TÜRKİYE GARANTİ BANKASI A.Ş.

Regulatory Filings • Oct 1, 2025

National Storage Mechanism | Additional information

Turkiye Garanti Bankasi A.S. (TGBD)

Turkiye Garanti Bankasi A.S.: Announcement regarding JCR Credit Rating

01-Oct-2025 / 08:18 GMT/BST

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TO: Investment Community

FROM : Garanti BBVA / Investor Relations

SUBJECT: Announcement regarding JCR Credit Rating

DATE: September 30, 2025

JCR Eurasia Rating, has evaluated the consolidated structure of “Türkiye Garanti Bankası A.Ş.” (the “Bank”) in the highest investment level category, affirmed the Long-Term National Issuer Credit Rating at ‘AAA (tr)’ and the Short-Term National Issuer Credit Rating at ‘J1+ (tr)’ with ‘Stable’ outlooks on 30 September 2025. On the other hand, the Long-Term International Foreign and Local Currency Issuer Credit Ratings have been affirmed at ‘BBB-’ and ‘BBB’ respectively, with ‘Stable’ outlooks, positioned above the country ceiling. The Bank’s current ratings are as follows:

	Current Rating	Prior
Long Term National	AAA (tr) / Stable Outlook	AAA (tr) / Stable Outlook
Short Term National	J1+ (tr) / Stable Outlook	J1+ (tr) / Stable Outlook
Foreign Currency Long Term International	BBB- / Stable Outlook	BBB- / Stable Outlook
Local Currency Long Term International	BBB / Stable Outlook	BBB / Stable Outlook

*In contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.

We declare that our above statements are in conformity with the principles included in the Board’s Communiqué, Serial II Nr.15.1, that it exactly reflects the information we received; that the information complies with our records, books and documents; that we did our best to obtain the correct and complete information relative to this subject and that we are responsible for the declarations made in this regard.

Yours sincerely,

Garanti BBVA

Contact Garanti BBVA Investor Relations:

Tel: +90 212 318 2352

Fax: +90 212 216 5902

E-mail: [email protected]

www.garantibbvainvestorrelations.com

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Dissemination of a Regulatory Announcement, transmitted by EQS Group.

The issuer is solely responsible for the content of this announcement.

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ISIN:	US9001487019
Category Code:	MSCL
TIDM:	TGBD
LEI Code:	5493002XSS7K7RHN1V37
OAM Categories:	3.1. Additional regulated information required to be disclosed under the laws of a Member State
Sequence No.:	403826
EQS News ID:	2206702

End of Announcement	EQS News Service

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