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AB Sagax

Quarterly Report Oct 27, 2023

2959_10-q_2023-10-27_c8a314ad-d976-4d39-be07-917066b53635.pdf

Quarterly Report

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INTERIM REPORT JANUARY – SEPTEMBER 2023

AB Sagax is a property company whose business concept is to invest in commercial properties, primarily in the warehouse and light industrial segment

Interim report January – September 2023

JANUARY – SEPTEMBER 2023

  • Rental revenue increased 16% to SEK 3,160 M (SEK 2,725 M in the year-earlier period).
  • Profit from property management increased 17% to SEK 2,972 M (2,530).
  • Profit from property management per Class A and B share after dilution rose 18% to SEK 8.64 (7.35).
  • Property revaluation had an impact on profit of SEK –1,680 M (3,521).
  • Revaluation of financial instruments had an impact on profit of SEK –734 M (–2,615).
  • Profit after tax for the period was SEK 420 M (2,445).
  • Cash flow from operating activities before changes in working capital rose 18% to SEK 2,707 M (2,302), corresponding to SEK 7.81 (6.64) per Class A and B share after dilution.
  • Net investments in properties amounted to SEK 3,725 M (3,419), of which property acquisitions accounted for SEK 3,237 M (2,913).
  • Sagax completed a directed issue of 10,000,000 Class B common shares in June. The issue raised SEK 2,040 M for the company.

THIRD QUARTER OF 2023

  • Rental revenue increased 19% to SEK 1,113 M (SEK 938 M in the year-earlier period).
  • Profit from property management increased 12% to SEK 1,015 M (910).
  • Profit from property management per Class A and B share after dilution rose 9% to SEK 2.90 (2.66).
  • Property revaluation had an impact on profit of SEK –314 M (408).
  • Revaluation of financial instruments had an impact on profit of SEK –27 M (–421).
  • Profit after tax for the quarter amounted to SEK 634 M (702).
  • Cash flow from operating activities before changes in working capital rose 40% to SEK 925 M (659), corresponding to SEK 2.62 (1.87) per Class A and B share after dilution.
  • Net investments in properties amounted to SEK 2,335 M (841), of which property acquisitions accounted for SEK 2,140 M (651).
  • Sagax received a rating upgrade to Baa2 with a stable outlook from Moody's Investors Service.

ADJUSTED FORECAST FOR 2023

Profit from property management for 2023, meaning profit before revaluations and tax, based on the current property portfolio, announced acquisitions and divestments and current exchange rates, is expected to amount to SEK 3,900 M. The previously submitted forecast amounted to SEK 3,800 M and was presented in the Interim Report January-June 2023.

Selected key performance indicators1)2)
2023
Jan-Sep
2022
Jan-Sep
2022
Jan-Dec
2021
Jan-Dec
2020
Jan-Dec
2019
Jan-Dec
2018
Jan-Dec
Profit from property management per Class A and B share after dilution, SEK 8.64 7.35 9.70 7.99 6.62 5.51 4.31
Change compared with preceding year, % 18 23 21 21 20 28 16
Earnings per Class A and B share after dilution, SEK 0.72 7.09 7.75 30.04 10.78 12.13 9.24
Dividend per Class A and B share, SEK 2.70 2.15 1.65 1.30 1.00
Net debt/EBITDA, multiple 6.5 7.6 7.1 5.8 6.4 6.6 7.4
Interest coverage ratio, multiple 6.4 7.6 7.1 6.5 5.7 4.9 4.2
Debt ratio at the end of the period, % 43 45 45 42 43 44 47
Properties' market value at the end of period, SEK M 56,668 54,350 52,682 46,067 37,548 32,625 29,024
Yield, % 6.4 5.7 5.8 6.0 6.3 6.4 6.8

1) Definitions of key performance indicators are provided on pages 33-34.

2) The calculation of alternative performance measures is provided on pages 35-36.

Business concept, targets and strategies

Sagax's business concept is to invest in commercial properties, mainly in the warehouse and light industrial segments.

OPERATIONAL TARGETS

Sagax's goal is to generate attractive risk-adjusted return for the company's shareholders. This is to be achieved by accomplishing the following operational targets:

  • The company's operations are to generate long-term sustainable return and strong cash flows.
  • The company is to continue to grow through new investments if attractive risk-adjusted returns are expected to be achieved.
  • Cash flow growth in existing operations is to exceed inflation.

FINANCIAL TARGETS

Sagax has the following financial targets:

  • Return on equity, measured over a five-year period, shall exceed 15% per year.
  • Profit from property management per Class A and B share shall increase by a minimum of 15% per year.

The table and charts below illustrate the outcome for the past five years in relation to the financial targets:

Financial targets

Outcome rolling
12 months
Five-year
average
Return on equity, measured over a five-year
period, shall exceed 15% per year
2% 19%
Profit from property management per Class A
and B share shall increase by a minimum of
15% per year
17% 22%

STRATEGIES

Sagax has a long-term "buy and hold" approach to its investments. Sagax does not engage in property trading activities other than occasional sales of properties that no longer meet the company's investment criteria. Sagax's property development activities are limited and projects are carried out primarily after they have been let.

To achieve the company's operational and financial targets the company has adopted the following strategies.

Investment strategy

Property acquisitions and investments in the existing portfolio aim to increase cash flow and diversify rental revenue, thereby reducing the company's operational and financial risks.

Sagax invests in commercial properties, mainly in the warehouse and light industrial segments. These property segments combine low rates of new construction with stable occupancy levels, generating stable cash flow and opportunities for long-term value creation. Sagax invests in add-on acquisitions and in existing properties.

In addition to direct investments Sagax invests in properties via joint ventures and associated companies. This enables the company to invest in markets that Sagax cannot reach successfully on its own. The indirect investments allow Sagax to team-up with specialised management teams and to leverage Sagax's general industry knowledge to develop attractive investments.

Financing strategy

The financial structure of Sagax is designed with a clear focus on operating cash flow and interest coverage ratio. This is expected to create both good prerequisites for expansion and attractive return on equity.

The chart on page 4 shows that Sagax's cash flow from operating activities largely corresponds to its profit from property management. The difference is mainly due to joint ventures and associated companies, where dividends instead of profit from property management are recognised as cash flow from operating activities.

Sagax endeavours to have well-balanced fixed interest and loan maturity profiles to secure its operating cash flow. The company's interest-bearing debt mainly consists of senior unsecured bonds issued in the EUR market. Sagax also finances its operations via issuance of commercial paper in EUR and SEK. Sagax can also raise bank loans in EUR and in SEK when this is deemed to be advantageous. Moody's Investors Service has rated Sagax Baa2 with a stable outlook.

The company has three classes of shares: Class A, B and D common shares. The Class A and B shares participate fully in the company's profit or equity. The Class D shares participate in an annual dividend of

Profit from property management per Class A and B share

3 This document is an in-house translation of the Swedish Interim report. In the INTERIM REPORT JANUARY – SEPTEMBER 2023 event of discrepancies, the Swedish original will supersede the translation.

Financial target growth rate is 15% per year (right scale)

up to SEK 2.00 per share. The aim with the Class D shares is to attract investor categories that value stable and regular dividends while limiting dilution for the holders of common shares of Class A and B.

Asset management strategy

Sagax's long-term perspective applies to the company's asset management strategy. Sagax endeavours to attract reputable and creditworthy tenants. The company prioritises long-term customer relationships even if this entails foregoing higher rental levels. This is regarded as being advantageous since it reduces the risk of vacancies, while leading to lower costs for letting premises and adapting premises to tenant needs.

Sagax invests primarily in regions experiencing stable population growth with diversified business activities. The risk of a decline in occupancy rates and rent levels due to a weaker rental market is regarded as low due to the stable population growth and diversified business operations in these markets. Sagax's largest markets are Stockholm and Helsinki, which are regarded as offering favourable conditions for longterm growth.

The company mainly enters into net leases. This strategy protects the company's operating cash flow from increased expenses deriving from changes in property taxes, consumption levels or for utility rates.

SUSTAINABILITY ACTIVITIES

The aim of Sagax's sustainability activities is to avoid short-term gains arising at the expense of negative longer-term consequences. The company's investing activities, management and funding are conducted to achieve the best possible long-term – meaning sustainable – outcome. The planning, governance and monitoring of sustainability activities follow Sagax's organisational structure with well-defined delegation of responsibilities and authorities. Sustainability activities are based on applicable legislation and internal policies. Sagax has identified the following focus areas:

Market value and lettable area of properties

0 750

Market value Lettable area

Environmental and resource efficiency

Heating and the use of electricity account for the largest share of properties' energy use. Sagax takes regular measures to reduce energy consumption. Sagax obtains sustainability ratings for new buildings that are constructed and is working to have existing buildings sustainability rated.

Business ethics

Sagax works actively to combat all forms of corruption, and has a whistle-blower function available on the Sagax website and a Code of Conduct for Suppliers.

Financial sustainability

Sagax's business model is characterised in all areas by a long-term approach. Short-term gains are subordinate to the company's long-term value creation. Accordingly, sustainability work is integrated into the business model.

Professional and dedicated employees

The development of the company is dependent on highly skilled employees. For this reason, it is important that the company is an attractive employer that can recruit and has the ability to retain highly skilled personnel. Sagax employees are expected to assume responsibility of their work duties and serve as good representatives of the company's values and culture.

Additional information on Sagax's sustainability activities is available in the sustainability report in Sagax's 2022 Annual Report.

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023

10,000 20,000 30,000 40,000 50,000 60,000

In the third quarter, Sagax acquired a portfolio of 19 properties in Spain. The portfolio encompasses a total of 90,000 square metres of lettable area and is fully let.

Profit, revenue and expenses

The profit/loss and cash flow items below refer to the January to September 2023 period. Amounts for the balance-sheet items refer to the position at the end of the period. The comparative items refer to the year-earlier period and the amount at the end of the period last year.

PROFIT

Profit from property management rose 17% to SEK 2,972 M (2,530), of which joint ventures and associated companies accounted for SEK 698 M (606). Profit from property management increased following primarily property acquisitions, currency effects and rent indexation. Profit from property management per Class A and B share after dilution rose 18% to SEK 8.64 (7.35).

Changes in the value of properties impacted profit by SEK –1,680 M (3,521), of which SEK –726 M (1,000) referred to changes in value from joint ventures and associated companies. The changes in value were primarily due to changed capitalisation rates and inflation expectations.

Revaluation of financial instruments had an impact on profit of SEK –734 M (–2,615), of which SEK –616 M (–3,221) referred to the revaluation of listed shares.

Profit after tax for the period was SEK 420 M (2,445).

REVENUE

Rental revenue rose 16% to SEK 3,160 M (2,725). Revenue was primarily positively affected by property acquisitions, indexation and the strengthening of the EUR against the SEK. Rental revenue was negatively impacted by the sale of 36 properties in Spain.

During the period, rental revenue in comparable portfolios increased 6.5% (4.5) excluding currency effects. The segments with the largest increases were the Netherlands with 12.6%, Spain 8.7% and Sweden 7.8%. Other revenue amounted to SEK 12 M (28).

Rental revenue, comparable portfolios

2023 2022
Amounts in SEK M Jan-Sep Jan-Sep
Rental revenue 3,160 2,725
Acquisitions and divestments –298 –205
Currency adjustment1) 168
Total 2,863 2,688

1) Adjustment of preceding period to neutralize currency rate impact.

Profit from property management

Rental revenue

Average, rolling12 months Occupancy rate

%

Economic occupancy rate

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023

Change in rental revenue in comparable portfolio, excluding currency effects, compared to the same period previous year

CHANGE IN THE ECONOMIC OCCUPANCY RATE

The economic occupancy rate amounted to 96% (96). During the period, the vacancy value rose SEK 171 M (146) due to tenants vacating premises and declined SEK 151 M (139) following new lettings. Fixed-term rent discounts for new tenants increased SEK 11 M (7) to SEK 50 M (45) on an annual basis at the end of the period. Acquisitions and property divestments during the period increased the vacancy value by a net SEK 1 M (14). The total vacancy value at the end of the period amounted to SEK 206 M (168).

FUTURE VACANCY CHANGES

At the end of the period, notice of termination had been served for leases with a rental value of SEK 92 M (116), of which leases with notice of vacating the premises accounted for SEK 92 M (115) and leases terminated with notice of renegotiation amounted to zero (SEK 1 M). Of the leases for which notice had been received, vacancies corresponding to a rental value of SEK 24 M will occur in 2023.

Lettings of premises to tenants who have not yet occupied reduced the adjusted vacancy value by SEK 42 M (31). Net lettings corresponding to a rental value of SEK 28 M will occur in 2023. The adjusted vacancy value was SEK 256 M (254).

Vacancy changes
2023 2022
Amounts in SEK M Jan-Sep Jan-Dec
Opening vacancy for each year 171 135
New lettings –151 –207
Vacancies 171 220
Change in discounts provided 11 1
Vacancy value, acquired properties 4 19
Vacancy value, sold properties –3 –5
Change in exchange rates 3 8
Closing vacancy value 206 171
Terminated for renegotiation 3
Terminated lease, not vacated 92 104
Letting, not occupied –42 –49
Adjusted closing vacancy value 256 229

PROPERTY EXPENSES

Operating and maintenance costs amounted to a total of SEK 325 M (300). Expenses for property tax increased to SEK 158 M (132). Other property expenses rose to SEK 68 M (60). The increase was primarily due to property acquisitions.

CENTRAL ADMINISTRATION

Central administration costs amounted to SEK 118 M (107), corresponding to 3.7% (3.9) of rental revenue for the period.

At the end of the period, Sagax had 94 (93) employees. Functions such as property caretaking and on-call operations are outsourced. Sagax has offices in Stockholm, Helsinki, Paris, Rotterdam, Barcelona and Frankfurt.

Number of employees

Country Total
Sweden 39
Finland 27
France 12
Netherlands 9
Spain 6
Germany 1
Total 94

Signed leases and leases terminated

Lettings, not occupied Terminations
Year of occupancy
and vacancy
No. of
leases
Rental value,
SEK M
No. of
leases
Rental value,
SEK M
2023 21 28 24 24
2024 4 14 37 50
2025 5 8
2026 1 2
2027 1 8
>2027
Total 25 42 68 92

Vacancies, 1 October 2023

Segment Rental value,
SEK M
Vacancy value,
SEK M1)
Economic
vacancy rate1)
Lettable
area, sqm
Vacant
area, sqm
Vacancy rate
by area
Sweden 1,033 63 6% 918,000 54,000 6%
Finland 1,779 87 5% 1,449,000 80,000 6%
France 732 18 2% 631,000 15,000 2%
Benelux2) 646 34 5% 656,000 7,000 1%
Spain 299 3 1% 416,000 7,000 2%
Germany 115 2 1% 94,000 2,000 2%
Rest of Europe 12 6,000
Total 4,617 206 4% 4,170,000 166,000 4%

1) The vacancy value and economic vacancy rate take into account both vacancies and discounts granted.

2) Sagax acquired properties in Belgium during the third quarter 2023. The properties in Belgium and the Netherlands are recognised in the segment Benelux from 1 July 2023.

PROFIT FROM JOINT VENTURES AND ASSOCIATED COMPANIES

Profit from joint ventures and associated companies for the period amounted to SEK –61 M (1,548), of which profit from property management accounted for SEK 698 M (606), changes in the value of properties for SEK –726 M (1,000) and changes in the value of fixed income derivatives for SEK –36 M (314). Tax on profit from joint ventures and associated companies amounted to SEK –12 M (–401). Other changes in value amounted to SEK 15 M (29). For additional information, see page 13.

NET FINANCIAL ITEMS

Financial income amounted to SEK 304 M (144) and primarily referred to non-recurring income for repurchased bonds of SEK 59 M, financial income of SEK 123 M attributable to the current financial lease asset that arose as a result of the contracted divestment of 36 properties in Spain, interest income of SEK 71 M from listed bonds and other financial investments and SEK 46 M (144) in dividends on listed shares.

Financial expenses, excluding the interest component of IFRS 16 Leases, increased to SEK –510 M (–354) due to the increase in interest-bearing liabilities and higher market interest rates. The average interest rate on interest-bearing liabilities was 2.0% (1.6) on the balance sheet date.

The interest component of IFRS 16 Leases amounted to SEK –24 M (–21). This expense primarily comprised site leasehold fee and ground rents.

REVALUATION OF PROPERTIES

Sagax uses external valuations to determine the market value of its properties. As per the balance sheet date, a corresponding 97% of the market value of the properties had been externally valued. The changes in value for the properties amounted to SEK –954 M (2,521), of which unrealised changes in value amounted to SEK –955 M (2,530). Of this unrealised change in value, SEK 544 M (426) was attributable to property management and SEK –1,499 M (2,104) was related to general changes in market value, see table below. Refer also to page 12 for additional information.

Unrealised changes in the value of properties
Amounts in SEK M Jan-Sep 2023
New lettings/Renegotiations 684
Vacancies/Renegotiations –140
General change in market value –1,499
Total –955

REVALUATION OF FINANCIAL INSTRUMENTS

The change in value of financial instruments was SEK –698 M (–2,929). Realised changes in value attributable to the divestment of financial instruments amounted to SEK 23 M (3). The unrealised change in value attributable to fixed income derivatives amounted to SEK 9 M (92). Revaluation of listed shares resulted in a change in value of SEK –616 M (–3,221), of which the shareholding in Nyfosa was revalued by SEK –525 M (–2,940). The revaluation of financial instruments attributable to joint ventures amounted to SEK –38 M (150). Other financial instruments were revalued by SEK –76 M (47).

TAX

Sagax recognised a tax expense of SEK –141 M (–619) comprising of a current tax expense of SEK –143 M (–58) and a deferred tax revenue of SEK 2 M (–561). Tax revenue recognised in other comprehensive income amounted to SEK 6 M (–31). The Group's deferred tax liabilities at the end of the period amounted to SEK 4,046 M (3,778). Deferred tax assets pertaining to accumulated loss carryforwards amounted to SEK 173 M.

CASH FLOW

Cash flow from operating activities before changes in working capital amounted to SEK 2,707 M (2,302). Changes in working capital had an impact of SEK 149 M (155) on cash flow. Investing activities had an impact of SEK –2,321 M (–5,344) on cash flow, and cash flow from financing activities contributed SEK –586 M (2,917) to Sagax. In total, cash and cash equivalents changed by SEK –51 M (31) during the period.

PARENT COMPANY

The Parent Company, AB Sagax, is responsible for stock market issues, such as financial reporting and stock market information. Services between Group companies are charged on commercial terms and conditions and in accordance with market-based pricing. Intra-Group services comprise management services. The Parent Company's management fees from Group companies amounted to SEK 65 M (65).

Unrealised changes in the value of properties per quarter

Amounts in SEK M
First quarter –333
Second quarter –508
Third quarter –114
Total –955

Forecast and current earnings capacity

ADJUSTED FORECAST FOR 2023

Profit from property management for 2023, meaning profit before revaluations and tax, based on the current property portfolio, announced acquisitions and divestments and current exchange rates, is expected to amount to SEK 3,900 M. The previously submitted forecast amounted to SEK 3,800 M and was presented in the Interim Report January-June 2023.

CURRENT EARNINGS CAPACITY

Current earnings capacity is reported in conjunction with interim reports and year-end reports.

The table below shows the company's earnings capacity on a 12-month basis on 1 October. It is important to note that this capacity is not equivalent to a forecast for the forthcoming 12 months since it does not contain assessments about, for example, future vacancies, interest rate scenario, currency effects, rent trends or changes in value.

The rental value is based on contractual rental revenue on an annual basis, with addition for estimated market rents for vacant premises. Property expenses are based on actual outcomes over the past 12

Current earnings capacity

1 Oct 2023 1 Jan 2023
4,617 4,195
–206 –171
4,411 4,024
–769 –704
3,642 3,319
–185 –174
970 818
–593 –398
–31 –28
3,804 3,538
–685 –637
3,119 2,902
252 252
2,867 2,650
6.4 6.3
6.1 6.5

months adjusted for the holding period. Central administration costs are based on actual outcomes over the past 12 months. Net financial items are calculated based on interest-bearing liabilities and assets on the balance sheet date. Expenses for interest-bearing liabilities are based on the Group's estimated average interest rate, plus financing costs allocated over time and costs attributable to credit facilities that were unutilised on the balance sheet date. Lease expenses essentially pertain to site leasehold fees that are based on actual outcomes over the past 12 months adjusted for the holding period. Dividends attributable to the company's holdings of listed shares were not taken into account in the earnings capacity. Tax is calculated at the standard tax rate of 18% (18). Translation from EUR took place at the closing rate of SEK 11.49. Translation from EUR of the earnings capacity on 1 January 2023 took place at a rate of SEK 11.13.

Share in profit from joint ventures and associated companies are calculated in accordance with the same principles as for Sagax, taking into account the size of the participations.

Current earnings capacity before tax

Difference between yield and interest rate

Property portfolio

On 30 September 2023, the property portfolio comprised 811 (782) properties with a lettable area of 4,170,000 square metres (4,036,000). At the end of the period, the rental value and contractual annual rent amounted to SEK 4,617 M (4,048) and SEK 4,411 M (3,880), respectively. This corresponds to an economic occupancy rate of 96% (96).

INVESTMENTS

During the period, Sagax invested SEK 3,783 M (3,432), of which property acquisitions accounted for SEK 3,237 M (2,915).

A total of SEK 546 M (517) was invested in the existing property portfolio. SEK 133 M referred to property maintenance and SEK 219 M to new construction. In addition, SEK 159 M was invested in connection with new lettings and SEK 34 M against rent supplements. Of total investments, SEK 12 M referred to investments in energy-saving measures.

The Group has agreed to acquire 51 properties in France, seven properties in Spain and two properties in Belgium, with closing taking place after the end of the period. The total investment will amount to SEK 1,426 M.

DIVESTMENTS

During the period, six properties were divested for a total of SEK 58 M, of which four properties in France for a corresponding SEK 28 M.

PROPERTY PORTFOLIO YIELD

The yield for the period in relation to market value at the end of the period amounted to 6.4% (5.7). Run rate yield amounted to 6.4% (5.8).

Summary of property portfolio 1 October 2023

Market value
SEK per No. of Vacant area, Rental value, Economic Contractual annu
Segment SEK M Share sqm properties Lettable area, sqm sqm SEK M occupancy rate al rent, SEK M
Sweden 14,739 26% 16,100 120 918,000 54,000 1,033 94% 970
Finland 18,891 33% 13,000 228 1,449,000 80,000 1,779 95% 1,692
France 8,580 15% 13,600 197 631,000 15,000 732 98% 714
Benelux1) 8,518 15% 13,000 146 656,000 7,000 646 95% 613
Spain 4,436 8% 10,700 109 416,000 7,000 299 99% 297
Germany 1,374 2% 14,700 9 94,000 2,000 115 99% 113
Rest of Europe 131 0% 20,300 2 6,000 12 100% 12
Total 56,668 100% 13,600 811 4,170,000 166,000 4,617 96% 4,411

Property investments January-September 2023

Amounts in SEK M Property acquisitions Existing portfolio Total Share of total investments Divestments Net investments
Sweden 186 317 504 13% 504
Finland 726 97 823 22% –1 823
France 232 78 309 8% –28 282
Benelux1) 1,056 37 1,093 29% 1,093
Spain 964 15 978 26% 978
Germany 73 2 75 2% –30 45
Rest of Europe
Total 3,237 546 3,783 100% –58 3,725

1) Sagax acquired properties in Belgium during the third quarter 2023. The properties in Belgium and the Netherlands are recognised in the segment Benelux from 1 July 2023.

LEASE STRUCTURE

Sagax has a diverse lease structure, which improves the company's possibilities to maintain an even occupancy rate. To reduce the risk of lower rental revenue, Sagax endeavours to create long-term relationships with the company's tenants and to achieve diversification in terms of the duration and size of its leases.

Sagax's annual rent at the end of the period was distributed between 2,343 leases (2,314). The table below presents the size of Sagax's leases in relation to the Group's annual rent at the end of the period. The table shows that 2,336 leases (2,306) each had a rental value of less than 1% of the Group's annual rent. The total rental value for these leases accounted for 90% (86) of Sagax's annual rent. In addition, Sagax is party to 6 leases (6) with a rental value corresponding to 1–2% of the Group's annual rent. Combined, these leases total 8% (8) of Sagax's annual rent. Only 1 (2) of Sagax's leases had an annual rental value that accounted for more than 2% of the Group's annual rent. This lease represented 2% of the Group's annual rent.

Sagax's tenants operate in a variety of sectors. Companies in the manufacturing industry account for 14% (15) of rental revenue. The automotive-related industry, including sales, service and manufacturing, accounts for 14% (12) of rental revenue and food-related operations for 10% (14). Diverse tenant industries are considered to lower the risk of vacancies and rent losses. The main industries are presented in the pie chart below.

According to Sagax's asset management strategy, the company strives to secure long-term leases and an even distribution of contract maturities over the years. This is deemed to reduce the risk of significant variations in the Group's occupancy rate. Leases representing 53% of the annual rent expire in or after 2027. 2–17% of annual rent expires each year between 2023 and 2026.

Distribution of leases

Share of
Annual rent
Average
contractual annual
rent
SEK M Share, % No. of
leases
annual rent,
SEK M
Lease term, years
>2% 101 2 1 101 14
1–2% 356 8 6 59 4
<1% 3,954 90 2,336 2 4
Total 4,411 100 2,343 2 5
Lease terms
Year of expiry No. Area, sqm SEK M Share
2023 247 72,000 91 2%
2024 746 625,000 739 17%
2025 436 723,000 679 15%
2026 331 470,000 555 13%
2027 201 502,000 489 11%
>2027 381 1,612,000 1,858 42%
Total 2,343 4,004,000 4,411 100%

Industry exposure

Year of maturity of annual rent

Market value of property portfolio

Sagax prepares its consolidated financial statements in accordance with International Financial Reporting Standards (IFRS). The company has decided to measure its properties at fair value according to Level 3 of IFRS 13 Fair Value Measurement.

Sagax uses external valuations to determine the market value of its properties. The valuations are carried out by independent valuation companies and updated on a quarterly basis.

The total market value of Sagax's 811 properties (782) was established at SEK 56,668 M (54,350) on 30 September 2023. Exchange rate fluctuations during the period resulted in property values denominated in EUR and DKK increasing by SEK 1,216 M (2,336).

The unrealised change in value for the period amounted to SEK –955 M (2,530) corresponding to a change in value of –1.7% (5.5). In the same period, weighted inflation was 3.1% (7.5) in the markets where Sagax is active. Accordingly, the real change in value amounted to –4.6% (–1.9).

Of this unrealised change in value, SEK 544 M was attributable to property management and SEK –1,499 M mainly related to assumptions of higher capitalisation rates, changed expectations regarding inflation, higher property expenses and higher real estate transfer tax in the Netherlands.

Higher interest rates and less favourable funding terms continued to negatively affect liquidity in the property market. A number of transactions in Sagax's market segments were carried out during the period, although the turnover rate is low compared with prior years. Uncertainty in the value assessments thus remain higher than normal.

VALUATION METHOD AND IMPLEMENTATION

The valuations were carried out in accordance with generally accepted international valuation methods. Properties corresponding to 97% of the property value have been valued by authorised property appraisers from independent valuation companies as per 30 September 2023. For other properties, the market value was determined as the acquisition price or internal valuations were applied.

The principal method of appraisal used was cash flow calculations in which the present value of net operating income, investments and residual values was calculated. The calculation period was adjusted to the remaining term of existing leases and varies between five and 20 years. As a rule, the calculation period is ten years. For more information, see Sagax's 2022 Annual Report, page 96.

ANALYSIS AND GENERAL CONDITIONS

The discount rate for the present value calculation of cash flows (5.1– 16.1%), the discount rate for the present value calculation of residual values (5.1–16.1%) and the capitalisation rate for the residual value calculations (4.3–14.0%) are based on comparable transactions and on individual assessments of the risk level and market position of each property.

The weighted discount rate for the present value calculation of cash flows and residual values for the property portfolio amounted to 7.8% (7.7) and 7.9% (7.7), respectively. The weighted capitalisation rate rose to 6.4% (6.2).

Change in the carrying amounts of the property portfolio

SEK M No.
Property portfolio, 31 December 2022 52,682 751
Acquisition of properties 3,237 66
Investments in the existing portfolio 546
Divestment of properties –58 –6
Currency translation effect 1,216
Unrealised changes in value –955
Property portfolio, 30 September 2023 56,668 811

1) Sagax acquired properties in Belgium during the third quarter 2023. The properties in Belgium and the Netherlands are recognised in the segment Benelux from 1 July 2023.

Joint ventures and associated companies

In addition to the directly owned property portfolio, Sagax has invested in joint ventures and associated companies since 2010. The investment objective is to reach markets that Sagax does not have the capacity to reach, but which are considered attractive for shareholders. The accumulated investments amounted SEK 7,377 M, which has generated an accumulated dividend of SEK 3,185 M (2,525) for Sagax. The carrying amount of these investments amounted to SEK 13,552 M (11,134), of which 93% comprised Hemsö Fastighets AB, Nyfosa AB, Söderport Property Investment AB and NP3 Fastigheter AB.

These investments contributed a total of SEK 698 M (606) to profit from property management during the period and SEK 628 M (534) to the cash flow. Sagax's share of changes in the value of properties amounted to SEK –726 M (1,000) and the share of changes in the value of derivatives was SEK –36 M (314).

JOINT VENTURES

Hemsö Fastighets AB (Hemsö)

Sagax indirectly owns 15% of Hemsö, with the remaining share owned by the Third Swedish National Pension Fund. Hemsö conducts operations in Sweden, Germany and Finland. Operations consist of owning, managing and developing public properties. For more information, refer to www.hemso.se.

Söderport Property Investment AB (Söderport)

Sagax owns 50% of Söderport, with the remaining share owned by Nyfosa AB. Söderport's operations consist of owning, managing and developing properties in Sweden. Sagax handles the financial administration and most of the asset management.

A corresponding 75% of Söderport's rental value of SEK 1,087 M was located in Stockholm on 30 September 2023.

Fastighetsaktiebolaget Ess-Sierra (Ess-Sierra)

Sagax owns 50% of Ess-Sierra, with the remainder owned by NP3 Fastigheter AB. The operations entail owning and managing properties for primarily building supply stores. The lettable area amounts to 184,000 square metres, the majority of which comprises warehouse premises and building supply stores. Most of the properties are situated in university and regional cities. Sagax handles the financial administration and asset management.

ASSOCIATED COMPANIES Nyfosa AB (Nyfosa)

Sagax owns shares corresponding to 23.3% of the votes and capital in Nyfosa. Sagax's CEO was elected a new member of Nyfosa's Board of Directors at the Annual General Meeting held on 25 April 2023, after which Sagax is deemed to have a significant influence in Nyfosa. Consequently, the holdings in Nyfosa are subsequently recognised as an associated company according to the equity method. Reclassification took place on 25 April 2023 based on the market value on the same date and resulted in an unrealised change in value of financial instruments of SEK –525 M. The market value of Sagax's shareholding amounted to SEK 2,617 M (2,634) and the carrying amount to SEK 3,004 M (–) on 30 September 2023.

Nyfosa is a property company active in the Swedish, Finnish and Norwegian markets with a focus on commercial properties in growth cities. The property portfolio encompassed 513 properties with a total property value of SEK 41.0 billion and a rental value of SEK 3,881 M on 30 September 2023. Nyfosa is listed on Nasdaq Stockholm, Large Cap. For more information, refer to www.nyfosa.se.

NP3 Fastigheter AB (NP3)

Sagax owns shares corresponding to 21.2% of the votes and 15.8% of the capital in NP3. The market value of Sagax's shareholding amounted to SEK 2,079 M (2,111) and the carrying amount to SEK 2,153 M (2,134) on 30 September 2023. NP3 is a property company focusing on highyielding commercial investment properties mainly in northern Sweden. The company's property portfolio encompassed 504 properties with a total property value of SEK 20 billion and a rental value of SEK 1,933 M on 30 September 2023. NP3 is listed on Nasdaq Stockholm, Large Cap. For more information, refer to www.np3fastigheter.se.

Fastighetsbolaget Emilshus AB (Emilshus)

Sagax owns shares corresponding to 24.0% of the votes and 21.8% of the capital in Emilshus. The market value of Sagax's shareholding amounted to SEK 636 M and the carrying amount to SEK 666 M (668) on 30 September 2023. Emilshus acquires, develops and manages commercial properties in Småland and nearby growth regions. The property portfolio encompassed 127 properties with a total market value of SEK 7.2 billion and a rental value of SEK 597 M on 30 September 2023. Emilshus is listed on Nasdaq Stockholm, Mid Cap. For more information, refer to www.emilshus.com.

Sagax's joint ventures

Hemsö Söderport Ess-Sierra
Jan–Sep 2023 Jan–Sep 2022 Jan–Sep 2023 Jan–Sep 2022 Jan–Sep 2023 Jan–Sep 2022
Sagax's ownership, % 15 15 50 50 50 50
Sagax's share of comprehensive income, SEK M –200 580 116 552 –14 66
Sagax's share of profit from property
management, SEK M
228 242 171 179 23 24
Rental revenue, SEK M 3,598 3,005 766 673 72 70
Profit from property management, SEK M 1,785 1,798 342 381 46 48
Profit/loss for the period, SEK M –1,648 3,970 232 1,188 –28 132
30 Sep 2023 30 Sep 2022 30 Sep 2023 30 Sep 2022 30 Sep 2023 30 Sep 2022
Carrying amount of ownership interest, SEK M 4,603 5,182 2,820 2,817 298 333
No. of properties 485 468 85 84 39 39
Carrying amounts of properties, SEK M 84,369 85,004 14,398 14,303 1,528 1,629
Lettable area, sqm 2,452,000 2,339,000 773,000 769,000 184,000 184,000
Lease term, years 9.5 9.8 4.1 4.2 6.7 6.8
Economic occupancy rate, % 98 98 95 95 100 100
Interest-bearing liabilities, SEK M 52,029 48,792 7,377 6,965 854 873
Loan maturity, years 5.7 6.5 3.9 2.7 1.2 2.2
Average fixed interest rate period, years 5.0 5.7 2.1 1.9 0.2 1.0
Market value of derivatives, SEK M –170 389 140 153

Funding

EQUITY

Consolidated equity amounted to SEK 35,130 M (33,092) on 30 September 2023. Equity increased SEK 2,040 M during the period as a result of a directed issue of 10,000,000 Class B common shares, comprehensive income of SEK 732 M, transactions totalling SEK 6 M in connection with incentive plans and share dividends of SEK –1,111 M.

INTEREST-BEARING LIABILITIES

Sagax's interest-bearing liabilities at the end of the period amounted to SEK 31,846 M (31,900) corresponding to a nominal amount of SEK 31,912 M (31,970). An amount corresponding to SEK 30,115 M (29,775) of liabilities was recognised in EUR. Exchange rate fluctuations increased interest-bearing liabilities by SEK 1,063 M (1,761).

Listed bonds amounted to SEK 26,312 M (27,975). Other interestbearing liabilities comprised commercial paper of SEK 1,907 M (2,283) and liabilities to banks of SEK 3,626 M (1,642).

Unsecured liabilities including commercial paper corresponded to 89% (96) of interest-bearing liabilities.

The interest coverage ratio amounted to 6.4 (7.6) times for the period and the debt ratio to 43% (45) at the end of the period. Net interestbearing debt for the past 12 months was 6.5 (7.6) times EBITDA and 6.1 (7.0) times run rate EBITDA, see page 9 for more information.

A total of SEK 5,200 M (6,517) was raised in loans during the period. Repayments during the period totalled SEK 6,694 M (2,759), of which SEK 2,315 M referred to early redemption of bonds. Net interest-bearing debt totalled SEK 25,082 M (25,154).

The average remaining fixed interest and loan maturity terms were 2.8 years (3.4) and 3.3 years (3.9), respectively, at the end of the period. The average interest rate on interest-bearing liabilities was 2.0% (1.5), including the effect of derivatives on the balance sheet date.

Of Sagax's interest-bearing liabilities, SEK 26,519 M (27,703), or 83% (87), bear fixed interest rates. The company has interest-rate caps and interest-rate swaps with a total nominal value of SEK 1,191 M (1,460), corresponding to 3.7% (4.6) of interest-bearing liabilities.

WORKING CAPITAL AND UNUTILISED CREDIT FACILITIES

Sagax's working capital amounted to SEK –5,434 M (–501) on 30 September 2023. At the same date, unutilised credit facilities including back-up facilities for commercial paper programmes amounted to SEK 8,365 M (6,809). No additional collateral needs to be pledged to utilise these credit facilities.

Interest rate exposure and loan maturity 30 September 2023

Interest rate exposure1) Loan maturity
Year of
expiry
Nominal
amount, SEK M
Interest rate Share Nominal
amount, SEK M
Share
2023 3,506 5.1% 11% 39 0%
2024 4,477 2.4% 14% 3,608 11%
2025 4,597 2.4% 14% 4,953 16%
2026 3,448 1.7% 11% 4,026 13%
2027 4,392 2.4% 14% 6,954 22%
>2027 11,492 0.9% 36% 12,331 39%
Total/
average
31,912 2.0% 100% 31,912 100%

1) Including derivatives.

Debt ratio and interest coverage ratio

Net debt

Amounts in SEK M 30 Sep 2023 30 Sep 2022
Interest-bearing liabilities 31,846 31,900
Interest-bearing assets –750 –844
Listed instruments1) –5,989 –5,788
Cash and cash equivalents –25 –115
Net debt 25,082 25,154

1) Including associated companies whose shares are listed.

Net debt/EBITDA, rolling 12 months

Listed bonds, 30 September 2023

Nominal amount,
Maturity Interest base EUR M Liabilities, EUR M Effective interest Coupon rate Maturity date ISIN code
2018-2024 Fixed interest 294 294 2.10% 2.00% 17 Jan 2024 XS1877540465
2019-2025 Fixed interest 400 401 2.06% 2.25% 13 Mar 2025 XS1962543820
2022-2026 Fixed interest 300 299 1.78% 1.63% 24 Feb 2026 XS2447539060
2020-2027 Fixed interest 300 299 1.26% 1.13% 30 Jan 2027 XS2112816934
2021-2028 Fixed interest 500 497 0.88% 0.75% 26 Jan 2028 XS2291340433
2021-2029 Fixed interest 500 500 1.01% 1.00% 17 May 2029 XS2342227837
Total/average 2,294 2,290 1.44% 1.39%
Derivative contracts, 30 September 2023
Nominal Years to Market value Market value Change for
Amounts in SEK M amount maturity 30 Sep 2023 31 Dec 2022 the period
Nominal interest-rate swaps 944 4.2 16 2 14
Interest-rate caps 247 0.8 7 12 –5
Total/average 1,191 3.5 23 14 9

Rating and key performance indicators according to EMTN programme

Financial covenant in
EMTN programme 30 Sep 2023 31 Dec 2022
Rating according to Moody's Investors Services Baa2, Stable outlook Baa3, Positive outlook
Net debt/Total assets <65% 36% 35%
Interest coverage ratio >1.8x 9.4x 12.7x
Secured liabilities/Total assets <45% 5% 3%

Sources of financing

Bonds 83% (SEK 26,312 M)

Bank loans 11% (SEK 3,626 M) Commercial paper 6% (SEK 1,907 M) Distribution between secured and unsecured liabilities

FINANCIAL POLICY

Sagax's financial policy sets guidelines and rules for the financial operations to illustrate how financial risks are to be limited. Sagax has the following guidelines for its financial operations.

  • A debt ratio of no more than 50%.
  • An interest coverage ratio exceeding 3.0x.
  • Net debt in relation to the Group's EBITDA not above 8x.

The following charts illustrate the outcome for the past five years in relation to the company's guidelines.

% 50 60 Debt ratio

43

to the financial policy

Interest coverage ratio

The interest coverage ratio is to exceed 3.0x according to the financial policy

Net debt/EBITDA

Other balance-sheet items

LEASES AND SITE LEASEHOLDS

Sagax reports leases and site leaseholds in accordance with IFRS 16. Right-of-use assets are recognised as an asset with a corresponding liability. Sagax's leases and site leaseholds at the end of the period amounted to SEK 451 M (382).

INTEREST-BEARING NON-CURRENT RECEIVABLES

Interest-bearing non-current receivables amounted to SEK 616 M (731) and comprised convertible debentures issued by the French company Groupe BMG valued at SEK 516 M (615) maturing on 31 December 2024 and promissory notes valued at SEK 99 M (116) issued in connection with a property divestment in 2021.

LISTED INSTRUMENTS

Listed instruments comprise listed shares that are not holdings in associated companies and bonds amounting to a total of SEK 737 M (3,273). Listed shares are recognised at the closing price on the balance sheet date and amounted to SEK 31 M (3,168). The decline was due to the holdings in Nyfosa AB being reclassified to associated companies and the holding in Cibus Nordic Real Estate AB being divested. In addition, Sagax has invested in listed bonds that at the end of the period were recognised in the amount of SEK 705 M (105). For additional information, see page 13.

OTHER CURRENT ASSETS

Other current assets amounted to SEK 1,054 M (733) and primarily comprises prepaid costs and accrued income of SEK 435 M (302) and rent receivables of SEK 206 M (166).

Consolidated statement of comprehensive income

2023 2022 2023 2022 2022 Rolling 12
Amounts in SEK M Jan-Sep Jan-Sep Jul-Sep Jul-Sep Jan-Dec months
Rental revenue 3,160 2,725 1,113 938 3,696 4,131
Other revenue 12 28 4 16 31 16
Operating expenses –253 –243 –71 –72 –346 –356
Maintenance costs –72 –57 –23 –19 –84 –100
Property tax –158 –132 –55 –43 –178 –204
Other property expenses –68 –60 –26 –20 –87 –95
Net operating income 2,621 2,262 942 799 3,032 3,392
Central administration –118 –107 –39 –30 –174 –185
Profit from joint ventures and associated companies –61 1,548 29 17 1,375 –233
– of which, profit from property management 698 606 261 215 766 858
– of which, changes in value –762 1,314 –232 –189 852 –1,224
– of which, tax –12 –401 –1 –9 –351 39
– of which, other 15 29 108 94
Financial income 304 144 33 58 235 396
Financial expenses –510 –354 –174 –125 –492 –649
Financial expense, interest component of leases –24 –21 –8 –7 –28 –31
Profit including profit from joint ventures and associated companies 2,213 3,471 782 712 3,948 2,690
– of which, profit from property management 2,972 2,530 1,015 910 3,339 3,781
Changes in value of properties, realised 1 –9 1 –1 –12 –3
Changes in value of properties, unrealised –955 2,530 –114 664 1,709 –1,776
Changes in value of financial instruments, realised 23 3 3 23
Changes in value of financial instruments, unrealised –721 –2,932 4 –488 –2,343 –132
Profit before tax 561 3,064 674 888 3,305 802
Deferred tax 2 –561 4 –169 –523 40
Current tax –143 –58 –44 –16 –63 –148
Profit for the period 420 2,445 634 702 2,718 694
Other comprehensive income
– items that might be reclassified subsequently to the profit or loss:
Translation differences for foreign operations 507 1,183 –439 376 1,478 801
Share of other comprehensive income for joint ventures 67 29 52 7 27 65
Translation differences, hedge accounting –267 –694 199 –214 –878 –451
Tax on items that may be reclassified 6 –31 –3 –13 –42 –6
Total other comprehensive income, net of tax 312 487 –191 156 585 409
Total comprehensive income for the period 732 2,932 443 858 3,303 1,103
Earnings per Class A and B share, SEK 0.72 7.10 1.78 2.01 7.76 1.38
Earnings per Class A and B share after dilution, SEK 0.72 7.09 1.78 2.01 7.75 1.38
Earnings per Class D share, SEK 1.50 1.50 0.50 0.50 2.00 2.00
Average number of Class A and B shares, million 321.8 317.9 328.3 318.0 317.8 320.9
Average number of Class A and B shares after dilution, million 322.2 318.3 328.5 318.4 318.3 321.3
Average number of Class D shares, million 126.3 126.3 126.3 126.3 126.3 126.3

Condensed consolidated statement of financial position

Amounts in SEK M 2023
30 Sep
2022
30 Sep
2022
31 Dec
Investment properties 56,668 54,350 52,655
Investment properties for sale 27
Leases, right-of-use assets 451 382 380
Joint ventures and associated companies 13,552 11,134 11,022
Deferred tax assets 173
Derivatives 23 12 14
Interest-bearing non-current receivables 616 731 746
Other fixed assets 181 188 146
Total fixed assets 71,664 66,797 64,991
Listed instruments 737 3,273 3,891
Current finance lease asset 2,008
Interest-bearing current receivables 26
Other current assets 1,054 733 865
Cash and bank balances 25 115 76
Total current assets 1,842 4,121 6,840
Total assets 73,505 70,918 71,831
Equity 35,130 33,092 33,463
Non-current interest-bearing liabilities 26,292 28,763 29,820
Deferred tax liabilities 4,046 3,778 3,779
Non-current lease liabilities 451 382 380
Other non-current liabilities 311 281 299
Total non-current liabilities 31,100 33,204 34,278
Commercial paper 1,907 2,283 1,572
Other current interest-bearing liabilities 3,647 854 902
Other current liabilities 1,722 1,485 1,616
Total current liabilities 7,276 4,622 4,090
Total equity and liabilities 73,505 70,918 71,831

Consolidated statement of cash flows

2023 2022 2023 2022 2022 Rolling 12
Amounts in SEK M Jan-Sep Jan-Sep Jul-Sep Jul-Sep Jan-Dec months
Profit before tax 561 3,064 674 888 3,305 802
Changes in value of financial instruments 698 2,929 –4 488 2,341 109
Change in value of properties 954 –2,521 112 –663 –1,697 1,779
Profit from joint ventures and associated companies 61 –1,548 –29 –17 –1,375 233
Dividends from joint ventures and associated companies 589 534 184 3 577 633
Dissolution of allocated borrowing costs 37 35 14 9 44 47
Other items not included in cash flow –40 –41 16 –3 –31 –29
Tax paid –154 –150 –43 –45 –149 –154
Cash flow from operating activities before
changes in working capital
2,707 2,302 925 659 3,015 3,420
Cash flow from changes in current receivables 169 56 54 123 –159 –47
Cash flow from changes in current liabilities –20 99 272 129 371 252
Cash flow from operating activities 2,855 2,458 1,251 911 3,227 3,625
Acquisition of properties –3,237 –2,913 –2,140 –651 –3,202 –3,525
Property sales 58 5 37 7 47 100
Investments in existing properties –546 –517 –232 –197 –715 –744
Acquisition of listed shares –319 –1,617 –34 –191 –1,617 –319
Sales of listed shares 362 –151 362
Purchase of financial instruments –684 –105 –223 –105 –106 –684
Sale of financial instruments 2,026 44 44 44 2,026
Acquisition of joint ventures and associated companies –84 –11 –29 –102
Divestments of joint ventures and associated companies –5 –5 3 3 –2
Capital contribution to joint ventures and associated companies –75 –123 –75 –238 –190
Lending to joint ventures and associated companies –36 –50 –26 –10 –64 –49
Increase in other fixed assets –46 –58 0 –23 –58 –46
Decrease in other fixed assets 264 3 205 33 294
Cash flow from investing activities –2,321 –5,344 –2,643 –1,126 –5,902 –2,880
Issue of Class B shares 2,071 39 32 39 2,071
Dividends paid to shareholders –1,048 –872 –63 –63 –935 –1,111
Incentive plan –26 –24 –34 –24 –26
Proceeds from borrowings 5,200 6,517 1,756 1,254 7,631 6,315
Repayment of borrowings –6,694 –2,759 –59 –968 –4,050 –7,985
Redemption of financial instruments 16 16
Decrease in other non-current liabilities –195 –11 –181 –23 –207
Increase in other non-current liabilities 104 11 –55 11 105
Cash flow from financing activities –586 2,917 1,396 223 2,666 –837
Cash flow for the period –52 30 3 8 –10 –92
Exchange rate differences in cash and cash equivalents 1 1 0 3 2 2
Change in cash and cash equivalents –51 31 3 11 –8 –90
Cash and cash equivalents at beginning of period 76 84 22 104 84 115
Cash and cash equivalents at end of period 25 115 25 115 76 25

Consolidated statement of changes in equity

Profit earned
Amounts in SEK M Share capital Other
contributed capital
Reserves,
translation differences
incl. net
profit for the period
Total equity1)
Equity 31 December 2021 780 3,578 493 26,228 31,079
Profit for the period, January-September 2022 2,445 2,445
Other comprehensive income, January-September 2022 486 486
Total comprehensive income for the period 486 2,445 2,932
Transactions with shareholders
Issue of Class B shares, incentive plan 1 38 39
Dividends –935 –935
Transactions with shareholders 1 38 –935 –896
Other transactions
Redemption of incentive plan –31 –31
Subscription of incentive plan 7 7
Other transactions –24 –24
Equity, 30 September 2022 781 3,616 980 27,714 33,092
Profit for the period, October-December 2022 274 274
Other comprehensive income, October-December 2022 99 99
Total comprehensive income for the period 99 274 373
Equity, 31 December 2022 781 3,616 1,078 27,988 33,463
Profit for the period, January-September 2023 420 420
Other comprehensive income, January-September 2023 312 312
Total comprehensive income for the period 312 420 732
Transactions with shareholders
Issue of Class B shares 18 2,075 2,092
Dividends –1,111 –1,111
Transactions with shareholders 18 2,075 –1,111 982
Other transactions
Transaction costs –21 –21
Redemption of incentive plan –34 –34
Subscription of incentive plan 8 8
Other transactions –21 –26 –47
Equity, 30 September 2023 799 5,670 1,390 27,272 35,130

1) Equity is attributable in its entirety to the Parent Company's shareholders.

Parent Company income statement

Amounts in SEK M 2023
Jan-Sep
2022
Jan-Sep
2022
Jan-Dec
Net sales 86 84 118
Administration costs –90 –87 –125
Loss before financial income and expenses –4 –3 –7
Profit from participations in Group companies 248 121 1,863
Profit from participations in joint ventures 161 117 109
Financial income 630 330 1,314
Financial expenses –402 –132 –1,305
Profit before tax and appropriations 633 432 1,974
Appropriations 35
Tax –18 –7 –7
Profit for the period 615 426 2,002

Condensed Parent Company balance sheet

Total equity, untaxed reserves and liabilities 40,495 37,343 40,166
Total current liabilities 8,561 5,742 6,815
Other current liabilities 292 330 298
Liabilities to Group companies 6,343 3,069 4,847
Current interest-bearing liabilities 1,927 2,343 1,670
Total non-current liabilities 25,090 28,062 28,050
Deferred tax liabilities 5 4 5
Liabilities to Group companies 18,285 18,506 18,111
Non-current interest-bearing liabilities 6,800 9,552 9,935
Untaxed reserves 22 30 22
Equity 6,822 3,509 5,278
Total assets 40,495 37,343 40,166
Total current assets 24,669 22,644 25,073
Other current assets 30 70 29
Receivables from Group companies 24,638 22,573 25,044
Cash and bank balances 1 1
Total fixed assets 15,826 14,699 15,093
Other financial fixed assets 14,633 13,068 13,378
Receivables from Group companies 1,192 1,630 1,714
Tangible fixed assets 1 1 1
Amounts in SEK M 30 Sep 30 Sep 31 Dec
2023 2022 2022

Segment information

Changes in value, properties
Segments Rental revenue1) Net operating income Unrealised Realised Total return
Amounts in SEK M 2023
Jan-Sep
2022
Jan-Sep
2023
Jan-Sep
2022
Jan-Sep
2023
Jan-Sep
2022
Jan-Sep
2023
Jan-Sep
2022
Jan-Sep
2023
Jan-Sep
2022
Jan-Sep
Sweden 709 646 605 558 –547 849 0 58 1,407
Finland 1,255 1,050 1,029 847 –375 554 0 –9 654 1,393
France 504 406 390 316 68 283 1 458 599
Benelux2) 424 328 386 298 –197 595 190 894
Spain 180 219 163 198 131 296 294 495
Germany 79 69 76 67 –20 –45 0 57 22
Rest of Europe 9 8 9 7 –16 –3 –8 4
Non-specified –36 –30 0 0 –36 –30
Total 3,160 2,725 2,621 2,262 –955 2,530 1 –9 1,666 4,783
Segments Market value
properties
Investments
properties
Acquisition
properties
Divestment
properties
Amounts in SEK M 2023
30 Sep
2022
30 Sep
2023
Jan-Sep
2022
Jan-Sep
2023
Jan-Sep
2022
Jan-Sep
2023
Jan-Sep
2022
Jan-Sep
Sweden 14,739 14,831 317 135 186 91
Finland 18,891 17,939 97 256 726 715 –1 –14
France 8,580 7,640 78 27 232 1,546 –28
Benelux2) 8,518 7,367 37 23 1,056 215
Spain 4,436 5,187 15 76 964 297
Germany 1,374 1,248 2 73 52 –30
Rest of Europe 131 137
Total 56,668 54,350 546 517 3,237 2,915 –58 –14

1) All rental revenue pertains to external tenants.

2) Sagax acquired properties in Belgium during the third quarter 2023. The properties in Belgium and the Netherlands are recognised in the segment Benelux from 1 July 2023.

Key performance indicators

2023
Jan-Sep
2022
Jan-Sep
2022
Jan-Dec
2021
Jan-Dec
2020
Jan-Dec
2019
Jan-Dec
2018
Jan-Dec
Property-related key figures
Yield, % 6.4 5.7 5.8 6.0 6.3 6.4 6.8
Surplus ratio, % 83 83 82 83 83 83 83
Occupancy rate by area, % 96 96 95 96 95 95 95
Economic occupancy rate, % 96 96 96 96 95 95 95
Lettable area at the end of the period, 000 sqm 4,170 4,036 3,895 3,759 3,480 3,022 2,850
No. of properties at the end of the period 811 782 751 673 673 553 512
Financial key figures
Return on total capital, % 6.4 5.8 5.7 5.9 6.6 6.7 6.8
Return on equity, % 1.6 10.0 8.4 36.6 17.8 23.7 23.7
Average interest rate, % 2.0 1.6 1.7 1.4 1.8 1.9 2.2
Fixed interest period incl. derivatives, years 2.8 3.4 3.2 4.0 3.4 3.5 3.0
Loan maturity, years 3.3 3.9 3.7 4.3 3.4 3.8 3.6
Equity/assets ratio, % 48 47 47 50 48 48 46
Debt ratio, % 43 45 45 42 43 44 47
Net debt/run rate EBITDA, multiple 6.1 7.0 6.5 5.4 6.4 6.6 7.1
Net debt/EBITDA, multiple 6.5 7.6 7.1 5.8 6.4 6.6 7.4
Interest coverage ratio, multiple 6.4 7.6 7.1 6.5 5.7 4.9 4.2
Interest coverage ratio, EMTN programme, multiple 9.4 12.0 12.7 9.4 6.4 5.3 4.3
Data per Class A and B share
Price of Class B share at the end of the period, SEK 208.50 184.20 236.50 305.00 169.60 136.20 65.70
Net asset value, SEK 108.54 105.63 106.61 97.92 66.38 56.77 44.22
Equity, SEK 93.53 90.16 91.33 83.93 55.19 46.86 35.70
Equity after dilution, SEK 93.49 90.06 91.20 83.84 55.09 46.78 35.67
Earnings, SEK 0.72 7.10 7.76 30.09 10.80 12.15 9.24
Earnings after dilution, SEK 0.72 7.09 7.75 30.04 10.78 12.13 9.24
Profit from property management, SEK 8.65 7.36 9.71 8.01 6.63 5.51 4.31
Profit from property management after dilution, SEK 8.64 7.35 9.70 7.99 6.62 5.51 4.31
Cash flow, SEK 7.82 6.65 8.69 6.59 6.10 4.86 3.95
Cash flow after dilution, SEK 7.81 6.64 8.68 6.58 6.09 4.86 3.95
Dividend per share, SEK 2.70 2.15 1.65 1.30 1.00
No. of shares at end of period, million 328.3 318.0 318.0 317.7 317.3 317.1 316.8
No. of shares at end of period after dilution, million 328.5 318.4 318.5 318.0 317.9 317.5 317.1
Average number of shares, million 321.8 317.9 317.8 317.5 317.1 316.9 316.7
Average number of shares after dilution, million 322.2 318.3 318.3 318.0 317.7 317.3 316.9
Data per Class D share
Share price at the end of period, SEK 25.65 25.00 26.70 33.40 32.05 36.35 31.70
Equity, SEK 35.00 35.00 35.00 35.00 35.00 35.00 35.00
Earnings, SEK 1.50 1.50 2.00 2.00 2.00 2.00 2.00
Dividend per share, SEK 2.00 2.00 2.00 2.00 2.00
No. of shares at end of period, million 126.3 126.3 126.3 126.3 125.8 107.8 101.9
Average number of shares, million 126.3 126.3 126.3 126.2 118.4 105.7 83.0

Definitions of key performance indicators are provided on pages 33–34.

The Sagax share and shareholders

At the end of the period, Sagax had 23,582 (23,640) known shareholders. Sagax's market capitalisation amounted to SEK 71,736 M (61,690).

Sagax has three classes of shares: Class A, B and D common shares. The shares are listed on Nasdaq Stockholm, Large Cap.

A total of 456,595,984 shares were outstanding at the end of the period, of which 2,000,000 were Class B treasury shares. According to the Articles of Association, each Class D share is entitled to five times the total dividend on Class A and B shares, although not more than SEK 2.00 per share annually.

Sagax carried out a directed issue of 10,000,000 Class B common shares and due to the exercise of warrants under the 2020/2023 incentive plan, issued an additional 314,638 Class B common shares.

WARRANTS

Sagax has three warrant plans for the company's employees. In total, Sagax's employees hold warrants corresponding to 0.3% of the number of Class A and B shares outstanding. The company's CEO and Board Members do not participate in the plans. These plans are valid for three years, and encompass the periods 2021-2024, 2022-2025 and 2023-2026.

The subscription price corresponds to the price paid for the Class B share at the start of each warrant plan, converted using the average

share price performance in accordance with a real estate index comprising property companies listed on Nasdaq Stockholm's main list for a three-year period. Accordingly, the warrants will have a value on condition that the price performance of the Sagax share exceeds the average for the listed property companies during each three-year period.

PROFIT FROM PROPERTY MANAGEMENT PER CLASS A AND B SHARE

Profit from property management per Class A and B share after dilution on a rolling 12-month basis amounted to SEK 10.98 (9.38), which, compared with the share price of the Class B share at the end of the period, corresponded to a multiple of 19.0 (19.6).

EQUITY PER CLASS A AND B SHARE

Equity per Class A and B share after dilution amounted to SEK 93.49 (90.06). Net asset value per Class A and B share amounted to SEK 108.54 (105.63). The share price for the Class B share at the end of the period was 223% (205) of equity per Class A and B share and 192% (174) of NAV per Class A and B share.

Key performance indicators per Class B share

2023 2022 2022 2021 2020 2019 2018
30 Sep 30 Sep 31 Dec 31 Dec 31 Dec 31 Dec 31 Dec
Share price at the end of period, SEK 208.50 184.20 236.50 305.00 169.60 136.20 64.70
Profit from property management after dilution, SEK1) 10.98 9.38 9.70 7.99 6.62 5.51 4.31
Cash flow after dilution, SEK1)2) 9.86 8.23 8.68 6.58 6.09 4.86 3.95
Equity after dilution, SEK 93.49 90.06 91.20 83.84 55.09 46.78 35.67
Net asset value, SEK 108.54 105.63 106.61 97.92 66.38 56.77 44.22
Share price/Profit from property management, multiple1) 19.0 19.6 24.4 38.2 25.6 24.7 15.0
Share price/Cash flow, multiple1)2) 21.1 22.4 27.3 46.4 27.9 28.0 16.4
Share price/Equity, % 223 205 259 364 308 292 182
Share price/Net asset value, % 192 174 222 311 255 240 147

1) Profit from property management and cash flow pertains to rolling 12 months.

2) Cash flow pertains to cash flow from operating activities before changes in working capital.

Share price/profit from property management per Class A and B share

Share price in relation to equity and net asset value

Trade in the shares on the Nasdaq Stockholm

Price paid, SEK Turnover rate
on an annual basis, %
Average trading
volume per trading day, SEK M
30 Sep 2023 30 Sep 2022 30 Sep 2023 30 Sep 2022 30 Sep 2023 30 Sep 2022
Class A shares 210.00 182.50 2 31 0.5 7.2
Class B shares 208.50 184.20 24 35 67.5 96.9
Class D shares 25.65 25.00 50 71 6.8 10.2
Ownership structure 30 September 20231)
No. of shares No. of known
shareholders
Shareholder category No. Share of
voting power
Shareholders by country No. Share of
voting power
1–500 16,758 Private individuals residing Sweden 22,324 85%
501–1,000 1,972 in Sweden 21,712 13%
1,001–2,000 1,563 Private individuals residing
abroad
293 1% USA 79 5%
2,001–5,000 1,468 Norway 216 2%
5,001–10,000 677 Companies/institutions in Sweden 612 73% Denmark 549 1%
10,001–50,000 807 Companies/institutions abroad 965 9% UK 50 1%
50,001– 337 Unknown type of shareholder 5% Other 364 7%
Total 23,582 Total 23,582 100% Total 23,582 100%
Largest shareholders 30 September 20231)
No. of shares Percentage of
Class A shares Class B shares Class D shares Share capital Votes2)
David Mindus and companies 14,000,000 63,713,912 900,000 17.2% 29.5%
Staffan Salén and companies 5,737,309 31,598,279 95,600 8.2% 12.8%
Fourth Swedish National Pension Fund 805,716 15,178,459 9,548,561 5.6% 4.7%
Third Swedish National Pension Fund 24,752,658 5.4% 3.6%
Avanza Pension 44,995 216,371 12,188,745 2.7% 1.9%
Vanguard 7,178,933 5,039,107 2.7% 1.8%
SEB Fonder 12,085,166 2.6% 1.7%
Länsförsäkringar Fonder 8,701,334 773,607 2.1% 1.4%
Handelsbanken Fonder 7,947,153 1,145,228 2.0% 1.3%
BlackRock 7,888,408 14,015 1.7% 1.1%
Rutger Arnhult and companies 306,824 6,596,183 1.5% 1.0%
Norges Bank 4,341,848 2,477,164 1.5% 1.0%
Filip Engelbert and companies 241,000 1,869,784 4,200,000 1.4% 1.2%
Swedbank Robur Fonder 500,000 5,846,729 1.4% 1.6%
Lannebo Fonder 5,298,448 1.2% 0.8%
Erik Selin and companies 1,169,959 1,175,449 2,026,868 1.0% 2.1%
Second Swedish National Pension Fund 4,142,696 0.9% 0.6%
Patrik Brummer 4,066,666 0.9% 0.6%
Folksam 3,555,655 0.8% 0.5%
Danske Invest 1,375,503 2,000,000 0.7% 0.5%
Total 20 largest shareholders 22,498,979 207,173,609 51,071,744 61.5% 69.7%
Other shareholders 4,041,355 94,620,712 75,189,585 38.1% 30.3%
Sub-total 26,540,334 301,794,321 126,261,329 99.6% 100.0%
Shares held by AB Sagax 2,000,000 0.4%
Total 26,540,334 303,794,321 126,261,329 100.0% 100.0%
– of which, Board and employees 20,353,565 103,882,712 6,577,790 28.6% 45.3%

1) Source: Monitor from Modular Finance AB. Data compiled and processed from such sources as Euroclear Sweden, Morningstar and Finansinpektionen. 2) Voting rights for treasury shares held by AB Sagax have been excluded.

Voting rights and proportion of share capital
Voting rights Proportion Proportion
Class of share No. of shares per share No. of votes of votes of share capital
Class A shares 26,540,334 1.0 26,540,334.00 38% 6%
Class B shares 303,794,321 0.1 30,379,432.10 44% 67%
Class D shares 126,261,329 0.1 12,626,132.90 18% 28%
Total 456,595,984 69,545,899.00 100% 100%

Risks and uncertainties

To prepare the accounts based on IFRS, company management must make judgements and assumptions that affect asset and liability items, revenue and expense items recognised in the accounts and other information provided. The actual outcome may differ from these judgements. Sagax is also exposed to various risks that may be of significance to the company's future business, earnings and financial position.

PROPERTY-RELATED RISKS

The valuation of investment properties is significantly affected by the judgments and assumptions made. To reduce the risk of incorrect assessments, properties corresponding to 97% of the property value on 30 September 2023 were valued by authorised property appraisers from independent valuation companies. By their very nature, properties valuations are always associated with a certain level of uncertainty.

Sagax prioritises leasing to tenants with a high credit rating and on long-term leases, despite these entailing slightly lower immediate earnings. The intention is to reduce the risk of rent losses and the risk of vacancies.

Sagax mainly enters into net leases. This means the tenant accounts for the costs of such items as heating, electricity, property tax, water and sewage, in addition to the contractual rent. Accordingly, Sagax is only affected to a limited extent by changed costs due to changes in consumption or changed rates for such utilities as heating and electricity. More than 95% of Sagax's leases are indexed to the CPI or the equivalent. Annual indexation may, in certain cases, be limited by a CPI ceiling or floor. Some leases have annual fixed rental adjustments.

The geographic distribution of Sagax's property portfolio and the industries of its tenants are highly diversified. Sagax's lease structure of many small leases help reduce the risks of vacancies and rent losses.

FINANCIAL RISKS

Sagax's financial expenses comprise the single largest expense for the Group. To reduce Sagax's exposure to a rise in interest rates, the Group has a significant portion of fixed-rate loans. To limit interest-rate risk for loans at floating interest rates, interest-rate swaps and interest-rate caps are used. Sagax's funding primarily comprises equity and interestbearing liabilities. Sagax endeavours to secure a long average remaining term of interest-bearing liabilities to limit its refinancing risk, defined as the risk that refinancing existing debt cannot take place on reasonable terms. The company's long-term funding comprises listed bonds and bank loans. The complete terms and conditions for the bond loans are available at www.sagax.se.

CURRENCY RISKS

The amounts in the consolidated balance sheet are partly exposed to exchange rate fluctuations, particularly the EUR. Net exposure on 30 September 2023, assets less liabilities in EUR, amounted to SEK 9,548 M (7,674). In total, net exposure in EUR amounted to 27% (22) of equity. In preparing the consolidated financial statements, the balance sheets of the Group's foreign operations are translated from their functional currencies into SEK based on the exchange rates applying on the balance sheet date. On 30 September 2023, EUR 1 was equivalent to SEK 11.49, and DKK 1 was equivalent to SEK 1.54. Revenue and expense items are translated at the average exchange rate for the period: EUR 1 was equivalent to SEK 11.48 and DKK 1 was equivalent to SEK 1.54. In accordance with IAS 21, the currency effects for foreign operations and hedge accounting are recognised in Other comprehensive income. Other currency effects are recognised in profit or loss.

RISK OF CONFLICTS OF INTEREST

To limit the risk of potential conflicts of interest, the Group has policies that prohibit Sagax's employees and Board members from:

  • i. Committing to Board assignments in property companies that primarily own warehouse and industrial premises except for those companies in which Sagax is a shareholder and when the Board assignment is performed within the framework of Sagax's operations.
  • ii Investing in companies in which Sagax is a shareholder.
  • iii. Investing in competitors for an amount exceeding 10% of the value of the employee's or Board member's holdings in Sagax.

The policies also specify that senior executives and Board members who borrow against more than 10% of the market value of their shares in Sagax shall notify the company. As per the publication of this report no such notification has been received.

OTHER RISKS

Geopolitical conflicts, higher inflation and rising market interest rates continued to have a negative effect on the financial markets, resulting in, for example, rising market interest rates and greater volatility. The property market has thus been negatively impacted by this. The company is monitoring developments to identify and, if possible, address any risks.

Sagax's other risks are described in the 2022 Annual Report, on pages 50-53.

Currency exposure
Amounts in EUR M 30 Sep
2023
30 Sep
2022
Investment properties 3,678 3,426
Other assets 102 116
Total assets 3,780 3,542
Interest-bearing liabilities
Other liabilities
2,621
329
2,727
158
Total liabilities 2,950 2,885
Net exposure 831 657

SENSITIVITY ANALYSIS

Sagax's exposure to material risks in the company's operations is presented below.

Sensitivity analysis for property values
–20% –10% 0% +10% +20%
Value change, SEK M –11,334 –5,667 0 5,667 11,334
Debt ratio, % 51 47 43 40 38
Sensitivity analysis for changes in the occupancy rate
–10% –5% 0% +5% +10%
Occupancy rate, % 86 91 96 N/A N/A
Interest coverage ratio, multiple
5.8
6.1
6.4
N/A
N/A

Sensitivity analysis for property values

Change Value change, SEK M
Capitalisation rate +/–0.25% point –1,740/+1,883
Discount rate +/–0.25% point – 977/+996
Rental revenue +/–5% +2,466/–2,511
Property expenses +/–5% –342/+341

Sensitivity analysis on 30 September 20231)

Effect on
Amounts in SEK M Change profit from property
management, annual
basis
Effect on
profit after tax,
annual basis
Effect on
equity
Economic occupancy rate +/–1% point +46/–46 +37/–37 +37/–37
Rental revenue +/–1% +44/–44 +36/–36 +36/–36
Property expenses +/–1% –8/+8 –6/+6 –6/+6
Interest expenses for liabilities in SEK including fixed income derivatives +/–1% point –7/+7 –6/+6 –6/+6
Interest expenses for liabilities in EUR including fixed income derivatives +/–1% point –52/+52 –41/+41 –41/+41
Change in SEK/EUR exchange rate2) +/–10% +223/–223 +180/–180 +955/–955
Changed rent level for contract maturity in 2023 +/–10% +9/–9 +7/–7 +7/–7

1) Excluding shares in profit of joint ventures and associated companies.

2) Sagax's net exposure to the SEK/EUR exchange rate comprises assets and liabilities recognised in EUR, in addition to revenue and expenses in EUR.

Other disclosures

ACCOUNTING POLICIES

This condensed interim report has been prepared in accordance with International Accounting Standards (IAS) 34 Interim Financial Reporting. The term "IFRS" in this report means application of the International Financial Reporting Standards (IFRS), as adopted by the EU, and the interpretations of the International Financial Reporting Interpretations Committee (IFRIC). The accounting policies and calculation methods are the same as those applied in the 2022 Annual Report and are to be read together with this Annual Report.

There are no amendments to accounting standards in 2023 that are deemed to have any material impact on the company's financial statements.

Rounding-off differences may occur.

TRANSACTIONS WITH RELATED PARTIES

Transactions with related parties are described in Note 27 of the 2022 Annual Report. No material changes regarding transactions with related parties have taken place in relation to the information presented in the 2022 Annual Report.

EVENTS AFTER THE REPORTING PERIOD

On October 24, 2023 it was announced that Sagax through 4 separate transactions acquired 10 properties for the equivalent of SEK 425 million. The properties comprise a lettable area of 42,800 square metres, mainly consisting of premises for warehousing and light industrial purposes. The annual rental income amounts to the equivalent of SEK 26 million. The occupancy rate is 86% and the average remaining lease term is 3.6 years. Closing is expected to take place during the fourth quarter of 2023. The acquisitions will be reported in Sagax's segments Spain (SEK 341 million) and France (SEK 84 million).

On October 26, 2023 it was announced that Sagax has entered into an agreement with a world leader in construction and maintenance of transport infrastructures regarding a sale- and leaseback transaction concerning 47 properties in France. In connection with the closing, the seller will enter into long-term lease agreements for all properties. In 2022, the seller had revenues exceeding SEK 150 billion and more than 50,000 employees. The properties comprise a total lettable area of 69,000 square metres and 1,460,000 square metres of freehold land. The properties have been developed with light industrial premises with associated offices, parking and outdoor storage. The properties are located in western France with presence in cities such as Bordeaux, Toulouse and Rennes. Sagax's investment amounts to the equivalent of SEK 930 million including transaction costs. The rental income amounts to the equivalent of SEK 70 million per year and is fully indexed to ILAT, a standard index for commercial leases in France. The occupancy rate is 100%. The average lease term is 11.7 years. The tenant has a unilateral right to extend the lease terms by up to 30 years. The tenant is responsible for all operating costs in addition to the rent. Sagax is responsible for the long-term maintenance of the properties. In France, municipalities have a right of first refusal regarding property transactions. Necessary approvals are expected to be obtained and closing is expected to take place during the end of the fourth quarter of 2023. The acquisition will be reported in Sagax's segment France. Sagax has, subject to certain conditions, agreed on an extension of the above sale- and leaseback transaction. The extension would represent an additional investment of SEK 485 million on similar terms and conditions and would be announced separately.

The Board of Directors and CEO give their assurance that this interim report provides a fair overview of the company's and the Group's operations, financial position and earnings and describes significant risks and uncertainties faced by the company and the companies included in the Group.

Stockholm, 27 October 2023 AB SAGAX (publ) Corporate Registration Number 556520-0028

Chairman of the Board Board member Board member

Staffan Salén Johan Cederlund Filip Engelbert

David Mindus Johan Thorell Ulrika Werdelin CEO and Board member Board member Board member

This constitutes information that AB Sagax (publ) is legally obliged to publish under the EU's Market Abuse Regulation. The information was released for publication on 27 October 2023 at 2:30 p.m. CEST.

Review report

TO THE BOARD OF DIRECTORS OF AB SAGAX, CORPORATE IDENTITY NUMBER 556520-0028

INTRODUCTION

We have reviewed the condensed interim report for AB Sagax as at 30 September 2023 and for the nine months period then ended. The Board of Directors and the Managing Director are responsible for the preparation and presentation of this interim report in accordance with IAS 34 and the Swedish Annual Accounts Act. Our responsibility is to express a conclusion on this interim report based on our review.

SCOPE OF REVIEW

We conducted our review in accordance with the International Standard on Review Engagements, ISRE 2410 Review of Interim Financial Statements Performed by the Independent Auditor of the Entity. A review consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with International Standards on Auditing and other generally accepted auditing standards in Sweden.

The procedures performed in a review do not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion.

CONCLUSION

Based on our review, nothing has come to our attention that causes us to believe that the interim report is not prepared, in all material respects, in accordance with IAS 34 and the Swedish Annual Accounts Act regarding the Group, and in accordance with the Swedish Annual Accounts Act regarding the Parent Company.

Stockholm, 27 October 2023 Ernst & Young AB

Jonas Svensson Authorised Public Accountant

Calendar

The financial calendar is available at www.sagax.se.

Year-end Report 2023 22 February 2024
Annual General Meeting 2024 8 May 2024
Interim Report January – March 2024 8 May 2024
Interim report January – June 2024 15 July 2024
Interim report January – September 2024 25 October 2024

SCHEDULE OF DIVIDEND PAYMENTS TO HOLDERS OF CLASS D SHARES

December 2023

  • Final day for trading including dividend rights 27 December 2023
  • First day for trading excluding dividend rights 28 December 2023
  • Record date for dividend payment 29 December 2023

March 2024

  • Final day for trading including dividend rights 26 March 2024
  • First day for trading excluding dividend rights 27 March 2024
  • Record date for dividend payment 28 March 2024

FOR FURTHER INFORMATION, PLEASE CONTACT:

David Mindus, CEO +46 8 545 83 540, [email protected]

Agneta Segerhammar, CFO +46 8 545 83 540, [email protected]

Visit us at www.sagax.se.

Definitions

Sagax applies the European Securities and Market Authority's (ESMA) Guidelines on the Alternative Performance Measures. Alternative performance measures refer to financial measures of historical or future earnings trends, financial position, financial results or cash flows that are not defined or stated in the applicable rules for financial reporting, which in Sagax's case is IFRS. The basis of the alternative performance measures provided is that they are used by company management to assess the financial performance and thus are considered to provide valuable information to shareholders and other stakeholders.

The table below presents definitions of Sagax's key performance indicators. The calculation of alternative performance measures is described separately on the following pages.

Key performance indicators Description Reason for alternative performance measure
Cash flow per Class A and B
share after dilution
Profit before tax adjusted for items not included in cash flow less
tax paid in relation to the weighted average number of Class A and B
shares after dilution. Dividends on Class D shares for the period have
also been deducted from profit before tax. Dividends received from joint
ventures and associated companies have been added to profit before tax.
The KPI shows the amount of cash flow for the
period that can be considered to be attributable to
owners of Class A and Class B shares.
Debt ratio Interest-bearing liabilities at the end of the period in relation to total assets
at the end of the period.
The KPI shows financial risk.
Dilution Dilution due to outstanding warrants has been calculated, in line with
IAS 33, as the number of Class A and B shares to be issued to cover the
difference between the strike price and market price for all potential Class
A and B shares (warrants) outstanding, insofar as it is probable that they
will be utilised.
Not an APM.
Earnings per Class A and B
share
Profit in relation to the weighted average number of Class A and B shares
after taking into account the portion of profit for the period represented by
dividends on Class D shares.
IFRS performance measure.
Earnings per Class D share Class D shares are entitled to five times the total dividend on
Class A and B shares, although not more than SEK 2.00 per share
annually.
The KPI shows the shareholders' share of profit.
EBITDA Net operating income less central administration costs plus dividends
received from joint ventures and associated companies.
Sagax uses EBITDA in the Net debt/EBITDA
KPI which illustrates financial risk.
Economic occupancy rate Contractual annual rent directly after the end of the period as a
percentage of rental value directly after the end of the period.
The KPI shows the economic degree of utilisation of
the Group's properties.
Equity/assets ratio Equity in relation to total assets. The KPI shows financial risk.
Equity per Class A and B share Equity at the end of the period in relation to the number of Class A and B
shares at the end of the period after taking into account equity attributable
to Class D shares.
The KPI shows the owner's share of equity.
Equity per Class D share Equity at the end of the period as a percentage of the number of
common shares at the end of the period. Equity is restricted to SEK 35.00
per Class D share.
The KPI shows the owner's share of equity.
EURIBOR EURIBOR is short for Euro Interbank Offered Rate. It measures the average
rate at which a panel of European banks borrow wholesale funds from one
another in the unsecured money market.
Not an APM.
Fixed income derivatives Agreements on lending rates that may include the factors of time, inflation
and/or maximum interest rates. Usually signed to hedge interest rates for
interest-bearing loans.
Not an APM.
Interest coverage ratio Profit from property management, excluding profit from property manage
ment from joint ventures and associated companies but including dividends
from joint ventures and associated companies, after reversal of financial
expenses in relation to financial expenses (including lease expenses).
The KPI shows financial risk.
Interest coverage ratio,
EMTN programme
Profit from property management after reversal of financial income and
expenses as a percentage of net financial items.
The KPI shows financial risk.
Interest-rate swaps An agreement between two parties to swap interest rate conditions in the
same currency. The swap entails that one party exchanges its floating
interest rate for a fixed rate, while the other party receives a fixed rate in
exchange for a floating rate. The purpose of an interest-rate swap is to
reduce interest-rate risk.
Not an APM.
Net asset value Recognised equity according to the balance sheet with reversal of reserves
for fixed income derivatives, deferred tax on temporary differences on
property values and deferred tax on reserves for fixed income derivatives.
An established indicator of the Group's net asset
value that facilitates analyses and comparisons with
EPRA NAV.
Key performance indicators Description Reason for alternative performance measure
Net debt Interest-bearing liabilities less interest-bearing assets, cash and cash
equivalents, and listed instruments.
The KPI shows the Group's indebtedness.
Net debt according to
EMTN programme
Financial indebtedness less listed shares and cash and cash equivalents. The KPI shows the Group's indebtedness.
Net debt according to EMTN
programme/Total assets
Financial indebtedness less listed shares and cash and cash
equivalents in relation to total assets.
The KPI shows financial risk.
Net debt/Total assets Interest-bearing liabilities less interest-bearing assets, cash and cash
equivalents, and listed instruments as a percentage of total assets.
The KPI shows financial risk.
Net investments The net of property acquisitions and investments in the existing property
portfolio, as well as sales of properties.
The KPI shows the investment volume.
Occupancy rate by area Area let directly after the end of the period as a percentage of total
lettable area directly after the end of the period.
The KPI shows the occupancy situation.
Profit from property
management
Profit excluding changes in value and tax. An indicator of the earnings generation in the
operations, excluding changes in value.
Profit from property
management per Class A and B
share after dilution
Profit from property management for the period reduced by dividends on
Class D shares divided by the weighted weighted average number of Class
A and B shares after dilution.
An indicator of the earnings generation of the
assets, excluding the changes in value accruing to
holders of Class A and B shares.
Property Pertains to properties held under title or site leasehold. Not an APM.
Rental revenue, comparable
portfolios
Rental revenue from properties that were included in the portfolio for the
entire reporting period and the entire comparative period. Project proper
ties and properties that were acquired or sold are not included.
The KPI shows the trend in rental revenue excluding
non-recurring effects, such as prematurely vacating
premises, not impacted by acquired and sold
properties.
Rental value The contractual annual rent applicable directly after the end of the period,
with supplements for estimated market rents for vacant premises.
The key performance indicator shows the Group's
income potential.
Return on equity Profit for the period, recalculated to 12 months, as a percentage of aver
age equity (opening and closing balances) divided by 2 for the period.
The KPI shows how shareholders' capital yields
interest during the period.
Return on total capital Profit from property management, recalculated to 12 months, after reversal
of financial expenses as a percentage of average total assets for the
period.
The KPI shows the ability to generate earnings on
the Group's assets, excluding financing costs.
Run rate yield Net operating income (including property administration) according to
current earnings capacity less site leasehold fees, as a percentage of the
carrying amounts of the properties at the end of the period.
The KPI shows the earnings generation of the
operations before financial expenses and central
administration costs are taken into account.
Run rate EBITDA Net operating income according to current earnings capacity less central
administration costs plus dividends received from joint ventures and associ
ated companies rolling 12 months.
Sagax uses EBITDA in the Net debt/run rate EBITDA
KPI which illustrates financial risk.
Secured liabilities/Total assets Liabilities secured with pledged assets as a percentage of total assets. The KPI shows financial risk for bond holders.
STIBOR STIBOR (Stockholm Interbank Offered Rate) is a daily reference rate
calculated on the average interest rates that banks offer each other for
lending in SEK.
Not an APM.
Surplus ratio Net operating income for the period as a percentage of rental revenue for
the period.
The KPI shows the profitability of the properties.
Total return on property portfolio Total of adjusted net operating income and unrealised changes in property
value during the period as a percentage of the closing property value
adjusted for unrealised changes in value for the period.
The KPI shows earnings generation and value
growth for the properties for a period.
Total return on shares Total of the change in the share price during the period and the dividend
paid during the period as a percentage of the share price at the end of the
preceding year.
The KPI shows the total return that accrues to
shareholders.
Triple net lease A type of lease whereby the tenant pays, in addition to the rent, all costs
incurred on the property that would normally have been paid by the prop
erty owner. These include operating expenses, maintenance, property tax,
site leasehold fees, insurance, property caretaking, etc.
Not an APM.
Yield Net operating income for the period (including property administration)
less site leasehold fees, recalculated to 12 months, adjusted for the holding
periods of the properties during the period and recalculated to the current
exchange rates on the balance sheet date as a percentage of the carrying
amounts of the properties at the end of the period.
The KPI shows the earnings generation of the
operations before financial expenses and central
administration costs are taken into account.

The calculation of alternative performance measures is presented in the tables below.

Amounts in SEK M
unless otherwise stated
2023
Jan-Sep
2022
Jan-Sep
2022
Jan-Dec
Cash flow per Class A and B share
Profit before tax 561 3,064 3,305
Items not affecting cash flow 2,300 –612 –141
Tax paid
Dividends attributable to Class
–154 –150 –149
D shares –189 –189 –253
Cash flow 2,518 2,113 2,762
Cash flow per Class A and B
share after dilution, SEK 7.81 6.64 8.68
Debt ratio
Interest-bearing liabilities 31,846 31,900 32,294
Total assets 73,505 70,918 71,831
Debt ratio 43% 45% 45%
Earnings per Class A and B share1)
Profit after tax 420 2,445 2,718
Dividends attributable to Class
D shares
–189 –189 –253
Adjusted profit after tax 231 2,256 2,465
Earnings per Class A and B share
after dilution, SEK 0.72 7.09 7.75
EBITDA rolling 12 months
Net operating income 3,392 2,914 3,032
Central administration –185 –158 –174
Dividends from joint ventures and
associated companies 633 564 577
EBITDA 3,840 3,320 3,435
Economic occupancy rate
Contractual annual rent 4,411 3,880 4,024
Rental value 4,617 4,048 4,195
Economic occupancy rate 96% 96% 96%
Equity/assets ratio
Equity 35,130 33,092 33,463
Total assets 73,505 70,918 71,831
Equity/assets ratio 48% 47% 47%
Equity per Class A and B share
Equity 35,130 33,092 33,463
Equity attributable to Class D
shares
–4,419 –4,419 –4,419
Equity attributable to Class A and
B shares 30,711 28,673 29,044
No. of shares 328,334,655 318,020,017 318,020,017
No. of shares after dilution 328,481,324 318,379,761 318,459,519
Equity per Class A and B share, SEK 93.53 90.16 91.33
Equity per Class A and B share
after dilution, SEK 93.49 90.06 91.20
Amounts in SEK M
unless otherwise stated
2023
Jan-Sep
2022
Jan-Sep
2022
Jan-Dec
Interest coverage ratio
Profit from property management 2,972 2,530 3,339
Reversal of profit from property
management joint ventures and
associated companies –698 –606 –766
Dividends from joint ventures and
associated companies
589 534 577
Financial expenses incl leases 534 374 520
Adjusted profit from property man
agement before financial expenses
3,396 2,832 3,670
Interest coverage ratio 6.4x 7.6x 7.1x
Interest coverage ratio, EMTN programme
Profit from property management 2,972 2,530 3,339
Net financial items 352 230 285
Profit from property management
before net financial items
3,324 2,760 3,624
Interest coverage ratio 9.4x 12.0x 12.7x

Net debt

See page 15.

Net debt according to EMTN programme

Interest-bearing liabilities 31,846 31,900 32,294
Listed shares in fixed assets2) –5,252 –2,619 –3,141
Listed shares in current assets –31 –3,168 –3,786
Cash and cash equivalents –25 –115 –76
Net debt according to EMTN
programme
26,537 25,998 25,291

Net debt according to EMTN programme/Total assets

Net debt according to EMTN
programme
26,537 25,998 25,291
Total assets 73,505 70,918 71,831
Net debt according to EMTN
programme/Total assets
36% 37% 35%
Net debt/EBITDA
Net debt 25,082 25,154 24,364
EBITDA rolling 12 months 3,840 3,320 3,435
Net debt/EBITDA 6.5x 7.6x 7.1x
Net debt/run rate EBITDA
Net debt 25,082 25,154 24,364
EBITDA, run rate 4,090 3,602 3,722
Net debt/EBITDA run rate 6.1x 7.0x 6.5x
Net debt/Total assets
Net debt 25,082 25,154 24,364
Total assets 73,505 70,918 71,831
Net debt/Total assets 34% 35% 34%

1) IFRS performance measure. 2) Pertains to listed shares in companies recognised as associated companies. Associated companies are recognised in the balance sheet pursuant to the equity method.

Calculation of alternative performance measures is presented in the tables below, cont'd.

Amounts in SEK M
unless otherwise stated
2023
Jan-Sep
2022
Jan-Sep
2022
Jan-Dec
Net asset value
Equity 35,130 33,092 33,463
Equity attributable to Class D
shares
–4,419 –4,419 –4,419
Reversal of derivatives –23 –12 –14
Reversal of deferred tax, net 3,765 4,040 3,990
Reversals due to joint ventures 1,202 931 930
Net asset value 35,654 33,632 33,950
NAV per Class A and B share
after dilution, SEK
108.54 105.63 106.61
Occupancy rate by area
Contracted area, '000s sqm 4,004 3,863 3,719
Total lettable area, '000s sqm 4,170 4,036 3,895
Occupancy rate by area 96% 96% 95%
Profit from property management
Profit after tax 420 2,445 2,718
Tax 153 1,020 937
Changes in value 2,399 –935 –316
Profit from property management 2,972 2,530 3,339
Profit from property management per Class A and B share after dilution
Profit from property management 2,972 2,530 3,339
Dividends attributable to Class
D shares
–189 –189 –253
Adjusted profit from property
management
2,782 2,341 3,086
Average no. of Class A and B
shares after dilution
322,182,053 318,321,007 318,301,177
Profit from property management
per Class A and B share after
dilution, SEK
8.64 7.35 9.70
Profit from property management per Class A and B shares,
rolling 12 months
Profit from property management 3,781 3,238 3,339
Dividends attributable to Class
D shares
–253 –253 –253
Adjusted profit from property
management
3,528 2,985 3,086
Average no. of Class A and B
shares after dilution
321,250,698 318,239,933 318,301,177
Profit from property management
per Class A and B share after
dilution, SEK
10.98 9.38 9.70
Profit from property management
per Class A and B share,
preceding period
Annual growth rate, %
9.38
17%
7.66
22%
7.99
21%
Rental revenue, comparable portfolios
Rental revenue 3,160 2,725 N/A
Acquired and sold properties –298 –205 N/A
Currency adjustment1) 168 N/A
Rental revenue, comparable port
folios excluding currency effects
2,863 2,688 N/A

1) The preceding period has been adjusted so that the exchange rate is the same as in the current period.

Amounts in SEK M
unless otherwise stated
2023
Jan-Sep
2022
Jan-Sep
2022
Jan-Dec
Return on equity
Profit after tax
Addition for translation to annual
420 2,445 2,718
value 140 815
Adjusted profit after tax 560 3,260 2,718
Average equity 34,296 32,086 32,272
Return on equity 1.6% 10.2% 8.4%
Return on total capital
Profit from property management 2,972 2,530 3,339
Addition for translation to annual
value
991 843
Financial expenses 534 374 520
Addition for translation to annual
value 178 125
Profit before financial expenses 4,674 3,872 3,859
Average total capital 72,668 66,676 67,133
Return on total capital 6.4% 5.8% 5.7%
Run rate EBITDA
Net operating income according
to current earnings capacity 3,642 3,196 3,319
Central administration –185 –158 –174
Dividends from joint ventures and
associated companies 633 564 577
Run rate EBITDA 4,090 3,602 3,722
Run rate yield
Net operating income according
to current earnings capacity
3,642 3,196 3,319
Less site leasehold fees –30 –24 –25
Adjusted net operating income 3,612 3,172 3,294
Carrying amounts of properties 56,668 54,350 52,682
Run rate yield 6.4% 5.8% 6.3%
Secured liabilities/Total assets
Secured liabilities 3,385 1,347 1,895
Total assets 73,505 70,918 71,831
Secured liabilities/Total assets 5% 2% 3%
Surplus ratio
Net operating income 2,621 2,262 3,032
Rental revenue 3,160 2,725 3,696
Surplus ratio 83% 83% 82%
Yield
Net operating income 2,621 2,262 3,032
Less site leasehold fees –21 -18 –25
Addition for translation to annual
value 867 748
Holding adjustment,
acquisitions/divestments
129 36 –77
Currency translation to closing
rate
Adjusted net operating income
4
3,600
94
3,122
112
3,042
Carrying amounts of properties 56,668 54,350 52,682
Yield 6.4% 5.7% 5.8%

AB Sagax is a property company whose business concept is to invest in commercial properties, primarily in the warehouse

and light industrial segment. Sagax's property holdings at 30 September 2023 amounted to 4,170,000 square metres, distributed between 811 properties. AB Sagax (publ) is listed on Nasdaq Stockholm, Large Cap.

More information is available at www.sagax.se.

AB Sagax (publ), Engelbrektsplan 1, SE-114 34 Stockholm, Sweden Corp. Reg. No. 556520-0028 Tel: +46 8 545 83 540 www.sagax.se

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