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Credito Directo S.A. — Investor Relations & Filings

BYMA Financial and insurance activities
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Filings indexed 660 across all filing types
Latest filing 2022-12-13 Capital/Financing Update
Country AR Argentina
Listing BYMA

About Credito Directo S.A.

https://www.directo.com.ar/

Credito Directo S.A., operating as Directo, is a financial technology company specializing in payment solutions and consumer lending. It provides a flexible payment method enabling purchases in installments without requiring a traditional credit card, utilizing debit, digital, or prepaid cards, often with zero interest options. Directo also offers 100% online digital loans, credited rapidly to user accounts. Its services are accessible through an extensive network of over 6,000 affiliated physical and online merchants, simplifying transactions for consumers and expanding financing options for businesses.

Recent filings

Filing Released Lang Actions
DIFUSION DESDE: 13-12-2022 - DIFUSION HASTA: 15-12-2022 - SUBASTA DESDE: 16-12-2022 - SUBASTA HASTA: 16-12-2022 - INSTRUMENTO: NEGOTIABLEOBLIGATION - AVISO DE SUSCRIPCIÓN ON CLASE XX Y XXI - RECTIFICA
Capital/Financing Update Classification · 95% confidence The document is an "Aviso Rectificatorio" (Rectifying Notice) related to a subscription notice and a prospectus supplement for a bond issuance program by Crédito Directo S.A. It references regulatory approvals by the Comisión Nacional de Valores (CNV) and details modifications to terms of the bond issuance. The document does not contain financial statements or detailed financial analysis but rather updates and corrections to previously published subscription notices and prospectus supplements. It is essentially an announcement correcting or modifying prior issuance documentation. Therefore, it is best classified as a Capital/Financing Update (CAP) because it relates to bond issuance terms and program updates, which fall under financing activities.
2022-12-13 Spanish
PROGRAMA: RES Nº18,903 - 800,000,000 - SERIE :ON CLASE XIII - AVISO DE PAGO 3ER SERVICIO - ON CLASE XIII - AVISO DE PAGO OBLIGACIONES NEGOCIABLES
Regulatory Filings Classification · 85% confidence The document is an official notice to the securities regulator regarding the payment of interest and principal on a series of negotiable obligations (bonds). It provides payment date, amounts, interest rate applied, and agent details. It is not a financial report itself, nor an earnings release, board change, share issuance, M&A, or other specialized category. It is a general regulatory announcement, so it falls under the fallback category 'Regulatory Filings' (RNS).
2022-12-12 Spanish
PROGRAMA: RES Nº18,903 - 800,000,000 - SERIE :ON CLASE XII - AVISO DE PAGO 3ER SERVICIO - ON CLASE XII - AVISO DE PAGO OBLIGACIONES NEGOCIABLES
Interest Rate Update/Notice Classification · 70% confidence The document is an official notice to the Comisión Nacional de Valores and bondholders regarding the payment of interest and amortization on a class of negotiable obligations (debt instrument). It provides the payment date, rate (Tasa de Referencia plus basis points), total interest and capital amounts, and payment logistics. This matches an Interest Rate Update/Notice for debt instruments rather than a dividend declaration or full financial report.
2022-12-12 Spanish
FECHA PUBLIC.: 12-12-2022 - INSTRUMENTO: NEGOTIABLEOBLIGATION - AVISO DE SUPLEMENTO ON CLASE XX Y XXI Y ACTA SUBDELEGADO - PROGRAMA: RES Nº18,903 - 800,000,000 - SUPLEMENTO
Capital/Financing Update Classification · 95% confidence The document is titled 'Suplemento de Precio' and discusses terms and conditions related to the issuance of negotiable obligations (debt securities) by Crédito Directo S.A. It includes detailed information about the classes of obligations, their nominal values, interest rates, maturity, legal framework, regulatory approvals, and distribution plans. The document references regulatory bodies such as the Comisión Nacional de Valores (CNV) and includes legal disclaimers and risk factors. It is a detailed supplement to a prospectus for a debt issuance program, providing substantive financial and legal information about the securities offering. This type of document is a capital/financing update related to fundraising activities and capital structure changes, not a full annual or interim report, nor a simple announcement or certification. Therefore, the appropriate classification is Capital/Financing Update (CAP). The document length (15,000 characters) and content confirm it is not a brief announcement or a regulatory filing fallback.
2022-12-12 Spanish
DIFUSION DESDE: 13-12-2022 - DIFUSION HASTA: 15-12-2022 - SUBASTA DESDE: 16-12-2022 - SUBASTA HASTA: 16-12-2022 - INSTRUMENTO: NEGOTIABLEOBLIGATION - AVISO DE SUSCRIPCIÓN ON CLASE XX Y XXI - PROGRAMA:
Capital/Financing Update Classification · 95% confidence The document is titled 'AVISO DE SUSCRIPCIÓN' and details terms and conditions for the issuance of negotiable obligations (debt securities) by Crédito Directo S.A. It includes information about the classes of obligations, nominal values, interest rates, payment terms, and regulatory approvals by the Comisión Nacional de Valores (CNV). The document is an announcement offering securities for subscription under a global issuance program. It does not contain financial statements, audit results, or management discussion of financial results. It is a capital market update related to fundraising and issuance of debt securities. Therefore, it fits the category of Capital/Financing Update (CAP). The document length is substantial and contains detailed terms, not just a brief notice or link to a report, so it is not a report publication announcement or regulatory filing. Hence, the classification is CAP with high confidence.
2022-12-12 Spanish
PROGRAMA: RES Nº18,903 - 800,000,000 - SERIE :ON CLASE XV - AVISO DE PAGO 2DO SERVICIO - ON CLASE XV - AVISO DE PAGO OBLIGACIONES NEGOCIABLES
Interest Rate Update/Notice Classification · 75% confidence The document is a formal notice to the Comisión Nacional de Valores regarding the payment of interest on Clase XV negotiable obligations (bonds), including the applicable interest rate, payment date, amount, and agent of payment. This is not a financial report (10-K, IR, AR) nor a management or board change, dividend, or share transaction. It is a notice relating to the interest rate/payment on the company’s debt instruments, fitting the definition of an Interest Rate Update/Notice (IRAT).
2022-11-23 Spanish

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