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Tryg Earnings Release 2013

Apr 30, 2013

3389_rns_2013-04-30_070cf8a2-8286-4f8f-a8bf-9ed261ece1f8.pdf

Earnings Release

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Tryg A/S / Interim Management Statement

30.04.2013 07:27

Dissemination of a UK Regulatory Announcement, transmitted by DGAP - a company of EquityStory AG.
The issuer is solely responsible for the content of this announcement.

Tryg's Supervisory Board has today approved the interim report for Q1 2013.

The insurance business generated a satisfactory profit in Q1 2013 and a high investment return. Insurance results improved by 39% despite higher claims costs related to large claims and a lower interest rate level.

Highlights for Q1 2013

-- Profit before tax of DKK 759m (DKK 702m).
-- Technical result of DKK 500m (DKK 361m), an improvement of 39%.
-- Combined ratio of 90.3 (93.8) impacted by cost and claims measures.
-- Claims ratio, net of ceded business, of 74.3 (77.2) with improvement in all business areas.
-- The interest rate level affected the combined ratio negatively by 0.5 points relative to Q1 2012.
-- Negative premium growth of 2.5% reflects the focus on profitability and a high level of reimbursements under profit sharing schemes.
-- Improvement of the expense ratio by 0.6 percentage points from 16.6 to 16.0 reflects the focus on improving efficiency through cost initiatives.
-- High investment return, particularly based on a high return on equities.
-- Return on equity of 20.3% after tax.
-- New subordinate loan raised and previous loan terminated.
-- Share buyback of DKK 800m commenced.

Additional information:

For further information, please contact:

-- Investor Relations Director Lars Moeller on +45 22 66 66 05 or [email protected]
-- Investor Relations Manager Peter Brondt on +45 22 75 89 04 or [email protected]
-- Head of Communication Troels Rasmussen on +45 30 35 30 70 or [email protected]

Tryg is the leading provider of 'peace of mind' solutions with property & casualty insurance operations in Denmark, Norway and Sweden. Tryg is listed on Nasdaq OMX Copenhagen, and 60% of the shares are held by TryghedsGruppen smba.

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https://newsclient.omxgroup.com/cds/DisclosureAttachmentServlet?messageAttachmentId=430448
https://newsclient.omxgroup.com/cds/DisclosureAttachmentServlet?messageAttachmentId=430447

News Source: NASDAQ OMX

30.04.2013 DGAP's Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases.
Media archive at www.dgap-medientreff.de and www.dgap.de

Language: English
Company: Tryg A/S
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DA=nemark
Phone: .
Fax: .
E-mail: .
Internet: .
ISIN: DK0060013274
Category Code: IMS
LSE Ticker: 0GBV
Sequence Number: 1428
Time of Receipt: Apr 30, 2013 07:27:30

End of Announcement
DGAP News-Service