TÜRKİYE GARANTİ BANKASI A.Ş.

Capital/Financing Update • Jul 25, 2025

Summary Info	Early redemption of the MTN Issued by our Bank
Update Notification Flag	Yes
Correction Notification Flag	No
Postponed Notification Flag	No
Subject of Notification	Early Redemption

Board Decision Date	14.02.2024

Related Issue Limit Info

Currency Unit	USD
Limit	6.000.000.000
Issue Limit Security Type	Debt Securities
Sale Type	Oversea
Domestic / Oversea	Oversea
Capital Market Board Approval Date	04.04.2024

Capital Market Instrument To Be Issued Info

Type	Bond
Maturity Date	31.10.2025
Maturity (Day)	368
Sale Type	Oversea
The country where the issue takes place	İngiltere
Central Securities Depository	Euroclear/Clearstream
Nominal Value of Capital Market Instrument Sold	150.000.000
Maturity Starting Date	28.10.2024
Issue Exchange Rate	34,2506
Interest Rate Type	Fixed Rate
Traded in the Stock Exchange	Yes
Payment Type	Foreign Exchange Payment
ISIN Code	XS2929970437
Coupon Number	0
Redemption Date	31.10.2025
Record Date	30.10.2025
Payment Date	31.10.2025
Currency Unit	USD

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch /Moody's	Long Term FC BB- / Long Term FC Ba3	17.09.2024	No

Does the capital market instrument have a rating note?	No

Does the originator have a rating note?	No

Early Redemption Info

Early Redemption Demand Starting Date	11.07.2025
Early Redemption Demand Starting Time	09:00
Early Redemption Demand Ending Date	24.07.2025
Early Redemption Demand Ending Time	18:00
Early Redemption Date	24.07.2025
Record Date	23.07.2025
Payment Date	24.07.2025
Nominal Amount Of Early Redemption	150.000.000
Remaining Amount After Early Redemption	0
Early Redemption Payment Rate (Coefficient)	1
Amount of Payment as Early Redemption	150.000.000
Currency Unit	USD
Was All the Issued Amount Subject to Early Redemption?	Yes

Additional Explanations

Reference: Public disclosure of T. Garanti Bankası A.Ş on 28.10.2024. With the related public disclosure, it was announced that the sale of the notes amounting to USD 150,000,000 with 368 days maturity and puttable was completed on 28.10.2024. The investor has decided to use the put option regarding the notes (ISIN: XS2929970437). Accordingly, the notes redeemed on 24 July 2025. *In contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.