Affirm Holdings, Inc. — Investor Relations & Filings

Affirm Holdings, Inc. is a financial technology company that operates a platform for digital and mobile-first commerce. It specializes in 'buy now, pay later' (BNPL) services, offering consumers flexible payment solutions as an alternative to traditional credit. The platform enables users to pay for purchases over time through fixed installments, which are integrated at the point of sale for both online and in-store merchants. Key products include interest-free bi-weekly payment options, longer-term installment loans, and the Affirm Card for broader use. The company emphasizes financial transparency, showing consumers the total cost of a purchase upfront without hidden fees, late fees, or compounding interest.