Klarna Group plc — Director's Dealing 2026

Mar 17, 2026

SEC Form 3 — Initial Statement of Beneficial Ownership

Issuer: Klarna Group plc (KLAR)
CIK: 0002003292
Period of Report: 2026-03-17

Reporting Person: SMITH SARAH G (Director)

Holdings (Non-Derivative)

Security	Shares	Ownership
Klarna Group plc Ordinary Shares	25969	Direct

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Larkan SPV Warrants L10:1	$2295.11	2028-11-30	Klarna Group plc Ordinary Shares (19344)		Direct
Klarna Group plc Options	$40	2031-03-11	Klarna Group plc Ordinary Shares (12180)		Direct

Footnotes

F1: In addition to the ordinary shares reported in this Form 3, the reporting person beneficially owns Klarna Group plcs (the Issuer) Class B shares. Each Class B share is entitled to 10 votes per share. Class B shares are not transferable and are not exchangeable for or convertible into ordinary shares.

F2: Represents a fully vested warrant to acquire 1,612 shares of Larkan X AB, a direct subsidiary of the Issuer. Each underlying share of Larkan X AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 19,344 Shares being subject to the warrant, that is vesting annually for a period of four years in equal installments, beginning on the first anniversary of the grant date.

F3: Represents an option to acquire Shares that vest in four equal annual installments starting from the first anniversary of the grant date.

F4: This is in SEK