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RESIMAC GROUP LTD Capital/Financing Update 2025

Sep 17, 2025

65714_rns_2025-09-17_b612873e-0b91-4b85-91d7-74332e2a2ed9.pdf

Capital/Financing Update

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==> picture [100 x 67] intentionally omitted <==

18 September 2025

ASX RELEASE

Resimac Settles A$1bn Residential Mortgage Backed Securities

Bond Transaction

Resimac Bastille 2025-2NC

Resimac Group Ltd (ASX: RMC, “Resimac”) is pleased to confirm it has settled a A$1bn non-conforming residential mortgage securitisation transaction, Resimac Bastille 2025-2NC. The transaction is Resimac’s second non-conforming bond issuance of 2025 calendar year.

The benchmark senior tranche priced at 105 basis points over 1-month BBSW with strong real money investor participation from domestic and offshore accounts.

Barrenjoey Markets Pty Limited acted as Arranger for the transaction. Barclays Bank PLC, Citigroup Global Markets Australia Pty Limited and National Australia Bank Limited acted as Joint Lead Managers.

The final details of the bonds are as follows:

ClassCurrencyIssuanceAmount(A$m)ExpectedRatings(Moody’s/S&P)CreditSupportCoupon1MBBSW +WAL(Years) ClassCurrencyIssuanceAmount(A$m)ExpectedRatings(Moody’s/S&P)CreditSupportCoupon1MBBSW +WAL(Years) ClassCurrencyIssuanceAmount(A$m)ExpectedRatings(Moody’s/S&P)CreditSupportCoupon1MBBSW +WAL(Years) ClassCurrencyIssuanceAmount(A$m)ExpectedRatings(Moody’s/S&P)CreditSupportCoupon1MBBSW +WAL(Years) ClassCurrencyIssuanceAmount(A$m)ExpectedRatings(Moody’s/S&P)CreditSupportCoupon1MBBSW +WAL(Years)
A1AUD250.00Aaa (sf) / AAAsf18.00%0.75%0.6
A2AUD570.00Aaa (sf) / AAAsf18.00%1.05%2.7
ABAUD75.00Aaa (sf) / AAAsf10.50%1.15%3.4
BAUD50.00Aa2 (sf) / NR5.50%1.35%3.4
CAUD17.00A2 (sf) / NR3.80%1.55%3.4
CAUD17.00A2 (sf) / NR3.80% 1.55%3.4
AUD
D 11.00Baa2 (sf) / NR 2.70% 1.70%3.4
EAUD1000Ba2 (sf) / NR 285%34
170%
. . ..
FAUD10.00B2 (sf) / NR 3.85%2.2
0.70%
GAUD7.00NR / NR ND4.1
-
Total1,000.00

resimac.com.au p 1300 764 447 e [email protected] PO Box H284 Australia Square NSW 1215

Resimac Group Ltd. ABN 55 095 034 003. Australian Credit Licence 247829

For further information, please contact:

Resimac:

Andrew Marsden, +612 9248 6507, [email protected]; or Pete Lirantzis, +612 9248 0300, [email protected]

-ENDS-

Peter Fitzpatrick

Company Secretary P: 02 9248 0304

About Resimac:

Resimac Group Ltd (“Resimac Group”) is a leading non-bank lender and multi-channel distribution business. Its fully integrated business model comprises originating, servicing and funding prime, non-conforming residential mortgages and asset finance products. With over 300 people operating across Australia, New Zealand and the Philippines, Resimac Group has in excess of 155,000 customers with a portfolio of home loans on balance sheet of almost $13 billion, an asset finance portfolio over $2.7 billion, and total assets under management of over $15.7 billion.

Resimac Group has issued almost $50 billion in bonds in domestic and global markets since 1987. It has access to a diversified funding platform with multiple warehouse lines provided by domestic and offshore banks for short term funding in addition to a global securitisation program to fund its assets longer term.