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Imaflex Interim / Quarterly Report 2024

Nov 28, 2024

44808_rns_2024-11-28_11ba4e5c-7cc8-4f9c-81a7-40d64695264e.pdf

Interim / Quarterly Report

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Interim Condensed Consolidated Financial Statements of

IMAFLEX INC.

For the three and nine-month periods ended September 30, 2024 and 2023

These consolidated interim financial statements were not reviewed by our external auditors.

IMAFLEX INC.
Third Quarter 2024


Consolidated statements of comprehensive income (in thousands of Canadian dollars, except per share data) (unaudited)

for the Three months ended September 30, Nine months ended September 30,
2024 2023 2024 2023
Revenues (Note 3.1) $ 28,418 $ 22,858 $ 84,655 $ 70,588
Cost of sales 23,801 20,778 69,720 61,987
Gross profit 4,617 2,080 14,935 8,601
Expenses:
Selling 535 494 1,626 1,459
Administrative 2,072 1,576 5,403 4,908
Finance costs (Note 6) 182 138 617 381
Other (gains) losses (Note 7) 340 (360) (457) 31
3,129 1,848 7,189 6,779
Income before income taxes 1,488 232 7,746 1,822
Income taxes 20 77 996 306
NET INCOME 1,468 155 6,750 1,516
Other comprehensive income (loss)
Item that will be reclassified subsequently to net income
Exchange differences on translating foreign operations (223) 281 224 (29)
COMPREHENSIVE INCOME $ 1,245 $ 436 $ 6,974 $ 1,487
Earnings per share (Note 8)
Basic $ 0.03 $ 0.00 $ 0.13 $ 0.03
Diluted $ 0.03 $ 0.00 $ 0.13 $ 0.03

The accompanying notes are an integral part of these interim condensed consolidated financial statements. Note 4 presents additional information on consolidated comprehensive income.

IMAFLEX INC.

Third Quarter 2024


Consolidated statements of financial position
(in thousands of Canadian dollars)
(unaudited)

As at September 30, 2024 December 31, 2023
Assets
Current assets
Cash $ 3,686 $ 799
Trade and other receivables 16,208 12,552
Inventories 12,966 13,168
Income tax receivable 213 1,564
Prepaid expenses 751 343
Total current assets 33,824 28,426
Non-current assets
Property, plant and equipment (Note 9) 49,141 47,769
Intangible assets 2,328 2,255
Total non-current assets 51,469 50,024
Total assets $ 85,293 $ 78,450
Liabilities and equity
Current liabilities
Bank indebtedness and short-term borrowings (Note 10) $ - $ 2,894
Trade and other payables 9,166 8,504
Long-term debt, current portion (Note 10) 185 1,298
Lease obligations, current portion (Note 10, 11) 2,525 1,744
Total current liabilities 11,876 14,440
Non-current liabilities
Deferred tax liabilities 2,746 2,676
Lease obligations (Note 10, 11) 7,805 5,476
Total non-current liabilities 10,551 8,152
Total liabilities 22,427 22,592
Equity
Share capital (Note 12) 12,931 12,931
Reserves 3,252 2,993
Retained earnings 46,683 39,934
Total equity 62,866 55,858
Total liabilities and equity $ 85,293 $ 78,450

The accompanying notes are an integral part of these interim condensed consolidated financial statements.

(s) Joseph Abbandonato
Joseph Abbandonato
Director

(s) Roberto Longo
Roberto Longo
Director

IMAFLEX INC.
Third Quarter 2024


Consolidated statements of changes in equity

For the three-month periods ended September 30, 2024 and 2023

(in thousands of Canadian dollars)

(unaudited)

Share capital (a) Reserves Retained earnings Total
Share-based compensation Accumulated foreign currency translation Warrants Total reserves
Balance at July 1, 2023 $ 12,855 $ 1,522 $ 992 $ 465 $ 2,979 $ 40,786 $ 56,620
Net income for the period - - - - - 155 155
Exchange differences on translating foreign operations - - 281 - 281 - 281
Comprehensive income for the period - - 281 - 281 155 436
Transactions with owners:
Share-based compensation (Note 13) - 22 - - 22 - 22
Balance at September 30, 2023 $ 12,855 $ 1,544 $ 1,273 $ 465 $ 3,282 $ 40,941 $ 57,078
Balance at July 1, 2024 $ 12,931 $ 1,574 $ 1,433 $ 465 $ 3,472 $ 45,215 $ 61,618
Net income for the period - - - - - 1,468 1,468
Exchange differences on translating foreign operations - - (223) - (223) - (223)
Comprehensive income for the period - - (223) - (223) 1,468 1,245
Transactions with owners:
Share-based compensation (Note 13) - 3 - - 3 - 3
Balance at September 30, 2024 $ 12,931 $ 1,577 $ 1,210 $ 465 $ 3,254 $ 46,683 $ 62,866

(a) Additional detail of share capital is provided in Note 12.

The accompanying notes are an integral part of these interim condensed consolidated financial statements.

IMAFLEX

Third Quarter 2024


Consolidated statements of changes in equity

For the nine-month periods ended September 30, 2024 and 2023

(in thousands of Canadian dollars)

(unaudited)

Reserves
Share capital (a) Share-based compensation Accumulated foreign currency translation Warrants Total reserves Retained earnings Total
Balance at January 1, 2023 $ 12,634 $ 1,320 $ 1,302 $ 465 $ 3,087 $ 39,425 $ 55,146
Net income for the period - - - - - 1,516 1,516
Exchange differences on translating foreign operations - - (29) - (29) - (29)
Comprehensive income for the period - - (29) - (29) 1,516 1,487
Transactions with owners:
Issuance of shares (Note 12) 221 - - - - - 221
Share-based compensation (Note 13) - 224 - - 224 - 224
Balance at September 30, 2023 $ 12,855 $ 1,544 $ 1,273 $ 465 $ 3,282 $ 40,941 $ 57,078
Balance at January 1, 2024 $ 12,931 $ 1,544 $ 984 $ 465 $ 2,993 $ 39,934 $ 55,858
Net income for the period - - - - - 6,750 6,750
Exchange differences on translating foreign operations - - 224 - 224 - 224
Comprehensive income for the period - - 224 - 224 6,750 6,974
Transactions with owners:
Share-based compensation (Note 13) - 34 - - 34 - 34
Balance at September 30, 2024 $ 12,931 $ 1,578 $ 1,208 $ 465 $ 3,254 $ 46,684 $ 62,866

(a) Additional detail of share capital is provided in Note 12.

The accompanying notes are an integral part of these interim condensed consolidated financial statements.

IMAFLEX

Third Quarter 2024


Consolidated statements of cash flows
(in thousands of Canadian dollars)
(unaudited)

for the Three months ended September 30, Nine months ended September 30,
2024 2023 2024 2023
Operating activities:
Net income for the period $ 1,468 $ 155 $ 6,750 $ 1,516
Income tax expense 20 77 996 306
Depreciation and amortisation of non-current assets 1,325 1,093 3,882 3,155
Finance costs 182 138 617 381
Share-based compensation 3 22 34 224
Unrealized foreign exchange loss (gain) 310 (447) (636) 1
3,308 1,038 11,643 5,583
Net changes in working capital
Decrease (increase) in trade and other receivables (325) 537 (3,473) (2,501)
Decrease (increase) in inventories 357 (2,049) 348 923
Decrease (increase) in prepaid expenses 17 124 (409) (923)
Increase (decrease) in trade and other payables 942 (2,773) 543 457
991 (63) (2,991) (2,044)
Cash generated by operating activities 4,299 975 8,652 3,539
Net income taxes received (paid) 712 (300) 435 (1,200)
Net cash generated by operating activities 5,011 675 9,087 2,339
Investing activities:
Payments for tangible and intangible assets (828) (2,245) (2,886) (8,427)
Net cash used in investing activities (828) (2,245) (2,886) (8,427)
Financing activities:
Net change in bank indebtedness - 1,287 (2,811) (403)
Issuance of share capital - - - 221
Funds from lease agreements - 231 2,995 4,139
Interest paid (180) (138) (614) (381)
Repayment of long-term debt (375) (360) (1,113) (1,877)
Repayment of leases (612) (468) (1,781) (1,121)
Net cash generated by (used in) financing activities (1,167) 552 (3,324) 578
Net increase (decrease) in cash 3,016 (1,018) 2,877 (5,510)
Cash, beginning of the period 687 3,017 799 7,527
Effects of foreign exchange differences on cash (17) 12 10 (6)
Cash, end of period $ 3,686 $ 2,011 $ 3,686 $ 2,011

The accompanying notes are an integral part of these interim condensed consolidated financial statements.

IMAFLEX.ORG

Third Quarter 2024


IMAFLEX

Notes to the interim condensed consolidated financial statements for the three and nine-month periods ended September 30, 2024 and 2023

Amounts in tables are expressed in thousands of Canadian dollars, except per share information (unaudited)

1. General information

Imaflex Inc. (the “Parent Company”) is incorporated under the Canada Business Corporations Act. Its registered office and headquarters are located at 5710 Notre-Dame Street West, Montreal, Quebec, Canada. The principal activities of the Parent Company and its subsidiary (together referred to as the “Company”) consist in the manufacture and sale of products for the flexible packaging industry, including polyethylene film and bags, as well as the metallization of plastic film for the agriculture and packaging industries. The common shares of the Parent Company are listed for trading on the TSX Venture Exchange under the symbol “IFX”.

2. Summary of material accounting policies

The accounting policies set out below have been applied consistently to all periods presented in these consolidated financial statements, unless specifically stated.

2.1 Basis of Presentation and statement of compliance

The interim condensed consolidated financial statements have been prepared in accordance with International Financial Reporting Standards (“IFRS”) issued by the International Accounting Standards Board (“IASB”) and with International Accounting Standard (“IAS”) 34, Interim Financial Reporting. These interim condensed consolidated financial statements were prepared using the same basis of presentation and accounting policies as outlined in Note 2, Significant accounting policies of our Consolidated financial statements for the years ended December 31, 2023 and 2022. These interim condensed consolidated financial statements do not include all the notes and disclosures required in annual financial statements. All amounts are in Canadian dollars, except where noted.

The interim condensed consolidated financial statements were approved by the board of directors and authorized for issue on November 27, 2024.

3. Segment information

The Company operates in one reportable segment, comprising the development, manufacture and sale of flexible packaging material in the form of film or bags, for various uses.

3.1 Revenues by geographical end market

The Company’s revenues by geographical end market are as follows:

Three months ended September 30, Nine months ended September 30,
2024 2023 2024 2023
Canada $ 8,507 $ 8,258 $ 24,740 $ 24,311
United States 19,797 14,600 59,801 46,277
Other 114 - 114 -
Total $ 28,418 $ 22,858 $ 84,655 $ 70,588

3.2 Property, plant and equipment, right-of-use assets and intangible assets per geographic location

September 30, 2024 December 31, 2023
Canada $ 24,320 $ 22,714
United States 27,149 27,310
Total $ 51,469 $ 50,024

Third Quarter 2024


IMAFLEX

Notes to the interim condensed consolidated financial statements for the three and nine-month periods ended September 30, 2024 and 2023

Amounts in tables are expressed in thousands of Canadian dollars, except per share information (unaudited)

4. Additional information on the consolidated statements of comprehensive income

The Company's consolidated statements of comprehensive income include depreciation of production assets and accessories of $1.3 million for the quarter ended September 30, 2024 ($1.0 million in 2023) and $3.7 million for the nine-month period ended September 30, 2024 ($2.9 million in 2023) classified in Cost of sales, which includes the depreciation for right-of-use assets of $0.3 million ($0.3 million in 2023) for the quarter and $0.8 million for the nine-month period ($0.8 million in 2023). Depreciation of other property, plant and equipment and amortisation of intangible assets amounting to $0.1 million for the quarter ended September 30, 2024 ($0.1 million in 2023) and $0.2 million for the nine-month period ended September 30, 2024 ($0.1 million in 2023) is included in Administrative expenses.

The Company's consolidated statements of comprehensive income include salaries paid to its employees of $3.4 million for the quarter ended September 30, 2024 ($2.7 million in 2023) and $10.4 million for the nine-month period ended September 30, 2024 ($8.0 million in 2023) classified in Cost of sales. Administrative expenses include salaries paid to employees of $0.6 million for the quarter ended September 30, 2024 ($0.5 million in 2023) and $1.8 million for the nine-month period ended September 30, 2024 ($1.6 million in 2023). Selling expenses include salaries paid to employees of $0.2 million for the quarter ended September 30, 2024 ($0.2 million in 2023) and $0.4 million for the nine-month period ended September 30, 2024 ($0.4 million in 2023).

5. Employee benefits

The Company contributes to state-run pension plans, employment insurance, group insurance and social security for its employees. The costs incurred for the employee benefits noted above amounted to $0.7 million for the quarter ended September 30, 2024 ($0.7 million in 2023) and $2.0 million for the nine-month period ended September 30, 2024 ($2.0 million in 2023). These payments are expensed as incurred and the Company does not recognise any gains or losses subsequent to the payment of these benefits.

6. Finance costs

Three months ended September 30, Nine months ended September 30,
2024 2023 2024 2023
Interest on bank indebtedness and long-term debt $ 7 $ 86 $ 164 $ 252
Interest on lease obligations 175 52 453 129
$ 182 $ 138 $ 617 $ 381

7. Other (gains) losses

Three months ended September 30, Nine months ended September 30,
2024 2023 2024 2023
Foreign exchange (gains) losses $ 344 $ (331) $ (442) $ 146
Loss on property, plant and equipment disposal - 9 - 9
Interest income (4) (38) (15) (124)
$ 340 $ (360) $ (457) $ 31

Third Quarter 2024


Notes to the interim condensed consolidated financial statements for the three and nine-month periods ended September 30, 2024 and 2023

Amounts in tables are expressed in thousands of Canadian dollars, except per share information (unaudited)

8. Earnings per share

Three months ended September 30, Nine months ended September 30,
2024 2023 2024 2023
Net income for basic and diluted earnings per share $ 1,468 $ 155 $ 6,750 $ 1,516
Weighted average number of common shares outstanding 52,089 51,999 52,089 51,999
Dilutive effect of share purchase options 31 178 12 247
Diluted weighted average common shares outstanding 52,120 52,177 52,101 52,246
Basic earnings per common share $ 0.03 $ 0.00 $ 0.13 $ 0.03
Diluted earnings per common share $ 0.03 $ 0.00 $ 0.13 $ 0.03

There were no stock options outstanding as at September 30, 2024 and September 30, 2023 that were excluded from the calculation of earnings per share because they were antidilutive.

9. Property, plant and equipment

Land Building Production equipment Leasehold improvements Office equipment Computer equipment Rolling stock Total
Cost
January 1, 2023 $ 23 $ 5,855 $ 78,855 $ 3,707 $ 94 $ 678 $ 318 $ 89,530
Transferts - (21) (16) (329) (34) (40) 319 (121)
Additions - 1,986 14,013 172 4 146 382 16,703
Disposals - - - - - - (297) (297)
Investment tax credit - - (285) - - - - (285)
Derecognition of expired leases - (2,567) - - - - (84) (2,651)
Write-off of obsolete equipment - - (1,752) - - - - (1,752)
Foreign exchange (1) (124) (1,034) (35) - (1) (2) (1,197)
December 31, 2023 22 5,129 89,781 3,515 64 783 636 99,930
Additions - 2,035 2,637 120 19 20 - 4,831
Derecognition of expired leases - (1,354) - - - - - (1,354)
Foreign exchange - 37 885 29 - 1 3 955
September 30, 2024 $ 22 $ 5,847 $ 93,303 $ 3,664 $ 83 $ 804 $ 639 $ 104,362
Accumulated depreciation
January 1, 2023 $ - $ (3,919) $ (44,026) $ (2,900) $ (83) $ (652) $ (194) $ (51,774)
Transferts - 21 269 27 22 20 (238) 121
Depreciation - (682) (3,612) (164) - (30) (70) (4,558)
Disposals - - - - - - 181 181
Derecognition of expired leases - 2,515 - - - - 86 2,601
Write-off of obsolete equipment - - 790 - - - - 790
Foreign exchange - 16 431 29 - 1 1 478
December 31, 2023 - (2,049) (46,148) (3,008) (61) (661) (234) (52,161)
Depreciation - (732) (2,881) (130) (4) (32) (80) (3,859)
Derecognition of expired leases - 1,192 - - - - - 1,192
Foreign exchange - (12) (355) (24) - (1) (1) (393)
September 30, 2024 $ - $ (1,601) $ (49,384) $ (3,162) $ (65) $ (694) $ (315) $ (55,221)
Net book value, as at December 31, 2023 $ 22 $ 3,080 $ 43,633 $ 507 $ 3 $ 122 $ 402 $ 47,769
September 30, 2024 $ 22 $ 4,246 $ 43,919 $ 502 $ 18 $ 110 $ 324 $ 49,141

IMAFLEX JMCC

Third Quarter 2024


Notes to the interim condensed consolidated financial statements for the three and nine-month periods ended September 30, 2024 and 2023

Amounts in tables are expressed in thousands of Canadian dollars, except per share information (unaudited)

9. Property, plant and equipment (continued)

A portion of the Company's production equipment with a carrying amount of approximately $14,6 million (approximately $14,6 million as at December 31, 2023) is pledged as collateral for the Company's long-term debt.

The Company has $12.0 million as equipment in progress included in production equipment as at September 30, 2024 ($12.8 million as at December 2023).

Additions of property, plant and equipment amounting to $1.1 million as at September 30, 2024 ($1.1 million as at December 31, 2023) are included in trade and other payables.

Included in the net carrying amount of property, plant and equipment as at September 30, 2024 and December 31, 2023 are right-of-use assets as follows:

September 30, 2024 December 31, 2023
Buildings $ 4 180 $ 3,011
Production equipment 7 664 4,261
Rolling stock 315 395
Total right-of-use asset $ 12 159 $ 7,667

10. Borrowings

September 30, 2024 December 31, 2023
Bank indebtedness (a) $ - $ 2,894
Long-term debt
Loan, bearing interest at a fixed rate of 3.746% secured by a $3.6 million hypothec on a piece of equipment. (b) 66 649
Loan, bearing interest at a fixed rate of 3.75% secured by a $3.3 million hypothec on a piece of equipment. (c) 119 649
Total long-term debt 185 1,298
Lease obligations 10,330 7,220
Total borrowings 10,515 11,412
Current
Bank indebtedness - 2,894
Long-term debt, current portion 185 1,298
Lease obligations, current portion 2,525 1,744
2,710 5,936
Non-current
Lease obligations 7,805 5,476
7,805 5,476
Total borrowings $ 10,515 $ 11,412

IMAFLEX IMAFLEX
Third Quarter 2024


IMAFLEX

Notes to the interim condensed consolidated financial statements for the three and nine-month periods ended September 30, 2024 and 2023

Amounts in tables are expressed in thousands of Canadian dollars, except per share information (unaudited)

10. Borrowings (continued)

Interest on long-term debt amounted to $4 thousand for the quarter ended September 30, 2024 ($24 thousand in 2023) and $20 thousand for the nine-month period ended September 30, 2024 ($64 thousand in 2023).

(a) The Company has an operating line of credit with its bankers to a maximum of $12.0 million, bearing interest at the prime rate for an effective interest rate of 6.45% as at September 30, 2024 and 7.20% as at December 31, 2023. The line of credit is secured by trade receivables and inventories. The line of credit may be reviewed periodically by the bank and is repayable on demand. The operating line of credit is subject to working capital and debt to equity covenants (as defined in the lending agreement), all of which were respected as at September 30, 2024 and December 31, 2023. As at September 30, 2024, the Company had totally refund the line of credit ($2.9 million drawn on December 31, 2023).

(b) The loan is repayable in blended monthly instalments of $66 thousand through October 2024. This loan is secured by a hypothec on a specific piece of equipment of the Company.

(c) The loan is repayable in blended monthly instalments of $60 thousand through November 2024. This loan is secured by a hypothec on a specific piece of equipment of the Company.

The aggregate scheduled repayment of long-term debt is as follows:

Not later than one year $ 185
Later than one year and not later than five years -
Later than 5 years -
$ 185

11. Lease obligations

The Company has entered into certain lease agreements. Lease payments are due as follows:

Not later than one year $ 3,123
Later than one year and not later than five years 8,116
Later than five years 246
Total minimum lease payments 11,485
Less amount representing interest (1,155)
Present value of minimum lease payments 10,330
Less the long-term portion (7,805)
Current portion of obligations under leases $ 2,525

12. Share capital

The Company's authorized share capital consists of an unlimited number of common shares, voting, participating, without par value. As at September 30, 2024 and December 31, 2023, there were 52,088,637 common shares outstanding (51,988,637 as at September 30, 2023).

During the nine-month period ended September 30, 2023, the Company issued 100,000 shares for cash consideration of $55,000 following the exercise of options issued on September 10, 2019 and another 150,000 for cash consideration of $166,500 following the exercise of options issued on November 29, 2017.

For the year ended December 31, 2023, the Company issued another 100,000 shares for cash consideration of $76,000 following the exercise of options issued on November 28, 2017.

Third Quarter 2024


Notes to the interim condensed consolidated financial statements for the three and nine-month periods ended September 30, 2024 and 2023

Amounts in tables are expressed in thousands of Canadian dollars, except per share information (unaudited)

13. Share-based compensation

Pursuant to the Stock Option Plan (the "Plan") of the Company, 4,973,860 of the common shares are reserved for options. The Plan provides that the term of the options shall be fixed by directors. Officers and employees of the Company are eligible to receive options. Options are granted at an exercise price of not less than the fair value of the Company's shares on the date the options are granted. Options may be exercisable for a period no longer than five (5) years and the exercise price must be paid in full upon exercise of the option.

The expense related to share-based compensation totalled $3 thousand for the quarter ended September 30, 2024 ($22 thousand in 2023) and $34 thousand for the nine-month period ended September 30, 2024 ($224 thousand in 2023).

The following are the assumptions used in order to value the options as well as general information on each outstanding option grant:

30/05/2023 26/05/2022 26/08/2020 29/11/2018 Total
Outstanding as at 31/12/2023 150,000 300,000 50,000 - 500,000
Oustanding as at 30/09/2024 150,000 300,000 50,000 - 500,000
Oustanding as at 30/09/2023 150,000 300,000 50,000 150,000 650,000
Exercisable as at 30/09/2024 112,500 300,000 50,000 - 462,500
Exercisable as at 30/09/2023 37,500 225,000 50,000 150,000 462,500
Remaining life of options (yrs) 3.67 2.65 0.90 -
Fair value assumptions:
Expected life of options (yrs) 2.5 to 3.25 2.5 to 3.25 2.5 to 3.25 2.5 to 3.25
Expiry 31/05/2028 26/05/2027 26/08/2025 29/11/2023
Expected share price volatility 47.94 % - 56.39 % 58.83 % - 59.93 % 57.82 % - 60.98 % 67.14 % - 70.41 %
Dividend yield 0 % 0 % 0 % 0 %
Risk free rate 3.44% 2.62% 0.41% 2.23%
Exercice price $ 1.25 $ 1.19 $ 0.73 $ 0.76
Share price on grant date $ 1.25 $ 1.19 $ 0.73 $ 0.76
Fair value of option at grant $ 0.45 $ 0.48 $ 0.28 $ 0.35

The expected volatility was calculated using the average closing price change of the Company's shares on the TSX Venture Exchange over the expected life of the options.

IMAFLEX INC.

Third Quarter 2024


Notes to the interim condensed consolidated financial statements for the three and nine-month periods ended September 30, 2024 and 2023

Amounts in tables are expressed in thousands of Canadian dollars, except per share information (unaudited)

14. Financial instruments

14.1 Fair value and classification of financial instruments

Carrying amount Fair Value
September 30, 2024 December 31, 2023 September 30, 2024 December 31, 2023
Financial assets
Loans and receivables
Cash $ 3,686 $ 799 $ 3,686 $ 799
Trade and other receivables (1) 16,194 11,966 16,194 11,966
19,880 12,765 19,880 12,765
Financial liabilities
Financial liabilities, at amortised cost
Bank indebtedness $ - $ 2,894 $ - $ 2,894
Trade and other payables (2) 7,781 7,208 7,781 7,208
Long-term debt 185 1,298 185 1,298
$ 7,966 $ 11,400 $ 7,966 $ 11,400

(1) Excludes sales taxes
(2) Excludes employee benefits

Fair value estimates are made as of the date of the consolidated statement of financial position, using available information about the financial instrument. These estimates are subjective in nature and often cannot be determined with precision.

The following methods and assumptions were used to determine the estimated fair value of each class of financial instruments:

  • The fair value of cash, trade and other receivables, bank indebtedness, short-term borrowings and trade and other payables approximates their respective carrying amounts as at the date of the consolidated statement of financial position because of the short-term maturity of those instruments.
  • The fair value of long-term debt that bears interest at floating rates approximates its carrying value as the interest rate applicable to the loan reflects the latest market rates whereas long term debt that bears interest at fixed rates is estimated using a discounted cash flows approach, which discounts the contractual cash flows using discount rates derived from observable market interest rates of similar loans with similar risks.

The Company ensures, to the extent possible, that its valuation techniques and assumptions incorporate all factors that market participants would consider in setting a price and that it is consistent with accepted economic methods for pricing financial instruments.

14.2 Fair value hierarchy

The Company categorizes its financial instruments into a three-level fair value measurement hierarchy as follows:

Level-1 - valuation based on quoted prices (unadjusted) in active markets for identical assets or liabilities;

Level-2 - valuation techniques based on inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly (as prices) or indirectly (derived from prices);

Level-3 - valuation techniques using inputs for the asset or liability that are not based on observable market data (unobservable inputs).

IMAFLEX INC.

Third Quarter 2024


IMAFLEX

Third Quarter 2024

Notes to the interim condensed consolidated financial statements for the three and nine-month periods ended September 30, 2024 and 2023

Amounts in tables are expressed in thousands of Canadian dollars, except per share information (unaudited)

  1. Financial instruments (continued)

14.2 Fair value hierarchy (continued)

As at September 30, 2024 and December 31, 2023, the fair values of long-term debt and lease obligations are categorised as Level 2.

  1. Non-cash transactions

During the year ended December 31, 2023, the Company renewed a lease for a production facility for an amount of $2.3 million (present value of $1.9 million), which came to term in April 2023 and concluded new leases for production equipment and rolling stock, increasing its lease obligations by $4.8 million.

The financial statements for the nine-month period ended September 30, 2024 reflect the renewal of a production facility lease which came to term in May 2024 for an amount of $2.2 million (present value of $1.9 million) and concluded a new lease for production equipment, increasing its lease obligations by $3.7 million.

14