Fabrity Holding S.A

Earnings Release • Feb 4, 2020

The estimated operating and sales data for theAforti Group - January 2020.

The board of Aforti Holding S.A. ("the Company", "theIssuer") with its registered seat in Warsaw, hereby announces to thepublic the estimated operating and sales data of the Aforti Group forJanuary 2020.

1) Loans for entrepreneurs

In January 2020, the total value of loans granted inPoland and Romania by Aforti Finance reached PLN 561,594.11, which inrelation to the same month in 2019 represents a decrease of 80.25%. Thevalue of submitted applications amounted to PLN 5,181,402.81, a resultlower by 73.32% compared to the same period of the previous year.

2) Currency exchange on online platforms

The total value of turnover on the currency exchangeplatform in Poland and Romania in January 2020 was PLN 101 988 441.58and was lower by 47.76% compared to the same period of the previousyear.

3) Collection orders

The nominal value of recovery orders in January 2020amounted to PLN 18 175 536.69. This represents a 43.59% year-on-yearreduction. The number of recovery orders was 7,716 and was higher by71.47% compared to January 2019.

4) Financed debts

In January 2020, the value of receivables financed byAforti Factor 1,965,372.96 PLN and was lower by 55.19% than a year ago.

In January 2020, companies belonging to the AfortiGroup focused their activities on activities that in the coming periodswill allow to increase the level of margin on services offered and helpmaintain high quality customer service in the SME sector.

In addition, activities related to the process ofobtaining the EMI - electronic money institution license weresignificant activities last month. Obtaining the indicated license bythe Issuer's subsidiary: Aforti, UAB is one of the key projects of theAforti Group, thanks to which it will be possible to achieve the goalsadopted in the Group's development strategy.

The table containing reported estimated data forJanuary 2020 together with comparative data is included in theattachment to this current report.

The amounts have been converted to PLN, based on theaverage NBP exchange rate on 31/01/2020.

Legal basis: Article 17 paragraph 1 of the MAR -confidential information