Kredyt Inkaso S.A. — AGM Information 2021

Sep 2, 2021

Ordinary General Assembly of Kredyt Inkaso S.A. 29 September 2021 Warsaw DRAFT RESOLUTIONS

DRAFT RESOLUTIONS

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: election of the Chairman of the General Assembly

Pursuant to Art. 409 § 1 and Art. 420 § 2 of the Commercial Companies Code as well as § 4 sec. 3 of the Regulations of the General Assembly, the Ordinary General Assembly resolves as follows:

§ 1

The Ordinary General Assembly of Kredyt Inkaso S.A. decides to elect ............... as the Chairman of the Ordinary General Assembly of the Company.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: approval of the agenda

Pursuant to § 9 sec. 1 of the Regulations of the General Assembly, it is resolved as follows:

§ 1

The Ordinary General Assembly decides to adopt the following agenda:

• 1. Opening of the General Assembly.
• 1. Election of the Chairman of the Assembly.

• 1. Acknowledgement of correctness of convening the Assembly and its capacity to adopt resolutions.
• 1. Approval of the agenda.
• 1. Election of the Returning Committee.
• 1. Consideration of the report of the Supervisory Board for the year 2020/2021.
• 1. Consideration of the: (i) report of the Management Board on Company's and Kredyt Inkaso S.A. Capital Group operations, (ii) stand alone financial statements of Kredyt Inkaso S.A., (iii) consolidated financial statement of Kredyt Inkaso S.A, (iv) evaluation of the Supervisory Board related to the Management Board report on Kredyt Inkaso S.A. operations and financial statements (stand alone and consolidated) in the scope of their conformity to books of account and documents as well as the factual state, (v) motion of the Management Board on covering loss for the financial year 2020/2021.
• 1. Approval of the stand alone financial statement of Kredyt Inkaso S.A. for the financial year 2020/2021.
• 1. Approval of the consolidated financial statements of Kredyt Inkaso S.A. Capital Group for the financial year 2020/2021.
• 1. Approval of the report of the Management Board on the Company's and Kredyt Inkaso S.A. Capital Group operations for the financial year 2020/2021.
• 1. Adoption of the resolution on covering loss for the financial year 2020/2021.
• 1. Adoption of resolutions on granting a vote of acceptance to members of the Management Board of Kredyt Inkaso S.A. for the discharge of their duties in the financial year 2020/2021.
• 1. Adoption of the resolutions on granting a vote of acceptance to members of the Supervisory Board of Kredyt Inkaso S.A. for the discharge of their duties in the financial year 2020/2021.
• 1. Adoption of the resolutions on evaluation of the Report of the Supervisory Board of Kredyt Inkaso S.A. on remuneration of members of the Management Board and the Supervisory Board for the period staring 1 of April 2019 and ending 31 of March 2021.
• 1. Closing of the debates.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: election of members of the Returning Committee

Acting pursuant to § 7 sec. 1 of the Regulations of the General Assembly, the Ordinary General Assembly resolves as follows:

§ 1

The Ordinary General Assembly of Kredyt Inkaso S.A. hereby elects the following persons as members of the Returning Committee:

• …………………….. , - ……………………. , - …………………….. .

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: approval of stand alone financial statements for the financial year commencing on 1 April 2020 and ending on 31 March 2021

§ 1

Acting pursuant to Art. 393 item 1 and Art. 395 § 2 item 1 of the Commercial Companies Code as well as Art. 45 and Art. 53 sec. 1 of the Accounting Act, in relation to § 7 sec. 7 item 1 of the Statutes of Kredyt Inkaso S.A., having considered and familiarized itself with the evaluation by the Supervisory Board of Kredyt Inkaso S.A., the Ordinary General Assembly resolves to approve the stand alone financial statements of Kredyt Inkaso S.A. for the financial year commencing on 1 April 2019 and ending on 31 March 2020 comprising the auditor-verified:

• statement of the financial standing (balance sheet) drawn up as at 31 March 2021, with both assets and liabilities in the amount of PLN 518 832 thousand (five hundred eighteen million eight hundred thirty two thousand zloty),
• total income statement (profit and loss account) for the financial year from 1 April 2020 to 31 March 2021, with the net loss of PLN 15 257 thousand (fifteen million two hundred fifty seven thousand zloty), and negative net total income of PLN 12 276 thousand (twelve million two hundred seventy six thousand zloty),
• statement of changes to the shareholders' equity for the financial year from 1 April 2020 to 31 March 2021 showing the decrease in equity by PLN 12 276 thousand (twelve million two hundred seventy six thousand zloty),
• cash flow statement for the financial year from 1 April 2020 to 31 March 2021 showing the increase in cash by PLN 7 792 thousand (seven million seven hundred ninety two thousand zloty),
• additional information and explanations.

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: approval of consolidated financial statements of the Kredyt Inkaso S.A. Capital Group for the financial year commencing on 1 April 2020 and ending on 31 March 2021

§ 1

Acting pursuant to Art. 393 item 1 and Art. 395 § 2 item 1 of the Commercial Companies Code and § 7 sec. 7 item 1 of the Statutes of Kredyt Inkaso S.A., having considered and familiarized itself with the evaluation by the Supervisory Board of Kredyt Inkaso S.A., the Ordinary General Assembly resolves to approve the consolidated financial statements of Kredyt Inkaso S.A. Capital Group for the financial year commencing on 1 April 2020 and ending on 31 March 2021 comprising the auditor-verified:

• consolidated statement of the financial standing drawn up as at 31 March 2021 with both assets and liabilities in the amount of PLN 764 596 thousand (seven hundred sixty four million five hundred ninety six thousand zloty),
• consolidated total income statement (profit and loss account) for the financial year from 1 April 2020 to 31 March 2021, with the net profit of PLN 45 460 thousand (fourty five million four hundred sixty thousand zloty) and positive net total income of PLN 50 168 thousand (fifty million one hundred sixty eight thousand zloty),
• statement of changes to the shareholders' equity for the financial year from 1 April 2020 to 31 March 2021, showing a increase in equity by the amount of PLN 48 684 thousand (forty eight million six hundred eighty four thousand zloty),
• cash flow statement for the financial year from 1 April 2020 to 31 March 2021 showing a increase in cash by PLN 42 608 thousands (forty two million six hundred eight thousand zloty),
• additional information and explanations.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly

of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: approval the report of the Management Board on Company's and Kredyt Inkaso S.A. Capital Group operations for the financial year commencing on 1 April 2020 and ending on 31 March 2021.

§ 1

Acting pursuant to Art. 393 item 1 and 395 § 2 item 1 of the Commercial Companies Code, as well as Art. 45 and Art. 53 sec. 1 of the Accounting Act, in relation to § 7 sec. 7 item 1 of the Statutes of Kredyt Inkaso S.A., having considered and familiarized itself with the evaluation by the Supervisory Board of Kredyt Inkaso S.A., the Ordinary General Assembly resolves to approve, submitted by Management Board, report of the Management Board on Company's and Kredyt Inkaso S.A. Capital Group operations for the financial year commencing on 1 April 2020 and ending on 31 March 2021.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: covering loss for the financial year 2020/2021

Acting pursuant to Art. 382 § 3 and 395 § 2 item 2 of the Commercial Companies Code, the Ordinary General Assembly of Kredyt Inkaso S.A. hereby adopts the resolution as follows:

§ 1

The Company's net loss for the financial year commencing on 1 April 2020 and ending on 31 March 2021 in the amount of PLN 15 257 312.73 (fifteen million two hundred fifty seven thousand three hundred twelve zloty and seventy three grosz) shall be covered from the reserve capital.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: granting a vote of acceptance to a member of the Management Board for the discharge of his duties

Pursuant to Art. 395 § 2 item 3 and § 3 of the Commercial Companies Code as well as § 7 sec. 7 item 2 of the Statutes of the Company, it is resolved as follows::

§ 1

Mr. Maciej Jerzy Szymański is granted a vote of acceptance for the discharge of his duties as the President of the Management Board in the period from 1 April 2020 to 31 March 2021.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: granting a vote of acceptance to a member of the Management Board for the discharge of his duties

Pursuant to Art. 395 § 2 item 3 and § 3 of the Commercial Companies Code as well as § 7 sec. 7 item 2 of the Statutes of the Company, it is resolved as follows::

§ 1

Mr. Jarosław Jerzy Orlikowski is granted a vote of acceptance for the discharge of his duties as the Vice-President of the Management Board in the period from 1 April 2020 to 3 June 2020.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: granting a vote of acceptance to a member of the Management Board for the discharge of his duties

Pursuant to Art. 395 § 2 item 3 and § 3 of the Commercial Companies Code as well as § 7 sec. 7 item 2 of the Statutes of the Company, it is resolved as follows::

§ 1

Mrs. Barbara Rudziks is granted a vote of acceptance for the discharge of his duties as the Vice-President of the Management Board in the period from 6 April 2020 to 31 March 2021.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: granting a vote of acceptance to a member of the Management Board for the discharge of his duties

Pursuant to Art. 395 § 2 item 3 and § 3 of the Commercial Companies Code as well as § 7 sec. 7 item 2 of the Statutes of the Company, it is resolved as follows::

§ 1

Mr. Tomasz Kuciel is granted a vote of acceptance for the discharge of his duties as the Member of the Management Board in the period from 6 April 2020 to 31 March 2021.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: granting a vote of acceptance to the member of the Supervisory Board for the discharge of his duties for the financial year commencing on 1 April 2020 and ending on 31 March 2021

Pursuant to Art. 395 § 2 item 3 and § 3 of the Commercial Companies Code as well as § 7 section 7 item 2 of the Statutes of the Company, it is resolved as follows:

§ 1

Mr. Bogdan Dzudzewicz – the Member of the Supervisory Board of Kredyt Inkaso S.A. is granted a vote of acceptance for the discharge of his duties in the period from 1 April 2020 to 31 March 2021 in the financial year commencing on from 1 April 2020 to 31 March 2021.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: granting a vote of acceptance to the member of the Supervisory Board for the discharge of his duties for the financial year commencing on 1 April 2020 and ending on 31 March 2021

Pursuant to Art. 395 § 2 item 3 and § 3 of the Commercial Companies Code as well as § 7 section 7 item 2 of the Statutes of the Company, it is resolved as follows:

§ 1

Mr. Marcin Okoński – the Member of the Supervisory Board of Kredyt Inkaso S.A. is granted a vote of acceptance for the discharge of his duties in the period from 1 April 2020 to 31 March 2021 in the financial year commencing on from 1 April 2020 to 31 March 2021.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: granting a vote of acceptance to the member of the Supervisory Board for the discharge of his duties for the financial year commencing on 1 April 2020 and ending on 31 March 2021

Pursuant to Art. 395 § 2 item 3 and § 3 of the Commercial Companies Code as well as § 7 section 7 item 2 of the Statutes of the Company, it is resolved as follows:

§ 1

Mr. Daniel Dąbrowski – the Member of the Supervisory Board of Kredyt Inkaso S.A. is granted a vote of acceptance for the discharge of his duties in the period from 1 April 2020 to 31 March 2021 in the financial year commencing on from 1 April 2020 to 31 March 2021.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021

of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: granting a vote of acceptance to the member of the Supervisory Board for the discharge of his duties for the financial year commencing on 1 April 2020 and ending on 31 March 2021

Pursuant to Art. 395 § 2 item 3 and § 3 of the Commercial Companies Code as well as § 7 section 7 item 2 of the Statutes of the Company, it is resolved as follows:

§ 1

Mr. Karol Sowa – the Member of the Supervisory Board of Kredyt Inkaso S.A. is granted a vote of acceptance for the discharge of his duties in the period from 1 April 2020 to 31 March 2021 in the financial year commencing on from 1 April 2020 to 31 March 2021.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: granting a vote of acceptance to the member of the Supervisory Board for the discharge of his duties for the financial year commencing on 1 April 2020 and ending on 31 March 2021

Pursuant to Art. 395 § 2 item 3 and § 3 of the Commercial Companies Code as well as § 7 section 7 item 2 of the Statutes of the Company, it is resolved as follows:

§ 1

Mr. Karol Maciej Szymański – the Member of the Supervisory Board of Kredyt Inkaso S.A. is granted a vote of acceptance for the discharge of his duties in the period from 1 April 2020 to 31 March 2021 in the financial year commencing on from 1 April 2020 to 31 March 2021.

§ 2

The resolution shall enter into force upon its adoption.

RESOLUTION No. …/2021 of the Ordinary General Assembly of the company under the business name Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

on: evaluation of the Report of the Supervisory Board of Kredyt Inkaso S.A. on remuneration of members of the Management Board and the Supervisory Board for the period staring 1 of April 2019 and ending 31 of March 2021

Acting pursuant to Art. 395 § 2 (1) of the Commercial Companies Code in connection with Art. 90g.sec. of the Act on Public Offering, Conditions Governing the Introduction of Financial Instruments to Organised Trading, and Public Companies, dated July 29th 2005, having considered the auditor's assessment, it is resolved as follows:

§ 1

The Ordinary General Assembly of Kredyt Inkaso S.A., hereby resolves to endorse the Report of the Supervisory Board of Kredyt Inkaso S.A. on remuneration of members of the Management Board and the Supervisory Board for period staring 1 of April 2019 and ending 31 of March 2021, as adopted by the Supervisory Board and attached to this Resolution.

§ 2

The resolution shall enter into force upon its adoption.

Justification for drafts of resolutions of Ordinary General Assembly of Kredyt Inkaso Spółka Akcyjna with its registered office in Warsaw dated 29 September 2021

The Management Board of Kredyt Inkaso S.A. hereby presents justification for the drafts of resolutions of the upcoming Ordinary General Assembly:

1) Resolutions no. 1 – 14 of the proposed agenda, are typical resolutions adopted during the assembly, including resolutions related to the closure and settlement the financial year.