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Credito Directo S.A. — Investor Relations & Filings

BYMA Financial and insurance activities
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Filings indexed 660 across all filing types
Latest filing 2026-03-09 Regulatory Filings
Country AR Argentina
Listing BYMA

About Credito Directo S.A.

https://www.directo.com.ar/

Credito Directo S.A., operating as Directo, is a financial technology company specializing in payment solutions and consumer lending. It provides a flexible payment method enabling purchases in installments without requiring a traditional credit card, utilizing debit, digital, or prepaid cards, often with zero interest options. Directo also offers 100% online digital loans, credited rapidly to user accounts. Its services are accessible through an extensive network of over 6,000 affiliated physical and online merchants, simplifying transactions for consumers and expanding financing options for businesses.

Recent filings

Filing Released Lang Actions
NORMA CONTABLE: NIIF - TIPO BALANCE: INDIVIDUAL - PERIODICIDAD: 1 - FECHA CIERRE: 2025-12-31 - ESTADOS CONTABLES - NIIF
Regulatory Filings
2026-03-09 Spanish
FEC. CELEB.: 05-03-2026 - TEMA: APROBACIÓN DE EECC - ACTA ORGANO DE FISCALIZACIÓN
Audit Report / Information Classification · 93% confidence The document is a statutory “Acta de Comisión Fiscalizadora” containing the Oversight Committee’s formal report on the audited financial statements for the year ended 31 December 2025, including the committee’s opinion and basis of opinion. This is a standalone audit-related report (not the full annual report). Under the FinancialReports taxonomy, this corresponds to an Audit Report / Information (AR). FY 2025
2026-03-05 Spanish
FEC. CELEB.: 14-01-2026 - TEMA: 3 - ACTA DE ÓRGANO DE ADMINISTRACIÓN (DIRECTORIO)
Regulatory Filings Classification · 80% confidence The document is the official minutes (“Acta de Directorio”) of a board of directors meeting (No. 341) of Crédito Directo S.A., detailing quorum, attendees, and resolutions on the application of funds from a negotiable obligations issuance. It is not an AGM presentation, it does not change management or board membership, nor does it constitute a full annual or interim financial report. It is a board resolution filed with the regulator under general corporate disclosures. This falls under the fallback category of general regulatory filings (RNS).
2026-01-14 Spanish
FECHA: 23-12-2025 - OBLIGACIONES NEGOCIABLES (ON) - ART. 10 LON
Capital/Financing Update Classification · 95% confidence The document is an announcement regarding the issuance of negotiable obligations (debt instruments) by Crédito Directo S.A. It details the terms of the issuance, including the amount, interest rate, maturity, and guarantees. There is no financial statement or comprehensive financial report included, nor is it a transcript, management report, or regulatory certification. The content focuses on a capital market transaction (debt issuance). Therefore, it fits best under the category of Capital/Financing Update (CAP). The document length is 3803 characters, which is consistent with an announcement rather than a full report.
2025-12-23 Spanish
CEGLO ON CLASE XXX - CERTIFICADO GLOBAL
Regulatory Filings Classification · 95% confidence The document is a certification by a notary public (escribana) regarding the authenticity of handwritten signatures and the faithful copy of an original document. It references legal articles and certification acts but does not contain financial data, company reports, or announcements related to corporate filings. The document length is short (1971 characters) and it is primarily a certification letter. According to the rules, such officer certifications or attestations should be classified as Regulatory Filings (RNS).
2025-12-23 Spanish
2 - ON XXX - AVISO DE RESULTADO - AVISO DE RESULTADO DE COLOCACIÓN2
Capital/Financing Update Classification · 95% confidence The document is titled 'Aviso de Resultados' which translates to 'Notice of Results' and details the results of a bond issuance (Obligaciones Negociables) by Crédito Directo S.A. It provides specific information about the number of orders received, nominal value, issuance date, maturity date, interest payment dates, and other terms related to the issuance of negotiable obligations under a global program. The document references prior prospectus supplements and subscription notices but does not contain comprehensive financial statements or management analysis. It is an announcement of the results of a capital raising activity rather than a full financial report or earnings release. Therefore, it fits best under the category of Capital/Financing Update (CAP). The document length (9150 characters) is sufficient to provide substantive details, not just a brief notice, supporting this classification with high confidence.
2025-12-19 Spanish

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