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Credicuotas Consumo S.A. — Investor Relations & Filings

ISIN · AR0396642289 BYMA Financial and insurance activities
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Filings indexed 615 across all filing types
Latest filing 2026-02-02 Annual Report
Country AR Argentina
Listing BYMA

About Credicuotas Consumo S.A.

https://www.credicuotas.com.ar/

Credicuotas Consumo S.A. is a financial technology company specializing in providing accessible personal lending solutions. The company offers 100% online personal loans with minimal requirements, disbursed rapidly and repayable in fixed installments. Beyond direct cash loans, Credicuotas also facilitates "Buy Now, Pay Later" services for online and physical retail purchases, allowing consumers to acquire products in fixed installments without a credit card. Additionally, it provides bill payment and mobile top-up services, aiming for simplicity and efficiency in its financial offerings.

Recent filings

Filing Released Lang Actions
INFORMACIÓN RELEVANTE RELATIVA A INSTRUMENTOS - INFORME DE CALIFICACIÓN OBLIGACIONES NEGOCIABLES - HECHO RELEVANTE
Annual Report Classification · 95% confidence The document is titled 'Informe Integral' and contains detailed financial data, including capital ratios, asset and equity figures, profitability metrics (ROAA, ROAE), and a comprehensive financial summary for Credicuotas Consumo S.A. It includes detailed narrative analysis of credit portfolio quality, liquidity, funding diversification, and operational environment. The document also contains governance information, director listings, shareholder structure, and detailed income statement data over multiple periods. The presence of extensive financial statements and management discussion indicates this is a comprehensive financial report rather than a brief announcement or presentation. The document length (15,000 characters) and depth of financial and operational detail confirm it is a full report. The content aligns with an Annual Report or a comprehensive financial report, but since it is dated February 2026 and covers financial data up to September 2025 (a fiscal year-end), it fits the profile of an Annual Report (10-K). There is no indication this is a certification, proxy, or announcement only. Therefore, the correct classification is Annual Report (10-K). 9M 2025
2026-02-02 Spanish
FECHA PUBLIC.: 29-01-2026 - INSTRUMENTO: 3 - - PROGRAMA: PROGRAMA ONS POR HASTA US$250.000.000 - SERIE :ON SERIE XIX / PROGRAMA: PROGRAMA ONS POR HASTA US$250.000.000 - SUPLEMENTO
Capital/Financing Update Classification · 100% confidence The document is titled as a "Suplemento de Prospecto" (Supplement to Prospectus) related to a public offering of simple negotiable obligations (debt securities) by Credicuotas Consumo S.A. It details the terms of a bond issuance program, including authorization by the Comisión Nacional de Valores (CNV), regulatory compliance, and procedural information about the offering. The text references the prospectus and supplement as offering documents and includes legal disclaimers and risk factors. This type of document is a detailed offering prospectus supplement related to capital raising and debt issuance, which fits the category of Capital/Financing Update (CAP). It is not an annual or interim report, audit report, or earnings release, nor is it a regulatory filing or announcement of a report publication. The document is substantive and lengthy (15,000 characters), containing detailed information about the financing program and issuance terms.
2026-01-29 Spanish
DIFUSION DESDE: 29-01-2026 - DIFUSION HASTA: 02-02-2026 - SUBASTA DESDE: 03-02-2026 - SUBASTA HASTA: 03-02-2026 - INSTRUMENTO: 3 - - PROGRAMA: PROGRAMA ONS POR HASTA US$250.000.000 - SERIE :ON SERIE X
Capital/Financing Update Classification · 95% confidence The document is titled 'Aviso de Suscripción' and details the terms and conditions for the subscription of simple negotiable obligations (debt securities) by Credicuotas Consumo S.A. It includes information about the issuance size, interest rate, maturity, subscription process, and other issuance details. The document is an announcement offering new debt securities to investors, describing the subscription period, issuance date, and other procedural details. It does not contain financial statements, audit results, or management discussion of financial results. It is not a report but an announcement related to a capital raising activity. Therefore, it fits the category of Capital/Financing Update (CAP). The document length is substantial and contains detailed terms of the offering, consistent with a capital/financing update rather than a simple notice or regulatory filing.
2026-01-29 Spanish
FEC. CELEB.: 29-01-2026 - TEMA: 3 - ACTA DE ÓRGANO DE ADMINISTRACIÓN (DIRECTORIO)
Capital/Financing Update Classification · 95% confidence The document is an "Acta de Subdelegados" related to the approval and terms of issuance of a series of negotiable obligations (debt securities) by Credicuotas Consumo S.A. It details the terms and conditions of the issuance, including amounts, interest rates, payment terms, and legal commitments. This is a formal resolution or approval document related to a capital raising activity through debt issuance. It is not a financial report, earnings release, or management discussion. It is not a proxy, voting result, or governance document. The content is focused on the issuance of debt securities and the related terms, which fits the category of Capital/Financing Update (CAP). The document length is substantial and contains detailed terms, not just an announcement or a brief notice, so it is not a Report Publication Announcement or Regulatory Filing. Therefore, the best classification is Capital/Financing Update (CAP).
2026-01-29 Spanish
FEC. CELEB.: 23-01-2026 - TEMA: 3 - ACTA DE ÓRGANO DE ADMINISTRACIÓN (DIRECTORIO)
Capital/Financing Update Classification · 95% confidence The document is an official minutes (acta) of a board of directors meeting of Credicuotas Consumo S.A. It details the approval of issuing negotiable obligations (debt securities) under an existing program, delegation of powers to certain individuals to manage the issuance process, and authorizations to carry out necessary filings and procedures with regulatory bodies such as CNV, BYMA, and others. The content is focused on board resolutions regarding capital raising activities through debt issuance. It is not a financial report, earnings release, or audit report. It is not a general announcement or a proxy solicitation. The document is a formal board/management information disclosure about decisions taken by the board related to financing activities. Therefore, the most appropriate classification is "Capital/Financing Update (CAP)" as it relates to updates on company fundraising and capital structure changes.
2026-01-29 Spanish
FEC. CELEB.: 23-01-2026 - TEMA: 6 - ACTA DE ÓRGANO DE ADMINISTRACIÓN (DIRECTORIO)
Board/Management Information Classification · 100% confidence The document is an official meeting minute (Acta de Directorio) detailing the appointment of a substitute director as a full director and the delegation of the presidency within the board of directors. It records decisions made by the board members and the presence of the fiscal commission member. There is no financial data, no mention of annual or quarterly reports, no shareholder voting results, no legal proceedings, no capital changes, and no investor presentations. The content strictly relates to changes and decisions within the company's board of directors. Therefore, the document fits the category of Board/Management Information (MANG). The document length is short but contains substantive content about board decisions, not just an announcement or notice, so it is not RPA or RNS.
2026-01-28 Spanish

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