Klarna Group plc — Director's Dealing 2026

Mar 17, 2026

SEC Form 3 — Initial Statement of Beneficial Ownership

Issuer: Klarna Group plc (KLAR)
CIK: 0002003292
Period of Report: 2026-03-17

Reporting Person: Giesecke Camilla (Chief Operating Officer)

Holdings (Non-Derivative)

Security	Shares	Ownership
Klarna Group plc Ordinary Shares	50355	Direct

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Larkan AB Restricted Stock Units	$		Klarna Group plc Ordinary Shares ()		Direct
Larkan SPV Warrants L4:1	$6885.33	2027-11-15	Klarna Group plc Ordinary Shares (619056)		Direct
Larkan SPV Warrant L5:2	$6885.33	2027-11-15	Klarna Group plc Ordinary Shares (634248)		Direct
Larkan SPV Warrants L10:2	$6885.33	2028-11-30	Klarna Group plc Ordinary Shares (224844)		Direct
Klarna Group plc Options	$374.25	2029-06-29	Klarna Group plc Ordinary Shares (212520)		Direct
Klarna Group plc Options	$374.25	2029-09-05	Klarna Group plc Ordinary Shares (211584)		Direct
Klarna Group plc Options	$748.5	2029-09-05	Klarna Group plc Ordinary Shares (410712)		Direct
Klarna Group plc Options	$1122.75	2029-09-05	Klarna Group plc Ordinary Shares (913020)		Direct

Footnotes

F1: In addition to the ordinary shares reported in this Form 3, the reporting person also beneficially owns a number of the Klarna Group plcs (the Issuer) Class B shares. Each Class B share is entitled to 10 votes per share. Class B shares are not transferable and are not exchangeable for or convertible into ordinary shares.

F2: Represents 4,192 restricted stock units in Larkan AB (Larkan), an indirect subsidiary of Klarna Group plc (the Issuer). Once shares of Larkan are delivered in settlement of the restricted stock units, approximately four shares of Larkan are convertible into one Klarna Group plc ordinary share (Shares). Restricted Stock Units in Larkan vest quarterly, at a total vesting of 25% of the initial grant per year.

F3: Represents warrants to acquire 51,588 shares of Larkan IV AB, a direct subsidiary of the Issuer. Each underlying share of Larkan IV AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 619,056 Shares being subject to the warrant, that is vesting annually by 20% for a period of four years with an additional 20% vesting on August 27, 2027.

F4: Represents warrants to acquire 52,854 shares of Larkan V AB, a direct subsidiary of the Issuer. Each underlying share of Larkan V AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 634,248 Shares being subject to the warrant, that is vesting annually by 20% for a period of four years with an additional 20% vesting on August 27, 2027.

F5: Represents warrants to acquire 18,737 shares of Larkan X AB, a direct subsidiary of the Issuer. Each underlying share of Larkan X AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 224,844 Shares being subject to the warrant, that is vesting annually in equal installments.

F6: Represents an option to acquire Shares that vest in four equal annual installments beginning on the first anniversary of the grant date.

F7: This is in SEK.