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Delfin Group — Investor Relations & Filings

Ticker · DGR1R ISIN · LV0000101806 LEI · 2138002PKHUJIMVMYB13 Nasdaq Baltic Financial and insurance activities
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Filings indexed 1,620 across all filing types
Latest filing 2021-11-24 Governance Information
Country LV Latvia
Listing Nasdaq Baltic DGR1R

About Delfin Group

https://www.delfingroup.lv/

DelfinGroup is a financial technology company that provides consumer-focused financial and circular retail services. The company's core offerings include consumer loans, pawn loans, and "buy now, pay later" (BNPL) financing. A key part of its business model is the sale of pre-owned goods, promoting a circular economy. DelfinGroup also provides specialized loan products, such as those tailored for senior citizens. Services are delivered through an integrated omnichannel model, combining a network of physical branches with online platforms under its primary brands, Banknote and Vizia.

Recent filings

Filing Released Lang Actions
Pielikums_2_DG_Dividenzu_politika_LV_Nr.12PL10_2.pdf
Governance Information Classification · 95% confidence The document is titled "AS "DELFINGROUP" DIVIDENŽU POLITIKA 12PL10 – 2" (AS "DELFINGROUP" DIVIDEND POLICY 12PL10 – 2). It details the principles, procedures, and rules for determining and paying dividends (both annual and extraordinary). This document establishes the company's formal policy regarding the distribution of profits to shareholders. While it discusses dividends, it is a policy document, not a specific dividend announcement (DIV) or a general financial report (IR/10-K). It falls under governance or policy documentation. Given the options, it most closely relates to the rules governing shareholder returns and corporate structure, which aligns best with Governance Information (CGR), as dividend policy is a key component of corporate governance, or potentially a specialized policy document not explicitly covered. However, since it is a formal, approved policy document detailing internal rules and structure related to shareholder returns, CGR (Governance Information) is the most appropriate fit among the provided codes, as it defines internal rules and practices, similar to how CGR is defined for internal rules and board structure.
2021-11-24 Latvian
Pielikums_3_AS_DelfinGroup padomes sēdes protokola izraksts.pdf
AGM Information Classification · 91% confidence The document is explicitly titled "AKCIJU SABIEDRĪBAS 'DELFINGROUP' reģistrācijas numurs 40103252854 PADOMES SĒDES PROTOKOLS Nr. 13/2021" (Minutes of the Council Meeting No. 13/2021 of Joint Stock Company 'DelfinGroup'). This indicates it is an internal governance document detailing decisions made by the board/council. The decisions cover several key areas: approving a new bond issuance (financing activity), approving the Q3 2021 consolidated report, and declaring an extraordinary dividend payment with specific dates (Ex-date, Record date, Payment date). 1. **Bond Issuance:** Relates to Capital/Financing (CAP). 2. **Q3 Report Approval:** Relates to Interim/Quarterly reporting (IR), but this is the *approval* within the minutes, not the report itself. 3. **Dividend Declaration:** Directly relates to Notice of Dividend Amount (DIV). Since the document is a formal record of board decisions covering financing, financial reporting approval, and dividend declaration, it is a high-level governance/decision-making document. It is not a standalone Audit Report (AR), Earnings Release (ER), or the actual Interim Report (IR). It is most closely related to the formal process of declaring dividends and making major financial decisions. Given the strong focus on the dividend declaration (including specific dates and amounts) and the approval of the Q3 report, the most specific category covering the dividend action is 'DIV'. However, the document is fundamentally a 'Minutes' or 'Protocol' of a Board Meeting, which often falls under general governance or regulatory filings if a more specific category isn't available. Since 'DIV' is a specific action taken, and the document details the declaration, it is a strong candidate. If we consider the overall nature as a formal record of corporate actions, it fits best under the general regulatory/governance umbrella. Given the explicit declaration of dividends, 'DIV' is highly relevant. If the document were purely about the dividend announcement to the public, DIV would be perfect. Since it's the internal board protocol *approving* the dividend, it's a governance record. However, among the choices, the dividend declaration is a primary, actionable outcome. Let's re-evaluate based on the definitions. It is not a DEF 14A (Remuneration), nor a standard 10-K/IR. It is a formal record of decisions. Since it contains specific dividend details, DIV is plausible. Since it also contains financing decisions, CAP is plausible. Since it is a formal protocol, it is a type of regulatory/governance filing. Given the explicit details on dividend payment dates, DIV is the most specific outcome detailed. I will classify it as DIV due to the detailed dividend declaration, which is a key component of shareholder communication. *Self-Correction/Refinement:* While it contains dividend details, the document is a 'Protocol' (Minutes) of the Board Meeting, which is a record of internal decision-making. This type of document often serves as the basis for subsequent public announcements. If the document were a public announcement of the dividend, DIV would be correct. As a protocol, it is a governance document. However, none of the codes perfectly match 'Board Minutes'. Given the options, and the fact that it approves the Q3 report and declares dividends, it is a mix. Since the dividend declaration is highly specific and actionable, DIV is chosen over the general governance codes like CGR or RNS, as it captures the most significant external-facing decision detailed.
2021-11-24 Latvian
Pielikums_1_AS_DelfinGroup_Balsojuma veidlapa _Voting form.docx
AGM Information Classification · 99% confidence The document is titled "BALSOJUMA VEIDLAPA / *VOTING FORM*" and details the agenda items for an "Ārkārtas akcionāru sapulce / Extraordinary Meeting of Shareholders" scheduled for 10.12.2021. It explicitly asks the shareholder to cast votes ('Par / For' or 'Pret / Against') on various proposals, including approving the Q3 2021 report, declaring extraordinary dividends, and approving a new bond issue. This content is characteristic of materials used to solicit or record shareholder votes for a general meeting. The closest matching category is 'Declaration of Voting Results & Voting Rights Announcements' (DVA), as this form is directly related to the voting process at a shareholder meeting. While it is a voting form rather than the final results, it is intrinsically linked to the governance and voting mechanism of a general meeting, which is the core function of DVA or potentially AGM-R. Given the structure is a ballot/voting instruction sheet for an Extraordinary Meeting, AGM-R (AGM Information) is a strong candidate, but DVA specifically covers voting rights and results. Since this is the mechanism *for* voting, and not the final result announcement, AGM-R (Annual General Meeting Information) or a related governance/proxy filing is more appropriate. However, since the document is a voting form for an Extraordinary Meeting, and DVA covers 'Declaration of Voting Results & Voting Rights Announcements', this document serves as the mechanism for exercising voting rights. In many contexts, the proxy/voting material itself falls under the broader scope of AGM materials or proxy solicitation. Given the options, and the explicit mention of an 'Extraordinary Meeting of Shareholders' and voting instructions, AGM-R (AGM Information) is the most fitting category for the materials related to the meeting itself, even if it's not the final result (DVA). If the meeting was annual, AGM-R would be perfect. Since it's an Extraordinary Meeting, and the document is a voting form, it relates closely to the governance/meeting process. Let's re-evaluate: It is a voting form for an Extraordinary Meeting. This is a core component of shareholder meetings. AGM-R covers presentations and materials shared during the AGM. This voting form is a key material. DVA covers the *results*. Therefore, AGM-R is the best fit for the meeting materials.
2021-11-24 Latvian
AS DelfinGroup 2021.gada 10.decembra ārkārtas akcionāru sapulces lēmumu projekti un papildu darba kārtības jautājums
AGM Information Classification · 98% confidence The document text explicitly mentions the 'AS DelfinGroup 2021.gada 10.decembra ārkārtas akcionāru sapulces lēmumu projekti' (Draft resolutions for the Extraordinary General Meeting of Shareholders of AS DelfinGroup on December 10, 2021). It details the agenda items, including the approval of the Q3 2021 report, the decision on extraordinary dividends, and the approval of a new bond issuance. This content directly relates to the proceedings and decisions made at a General Meeting of Shareholders. The most appropriate classification is AGM-R (AGM Information), as it contains the draft resolutions for the meeting.
2021-11-24 Latvian
Attachment_2_Delfingroup-dividend-policy_ENG_12PL10_2.pdf
Notice of Dividend Amount Classification · 97% confidence The document is titled 'AS DELFINGROUP DIVIDEND POLICY 12PL10 – 2' and explicitly outlines the principles, procedures, and rules governing how the company decides upon and distributes dividends (both annual and extraordinary). This document establishes internal governance regarding profit distribution, which falls under corporate governance or policy documentation rather than a specific financial filing like an Annual Report (10-K), Earnings Release (ER), or a notice of a specific dividend amount (DIV). Since it details the company's internal rules and structure related to financial policy, it aligns best with Governance Information (CGR), which covers internal rules and board structure practices, even though the focus is specifically on dividends. It is not a standard regulatory filing like 10-K or IR, nor is it a simple announcement of a dividend payment.
2021-11-24 English
Attachment_3_Extract from the minutes of the supervisory board meeting.pdf
Capital/Financing Update Classification · 95% confidence The document is titled "SUPERVISORY BOARD MEETING MINUTES NO 13/2021" and contains extracts of decisions made by the Supervisory Board of AS DelfinGroup on November 22, 2021. The decisions cover several key corporate actions: proposing a new bond issue (financing activity), approving the consolidated report for the third quarter of 2021 (financial reporting), and declaring extraordinary dividends (dividend announcement). 1. The approval of the Q3 2021 consolidated report suggests elements of an Interim Report (IR) or Earnings Release (ER), but the document itself is the *minutes* approving the report, not the report or the initial release. 2. The declaration of extraordinary dividends directly relates to the 'Notice of Dividend Amount' (DIV). 3. The proposal for a new bond issue relates to 'Capital/Financing Update' (CAP). Since the document is the formal record (Minutes) of the Supervisory Board approving multiple significant corporate actions, including financing and dividends, it is not a standard regulatory filing like 10-K or IR. It is most closely related to internal governance and decision-making regarding capital structure and distributions. Given the options, the content strongly relates to financing (bond issue) and dividends. However, the primary nature is the formal record of board decisions. Since there isn't a specific code for 'Board Minutes', we must choose the best fit among the provided definitions. The document details decisions on financing (CAP) and dividends (DIV). Because it is a formal record of decisions rather than the final public announcement of the results or the financing terms themselves, it leans towards governance or a specific action. The bond issue is a major capital/financing event (CAP). The dividend declaration is also a key event (DIV). Since the document covers multiple distinct events approved by the board, and the bond issue is a significant financing step, 'CAP' (Capital/Financing Update) is a strong candidate, as is 'DIV'. However, the document is the *minutes* recording the decision, which often falls under general corporate governance or regulatory filings if not explicitly covered. Given the explicit mention of 'On new issue of AS DelfinGroup's bonds' and 'On distribution of extraordinary dividends', and lacking a specific 'Board Minutes' code, 'CAP' covers the financing aspect, and 'DIV' covers the dividend aspect. Since the document is a formal record of decisions, and not the final prospectus or dividend notice itself, it is a corporate action record. If we must choose one, the bond issue is a major financing event. If we consider the structure, it is a record of decisions, which is often captured under general regulatory filings (RNS) if not fitting elsewhere. Given the strong focus on financing and dividends, and the fact that these are decisions *leading* to those events, I will classify it based on the most significant financial action detailed, which is the bond issuance, fitting under CAP, or the dividend declaration, fitting under DIV. Since the document is the minutes approving the actions, and not the final prospectus or dividend notice, it is closest to a governance/regulatory record. However, the content is highly specific to financing and dividends. I will select DIV as the dividend declaration is very detailed with dates, which is a common standalone announcement type, even though the minutes also cover bonds. Alternatively, since it is a record of board decisions, it could be seen as a form of Management/Board Information (MANG) or a Regulatory Filing (RNS). Given the explicit financial nature of the decisions (bonds and dividends), and the lack of a specific 'Minutes' code, I will lean towards the most specific financial event detailed, which is the dividend declaration (DIV), as it is fully detailed. If the document were purely about the bond terms, CAP would be better. Since it details both, and the minutes themselves are a record of governance, I will use RNS as the fallback for formal minutes that detail multiple corporate actions unless a better fit exists. Re-evaluating: The document explicitly details the approval of the Q3 report, the bond issue, and the dividend payment. This is a record of key financial decisions. Since 'DIV' is a specific code for dividend announcements, and this document contains the formal approval of the dividend, it is a strong fit. I will choose DIV as the most specific financial outcome detailed, even though it is in minute form.
2021-11-24 English

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