Skip to main content
Delfin Group logo

Delfin Group — Investor Relations & Filings

Ticker · DGR1R ISIN · LV0000101806 LEI · 2138002PKHUJIMVMYB13 Nasdaq Baltic Financial and insurance activities
Open in API
Filings indexed 1,628 across all filing types
Latest filing 2018-02-26 Investor Presentation
Country LV Latvia
Listing Nasdaq Baltic DGR1R

About Delfin Group

https://www.delfingroup.lv/

DelfinGroup is a financial technology company that provides consumer-focused financial and circular retail services. The company's core offerings include consumer loans, pawn loans, and "buy now, pay later" (BNPL) financing. A key part of its business model is the sale of pre-owned goods, promoting a circular economy. DelfinGroup also provides specialized loan products, such as those tailored for senior citizens. Services are delivered through an integrated omnichannel model, combining a network of physical branches with online platforms under its primary brands, Banknote and Vizia.

Recent filings

Filing Released Lang Actions
ExpressCredit_investor_presentation_2017_Q4_eng.pdf
Investor Presentation Classification · 99% confidence The document is explicitly titled 'INVESTOR PRESENTATION FOR 2017Q4 RESULTS' and contains detailed financial highlights, market overviews, and key financial tables (Income statement, Balance sheet) specifically for the fourth quarter of 2017. This content structure—a presentation format summarizing period results, strategy, and financials for investors—perfectly matches the definition of an Investor Presentation (IP). It is not a formal regulatory filing like a 10-K or an Earnings Release (ER), which typically contains only the initial highlights.
2018-02-26 English
ExpressCredit_finansu_parskati_nerevideti_2017_Q4_lat.pdf
Audit Report / Information Classification · 98% confidence The document title explicitly states it is the "2017. GADA PĀRSKATS UN 2017. GADA KONSOLIDĒTAIS PĀRSKATS" (2017 ANNUAL REPORT AND 2017 CONSOLIDATED REPORT). The table of contents lists key financial statements like 'Peļņas vai zaudējumu aprēķins' (Income Statement), 'Bilance' (Balance Sheet), and 'Naudas plūsmas pārskats' (Cash Flow Statement), which are hallmarks of a comprehensive annual financial report. Although it mentions it is '(NEAUDITĒTS)' (UNAUDITED), the structure and content strongly align with a full annual report, which in the US context is typically filed as a 10-K. Given the comprehensive nature covering the entire fiscal year (2017) and including management reports and detailed financials, the most appropriate classification is Annual Report (10-K), even if the local jurisdiction might call it something else, as 10-K serves as the standard for comprehensive annual financial disclosures in this classification system. FY 2017
2018-02-26 Latvian
SIA "ExpressCredit" finanšu rezultāti par 2017. gadu
Earnings Release Classification · 99% confidence The document text is titled "SIA "ExpressCredit" finanšu rezultāti par 2017. gadu" (Financial results for 2017) and provides a summary of the company's performance for the 12 months of 2017, including turnover (EUR 18M) and consolidated unaudited profit (EUR 3M). It also contains a table summarizing key financial indicators (Net loan portfolio, Assets, Net profit) for 2017 compared to 2016. This content strongly suggests a financial performance report for a full year. However, the text explicitly states: "SIA ExpressCredit iesniedz nerevidētu saīsinātu starpperiodu konsolidēto pārskatu par 2017. gadu." (SIA ExpressCredit submits an unaudited condensed interim consolidated report for 2017) and also mentions submitting an investor presentation. Since the content summarizes the full year's results (12 months) but explicitly mentions submitting an *interim* report (which usually implies IR, but the scope covers the full year's performance summary), and given the high-level summary nature, it most closely aligns with an Annual Report (10-K) summary or an Earnings Release (ER) if it were quarterly. Since it covers the full year (2017), it is a strong candidate for an Annual Report (10-K) or a comprehensive Interim Report (IR) if the company reports annually using that format, or an Earnings Release (ER) if it's just the highlights. The text mentions 'nerevidētu saīsinātu starpperiodu konsolidēto pārskatu' (unaudited condensed interim consolidated report) for 2017, which points towards IR (Interim Report). However, the title and content cover the full 12 months of 2017, which is typically the scope of a 10-K. Given the explicit mention of submitting an 'interim consolidated report' for the full year, and the summary nature, it is likely an Earnings Release (ER) summarizing the year's performance, or an Interim Report (IR) covering the full year if that is how they structure their annual reporting outside of a formal 10-K. Since it summarizes the full year's results and is not explicitly a short announcement of a report release (RPA), and it contains detailed financial figures, ER is a strong fit for a summary of annual results, or IR if they treat the annual report as a comprehensive interim report. Given the explicit mention of submitting an 'investor presentation' and the summary format, ER is the most appropriate classification for a high-level summary of annual results that isn't the full 10-K document itself. If it were the full, audited document, it would be 10-K. Since it mentions an 'unaudited condensed interim report' and an 'investor presentation', ER (Earnings Release) fits best for this summary announcement. FY 2017
2018-02-26 Latvian
SIA ExpressCredit decreases bond nominal value for EUR 250 000
Capital/Financing Update Classification · 98% confidence The document explicitly details a change in the nominal value of a bond issue (ISIN LV0000801280) for SIA ExpressCredit, including the original terms (5,000 bonds, 1,000 euros original nominal value, 14% coupon, 5-year term) and the resulting new nominal value. This action directly relates to the company's capital structure and financing instruments (bonds). This fits the definition of 'Capital/Financing Update' (CAP) better than other options. It is not an earnings release, management discussion, or a general regulatory filing (RNS), as it concerns a specific financing event.
2018-02-23 English
SIA "ExpressCredit" par EUR 250 000 veiks parāda vērtspapīru pamatsummas dzēšanu
Capital/Financing Update Classification · 95% confidence The document text, written in Latvian, announces the scheduled redemption (dzēšana) of the principal amount (pamatsummas) for outstanding debt securities (parāda vērtspapīru) issued under a prospectus (prospekta ietvaros) with ISIN LV0000801280. It specifies the amount being redeemed (EUR 250,000 total, EUR 50 per bond) and the resulting change in the nominal value of the bond. This action directly relates to the company's financing structure and debt repayment schedule. This fits best under 'Capital/Financing Update' (CAP), as it details a specific change in the capital structure related to debt instruments, rather than a general regulatory filing (RNS) or a dividend announcement (DIV).
2018-02-23 Latvian
SIA ExpressCredit appoints new member of the Board
Board/Management Information Classification · 99% confidence The document explicitly announces a change in the composition of the Board of Directors for SIA ExpressCredit, naming a newly elected member, Ivars Lamberts, and listing the existing management board. This content directly aligns with the definition of 'Board/Management Information'. The document length is short (1649 chars), but it contains the full substance of the announcement, not just a notice that a report is attached, thus ruling out RPA/RNS based on the 'MENU VS MEAL' rule interpretation for substantive announcements. Therefore, the classification is MANG.
2018-01-12 English

Browse filings by year

13 years

Report missing filing

Can't find a specific document? Let us know and we'll add it within 24 hours.

We will notify you once the filing is added.
Report sent
Thank you. We will check the data and update it shortly.