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Banca Sistema — Investor Relations & Filings

Ticker · BST ISIN · IT0003173629 LEI · 815600B5C61A10BBB451 XMIL Financial and insurance activities
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Filings indexed 782 across all filing types
Latest filing 2023-02-10 Earnings Release
Country IT Italy
Listing XMIL BST

About Banca Sistema

https://www.bancasistema.it/english

Banca Sistema is a financial institution specializing in financing and managing trade receivables, with a particular focus on those owed by public administrations. The bank serves corporate clients, including small and medium-sized enterprises (SMEs), as well as private customers. Its primary business line is factoring, encompassing both public sector and commercial receivables. Beyond its core factoring operations, the institution offers a suite of banking products. For its corporate clientele, this includes various financing and servicing activities. For private individuals, the product suite features salary-backed loans and specialized pawn credit services, offering loans collateralized by valuable assets and works of art.

Recent filings

Filing Released Lang Actions
BANCA SISTEMA: APPROVATI I RISULTATI CONSOLIDATI AL 31 DICEMBRE 2022/ BANCA SISTEMA: APPROVED CONSOLIDATED RESULTS AS AT 31 DECEMBER 2022
Earnings Release Classification · 98% confidence The document is titled "COMUNICATO STAMPA" (Press Release) and its main headline is "BANCA SISTEMA: APPROVATI I RISULTATI AL 31 DICEMBRE 2022" (Banca Sistema: Results approved as of December 31, 2022). It provides key financial highlights (Net Profit, Interest Margin, Operating Costs, Capital Ratios) for the full year ending December 31, 2022, and includes a declaration by the officer responsible for accounting documents (art. 154-bis TUF). This structure—a press release summarizing comprehensive annual financial results—is characteristic of an Earnings Release (ER). Although it contains detailed figures typical of a full report, its format as a 'Comunicato Stampa' announcing the approval of the results strongly suggests it is the initial public announcement of the annual performance, fitting the definition of an Earnings Release (ER) better than a comprehensive Annual Report (10-K) or an Interim Report (IR), especially since it is dated February 10, 2023, shortly after the year-end. FY 2022
2023-02-10 Italian
MODIFICHE ALLA COMPOSIZIONE DI COMITATI ENDOCONSILIARI/CHANGES IN COMMITTEES’ COMPOSITION
Board/Management Information Classification · 98% confidence The document is a press release (COMUNICATO STAMPA / PRESS RELEASE) dated January 27, 2023, announcing specific changes to the composition of the company's internal board committees (Internal Audit, Risk and Sustainability Committee). This type of announcement, detailing changes in the composition of the Board of Directors or senior management committees, directly aligns with the definition of Board/Management Information (MANG). It is not a full annual report (10-K), an earnings release (ER), or a general regulatory filing (RNS), as it concerns internal governance structure changes.
2023-01-27 Italian
BANCA SISTEMA: CALENDARIO EVENTI SOCIETARI/BANCA SISTEMA: CORPORATE CALENDAR
Report Publication Announcement Classification · 98% confidence The document is titled "COMUNICATO STAMPA" (PRESS RELEASE) and explicitly states that it is announcing the "calendario annuale degli eventi societari per l'esercizio 2023" (annual corporate events calendar for the year 2023). It lists future dates for Board meetings, shareholder meetings, and conference calls related to financial results (e.g., FY 2022 results, Q1 2023 results, Half-yearly results). This document is not the actual financial report (like 10-K or IR) but an announcement detailing *when* those reports and related events will occur. According to Rule 2, a short announcement detailing the publication schedule of reports fits best under Report Publication Announcement (RPA).
2023-01-17 Italian
COMUNICAZIONE TRIMESTRALE SULL’ATTIVITA’ DI SOSTEGNO DELLA LIQUIDITA’ DEL TITOLO BANCA SISTEMA/QUARTERLY COMMUNICATION ON THE LIQUIDITY SUPPORT OF BANCA SISTEMA STOCKS
Regulatory Filings Classification · 99% confidence The document is titled "COMUNICATO STAMPA" (Press Release) and explicitly states it is a "COMUNICAZIONE TRIMESTRALE SULL'ATTIVITA' DI SOSTEGNO DELLA LIQUIDITA' DEL TITOLO BANCA SISTEMA" (Quarterly Communication on the Liquidity Support of Banca Sistema Stocks). It covers a specific period (October 3, 2022, to December 30, 2022) and provides detailed transactional data, which is typical for regulatory disclosures related to market making or liquidity support programs. Since it is a communication about a specific periodic activity (quarterly) and not a full financial report (like 10-K or IR), nor a general earnings release (ER), it fits best under the category for general regulatory announcements or specific periodic reports that aren't the main financial statements. Given the options, this is a specific regulatory disclosure about market activity. It is not a standard Earnings Release (ER) which focuses on P&L/Balance Sheet, nor an Interim Report (IR) which is comprehensive financials. It is a specific, periodic communication. Because it details activity over a period and is presented as a formal press release/communication, it is most closely aligned with a specific regulatory filing or announcement. Since there isn't a perfect fit for 'Liquidity Support Activity Report', and it is a formal, periodic disclosure, it falls under the general Regulatory Filings (RNS) or potentially a specialized report. However, given the structure and content (quarterly update on a specific program), it functions as a required disclosure. If we must choose from the list, and it's not a core financial statement, RNS (Regulatory Filings) is the most appropriate fallback for specific, non-standard periodic disclosures, although it shares characteristics with an Earnings Release (ER) in terms of periodicity. Given the focus is on market support activity rather than core financial performance metrics, RNS is chosen as the best fit among the provided codes for a specific, non-core financial regulatory update.
2023-01-09 Italian
Comunicazione internal dealing
Director's Dealing Classification · 98% confidence The document is titled "MODELLO DI NOTIFICA E DI COMUNICAZIONE AL PUBBLICO DELLE OPERAZIONI EFFETTUATE DA PERSONE CHE ESERCITANO FUNZIONI DI AMMINISTRAZIONE, DI CONTROLLO O DI DIREZIONE E DA PERSONE A LORO STRETTAMENTE ASSOCIATE" (Notification Model for Transactions Carried Out by Persons Discharging Managerial Responsibilities and Persons Closely Associated with Them). It details a specific transaction (ACQUISTO/Purchase) of shares in BANCA SISTEMA SPA by an entity (GARBIFIN SRL) associated with a director (Gianluca Garbi). This structure and content directly correspond to regulatory filings concerning insider trading or director's dealings, which in the provided schema maps to 'Director's Dealing' (DIRS). The document is a formal notification form, not a general regulatory announcement (RNS) or a report itself.
2022-12-29 Italian
Comunicazione internal dealing
Director's Dealing Classification · 100% confidence The document is titled "MODELLO DI NOTIFICA E DI COMUNICAZIONE AL PUBBLICO DELLE OPERAZIONI EFFETTUATE DA PERSONE CHE ESERCITANO FUNZIONI DI AMMINISTRAZIONE, DI CONTROLLO O DI DIREZIONE E DA PERSONE A LORO STRETTAMENTE ASSOCIATE" (Notification Model and Public Communication of Transactions Carried Out by Persons Discharging Managerial Responsibilities and Persons Closely Associated with Them). This structure, along with fields detailing the reporting person (GARBIFIN SRL, Gianluca Garbi), the issuer (BANCA SISTEMA SPA), the nature of the operation ('ACQUISTO' - Purchase), the financial instrument (Azioni - Shares), the price, volume, and date (2022/12/27), clearly indicates a mandatory disclosure of insider trading or director's dealing activity, as required under regulations like MAR (Market Abuse Regulation) in the EU. This directly corresponds to the definition of Director's Dealing (DIRS).
2022-12-28 Italian

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