexed 1,089 across all filing types
Latest filing 2012-11-07 Director's Dealing
Country US United States of America
Listing US ECPG

About ENCORE CAPITAL GROUP INC

https://www.encorecapital.com/

Encore Capital Group, Inc. is a specialty finance company that provides debt recovery solutions. The company's core business is purchasing portfolios of defaulted consumer receivables at a discount from credit originators, such as major banks, credit unions, and utility providers. Through its subsidiaries, Encore manages these assets by working with consumers to help them repay their financial obligations. The company emphasizes a consumer-centric approach that prioritizes regulatory compliance and customer service. It leverages its operational scale and expertise in data and analytics to manage its portfolios and support consumers in achieving economic freedom.

Recent filings

Filing Released Lang Actions
FORM 4
Director's Dealing
2012-11-07 English
FORM 8-K
Capital/Financing Update Classification · 95% confidence The document is a Form 8-K current report filed with the SEC, dated November 5, 2012, by Encore Capital Group, Inc. The content focuses on the entry into a material definitive agreement, specifically an Amended and Restated Credit Agreement and related financing documents. It details changes to the company's credit facilities, including a term loan and revolving credit facility, amendments to pledge and security agreements, guaranties, intercreditor agreements, and note purchase agreements. The document also references a press release announcing these financing arrangements. There are no financial statements or quarterly/yearly financial results presented, nor is this a report of earnings or management discussion. The primary subject is the update on the company's financing and capital structure through new credit agreements and amendments. Therefore, this filing fits the category of Capital/Financing Update (CAP). The document length (9604 characters) is sufficient to be the actual filing, not just an announcement. Confidence is high given the detailed description of credit agreements and related amendments.
2012-11-07 English
FORM 8-K
Call Transcript Classification · 95% confidence The document is a Form 8-K filed with the SEC, dated November 1, 2012, by Encore Capital Group, Inc. It specifically states in Item 7.01 Regulation FD Disclosure that the company held a conference call to discuss earnings for the quarter ended September 30, 2012, and that a transcript of this conference call is attached as Exhibit 99.1. The key phrase is 'conference call transcript' which matches the definition of a Call Transcript (CT). The document itself is the 8-K filing referencing the transcript, and the transcript is attached as an exhibit. Since the main content is the transcript of the earnings call, the appropriate classification is Call Transcript (CT). The document length is 2385 characters, which is short but contains the transcript as an exhibit, so it is not just an announcement but the transcript itself. Therefore, the classification is CT with high confidence.
2012-11-05 English
FORM 10-Q
Interim / Quarterly Report 9M 2012
2012-11-01 English
FORM 8-K
Regulatory Filings Classification · 95% confidence The document is a Form 8-K current report filed with the SEC, dated November 1, 2012. It specifically states that it is furnishing a press release announcing financial results for the third quarter ended September 30, 2012. The document itself does not contain detailed financial statements or substantive financial data but rather references and incorporates by reference a press release as Exhibit 99.1. The length of the document is 2920 characters, which is relatively short and consistent with an announcement rather than a full financial report. According to the 'Menu vs Meal' rule, this is an announcement of financial results rather than the results themselves. Therefore, this filing is best classified as a Regulatory Filing (RNS), which is the fallback category for miscellaneous filings that do not fit other specific categories and includes current reports like Form 8-K that announce events or press releases without full financial data.
2012-11-01 English
Regulatory Filings 2012
Regulatory Filings Classification · 95% confidence The document is a detailed correspondence letter from Encore Capital Group, Inc. to the SEC Division of Corporation Finance, responding to comments on previously filed Form 10-K and Forms 10-Q. It includes proposed disclosure text to be included in future filings, specifically for the Form 10-Q for the quarter ended September 30, 2012. The content focuses on regulatory compliance, fair value measurements, deferred court costs, and litigation contingencies, all in the context of SEC comment letter responses. This is not the original 10-K or 10-Q report itself, but a comment letter response with proposed future disclosures. Such correspondence is typically classified as a Regulatory Filing (RNS) because it is a regulatory communication and does not contain the full financial report or actual financial statements but rather responses and proposed disclosure text.
2012-10-26 English

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