Kredyt Inkaso S.A. Logo

Kredyt Inkaso S.A.

ISIN: PLKRINK00014 | Ticker: KRI | LEI: 259400XWM5B5P4ONAG56
Sector: FinancialsSub-Industry: Specialized Finance
Country: Poland

About Kredyt Inkaso S.A.

Company Description

Kredyt Inkaso SA was established in 2001 and is one of the leading companies in the debt management industry in Poland. Over time, the company transformed into a capital group operating in 4 markets of Central and Eastern Europe: in Poland, Romania, Bulgaria and Russia - cooperating with banks, insurance, telecommunications, loan companies and other providers of mass services. Since 2007, the company has been present on the Warsaw Stock Exchange.

Year founded

2001

Served area

Poland

Headquarters

Domaniewska 39, 02-672 Warszawa – Poland

Financial statements

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Line item in (pln) 01.04.2020 01.04.2021 02.04.2021 01.04.2022 01.04.2023
Assets N/A 764,596,000.00 N/A 733,294,000.00 696,415,000.00
Noncurrent Assets N/A 49,404,000.00 N/A 49,056,000.00 44,364,000.00
Property Plant And Equipment N/A 16,269,000.00 N/A 14,309,000.00 17,319,000.00
Investment Property N/A 11,987,000.00 N/A 13,029,000.00 11,449,000.00
Goodwill N/A 10,623,000.00 N/A 7,773,000.00 7,022,000.00
Intangible Assets Other Than Goodwill N/A 7,328,000.00 N/A 8,787,000.00 7,434,000.00
Noncurrent Receivables N/A N/A N/A 656,000.00 464,000.00
Deferred Tax Assets N/A N/A N/A 684,000.00 676,000.00
Other Noncurrent Financial Assets N/A 2,756,000.00 N/A 1,600,000.00 N/A
Noncurrent Loans And Receivables N/A 441,000.00 N/A 656,000.00 N/A
Noncurrent Financial Assets At Amortised Cost N/A N/A N/A 1,600,000.00 0.00
Noncurrent Derivative Financial Assets N/A 0.00 N/A 2,902,000.00 0.00
Current Assets N/A 715,192,000.00 N/A 684,238,000.00 652,051,000.00
Trade And Other Current Receivables N/A 8,777,000.00 N/A 7,936,000.00 9,400,000.00
Current Prepaid Expenses N/A N/A N/A 916,000.00 1,800,000.00
Current Tax Assets Current N/A 2,205,000.00 N/A 1,260,000.00 185,000.00
Other Current Financial Assets N/A 460,000.00 N/A 587,000.00 1,118,000.00
Current Loans And Receivables N/A N/A N/A 29,000.00 0.00
Current Financial Assets At Amortised Cost N/A 628,615,000.00 N/A 575,287,000.00 593,908,000.00
Cash and cash equivalents 31,433,000.00 74,041,000.00 74,041,000.00 98,223,000.00 45,640,000.00
Equity And Liabilities N/A 764,596,000.00 N/A 733,294,000.00 696,415,000.00
Equity 214,698,000.00 263,382,000.00 262,656,000.00 300,587,000.00 323,037,000.00
Issued Capital N/A 12,897,000.00 N/A 12,897,000.00 12,897,000.00
Retained Earnings N/A 145,517,000.00 N/A 184,927,000.00 219,514,000.00
Retained Earnings Profit Loss For Reporting Period N/A N/A N/A 29,933,000.00 22,512,000.00
Retained Earnings Excluding Profit Loss For Reporting Period N/A N/A N/A 153,463,000.00 197,002,000.00
Equity Attributable To Owners Of Parent N/A 262,379,000.00 N/A 299,883,000.00 322,431,000.00
Noncontrolling Interests N/A 1,003,000.00 N/A 704,000.00 606,000.00
Liabilities N/A 501,214,000.00 N/A 432,707,000.00 373,378,000.00
Noncurrent Liabilities N/A 329,582,000.00 N/A 255,534,000.00 271,625,000.00
Noncurrent Payables N/A N/A N/A 494,000.00 0.00
Deferred Tax Liabilities N/A 1,477,000.00 N/A 6,688,000.00 1,714,000.00
Longterm Borrowings N/A 323,689,000.00 N/A 242,710,000.00 258,439,000.00
Current Liabilities N/A 171,632,000.00 N/A 177,173,000.00 101,753,000.00
Current Provisions N/A 4,784,000.00 N/A 8,472,000.00 11,357,000.00
Trade And Other Current Payables N/A 12,495,000.00 N/A 30,126,000.00 19,699,000.00
Accruals Classified As Current N/A 3,092,000.00 N/A 3,966,000.00 5,245,000.00
Current Tax Liabilities Current N/A 0.00 N/A 219,000.00 1,047,000.00
Current Derivative Financial Liabilities N/A 24,822,000.00 N/A 3,659,000.00 0.00
Current Borrowings And Current Portion Of Noncurrent Borrowings N/A 123,042,000.00 N/A 128,252,000.00 61,333,000.00
Line item in (pln) 01.04.2020/
01.04.2021
01.04.2021/
01.04.2022
01.04.2022/
01.04.2023
Revenue 200,301,000.00 198,117,000.00 N/A
Interest Revenue Calculated Using Effective Interest Method 125,622,000.00 120,178,000.00 121,224,000.00
Other Revenue 6,095,000.00 6,915,000.00 N/A
Services Expense 37,344,000.00 40,200,000.00 44,274,000.00
Employee Benefits Expense 41,223,000.00 48,106,000.00 54,406,000.00
Depreciation And Amortisation Expense 6,457,000.00 6,971,000.00 7,642,000.00
Other Expense By Nature N/A 40,352,000.00 53,836,000.00
Other Gains Losses N/A 6,915,000.00 3,899,000.00
Profit Loss From Operating Activities 86,414,000.00 62,488,000.00 58,584,000.00
Finance Income 2,020,000.00 10,518,000.00 8,658,000.00
Finance Costs 32,788,000.00 33,205,000.00 41,435,000.00
Profit Loss Before Tax 55,646,000.00 39,801,000.00 25,807,000.00
Income Tax Expense Continuing Operations 10,186,000.00 8,313,000.00 2,572,000.00
Profit Loss From Continuing Operations 45,460,000.00 31,488,000.00 N/A
Profit Loss From Discontinued Operations 0.00 0.00 N/A
Profit (loss) 45,460,000.00 31,488,000.00 23,235,000.00
Profit Loss Attributable To Owners Of Parent 45,083,000.00 30,738,000.00 22,512,000.00
Profit Loss Attributable To Noncontrolling Interests 377,000.00 750,000.00 723,000.00
Line item in (pln) 01.04.2020 01.04.2021 01.04.2022 02.04.2021 01.04.2023
Profit (loss) N/A 45,460,000.00 31,488,000.00 N/A 23,235,000.00
Adjustments For Reconcile Profit Loss N/A 69,899,000.00 122,103,000.00 N/A N/A
Adjustments For Finance Costs N/A 32,788,000.00 33,205,000.00 N/A 40,758,000.00
Adjustments For Unrealised Foreign Exchange Losses Gains N/A -75,000.00 -677,000.00 N/A 677,000.00
Other Adjustments For Noncash Items N/A 1,542,000.00 6,706,000.00 N/A N/A
Adjustments For Losses Gains On Disposal Of Noncurrent Assets N/A 2,795,000.00 -1,372,000.00 N/A 0.00
Other Adjustments To Reconcile Profit Loss N/A 96,996,000.00 158,812,000.00 N/A 2,945,000.00
Adjustments For Reconcile Profit Loss N/A 69,899,000.00 122,103,000.00 N/A N/A
Cash Flows From Used In Operations N/A 124,204,000.00 168,535,000.00 N/A 173,053,000.00
Income Taxes Paid Refund Classified As Operating Activities N/A 4,027,000.00 3,458,000.00 N/A 6,228,000.00
Cash Flows From Used In Operating Activities N/A 120,177,000.00 165,077,000.00 N/A 166,825,000.00
Cash Flows Used In Obtaining Control Of Subsidiaries Or Other Businesses Classified As Investing Activities N/A 0.00 2,078,000.00 N/A 0.00
Proceeds From Sales Of Property Plant And Equipment Classified As Investing Activities N/A N/A 0.00 N/A 160,000.00
Purchase Of Property Plant And Equipment Classified As Investing Activities N/A 4,365,000.00 1,621,000.00 N/A 1,133,000.00
Purchase Of Intangible Assets Classified As Investing Activities N/A 1,098,000.00 4,724,000.00 N/A 2,390,000.00
Interest Received Classified As Investing Activities N/A 205,000.00 49,000.00 N/A 2,179,000.00
Other Inflows Outflows Of Cash Classified As Investing Activities N/A 1,156,000.00 0.00 N/A N/A
Cash Flows From Used In Investing Activities N/A -15,003,000.00 -28,231,000.00 N/A -129,786,000.00
Proceeds From Borrowings Classified As Financing Activities N/A 145,780,000.00 27,172,000.00 N/A 46,150,000.00
Repayments Of Borrowings Classified As Financing Activities N/A 163,998,000.00 28,182,000.00 N/A 34,617,000.00
Payments Of Lease Liabilities Classified As Financing Activities N/A 3,413,000.00 2,553,000.00 N/A 4,968,000.00
Dividends Paid Classified As Financing Activities N/A 1,428,000.00 862,000.00 N/A 840,000.00
Interest Paid Classified As Financing Activities N/A 23,960,000.00 24,406,000.00 N/A 37,046,000.00
Other Inflows Outflows Of Cash Classified As Financing Activities N/A 0.00 -187,000.00 N/A 0.00
Cash Flows From Used In Financing Activities N/A -62,566,000.00 -112,664,000.00 N/A -91,065,000.00
Increase (decrease) in cash and cash equivalents before effect of exchange rate changes N/A N/A 24,739,000.00 N/A -54,026,000.00
Effect Of Exchange Rate Changes On Cash And Cash Equivalents N/A 0.00 0.00 N/A 1,443,000.00
Increase (decrease) in cash and cash equivalents after effect of exchange rate changes N/A 42,608,000.00 24,182,000.00 N/A -52,583,000.00
Cash and cash equivalents 31,433,000.00 74,041,000.00 98,223,000.00 74,041,000.00 45,640,000.00

Please note that some sums might not add up.

Filings & Publications

2023

Report
Q1
H1
Q3
FY
Consolidated Report
POL
Corporate Governance Report
Company Presentation
Sustainability Report
Remuneration Report

2022

Report
Q1
H1
Q3
FY
Consolidated Report
POL
Corporate Governance Report
Company Presentation
Sustainability Report
Remuneration Report

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Capital markets information

ISIN

PLKRINK00014

LEI

259400XWM5B5P4ONAG56

Sector

Financials

Industry Group

Financial Services

Industry

Financial Services

Sub-Industry

Specialized Finance

Listed Stock Exchange

Warsaw Stock Exchange

Main Stock Exchange

Contact Investor Relations department

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