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SmartCraft ASA

Quarterly Report Nov 1, 2022

3745_rns_2022-11-01_f62cbf93-897b-4338-ae20-9847e4a0d974.pdf

Quarterly Report

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Q3 2022 report

SmartCraft ASA

November 1st 2022

Operational development10
Market survey10
Shift to recurring revenue models 11
Organization 11
Financial Review15
Cash flow 16
Financial position16
Share information 16
Risk factors 17
Outlook 17
Financial calendar17
Condensed Consolidated Financial Statements 18
Consolidated Statement of Comprehensive Income 18
Consolidated Statement of Financial Position19
Consolidated Statement of Changes in Equity21
Consolidated Cash Flow Statement22
Explanatory Notes to the Consolidated Financial Statements 23
Alternative Performance Measures (APMs) 24

Our passion is to simplify business for construction companies

SmartCraft's mission is to streamline operations and free up time for construction companies, so they can generate additional revenue instead of spending evenings and weekends with planning, purchasing, invoicing and documentation. This is especially true for small and medium enterprises, but our specialized software is also used by large installation companies, as many of the processes in the fi eld and in the offi ce are the same. In the future, well-functioning and effi cient processes will be necessary for craftsmen and contractors to keep up with competition. Offi cial requirements and regulations, for example with regards to health and safety as well as quality control, become increasingly comprehensive and end-customers require more documentation of the work being done. Nevertheless, the construction industry is today one of the least digitized, however we are more convinced than ever that this will change rapidly in the years to come. Those who remain passive and stick with their analogue processes will be left behind.

Best-of-breed

We off er best-of-breed software. This means that our solutions are tailormade for each of the niches we focus on. The best solution for a plumber is not necessarily ideal for a carpenter – and electricians have their specifi c requirements. Since we were founded in 1987, we have followed this philosophy, which means that we over time have built deep insight and competency regarding the business models and workfl ows of our customers. At the same time, we increasingly collaborate across the group and solutions when it comes to customer insight, product and technology, development and sales. Our goal is always to provide the most effi cient and productive solutions for our customers. We emphasize innovation and in 2021 8% of our revenue was invested in product and technology development.

The craftsman's offi ce is in the car or outside on a construction site. Our solutions are seamlessly available on smartphones and tablets for fi eld workers and on rich web clients at the desktop for people in the offi ce. Hence, SmartCraft users can use digital tools throughout the day in every step of the process. All the way from producing a quotation, project planning, and work-order to project documentation, salaries and invoicing.

Adding value throughout the customer journey

Massive market and low take-rate

In our existing markets there are about 260 000 companies in the construction industry. Most of these are SME companies where our solutions are a great fi t. Calculations show that the potential market size was above NOK 10 billion in the Nordics alone in 2021. This market is expected to grow annually by double digits in the period 2020-2025 and we are deeply committed to remaining a leading player and a driving force in the industry going forward.

It is essential for us to ensure that the purchase decision for new customers is easy. Our solutions are cloud based and easy to implement. Looking at the cost per month for a new SmartCraft customer, the take-rate is very low compared to the total cost base. For a customer, the return on investment is immense.

Strong growth drivers for digitalization of an attractive SME construction market

There are four main drivers for digitalization in the construction industry.

Lack of skilled workers

Need for skilled construction workers globally

Aging workforce and lack of recruitment
Long tail of service needs in private and public sector

Increasing aging buildings in need of renovation

Services include renovation, upgrades and maintenance of existing buildings
Increasing demand for detailed digital documentation

Regulatory offi ces

Consumers
Digitally maturing users and software

Apps and SaaS solutions drive adoption

Younger more digital workforce

Attractive business model

The story of SmartCraft has for many years been the story of profi table growth. We love our cloud-based Software-as-a-Service model for many reasons. One being the fact that the cost of adding one additional customer or user is minimal. This, combined with an effi cient sales and marketing organization and a gross margin above 90%, gives us a strong business model. We are increasing our revenue by 15-20% and expect to do so for years to come, and we have been able to combine this with an adjusted EBITDA margin around 40%. We are continuously investing in product development to secure future growth, but in the profi table growth mindset we are focusing on maintaining a high margin before any capitalization is made.

Another thing we love with our business model is the long revenue visibility and hence low risk related to our cash fl ows. Once onboard, our customers stay with us for many years and we see a low annual churn, which was 5% in Q3 2022.

Operating cash fl ow, MNOK

Signifi cant growth ambitions

Looking ahead, we continue to follow our strategy of profi table organic growth and M&A driven consolidation. We have a strong fi nancial foundation following the successful listing on Oslo Børs in 2021, providing a solid balance sheet and a broad, international investor base. Hence, our growth strategy is fully funded. Additionally, with an average cash conversion of 110% we are constantly increasing our M&A capabilities.

Our primary focus going forward is organic growth in the Nordics through upselling to existing customers, by winning new customers and by cross selling on our customer bases. Secondly, we are pursuing M&A opportunities both in existing and new geographies and are in dialogue with several companies. At the same time, we are patient. Capital discipline has high priority and we will only pursue the right acquisition target at the right price.

Q1 is seasonally strong as the majority of 12-months subscriptions are invoiced in January.

Historical key fi gures

Amounts in NOK (thousands)

Letter from the CEO

SmartCraft is the leading provider of business-critical SaaS solutions for the Nordic construction industry and I am pleased to report continued strong growth and profi tability momentum in the third quarter. We continued to build a solid base of customers and solutions, leading to 19 percent growth in recurring revenue and improved EBITDA margin and cash fl ow. We also successfully executed on our acquisition strategy, adding another strategic and accretive acquisition to our portfolio in the beginning of October.

SmartCraft operates in a large and underpenetrated market. The majority of the small and medium-sized enterprises (SMEs) in this industry have yet to digitalize their mission critical processes, the processes that really provide value or cost to their businesses. Our solutions target SMEs in the construction industry and our mission is to digitalize their manual processes.

"97 percent recurring revenue and 19 percent recurring revenue growth, combined with a continuously low churn at 5 percent, shows the strength of our business model"

The market for our solutions remains strong, despite a gloomy macro picture and rising concerns around slowdown in the construction industry. Our customers report continued high activity, but with lower future visibility and somewhat increased uncertainty.

SmartCraft is well positioned for growth and resilience even in a slower market environment:

  • Our customers are mainly small and medium sized enterprises, and this segment is historically less aff ected by economic slowdown as their businesses are based on smaller projects, renovation, upgrades and maintenance, segments that have proven to fl uctuate less than the market in total
  • Our transactional revenue, typically related to customers' incoming and outgoing invoices, grew organically by 19 percent in Q3 2022, supporting our fi ndings that our customers' activity level remains high
  • Customer revenue churn is stable at 5 percent
  • We have a good pipeline of new opportunities and historically we convert more than 50 percent of the customer meetings with new customers to sales
  • In Q3 2022 recurring revenue grew organically by 19 percent. Recurring revenue now accounts for 97 percent of our revenue. The recurring revenue growth, combined with a sustained low churn at 5 percent, shows the strength of our business model.

"In Q3 2022 our adjusted EBITDA margin grew by 2 percentage points to 39 percent compared to Q3 last year"

We have a long history of profi table growth, and we are committed to our medium-term targets to grow margins. In Q3 2022 our adjusted EBITDA margin grew by 2 percentage points to 39 percent compared to Q3 last year. The positive margin development also proves that we manage to improve the profi tability of the companies we have acquired.

"We are uniquely positioned with no fi nancial debt, a healthy margin and a negative net working capital of 34 percent. Hence, we are self-funded with an average cash conversion of 110 percent and are in a strong cash situation"

SmartCraft is uniquely positioned with strong organic growth and a very healthy margin. We have no fi nancial debt and a negative net working capital of 34 percent. Hence we are self-funded with an average cash conversion of 110 percent. With our strong cash situation, we are in an excellent position to invest in organic growth and acquisitions.

We believe in a strong market and with our best-of-breed SaaS solutions and a highly skilled team we stay very optimistic about the future market opportunities. We are confi dent about achieving our medium-term targets of annual organic revenue growth of 15-20 percent and growing EBITDA margins due to the scalability of the business.

"Our medium-term targets of annual organic revenue growth of 15-20 percent and growing EBITDA margins due to the scalability of the business stay fi rm"

Gustav Line CEO

Q3 2022 in Brief

Quarterly fi nancial highlights

Sept 30th, 2022
ARR
NOK 303.6 million
17% growth YoY
Increased
adjusted EBITDA
16% 5%
Reduced churn at
margin to
39%
organic ARR growth YoY1 Maintaining high organic growth1

Development ARR per quarter (end of period, MNOK)

Amounts in NOK (millions) Q3'22 Q3'21 YTD'22 YTD'21 FY'21
Annual Recurring Revenue 303.6 259.9 303.6 259.9 266.8
Revenue 82.4 72.2 243.1 195.3 270.8
Adjusted EBITDA 32.0 26.5 94.5 80.8 108.7
Adjusted EBITDA-margin 38.8% 36.7% 38.9% 41.4% 40.1%
Adjusted EBITDA - capex margin 33.1% 32.0% 32.4% 35.3% 32.0%
Churn rate (R12m) 5.2% 6.2% 5.2% 6.2% 6.3%

1. Organic growth is defi ned as growth in existing solutions adjusted for currency eff ects.

Operational development

Annual Recurring Revenue (ARR) was NOK 303.6 million at the end of Q3 2022, a growth of 17 percent compared to Q3 2021. The growth was driven by an increased number of customers and the acquisition of Kvalitetskontroll in July 2021 and Elverdi in June 2022. ARR growth was 17 percent in Q3 2022 compared to Q3 2021. The organic ARR growth was 16 percent. New sales in the third quarter is normally seasonally lower than in the rest of the year, aff ected negatively by the summer holiday months in the Nordics in July and August.

Organic revenue growth was 16 percent. The growth was driven by continued good sales performance for the SmartCraft's SaaS solutions earlier in the year and in the third quarter. Sales- and marketing investments earlier in 2022, combined with marketing and sales activities during Q3 has resulted in a good sales pipeline towards the end of 2022. Prospect customers well appreciate that SmartCraft's solutions has the potential to increase productivity and profi tability for customers. At the same, the somewhat uncertain market outlook leads craftsmen to focus more on utilizing the currently strong market demand, leaving less time for development of their internal processes and conversations with SmartCraft's sales team short-term. For SmartCraft, this leads to a somewhat more timeconsuming sales process than normal.

"The SaaS based operating model of SmartCraft leads to strong scalability, and at the same time, margins in acquired companies with lower margins have been improved."

We continue our initiatives to make sure our customers utilize our solutions to its potential, so they get good value of their investments. We use digital tools to track usage automatically and provide automatic online help in the solutions. Together with a range of other initiatives, this results in a customer revenue churn of only 5 percent in the third quarter 2022, compared to 6 percent in Q3 2021.

SmartCraft reported an adjusted EBITDA margin of 39 percent in Q3, an improvement from 37 percent in Q3 2021. The SaaS based operating model of SmartCraft leads to strong scalability, and at the same time, margins in acquired companies with lower margins have been improved.

Market survey

In the third quarter we released the "SmartCraft Digimeter 2022 report". The report is based on the fi ndings from a survey of Swedish construction companies https:// smartcraft.com/digimeter/. The report is the fi rst in a planned series of surveys and is a good proof point for the need for mission critical digital tools for the industry, and that the penetration is still relatively low.

Shift to recurring revenue models

During the third quarter we have continued to optimize our organization for scale and to serve our customers in the best ways. We have a strong focus on lowering the investment bar for potential customers and make sure they have predictable low costs. Today our customers pay an average of NOK 7 pr user pr day, and there is an upside potential to increase this low price in the future.

"Today our customers pay an average of NOK 7 pr user pr day, and there is an upside potential to increase this low price in the future"

In Q3 2022 we continue to focus on shifting customer non-recurring revenue to recurring revenue contracts to provide more predictability and stability for our customers and SmartCraft. We reduced non-recurring revenue by 35 percent in Q3 2022 compared to Q3 2021 and as a result recurring revenue in Q3 2022 reached a record of 97 percent of total revenue.

"In Q3 2022 we continued shifting non-recurring revenue to contractual recurring revenue to provide more predictability and stability for our customers and SmartCraft. As a result, recurring revenue in Q3 2022 accounts for 97 percent of total revenue"

Organization

After nine acquisitions the last years we have started to align and synergize parts of our organization and the way we do business. In the beginning of October, we launched the amended leadership team with a good balance of diff erent experiences and gender.

By organizing business by country, we will better execute in alignment towards the same partners, customer domains and customers. Today we have several solutions addressing for example electrician companies. To a certain extent these solutions compete for customer attention and against each other. By aligning our marketing, sales and development initiatives where it makes sense, we believe we can scale better.

Increased focus on the "Electro domain"

With rising energy prices and need for energy effi ciency, we see a clear potential for our solutions aimed at electrician companies. We already have a large share of our customers from the electro domain and with the acquisition of Elverdi in June and Inprog in the beginning of October we have 5 best of breed solutions addressing these customers. Aligning our resources will allow for more cross selling and eventually increase our share of wallet

from these customers. Going forward we will further investigate how to realize synergies in sales and development.

One hive mindset and a mission to digitalize the construction industry

With a mission of digitalizing the construction industry, we focus signifi cant parts of our product and tech development on features for quick onboarding and maximizing usage of our solutions. We see this as an important factor to speed up the digitalization.

A second focus area is to improve collaboration across our R&D teams. We have a set of best-of-breed products that are highly appreciated by our users and developed by talented people in our R&D and product departments. However, today we tend to occasionally build similar features for the same user groups and therefore not utilize our R&D teams in an optimal way.

"We believe that organizing our eff orts in a more focused manner will be key to our long-term success."

We have been working on smarter ways to utilize our engineers and our R&D capacity to increase productivity since Q4 2021. Utilizing our capability-based platform SmartCraft Core is an important step in this direction, as resources and functionality can be shared across development teams and solutions in the SmartCraft Group. SmartCraft Core is already in use by our Cordel solution, and more than 2500 daily users are now onboard this platform.

Organizing workfl ows according to domains

With our latest acquisitions of Inprog in October and Elverdi in June, we now have 5 solutions addressing electrician companies. Since these solutions cover diff erent parts of an electrician's workday, SmartCraft is now organizing them according to a domain that focuses on connecting the dots where it makes sense. This way our solutions fulfi l and enrichen each other. By taking a more holistic approach where our solutions provide an eco-system for electricians, we can better support our customers throughout their diff erent processes in their workday.

With a domain approach our ambition is to enrichen our existing solutions for electricians with functionality from SmartCraft Core. This will increase our ability to capture scale in the context of product and technology development. We expect to see the results gradually over the upcoming years.

Segments

SmartCraft is present in three geographical markets, and the revenue distribution is shown below. The acquisition of Elverdi in June 2022 contributed to the growth in Norway.

Geographical distribution of revenue

Amounts in NOK (millions) Q3'22 Q3'21 YTD'22 YTD'21 FY'21
Norway 34.7 30.3 101.3 77.0 108.4
Sweden 35.6 32.0 105.2 92.6 126.8
Finland 12.1 9.9 36.6 25.7 35.6
Total revenues 82.4 72.2 243.1 195.3 270.8

SmartCraft recognizes Specialized contractors and General contractors as the operating units that form natural reporting segments.

  • Specialized contractors include the customers which provide specialized services within the construction industry, e.g. electricians, plumbers, etc.
  • General contractors include the customers in the construction industry providing services not defi ned as specialized services.

Newly acquired Elverdi is included in the Specialized contractors segment.

Apart from Elverdi the Specialized contractors segment consists of our most established brands with a long history, a strong market position in their areas and high EBITDA margins. These solutions still have a share of customers with the solutions deployed on-premise. We are continuously moving these customers to a SaaS environment, which over time will enable higher revenue growth.

Distribution of revenue per segment

Amounts in NOK (millions) Q3'22 Q3'21 YTD'22 YTD'21 FY'21
Specialized contractors 34.6 30.4 101.8 91.9 123.4
General contractors 47.8 41.8 141.2 103.4 147.4
Total revenue in segments 82.4 72.2 243.1 195.3 270.8
Organic growth in current solutions YoY
Specialized contractors 11.8% 7.8% 9.0% 10.2% 9.3%
General contractors 19.0% 18.6% 21.7% 22.3% 21.3%
Distribution of adjusted EBITDA per segment*
Amounts in NOK (millions) Q3'22 Q3'21 YTD'22 YTD'21 FY'21
Specialized contractors 16.9 14.7 50.3 49.9 64.7
General contractors 19.3 15.3 56.3 36.7 53.1
Total adjusted EBITDA in segments 36.1 30.0 106.7 86.6 117.9
*Excluding SmartCraft ASA
Adjusted EBITDA margin
Specialized contractors 48.7% 48.4% 49.5% 54.3% 52.5 %
General contractors 40.3% 36.6% 39.9% 35.5% 36.0 %

Financial Review

Amounts in NOK (thousands) Q3'22 Q3'21 YTD'22 YTD'21 FY'21
Revenue from customers 82 440 72 160 243 051 195 283 270 762
Total operating revenue 82 440 72 160 243 051 195 283 270 762
Purchase of goods and services 6 348 5 657 19 884 16 405 22 866
Payroll and related expences 33 430 30 431 96 483 76 934 104 986
Other operating expenses 11 107 13 259 34 148 48 582 62 598
Total operating expenses 50 885 49 347 150 515 141 921 190 450
EBITDA 31 556 22 813 92 536 53 362 80 312
Adjustments of special items 447 3 673 1 939 27 428 28 359
Adjusted EBITDA 32 003 26 486 94 475 80 790 108 671
Depreciation and amortization 6 910 5 486 20 325 15 647 22 726
Operating profi t (loss) before fi nancial items and tax 24 646 17 327 72 211 37 715 57 586
EBITDA-margin 38.3% 31.6% 38.1% 27.3% 29.7%
Adjusted EBITDA-margin 38.8% 36.7% 38.9% 41.4% 40.1%

SmartCraft's consolidated revenues in Q3 2022 grew by 14.2% to NOK 82.4 million, up from NOK 72.2 million in Q3 2021. The revenue growth was driven by the acquisition of Elverdi (June 2022) and continued high organic growth from the Group's SaaS solutions but off set by changes in currency rates.

Quarterly revenue recognition does not correlate with invoicing and customer payment plans. SmartCraft off ers payment plans between 1 and 12 months, and on average a customer pays 8 months in advance. This entails there is no seasonality in fi xed price revenue from existing customers. Still, Q3 is seasonally slow regarding new sales as July and August are mainly vacation periods. As a result, quarter-over-quarter growth is at a lower level.

The Group has continued its strategy to service all customers SaaS solutions on common SaaS environments. The Group's strategy includes both migrating its remaining on-premise customers to a SaaS environment, and transitioning non-recurring revenue into a SaaS service. As an eff ect, non-recurring revenue continues to decrease as the migration progresses. By reducing the threshold to become a customer we increase our opportunity to grow ARR.

Organic growth in current solutions YoY Q3'22 Q3'21 FY'21
Fixed price subscriptions 18.6% 16.0% 18.9%
Transaction priced add-on subscriptions 19.3% 21.1% 27.5%
Total recurring revenue 18.7% 16.5% 19.7%
Non-recurring revenue (34.9%) (19.4%) (27.8%)
Total revenue 15.9% 14.4% 15.8%

The Q3 2022 adjusted EBITDA margin is aff ected negatively with 0.3%-points due to lower margins in the acquired company Elverdi. The recent acquisitions aff ect the YTD 2022 adjusted EBITDA margin negatively with 1.1%-points. SmartCraft is well on track to increase the margin in the recently acquired companies. Our approach to increasing the margin is not by cost-cutting, but fi rst and foremost helping the companies to better scale and grow, creating a long-term business advantage. These adjustments may vary in time and are not regarded an onboarding item but as a continuous enhancement of business management.

The reported EBITDA in Q3 2022 was NOK 31.6 million. Adjusted EBITDA was NOK 32.0 million. The adjusted EBITDA margin for Q3 2022 was 38.8%, compared to 36.7% in Q3 2021. Note that the principles for holiday pay accruals are changed in 2022. If the same principles are applied for 2021 the Q3 2021 adjusted EBITDA is 34.9%.

SmartCraft plans for the continuous improvement of existing solutions, and the development of new solutions and add-ons. For the development of new solutions and add-ons, SmartCraft recognized NOK 4.7 million in capitalization of development costs in Q3 2022, which constitutes 5.7% of revenue. Although Q3 was expected to be lower due to vacation, capitalized amount was further reduced as we are selective in recruitments and open positions are not fi lled posthaste.

Depreciations and amortizations were NOK 6.9 million in Q3 2022 compared to NOK 5.5 million in Q3 2021. The increase is a result of the Group's continuous R&D activity and acquisitions.

Cash fl ow

Cash fl ow from operating activities was NOK 14.9 million in Q3 2022 compared to NOK 10.4 million in Q3 2021. The increase in operating activities is primarily due to operational growth.

Cash fl ow from investing activities was NOK -5.3 million in Q3 2022, driven by capitalized R&D.

Net cash fl ow from fi nancing activities was NOK 2.7 million in Q3 2022. The cash provided relates to the capital increase in the long-term incentive program (LTIP). Details on the LTIP are included in the remuneration guidelines.

Financial position

SmartCraft has a solid balance sheet. The Group is in a net cash position and has a negative net working capital of NOK 109.0 million, is self-funded and well capitalized to deliver on the stated growth ambitions and M&A strategy.

Total assets amounted to NOK 964.2 million (NOK 886.2 million at the end of 2021), of which cash and cash equivalents amounted to NOK 202.9 million (NOK 156.3 million at the end of 2021). Non-current assets amounted to NOK 725.5 million (NOK 700.3 million at the end of 2021) which primarily consist of goodwill and intangible assets from the Group's R&D and acquisitions.

Total liabilities amounted to NOK 192.3 million (NOK 184.6 million at the end of 2021). The increase is related to the increase in deferred revenue and taxes payable.

Share information

At the end of Q3 2022 SmartCraft ASA had 171.5 million shares at par value of NOK 0.01. There have been no changes in shares or share capital in 2022 in SmartCraft ASA.

Risk factors

Risk factors are described in the information document prepared in connection with the listing on Oslo Børs, published June 24th, 2021 and in the annual accounts for 2021, published April 26th, 2022.

Outlook

We have a very positive future outlook as the market opportunities are great. We experience a continued and strong demand for our solutions. As a specialized SaaS player within construction we have identifi ed a market opportunity of above NOK 10 billion in the Nordics alone, and this market is growing by double digits annually.

Our main focus is organic growth in the Nordics through upsell to existing customers, by winning new customers and by cross selling on our customer bases. Additionally, we are pursuing M&A opportunities both in existing and new geographies and are in dialogue with several companies. At the same time, we are patient - capital discipline is priority number one, and we will only pursue the right acquisition target at the right price.

Our medium-term targets stay fi rm. SmartCraft targets 15-20% organic growth in the medium-term, and any acquisitions will come on top of that. We expect adjusted EBITDA margin in the medium-term to increase due to scalability of the business. Impact from acquired companies last 12 months and additional costs as a listed company are short-term considerations to the adjusted EBITDA margin.

We have a highly motivated and aligned organization that is well positioned with our solutions to help customers to increase their productivity and profi tability. We strongly believe that construction companies that prioritize to digitalize and modernize their business processes will be the winners in this industry in the future.

As a result of increasing interest rates and high infl ation, the uncertainty in the macro picture has increased in SmartCraft's markets. Our customers report continued high activity, but with lower future visibility due to the increased uncertainty. Historically, SmartCraft's target segments have been relatively resilient against economic slowdown as they are less dependent on large construction projects that tend to be postponed during periods of slowdown. SmartCraft has a relatively high exposure to the electro segment. This segment tends to be more resilient than the rest of the market and as the electricity prices are at record high levels there is an increasing demand for services to be more energy effi cient. All in all, this leads to a maintained positive view on the future outlook for SmartCraft.

Financial calendar

Quarterly reporting:

• Dates for fi nancial reporting in 2023 will be available at the end of 2022.

Other market activity:

• SmartCraft arranges roadshow and attends several conferences during H2 2022. See smartcraft.com/investor-relations for complete list.

Condensed Consolidated Financial Statements

Consolidated Statement of Comprehensive Income

Amounts in NOK (thousands) Q3'22 Q3'21 YTD'22 YTD'21 FY'21
Revenue from customers 82 440 72 160 243 051 195 283 270 762
Total operating revenue 82 440 72 160 243 051 195 283 270 762
Purchase of goods and services 6 348 5 657 19 884 16 405 22 866
Payroll and related expences 33 430 30 431 96 483 76 934 104 986
Other operating expenses 11 107 13 259 34 148 48 582 62 598
Depreciation and amortization 6 910 5 486 20 325 15 647 22 726
Total operating expenses 57 794 54 832 170 840 157 568 213 176
Operating profi t (loss) before fi nancial items and tax 24 646 17 327 72 211 37 715 57 586
Financial income 8 094 1 034 13 076 4 009 5 615
Financial expenses (6 988) (538) (11 167) (10 403) (14 334)
Financial income (expense), net 1 106 496 1 909 (6 395) (8 720)
Profi t (loss) before tax 25 751 17 824 74 120 31 320 48 867
Tax expense 5 099 2 730 14 416 6 597 12 171
Profi t (loss) 20 652 15 094 59 703 24 724 36 696
Other comprehensive income
Items that will be reclassifi ed to profi t or loss:
Currency translation diff erences, net of tax 5 143 (1 529) 5 659 (5 084) (17 843)
Total 5 143 (1 529) 5 659 (5 084) (17 843)
Total comprehensive income 25 795 13 564 65 363 19 639 18 853

Consolidated Statement of Financial Position

ASSETS
Amounts in NOK (thousands) Sept 30th 2022 Sept 30th 2021 Dec 31th 2021
Deferred tax assets - - -
Goodwill 506 643 515 642 491 223
Intangible assets 200 428 152 499 187 378
Right to use assets 14 344 17 720 17 009
Tangible Assets 4 062 5 855 4 732
TOTAL NON-CURRENT ASSETS 725 477 691 715 700 341
Inventory 71 82 73
Other current assets 7 834 4 559 4 987
Accounts Receivable 27 920 24 957 24 583
Cash and cash equivalents 202 881 145 251 156 277
TOTAL CURRENT ASSETS 238 706 174 849 185 919
TOTAL ASSETS 964 183 866 564 886 261

EQUITY AND LIABILITIES

Amounts in NOK (thousands) Sept 30th 2022 Sept 30th 2021 Dec 31th 2021
Share capital 1 715 1 715 1 715
Share premium 605 893 605 893 605 893
Retained earnings 159 770 88 095 100 067
Other components of equity (332) 6 768 (5 990)
Non-controlling interests 4 881 - -
TOTAL EQUITY 771 928 702 471 701 685
Non-current fi nancial liabilities - 1 208 1 158
Non-current lease liabilities 7 027 10 617 9 913
Deferred tax liabilities 32 685 26 179 34 637
Total non-current liabilities 39 712 38 005 45 708
Deferred revenue 74 295 63 490 59 593
Current portion of lease liabilities 7 767 6 969 6 952
Accounts payable 7 877 7 450 6 501
Taxes payable 20 810 11 882 14 216
Other current liabilities 41 794 36 295 51 607
Total current liabilities 152 543 126 088 138 869
TOTAL LIABILITIES 192 255 164 093 184 576
TOTAL EQUITY AND LIABILITIES 964 183 866 564 886 261

Consolidated Statement of Changes in Equity

Other Non
Share components Retained controlling
Amounts in NOK (thousands) Share capital premium of equity earnings interest Total equity
Total equity 31.12.2020 4 497 244 193 11 853 63 371 - 323 914
Profi t / (-) loss for the period - - - 36 696 - 36 696
Other comprehensive income - - (17 843) - - (17 843)
Capital decrease 21.06.2021 (3 109) (205 864) - - - (208 973)
Capital increase 22.06.2021 284 489 219 - - - 489 503
Capital increase 05.07.2021 38 67 732 - - - 67 770
Capital increase 09.07.2021 5 10 613 - - - 10 618
Total equity 31.12.2021 1 715 605 893 (5 990) 100 067 - 701 685
Profi t / (-) loss for the period - - - 59 703 - 38 359
Other comprehensive income - - 5 659 - - 1 407
Capital increase 13.07.2022 - - - - 4 881 4 881
Total equity 30.09.2022 1 715 605 893 (332) 159 770 4 881 771 928

Consolidated Cash Flow Statement

Amounts in NOK (thousands) Q3'22 Q3'21 YTD'22 YTD'21 FY'21
Operating activities
Profi t before tax
25 751 17 824 74 120 31 320 48 867
Paid taxes (2 771) (2 841) (10 268) (4 536) (5 811)
Depreciation 3 400 2 791 10 032 7 562 10 085
Amortisation of intangible assets 3 510 2 695 10 293 8 085 12 641
Accrued interest expense - 1 - (789) -
Items classifi ed as investing or fi nancing activities 175 5 491 1 071 19 562 38 759
Net cash provided from operating activities before net
working capital changes 30 066 25 960 85 249 61 204 104 540
Working capital adjustments:
Changes in accounts receivable (7 277) (317) (2 973) (6 046) (5 837)
Changes in deferred revenue (7 976) (8 781) 13 960 10 470 6 572
Changes in accounts payable 2 728 (1 326) 1 252 877* (67)
Changes in all other working capital items (2 618) (5 168) (10 559) 1 280 1 316
Net cash provided from operating activities 14 923 10 368 86 928 67 785 106 524
Investing activities
Investments in tangible and intangible assets (536) (80) (1 363) (142) (397)
Payments for acqusitions - (44 524) (19 308) (72 215) (71 734)
Acquisition transaction costs - (1 710) (438) (5 052) (5 775)
Payments for software development costs (4 697) (3 375) (15 832) (11 920) (21 737)
Foreign currency eff ect (48) - (180) - 178
Net cash used in investing activities (5 281) (49 688) (37 122) (89 329) (99 465)
Financing activities
Cash proceeds from capital increases 4 881 67 770 4 881 567 770 551 287
Cash proceeds from loan facilities - - - - -
Downpayment on loan facilities - (93) (2 014) (234 547) (235 434)
Interest payments (172) (17) (634) (4 794) (4 794)
Repayments of capital decreases - - - (208 973) (208 973)
Repayments of lease liabilities (1 944) (1 801) (5 656) (4 684) (6 783)
Other fi nancial items (30) (18 460) (136) (21 529)* (21 407)
Net cash provided by (used in) fi nancing activities 2 735 47 399 (3 559) 93 244 73 896
Net increase (decrease) in cash and cash equivalents 12 377 8 078 46 248 71 700 80 956
Cash and cash equivalents at the beginning of period** 189 349 138 441 156 277 77 868 79 902
Foreign currency eff ects on cash and cash equivalents 1 156 (1 268) 357 (4 317) (4 581)
Cash and cash equivalents at end of period** 202 881 145 251 202 881 145 251 156 277

* In the Q2 2021 report, IPO expenses were included in account payable and net working capital. In the Q3 2021 report the cost items were reclassifi ed as fi nancing items.

** Cash and cash equivalent include restricted funds

Explanatory Notes to the Consolidated Financial Statements

Note 1 Accounting policies

The interim report for the SmartCraft Group for 3rd quarter 2022 has been prepared in accordance with IAS 34 Interim Financial Reporting. The same accounting policies and methods for computation have been applied as in the latest annual statement, except for the accrual of holiday pay. Where holiday pay earlier was expensed at the time the obligation arised, holiday pay are now expensed at the time holiday leave is carried out.

The eff ect of the change in accrual is a shift of expenses between the quarters, while the total annual expense remains the same.

For further information on accounting policies see the Annual Report 2021.

Note 2 Revenue

Amounts in NOK (thousands) Q3'22 Q3'21 YTD'22 YTD'21 Revenue recognition
Fixed price subscriptions 73 262 63 055 212 407 167 249 Over time
Transaction priced subscriptions (add-on features) 6 790 5 940 20 998 17 730 Point in time
Total recurring revenue 80 053 68 995 233 406 184 979
Non-recurring revenue 2 388 3 165 9 646 10 304 Point in time
Total revenue 82 440 72 160 243 051 195 283

Note 3 Earnings per share

Q3'22 Q3'21 YTD'22 YTD'21 FY'21
Profi t for the period due to holders of
shares
TNOK 20 652 15 094 59 703 24 724 36 696
Profi t allocated to redeemed
preferance shares
TNOK - - - 7 282 7 282
Profi t allocated to common shares TNOK 20 652 15 094 59 703 17 441 29 413
Average numbers of common shares 171 522 305 171 310 500 171 522 305 150 501 050 155 857 151
Earning per share NOK 0.12 0.09 0.35 0.12 0.19

Alternative Performance Measures (APMs)

The following terms are used by the Group in defi nitions of APMs:

  • EBITDA: Is defi ned as operating income before depreciation of tangible and intangible non-current assets.
  • Adjusted EBITDA: Is defi ned as EBITDA adjusted for special operating items that distorts comparison, such as acquisition related expenses, listing preparation costs and other items which are special in nature compared to ordinary operational income or expenses.
  • Adjusted EBITDA margin (%): Is defi ned as Adjusted EBITDA divided by sales, expressed as a percentage.
  • Adjusted EBITDA Capex margin (%): Is defi ned as Adjusted EBITDA R&D capex divided by sales, expressed as a percentage.
  • Annual Recurring Revenue ("ARR"): Is defi ned as a 12 month subscription value of the Group's customer base at the end of the reporting period. The ARR metric only includes fi xed price subscriptions.
  • Recurring Revenue (%): Is defi ned as subscription revenue generated over the historical period divided by sales for the same period, expressed as a percentage. Recurring Revenue includes both fi xed price and transactionbased subscription revenues.
  • Average Revenue Per Customer ("ARPC"): Is defi ned as the annualized monthly total operating revenue divided by the number of customers at the end of the month.
  • Churn Rate (%): Is a measure of loss of ARR on a rolling 12-month basis, expressed as a percentage of average monthly ingoing ARR for the same 12-month period.
Amounts in NOK (thousands) Q3'22 Q3'21 YTD'22 YTD'21 FY'21
Revenue from customers 82 440 72 160 243 051 195 283 270 762
Total operating revenue 82 440 72 160 243 051 195 283 270 762
Amounts in NOK (thousands) Q3'22 Q3'21 YTD'22 YTD'21 FY'21
EBITDA 31 556 22 813 92 536 53 362 80 312
Adjustments of special items 447 3 673 1 939 27 428 28 359
Adjusted EBITDA 32 003 26 486 94 475 80 790 108 671
EBITDA-margin 38.3% 31.6% 38.1% 27.3% 29.7%
Adjusted EBITDA-margin 38.8% 36.7% 38.9% 41.4% 40.1%
Amounts in NOK (thousands) Q3'22 Q3'21 YTD'22 YTD'21 FY'21
Adjusted EBITDA 32 003 26 486 94 475 80 790 108 671
Capitalized development expenses 4 697 3 375 15 832 11 920 21 737
Adjusted EBITDA - CAPEX margin 33.1% 32.0% 32.4% 35.3% 32.0%
Q3'22 Q3'21 YTD'22 YTD'21 FY'21
Annual Recurring Revenue (ARR) (EoP) TNOK 303 586 259 925 303 586 259 925 266 843
Recurring revenue 97.1% 96.1% 96.0% 94.5% 94.9%
Average Revenue per Customer (ARPC) NOK 27 640 27 903 27 239 27 102 26 994
Churn rate (R12m) (EoP) 5.2% 6.2% 5.2% 6.2% 6.3%

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