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Echo Investment S.A.

Annual Report May 29, 2018

5590_rns_2018-05-29_68bc81ef-b41c-4b7d-b620-6455dda2ee2f.pdf

Annual Report

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FINANCIAL REPORT OF ECHO INVESTMENT S.A.

CONTENT

Message from CEO 3
CHAPTER 1 MANAGEMENT REPORT 5
01. General information about the Company and its Group
The Management Board of Echo Investment S.A.
The Supervisory Board of Echo Investment S.A.
6
7
8
02. Strategy of Echo Investment Group 9
03. Business model
Ownership structure of Echo Investment S.A. and description of shares
10
11
04.
05.
Major events in Q1 2018 13
06. Major events after the balance sheet day 14
07. Description of markets the Company and its Group operate 16
08. Echo Investment Group business segments – activities and outlook 20
09. The Group's segments 24
10. Portfolio of properties 27
11. Main investments in Q1 2018 – acquisition of plots 34
12.
13.
Factors and unusual events influencing the financial result in Q1 2018
Factors which will influence the results of the Company and its Group
35
in the perspective of at least the following quarter 36
14. Seasonal and cyclical nature of the Group's activity 37
15. Information on dividend 38
16. Financial liabilities of the Company and its Group 39
17. Echo Investment Group
Total number of the issuer's shares held by management
47
18. and supervisory staff 53
19. Influence of the results disclosed in the report for Q1 2018
on fulfilment of result forecasts
20. Court, arbitration or public administration proceedings 54
54
21. Material transactions concluded by the Company or its subsidiary
with related parties on terms other than market terms 55
Chapter 2 FINANCIAL STATEMENTS 56
2.1 Condensed interim consolidated financial statement as of and
for the three-month period ended 31 March 2018 57
2.2 Condensed interim separate financial statement as of and
for the three-month period ended 31 March 2018
65
01. Accounting principles adopted in drawing up the quarterly report
of Echo Investment Group
72
02. New and changed standards and interpretations applied 73
03. Published standards and interpretations which are not effective
yet and have not been adopted by the company 74
04. Effects of changing the principles of accounting used
– transformations of financial statements for previous periods 76

Dear Shareholders,

It is with great pleasure that I present this Echo Investment's financial report for the first quarter of 2018, detailing our accomplishments and results.

These early months of the year set our company on track to achieve our ambitious plans for 2018. We are scaling up rapidly, and in order to sustain this trend, a good part of our effort is geared towards obtaining funds for our current and future projects. We prepared a new bond issuance program targeted at individual investors, with successful placement of the first PLN 50 million tranche. Another PLN 140 million worth of bonds has been offered to institutional investors, and met with great interest too. Moreover, almost PLN 140 million of working capital loans were obtained from reputable banks over the recent months. We are proud of the trust we have earned from investors and financial institutions.

I am delighted to witness the residential sector's dynamics of growth. In the first quarter we sold 348 residential units, which is 35% more than in the same period last year. We are quite confident that our year-end result will see as many as 1,300-1,400 apartments sold. In pursuit of this target, we have already launched one project in Kraków and until the year ends, we will have extended our portfolio by another 1,300 apartments in eight projects. Apart of the sales dynamics, we also focus our attention on the margins and on managing the increasing construction costs, which now influence the whole market situation. The hand-over target for 2018 remains at 1,000 apartments, which will be reflected in our revenues and profit.

To further strengthen our position in the residential segment, in cooperation with our financial partner we started a new unique project: the apartment rental platform Resi4Rent. For Echo Investment, a venture into this segment will be a great opportunity to significantly expand the scale of our residential operations. Resi4Rent will add value to our flagship 'destination' projects, such as Browary Warszawskie or Wita Stwosza in Kraków. With the rental segment less cyclical than sale of apartments, this long-term business should stabilize our profitability in the sector. Furthermore, we are happy to be able to develop scalable rental platform with a strong financial partner, who owns 70% interests in the new undertaking. Our belief in the huge potential of Poland's housing rental market is based on both market research and the changing social dynamics. A trend now observed, especially among young professionals, is that they choose flexibility and mobility over ownership of an apartment.

The platform launches with over 1,200 apartments under construction, and further 1,700 units the pipeline within the coming 12 months. This is a good starting point for Resi4Rent on its way to become the first institutional rental apartment platform in Poland, dominant on this fast developing segment of the market. It is worth to highlight that the initial phase of Resi4Rent project has already secured bank financing, which strengthens our positive outlooks on the project.

Our retail department is quickly commercializing Libero in Katowice and Galeria Młociny in Warsaw.

In cooperation with our financial partner we started a new unique project: the apartment rental platform Resi4Rent. For Echo Investment, a venture into this segment will be a great opportunity to significantly expand the scale of our residential operations. Resi4Rent will add value to our flagship 'destination' projects, such as Browary Warszawskie or Wita Stwosza in Kraków. With the rental segment less cyclical than sale of apartments, this long-term business should stabilize our profitability in the sector.

Lease agreements have already been signed for 95% of space in Libero, which is scheduled to open in the third quarter of 2018. Nearly one year before the opening, 75% of space in Galeria Młociny has already been leased out. These are very promising results.

Our biggest success in the office sector is the lease of 100% of space in the first office building in Browary Warszawskie; the construction works are scheduled to be completed at the end of this year. We already see a lot of interest among funds considering the purchase of this asset. This serves as a confirmation of the fact that we build great projects and are effective at implementing the Strategy of Profitable Growth. We also closed the sale of West Link in Wrocław soon after the building was completed, and in Katowice Face2Face complex broke ground. But this is only the beginning: by the end of this year, we will kick off the construction of another five office buildings in Warsaw, Gdańsk, and Łódź.

Our work bears fruit in the form of stable returns for our Shareholders. In line with our dividend policy, in May we disbursed a dividend of PLN 0.5 per share, and in subsequent years we will distribute up to 70% of our net profit.

I invite you to study in detail our financial report for the first quarter of 2018. We are pleased with the results of our work. Echo Investment Group generated a net profit of PLN 51 million, which is predominantly the effect of the increasing value of commercial projects under construction and handover of 70 apartments. We maintain a healthy net debt ratio, which accounts for as little as 29% of the value of our assets.

Best regards,

Nicklas Lindberg President of Echo Investment

MANAGEMENT REPORT

General information about the Company and its Group

1996

Incorporation of Echo Investment Group

Echo Investment Group's core activity consists in the construction, lease and sale of office and retail buildings, construction and sale of residential buildings as well as trade in real estate.

The parent company Echo Investment S.A., with its registered office in Kielce, al. Solidarności 36, was registered in Kielce on 23 July 1992. Echo is a Joint Stock Company entered in the National Court Register under no. 0000007025 by the District Court in Kielce, 10th Economic Division of the National Court Register.

Since 5 March 1996, the Company's shares are listed at the Warsaw Stock Exchange on the regulated market, sector – WIG – Real Estate. The Company was established for an indefinite period of time.

The Management Board of Echo Investment S.A.

as at 31 March 2018

Nicklas Lindberg President of the Board, CEO

The Supervisory Board of Echo Investment S.A.

as at 31 March 2018

Strategy of Echo Investment Group

In 2016, the Management Board of Echo Investment with the approval of the Supervisory Board developed and implemented "The strategy of profitable growth". According to its assumptions, Echo Investment will accelerate the capital turnover and therefore generate higher returns for its shareholders. The Company intends to share profit in the form of regular dividends.

STRATEGY OF ECHO INVESTMENT

It is the strongest economy and real estate market in the Central and Eastern Europe. Echo Investment, which has been operating on this market for two decades, knows perfectly its potential, background and principles of functioning. This is why the Company will focus on running projects in the most important Polish cities, which are at the same time the most attractive and liquid real estate markets: Warsaw, Tricity, Poznań, Katowice, Wrocław, Cracow and Łódź.

Echo Investment is one of the biggest real estate development companies operating in Poland. The Company is active in three sectors: office, retail and residential. In accordance with the strategy of profitable growth, Echo Investment is going to be one of the leaders in each of the three sectors. This is going to translate into optimum use of resources and adequately large scale of activity.

The focus of the adopted business model is on development activities, which include land acquisition, construction, lease and sale of finished projects in possibly shortest period of time after completion. Echo Investment is not going to be the long term owner and manager of finished commercial projects therefore rental income is going to constitute only a minor part of its total income.

STRATEGIC COOPERATION WITH RELIABLE PARTNERS

Echo Investment values long-term business relations with reliable partners, that created synergies for both sides. Development activities of Echo Investment are complementary to these entities. Such cooperation facilitates expanding Echo's scale of operation, accelerates speed of projects implementation and limits risks. Echo Investment assumes entering into joint-ventures for projects requiring significant capital expenditures, providing its partners with services such as development, planning, leasing, accounting etc. Partners may also be offered by Echo with priority to acquire ready projects on market conditions. Material agreements between Echo Investment and its partners need to be discussed and approved by the Supervisory Board.

DESTINATION PROJECTS

The ambition of Echo Investment is to run major, multi-function and city-forming projects. The Company intends to create "destinations" – functional spaces for inhabitants of the entire agglomertion - giving them a place to live, work, entertain and catering for all their needs. Projects delivered by Echo Investment promote urban lifestyle and bustle with life all day long.

Business model 03 CONSTRUCTION LAND ACQUISITION CASH DIVIDEND DESIGN & PERMITTING SALE LEASING

Echo Investment Group runs the entire investment process in-house, starting with acquisition of property, through obtaining administrative permits, financing and oversight of construction, to leasing and sale. These steps are taken in most cases through the special purpose vehicles (SPV).

The core business of Echo Investment Group falls into the following categories:

    1. construction, lease and sale of office buildings,
    1. construction, lease and sale of retail buildings,
    1. construction and sale of residential apartments
    1. provision of services (general contractor, managing contractor, leasing, consulting etc.).

Ownership structure of Echo Investment S.A. and description of shares

04

SHAREHOLDERS OF ECHO INVESTMENT S.A. HOLDING MORE THAN 5% OF THE SHARE CAPITAL AS AT 31.03.2018

4.1 Description of shares

The share capital of Echo Investment S.A. is divided into 412,690,582 ordinary bearer shares of A, B, C, D, E and F series. None of the shares has limited rights. The Company's share capital, i.e. the nominal value of all the shares, amounts to PLN 20,635, and it was paid in cash. The nominal value of one share is PLN 0.05. The number of shares equals the number of votes at the General Meeting of Shareholders.

The securities issued by Echo Investment S.A. do not provide their owners with any special controlling powers. Echo Investment S.A. does not have any information on limitations in exercising the voting right or transferring ownership rights by owners of its securities.

4.2 Shareholding structure

Lisala sp. z o.o. is an entity which is directly controlled by Echo Partners B.V. and indirectly by the Oaktree Capital Management, Pacific Investment Management Corporation (PIMCO) and Griffin Real Estate funds.

The shareholding structure information as it was on 31 March 2018 is based on data on shareholders who held minimum 5% of the total number of votes at the Extraordinary General Meeting of Echo Investment S.A. of 16 October 2017 and notifications sent to the Company by shareholders on 25-30 October 2017.

4.3 The ownership structure of Echo Investment S.A. as at the balance sheet day

Data concerning the shareholding structure as at the balance sheet day result from information about shareholders who held minimum 5% of the total number of votes at the Ordinary General Meeting of Echo Investment S.A. of 25 April 2018.

Major events in Q1 2018

05

value of H-series bonds placement for individual investors in Q2 2018

Third Public Bonds Issuance Programme

On 14 February 2018 the Management Board of Echo Investment adopted a resolution on the establishment of the Third Public Bond Issue Programme up to the amount of PLN 400 mln or its equivalent in EUR. The bonds will be offered to retail investors in a public offering. Detailed terms of the bond issuance will be determined prior to the issuance of a given series of bonds. The company plans to introduce bonds issued on the basis of the prospectus for trading on the Catalyst regulated market.

The company filed the Prospectus with the Polish Financial Supervision Authority on 28 February 2018. The prospectus was approved on 16 April 2018. Based on the above, in Q2 2018 Echo Investment placed H-series bonds with a total value of PLN 50 mln, a four-year maturity and a 2.8% margin.

6.1. Issuance of PLN 140 mln worth of bonds for institutional investors

sheet day

Major events

after the balance

As part of the Bond Issuance Programme of up to PLN 1 bln of 2011, which was signed with mBank, Echo Investment issued coupon bonds with a total value of PLN 140 mln on 23 April 2018. The nominal value and the issue price of one bond was PLN 10,000. The bonds were issued for the period ending on 25 April 2022. The interest rate on the bonds was determined based on the variable WIBOR 6M rate plus 2.9% plus WIBOR. The interest will be paid semi-annually. The issued bonds are not secured.

Total value of bonds issued by Echo Investments in Q2 2018 for institutional investors

140 mln PLN

6.2. Entry into the segment of apartments for rent – Resi4Rent

Echo Investment has signed a framework agreement aimed at creating the first private institutional residential rental platform in Poland – Resi4Rent – with R4R Sarl, an entity controlled by a fund managed by one of the leading investment management companies in the world. Echo Investment will have a 30% stake in the new entity while R4R Sarl – the remaining 70%. Echo will be responsible for planning, design and implementation of the project while Resi4Rent will independently manage the assets platform. The condition for the conclusion of the contract is the consent of the relevant antimonopoly authorities.

The platform has over 1,200 apartments under construction and 1,700 more apartments are prepared for implementation in the next 12 months. The first residents will move into the Resi4Rent projects as soon as Q4 2019. In the first phase Resi4Rent will take over four projects: one building of the Browary Warszawskie complex in Warsaw, a project on Wodna Street in Łódź, the Rychtalska and Kępa Mieszczańska projects in Wrocław.

The Management Board of Echo Investment believes that entering the segment of apartments for rent will significantly increase the scale of its operations in the residential sector, it will enrich large, city-forming multifunctional projects e.g. Browary Warszawskie and it will respond to new social trends – employees' mobility, less attachment to property with more reluctance to incur long-term mortgage loans.

According to the latest Property Index research by Deloitte, only slightly more than 15% of Poles rent an apartment, which is a much lower rate compared to the average in Europe. For example 23% of Czechs, 24% of Britons, 30% of Austrians and 54% of Germans live in rented accommodation.

Details on the projects which will enter the Resi4Rent platform are available in section 10.3 on page 32

6.3. Closing the sale of West Link office building

Following the preliminary agreement for the sale of the West Link office building in Wrocław on 9 March 2017 and the fulfilment of conditions precedent, Echo Investment and its subsidiaries signed a final agreement for the sale of the building with entities from the Globalworth Poland group (former Griffin Premium RE) 25 May 2018.

The sales price calculated on the basis of the established NOI ratio formula (rental income less non- recoverable operating costs of the building) and the value of 6.873% (the yield) is app. EUR 35.8 mln on the day of conclusion of the agreement. It was increased by the estimated working capital and funds of the Targets which are the owner of the building, and then decreased by the debt of the Targets, the costs of outstanding fit-out works and construction works, rent free periods and rent reductions under the lease agreements as well as the income from the leased but not handed over premises.

The transaction was prepaid by the acquisition of bonds with an issue price of EUR 18 mln by Globalworth Poland as part of a private placement.

The building with an area of more than 14,200 sqm is fully rented. Nokia is the anchor tenant and Hilti has also leased office space in West Link. A nursery school with a crèche and a canteen will also be opened in the office building. The weighted average lease term exceeds 6 years.

West Link, Wrocław

Description of markets the Company and its Group operate

7.1 Office

Perspectives of each market sectors in comming 12 months:

  • Very optimistic
  • Optimistic
  • Neutral
  • Pessimistic
  • Very pessimistic

WARSAW

Q1 2018 confirmed stable and high demand for new space and a downward trend in the vacancy rate on the office market in the capital city. According to Cushman & Wakefield, the total supply of office space in Warsaw amounted to nearly 5.3 mln sqm at the end of March. 23,700 sqm were put into operation – 70% less than in Q1 2017. According to estimates, there will be nearly 230,000 sqm on the market throughout the year.

Despite the limited supply of new space, tenants signed contracts for a total of over 203,700 sqm in Q1 2018 i.e. 5% more than a year earlier. Most popular were locations in the city centre (57% of the entire value). The vacancy rate in Q1 2018 has once again decreased – this time by 0.8 percentage points, to 10.9%. It currently amounts to 7.4% in the central zone. The net absorption of offices amounted to 45,400 sqm.

Interestingly, the base rates for the best office space increased by EUR 0.25 per sqm per month for the fringes of the centre and the eastern part of Warsaw. These zones enjoy a relatively high interest of tenants, although the supply of new office space is quite limited there. Base rates in the Central Business Zone have not changed and they amount to EUR 23.75 per sqm per month.

THE RATIO OF VACANT SPACE IN WARSAW [%]

REGIONAL MARKETS

Regional office markets remained stable at the beginning of the year. According to CBRE data, the total supply of office space amounted to 4.5 mln sqm at the end of March 2018. The demand dropped by 40% compared to Q1 2017 and it amounted to 127,100 sqm. However, the first quarter is not authoritative for this market: the demand for the first three months of the year is in line with the 4-year average of the first quarters.

The demand translated into a decrease of the vacancy rate, which is the lowest since the end of 2015 for all conurbations combined and amounts to 9.1% (0.7 percentage points less than a year earlier). CBRE predicts that the downward trend should last until H2 of 2018, when a significant amount of office space will be completed.

In 2018, the total supply of offices on regional markets may exceed 550,000 sqm. Most of the new space will be put into operation in Kraków and Wrocław, which will make these markets increase by 16% and 13% respectively. Lease conditions on regional markets remain unchanged, with headline rents estimated at EUR 15 per sqm in Wrocław and EUR 14 in Kraków and Poznań.

7.2 Retail market

According to JLL, the total supply of modern retail space in Poland amounted to 13.8 mln sqm at the end of Q1. The retail space saturation increased to 256 sqm per 1,000 residents. Warsaw remains the largest and most competitive retail market. CBRE indicates that the capital market offers 1.2 mln sqm and it has a saturation level of 717 sqm per 1,000 residents. The vacancy rate is very low here and it amounts to 2.9% (1 percentage points more than the year before).

55,600 sqm were completed in Q1 2018: Gemini Park in Tychy, Galeria Wiatraczna in Warsaw and Galeria Piastova in Gniezno. By the end of the year the market could gain 300,000 sqm more, which means that throughout the year the supply may slightly exceed 2017 result. Developers are increasingly focused on maintaining the attractiveness of older facilities through their modernization and expansion. At the same time, they focus on the construction of multifunctional facilities comprising retail, office and residential areas.

Rental rates for the best area in the best shopping centres (prime rents) were recorded in Warsaw (up to EUR 130 per sqm per month). Rent rates on most local markets remain stable and range from EUR 45 to EUR 60 per sqm per month.

retail space under construction in Warsaw

7.3 Residential market

The good sales of apartments, following a record year in this respect, were also maintained in the first quarter of 2018. Poles' decisions regarding the purchase of their own apartments continued to be supported by rising salaries, decreasing unemployment as well as still low interest rates which encourage borrowing and investing in residential real estate. 18,400 apartments were sold in the six largest Polish conurbations monitored by the REAS consulting company i.e. 2.5% less than in the same period of the previous year.

However, there was a noticeably lower supply of new apartments. In the first quarter, the number of units put on offer amounted to 14,900 – 6.8% less than a year earlier. This translated into a reduction in the developers' offer by 11.1% at the end of the period compared to the end of Q1 2017. REAS noted the largest decrease in the size of the offer in Warsaw (17%) and Kraków (33.6%). Meanwhile the offer in Łódź increased significantly – by as much as 42%. Predictions of Echo Investment's management regarding a price increase are confirmed: according to REAS analysts, the average price of apartments on offer increased by 8.4% annually. The greatest dynamics was observed in Tri-City (16%), Warsaw (11%), Wrocław (9%), Łódź (8%), Poznań (6%) and Kraków (5%). The increase in prices is influenced by the increase in construction costs (wages and prices of building materials), a lower supply of the cheapest premises in connection with the closure of the Apartment for the Young (MdM) governmental programme as well as the growing price of land.

REAS data shows that although the demand for new apartments is still high, the supply of new premises is becoming a problem. According to forecasts, the situation on the property development market should remain stable this year. The factor that currently has the strongest impact on the market is the interest rate: with the inflation stabilizing below 2%, the prospects for its further growth are becoming less probable. Changes in the concept of the new Apartment Plus governmental programme dispelled the fear of supplying the rental market with thousands of low-rent apartments. In this situation, investment demand should remain at a high level. The demand from buyers who improve the standard of living and buy apartments mostly for their savings, should also be stable. Stable interest rates will also help to finance purchases financed by loans, although apartment prices will certainly grow faster than the credit worthiness of average buyers.

Moje Miejsce in Warsaw

7.4 Investment market

According to CBRE, the total value of investment transactions in commercial real estate exceeded EUR 2.1 bln in Q1 2018. This is the best result in the history of the Polish market obtained in this period of the year, but at the same time an exceptional situation caused by closing the sale of the portfolio of 28 M1 retail properties for app. EUR 1 bln by ARES/ AXA/Apollo Rida. Capitalization rates for the best shopping centres in Poland amount to as much as 4.9%, and for the best retail parks – app. 7.0%. No significant transactions in the office sector have been recorded in 2018, but taking into account market trends and the demand, CBRE expects that transactions in this sector will soon close at a capitalization rate below 5%.

value of transactions concluded in Q1 2018 on the commercial real estate market

7.5 Construction market

According to the Central Statistical Office (GUS), the first quarter of 2018 was one of the best periods in terms of production volume. The output growth resulted from a good situation in the residential sector, acceleration in infrastructural investment in the public sector as well and increase in local governments' investment that started in the last quarter of 2017. However, some negative phenomenon can be noticed: the Polish Association of Construction Industry Employers (PZPB) points out to accumulation of public investment that can further increase

prices for construction and raw materials, gradual exhaustion of enterprises' capacity, labour force deficit (Polish construction sector lack about 100,000 -150,000 employees) as well as rising labour costs (in 2017 average gross wages in the construction sector rose by about 18%). At its construction sites Echo Investment focuses on maintaining the pace of work, managing rising costs as well as looking for cost effectiveness. However, the situation affects especially less advanced projects through higher costs and slower pace of work.

Echo Investment Group business segments – activities and outlook

8.1. Office

The most important event in the office department of Echo Investment in Q1 2018 was the completion of the construction of O3 Business Campus III in Kraków whereas in April the company obtained an occupancy permit for the Sagittarius and West Link buildings in Wrocław. Each of these buildings was subject to a preliminary sales agreement at the time of putting into operation. In Q2 Echo Investment signed the final sale agreement for the West Link building and it is preparing to close the remaining transactions.

The sale of the West Link building is described in section 6.3 on page 15

The buyer of West Link is Globalworth Poland (former Griffin Premium RE). The building sold is 14,200 sqm and it is fully rented to Nokia and Hilti. Its value has been agreed as EUR 35.8 mln. It is worth mentioning that the transaction was prepaid by the buyer in 2017 by way of acquiring bonds issued by the Echo Investment group.

The first office building of Browary Warszawskie reached its highest point. Building J is very popular among tenants. The first of them is L'Oréal Polska, which took almost half of the space while the remaining part will be occupied by Epam and other reputable tenants. Thanks to its rapid leasing and construction, Echo Investment has already started the early sale process of this office building and met with great interest of potential investors.

After the successful A4 Business Park office project in Katowice, the Company started the construction of the first office building of the Face2Face complex on Grundmanna street in Katowice in Q2. It will consist of two buildings. The first one has 20,100 sqm of leasable space and it should be completed in Q4 2019.

8.2 Retail

In Q1 2018, in the retail sector Echo Investment focused on the construction and leasing of Libero in Katowice and Galeria Młociny in Warsaw.

The installation and finishing work is underway in Libero in Katowice and the first tenants take over their premises. The building will be opened in Q3 2018. According to the adopted strategy, significant part of its area will be occupied by services, catering and entertainment zone, which is a response to the latest trends in the retail sector. It is worth mentioning that according to JLL, app. 4-8% of the area in shopping centres operating in Poland is on average intended for a non-retail offer, whereas in Europe it is 10-15%.

Since the beginning of 2018 the group of Libero's tenants has been joined by: Carry, Ryłko, Sizeer, Calzedonia, Apart,

Wittchen, Douglas, Simple, Gino Rossi, New Yorker, Yes, Trumph, Homel, Zebrano Rano, Giacomo or Greenpoint. Libero is 95% leased now – a few months before its opening.

The road system is being redeveloped around the project, which will make it possible to improve the capacity of roads near Kościuszki, Kolejowa and Jankego streets, and will provide easy access to Libero. The redevelopment is financed by Echo Investment and the project is carried out in consultation with the City of Katowice.

The most important event of Q1 2018 in Galeria Młociny in Warsaw was presenting a new concept of the restaurant and entertainment space, which was designed by the Warsaw studio of the Broadway Malyan international architectural company. The studio presented the architectural concept of the restaurant and entertainment zone, including the possibility to enjoy the green garden located on the roof or organizing events all year round. An important element of the task was planning the greenery, the maximum use of access to natural light, the development of intuitive and friendly passageways as well as proposing a coherent idea for arranging the shop windows to future tenants. A vantage point which enables you to admire Bielany is also an element of this concept.

Galeria Młociny enjoys tenants' interest. It is currently 75% leased. Since the beginning of the year tenants have been joined by brands such as: Pepco, Flying Tiger Copenhagen, Carry, Bowling MK Bowling and the Enel-Med clinic. EPP remains co-investor of Galeria Młociny with 70% stake.

Food and leisure area in Galeria Młociny in Warsaw

8.3 Residential

The residential sector is the most dynamic one for Echo Investment. In Q1 2018 the Group sold 348 apartments – 35% more compared to Q1 last year. A positive trend was also visible in April. 428 apartments were sold from January until April compared to 343 apartments from January until April 2017. Since the begining of 2018 the Company commissioned one project - Dom pod Wilgą II, and started Rydla 32 – both located in Krakow. Nine projects with over 1,400 units are planned to be started in entire 2018.

SALE OF ECHO INVESTMENT APARTMENTS

In Q1 2018 the Group signed final contracts transferring ownership of 112 apartments to clients, 125 including April. The quarterly rate of growth amounted to 14% whereas the rate of growth for the period from January to April was 24%. However, the company decided to change the accounting principles regarding the moment of recognition of the sale of apartments in the results. Previously, revenues from the sale of residential units were recognized at the time of the transfer of ownership of premises on the basis of the final sale agreement. Having analyzed the dominant market practice, the Management Board of Echo Investment decided to recognize revenues at the time of transferring significant risks and benefits – i.e. transferring property to the buyer based on the acceptance protocol signed by the parties after completion of construction, being awarded an occupancy permit and receiving 100% of payments for the purchase price of the real estate from the buyer. In connection with this change, Q1 results will reflect the transfer of 70 units to clients while the difference will be entered in the result for previous periods. Due to the change the result of Q1 2018 is decreased by PLN 2.8 mln.

The description of the change in accounting principles regarding the entering of apartments into books is provided in section 04 'Effects of changes in applied accounting principles' on page 76

NUMBER OF APARTMENTS REFLECTED IN THE COMPANY RESULTS IN EACH QUARTER AFTER CHANGE OF ACCOUNTING PRINCIPLES

The company is building competitive advantages on the residential market, also through technology. In May 2018 Echo Investment began cooperation with Somfy – a global provider of home automation. This will make it possible to make the residential offer more attractive by adding Tahoma device – the heart of an integrated management system of intelligent control functionalities, which was created especially for Echo. The device will be installed in apartments in all new projects. The first to experience this development are: Widoki Mokotów and Moje Miejsce in Warsaw as well as Ogrody Graua in Wrocław. Within three years Echo Investment wants to become the industry leader in the field of smart solutions and have 4,500 apartments equipped with the smart heart under construction or on offer. A noteworthy event in the residential sector was the signing of a framework agreement for the creation of the Resi4Rent platform of apartments for rent was a significant event for Echo Investment. The platform currently has over 1,200 apartments under construction and 1,700 more apartments are under preparation. In the opinion of Echo Investment's Management Board, apartments for rent will provide the Company with a rapid growth in the residential sector, they will supplement the functions of city-forming projects such as Browary Warszawskie and they will also respond to changing social trends.

Details on the creation of Resi-4Rent are available in section 6.2 'Significant events after the balance sheet date' on page 14

Moje Miejsce on Mokotów district in Warsaw - another 'destination' project of Echo Investment

The Group's segments

09

3 989 mln PLN

Total value of assets as at 31.03.2018

2 311 mln PLN

Total value of liabilities as at 31.03.2018

ASSIGNMENT OF ASSETS AND LIABILITIES TO SEGMENTS AS AT 31.03.2018 ['000 PLN]

Total 3 989 064 2 311 277
Unallocated 1 167 690 1 423 809
Residential 891 623 233 274
Retail 640 837 83 695
Office 1 288 914 570 499
Assets Liabilities

ASSIGNMENT OF REVENUE, COST OF SALES AND GROSS PROFIT TO SEGMENTS AS AT 31.03.2018 ['000 PLN]

Revenue Cost of sales Gross profit
Office 16 730 18 640 (1 910)
Retail 5 113 2 220 2 893
Residential 36 360 26 184 10 176
Unallocated 6 183 2 182 4 001
Total 64 386 49 226 15 160

ASSIGNMENT OF REVENUE AND COST OF SALES TO SEGMENTS ['000 PLN]

Gross profit of Echo Investment Group in Q1 2018

REVENUE, COST OF SALES AND GROSS PROFIT OF OFFICE SEGMENT – BY TYPE ['000 PLN]

Revenue Cost of sales Gross profit
Lease 3 816 3 796 20
Services (fit-out works) 11 149 12 931 (1 782)
Maintenance of projects in preparation and under
construction
1 765 1 913 (148)
Total 16 730 18 640 (1 910)

REVENUE, COST OF SALES AND GROSS PROFIT OF RETAIL SEGMENT – BY TYPE ['000 PLN]

Revenue Cost of sales Gross profit
Lease 138 38 100
Services (development) 4 774 1 671 3 103
Maintenance of projects in preparation and under
construction
201 511 (310)
Total 5 113 2 220 2 893

REVENUE, COST OF SALES AND GROSS PROFIT OF RESIDENTIAL SEGMENT – BY TYPE ['000 PLN]

Revenue Cost of sales Gross profit
Sales 34 744 25 046 9 698
Lease 1 148 170 978
Maintenance of projects in preparation and under
construction
468 968 (500)
Total 36 360 26 184 10 176

OTHER ['000 PLN]

Revenue Cost of sales Gross profit
Sales 240 248 (8)
Lease 849 1 383 (534)
Services 5 094 551 4 543
Total 6 183 2 182 4 001

Portfolio of properties

10

10.1 Office

Definitions:

GLA – gross leasing area

NOI – net operating income with the assumption of full rental and the average market rent rates

ROFO – right of first offer

Completion – date of commissioning permit. Significant part of fit-out works to be done after this date.

An estimated budget includes the value of land, cost of design, construction and external supervision. It does not include the personnel costs related to the project, cost of marketing, leasing and financing, which

are estimated by the Company to equal on average 7% the targeted budget. In addition, it does not include costs reducing sales revenue (price), such as master lease, profit share and costs of projects sale.

OFFICE BUILDINGS IN OPERATION

Project / address GLA
[sqm]
Leasing
[%]
NOI
[EUR mln]
Targeted
budget
[PLN mln]
Expend
iture
incurred
[%]
Completion Comments
Symetris Business Park II
Łódź, ul. Piłsudskiego
9 700 73% 1,6 73,9 84% IV Q 2017 ROFO agreement and prelimi
nary sale agreement with EPP
O3 Business Campus III
Kraków, ul. Opolska
18 900 27% 3,2 120,3 74% I Q 2018 ROFO agreement and prelimi
nary sale agreement with EPP
Total 28 600 4,8 194,2

OFFICE BUILDINGS UNDER CONSTRUCTION

Project / address [sqm] GLA
Leasing
[%] NOI
[EUR
mln]
Targeted
budget
[PLN
mln]
Expend
iture
incurred
[%]
Start Targeted
completion
Comments
Sagittarius
Wrocław, ul. Sucha
24 900 81% 4,5 177,8 83% II Q 2016 II Q 2018 ROFO agreement with EPP,
preliminary sale agreement with
Warburg HIH
West Link
Wrocław, ul. Na Ostatnim
Groszu
14 200 100% 2,5 92,7 95% III Q 2016 II Q 2018 Sold to Globalworth Poland
(former Griffin Premium RE)
in Q2 2018
Browary Warszawskie J
Warsaw, ul. Grzybowska
15 400 44% 3,7 153,7 33% II Q 2017 IV Q 2018 ROFO agreement with
Globalworth Poland
Moje Miejsce I
Warsaw, ul. Beethovena
18 300 0% 3,1 132,3 30% III Q 2017 I Q 2019 ROFO agreement with
Globalworth Poland
Total
72 800
13,8 556,5

OFFICE BUILDINGS IN PREPARATION

Project / address GLA
[sqm]
NOI
[EUR mln]
Targeted
budget
[PLN mln]
Expend
iture
incurred
[%]
Targeted
start
Targeted
com
pletion
Comments
Face 2 Face I
Katowice, ul. Grundmanna
20 100 3,4 142,0 14% II Q 2018 IV Q 2019
Browary Warszawskie K
Warsaw, ul. Grzybowska
15 100 3,2 137,6 22% II Q 2018 I Q 2020
Browary Warszawskie G i H
Warsaw, ul. Grzybowska
23 100 5,0 229,0 20% II Q 2018 I Q 2020
Moje Miejsce II
Warsaw, ul. Beethovena
17 400 2,8 117,0 23% IV Q 2018 II Q 2020 ROFO agreement with
Globalworth Poland
Piłsudskiego
Łódź, ul. Piłsudskiego
14 100 2,4 91,0 12% II Q 2018 IV Q 2019
Solidarności I
Gdańsk, ul. Nowomiejska
13 900 2,3 95,0 11% III Q 2018 I Q 2020
Powstańców Śląskich
Wrocław, ul. Powstańców Śląskich
37 400 6,6 274,3 17% I Q 2019 I Q 2021
Face 2 Face II
Katowice, ul. Grundmanna
26 100 4,5 185,8 13% II Q 2019 I Q 2021
Solidarności II
Gdańsk, ul. Nowomiejska
15 800 2,6 101,1 12% I Q 2019 III Q 2020
Wita Stwosza
Kraków, ul. Wita Stwosza
25 900 4,5 195,5 18% II Q 2020 II Q 2022
West 4 Business Campus I
Wrocław, ul. Na Ostatnim Groszu
21 200 3,6 140,6 13% I Q 2019 IV Q 2020
Total
230 100
40,9 1 708,9

10.2 Retail

Definitions:

  • GLA gross leasing area
  • NOI net operating income with the assumption of full rental and the average market rent rates
ROFO – right of first offer

Completion - date of commissioning permit. Significant part of fit-out works to be done after this date.

An estimated budget includes the value of land, cost of design, construction and external supervision. It does not include the personnel costs related to the project, cost of marketing, leasing and financing, which

are estimated by the Company to equal on average 7% the targeted budget. In addition, it does not include costs reducing sales revenue (price), such as master lease, profit share and costs of projects sale.

RETAIL PROJECTS UNDER CONSTRUCTION

Project / address GLA
[mkw.]
Leasing
[%]
NOI
[EUR mln]
Targeted
budget
[PLN mln]
Expend
iture
incurred
[%]
Start Targeted
completion
Comments
Libero
Katowice, ul. Kościuszki
45 000 95% 9,3 349,3 42% III Q 2016 III Q 2018 ROFO agreement
with EPP
Galeria Młociny
Warsaw, ul. Zgrupowania AK
"Kampinos"
81 900 75% 21,0 1 167,6 56% IV Q 2016 II Q 2019 Echo's joint-venture
with EPP: 30%:70%
Total
126 900
30,3 1 516,9

RETAIL PROJECT IN PREPARATION

Project / address GLA
[sqm]
NOI
[EUR mln]
Targeted
budget
[PLN mln]
Expend
iture
incurred
[%]
Targeted
start
Targeted
completion
Comments
Towarowa 22
Warsaw, ul. Towarowa
105 000 34,0 1 720,3 25% 2020 2021+ Echo's joint-venture with EPP:
targeted split 30%:70%

10.3 Residential

Definitions:

Sales level – the item exclusively concerns preliminary contracts

An estimated budget includes the value of land, cost of design, construction and external supervision. It does not include the cost of supply maintenance, interest costs or activated financial costs, marketing and total personnel costs related to the project. The Company estimates additional costs to equal on average 6% of the targeted budget.

RESIDENTIAL PROJECTS UNDER CONSTRUCTION

Project / address Sales
area
[sqm]
Number
of units
Sales level
[% of units]
Targeted
revenues
[PLN mln]
Targeted
budget
[PLN mln]
Expenditure
incurred
[%]
Start Targeted
completion
Dom pod Wilgą II
Kraków, ul. Spiska
8 800 131 95% 73,0 47,1 96% III Q 2016 II Q 2018
Dom pod Wilgą III
Kraków, ul. Spiska
4 600 63 92% 41,4 28,7 46% II Q 2017 II Q 2019
Apartamenty GO
Kraków, ul. Rakowicka
6 600 174 99% 59,6 40,6 85% IV Q 2016 III Q 2018
Rydla 32
Kraków, ul. Rydla
5 700 95 22% 46,8 36,3 26% I Q 2018 III Q 2019
Osiedle Jarzębinowe IV
Łódź, ul. Okopowa
4 400 75 48% 21,2 16,2 80% IV Q 2016 II Q 2018
Osiedle Jarzębinowe V
Łódź, ul. Okopowa
8 100 145 11% 42,0 34,0 22% IV Q 2017 III Q 2019
Nowa Dzielnica
Łódź, ul. Wodna
5 300 87 13% 29,0 22,4 44% III Q 2017 I Q 2019
Osiedle Jaśminowe III
Poznań, ul. Sielawy
3 800 77 99% 21,1 16,0 65% IV Q 2016 III Q 2018
Park Sowińskiego IV
Poznań, ul. Sowińskiego
5 100 89 99% 38,5 26,3 70% IV Q 2016 III Q 2018
Osiedle Perspektywa I
Poznań, ul. Sielawy
8 200 169 91% 44,8 34,6 37% IV Q 2016 IV Q 2018
Osiedle Perspektywa II
Poznań, ul. Sielawy
4 600 94 79% 25,1 20,7 6% IV Q 2017 III Q 2019
Osiedle Perspektywa III
Poznań, ul. Sielawy
5 600 105 60% 31,1 25,4 6% IV Q 2017 III Q 2019
Browary Warszawskie A
Warsaw, ul. Grzybowska
5 200 98 100% 55,4 38,9 70% IV Q 2016 IV Q 2018
Browary Warszawskie B
Warsaw, ul. Grzybowska
10 500 190 93% 121,8 78,0 37% IV Q 2017 II Q 2019
Browary Warszawskie C
Warsaw, ul. Grzybowska
6 900 114 59% 87,6 52,9 29% IV Q 2017 II Q 2019
Widoki Mokotów
Warsaw, ul. Puławska
4 800 87 28% 65,7 47,8 32% IV Q 2017 IV Q 2019
Osiedle Reset I
Warsaw, ul. Taśmowa
7 300 164 39% 66,5 54,8 32% IV Q 2017 IV Q 2019
Zebra
Wrocław, ul. Zakładowa
11 300 233 80% 75,9 55,6 37% III Q 2017 II Q 2019
Total 116 800 2 190 946,4 676,4

RESIDENTIAL PROJECTS IN PREPARATION

Project / address Sales
area
[sqm]
Number
of units
Targeted
revenues
[PLN mln]
Targeted
budget
[PLN mln]
Expenditure
incurred
[%]
Targeted
start
Targeted
completion
Wita Stwosza I
Kraków, ul. Wita Stwosza
11 700 284 101,6 75,1 22% IV Q 2018 IV Q 2020
Wita Stwosza II
Kraków, ul. Wita Stwosza
10 800 240 93,4 68,3 22% III Q 2019 III Q 2021
Osiedle Jaśminowe IV
Poznań, ul. Sielawy
5 200 103 28,7 21,8 12% II Q 2018 IV Q 2019
Garbary
Poznań, ul. Garbary
12 600 257 104,8 75,7 20% III Q 2018 II Q 2020
Moje Miejsce
Warsaw, ul. Beethovena
13 400 252 114,6 83,9 25% II Q 2018 Q1 2020
Browary Warszawskie E
Warsaw, ul. Grzybowska
6 100 82 93,8 62,6 19% IV Q 2018 II Q 2020
Osiedle Reset II
Warsaw, ul. Taśmowa
11 900 247 101,0 79,5 26% III Q 2018 III Q 2020
Grota-Roweckiego III
Wrocław, ul. Grota-Roweckiego
2 200 48 11,6 10,1 11% III Q 2018 Q1 2020
Ogrody Graua
Wrocław, ul. Gdańska
4 200 59 38,3 28,4 21% II Q 2018 Q1 2020
Total 78 100 1 572 687,8 505,5

Definition:

An estimated budget of R4R projects includes the value of land, cost of design, construction and external supervision, development services and financial costs. It does not include the cost of the platform operation, such as marketing.

RESIDENTIAL PROJECTS FOR RENTAL PLATFORM RESI4RENT UNDER CONSTRUCTION

Total 38 200 965 28,3 320
Łódź, ul Wodna
Wodna 7 800 211 4,4 53,0 21% IV Q 2017 IV Q 2019
Browary Warszawskie
Warsaw, ul Grzybowska
19 000 451 16,1 187,0 25% IV Q 2017 II Q 2020
Rychtalska
Wrocław, ul. Zakładowa
11 400 303 7,8 80,0 30% IV Q 2017 III Q 2019
Project / address Sales area
[sqm]
Number of
units
Targeted
annual sta
bilized rents
[PLN mln]
Targeted
budget [PLN
mln]
Expenditure
incurred [%]
Start Targeted
completion

RESIDENTIAL PROJECTS FOR RENTAL PLATFORM RESI4RENT IN PREPARATION

Total 54 300 1 515 36,7 423
Ordona
Warsaw, ul. Ordona
9 600 265 6,9 87,0 20% II Q 2019 II Q 2021
Wita Stwosza II
Kraków, ul. Wita Stwosza
7 000 190 4,1 49,0 15% IV Q 2019 III Q 2021
Wita Stwosza I
Kraków, ul Wita Stwosza
7 100 198 4,2 50,0 15% IV Q 2019 III Q 2021
Woronicza
Warsaw, ul. Woronicza
8 000 229 5,4 54,0 20% III Q 2018 III Q 2020
Taśmowa
Warsaw, ul. Taśmowa
13 300 363 9,3 106,0 15% IV Q 2018 III Q 2020
Kępa Mieszczańska
Wrocław, ul. Dmowskiego
9 300 270 6,8 77,0 20% II Q 2018 IV Q 2019
Project / address Sales area
[sqm]
Number of
units
Targeted
annual sta
bilized rents
[PLN mln]
Targeted
budget [PLN
mln]
Expenditure
incurred [%]
Targeted
start
Targeted
completion

EARLY STAGE PROJECTS

Project / address Plot area
[sqm]
Potential of
leasing/sales
area [sqm]
Comments
Łódź, ul. Tymienieckiego 77 200 80 000 Plot for residential and office functions
Wrocław, ul. Na Ostatnim Groszu 32 300 58 800 Plot for office function
Warsaw, ul. Ordona 18 100 38 200 Plot for residential and resi for rent functions
Warsaw, ul. Chłodna/Wronia 600 1 100 Plot for residential function
Łódź, ul. Kilińskiego 9 500 35 000 Plot for office function
Warsaw, ul. Towarowa 22 45 000 Plot for office, hotel and residential functions
Katowice, ul. Piotra Skargi 3 700 22 000 Plot for office function, acquired in Q2 2018
Łódź, ul. Okopowa, Jarzębinowe VI 3 200 3 300 Plot for residential function
Poznań, ul. Sielawy, Naramowice, 18MW 32 200 25 300 Plot for residential function
Total 176 800 308 700

INVESTMENT PROPERTIES

Property Plot area [sqm] Comments
Poznań, Pamiątkowo 874 200
Poznań, Naramowice 259 300 Preliminary sale agreement for a part of the plot
Występa k. Kielc 156 800
Budapest pl. Bosniak 67 700
Słupsk, ul. Krzywoustego 65 700 Preliminary sale agreement
Poznań, Hetmańska 65 300
Koszalin, Krakusa i Wandy 39 300
Katowice, Jankego 26 200
Poznań, Sołacz 17 300
Szczecin, Struga 11 000
Łódź, Okopowa 9 200
Zabrze, Miarki 8 100
Warsaw, Taśmowa 6 700 Preliminary sale agreement
Radom, Beliny 6 300
Lublin, Nałkowskich 4 700
Total 1 617 800

Main investments in Q1 2018 – acquisition of plots

PROPERTIES ACQUIRED BY ECHO INVESTMENT GROUP IN 2018

Date of
transaction
Address Legal form Area Capacity
Q1 2018 Kraków, ul. Żelazna i Wita Stwosza perpetual usufruct
and ownership
7,200 sqm The plot for 23,000 sqm of office
and residential for rent space -
extention of the 'destination' project
Q2 2018 Katowice, ul. Piotra Skargi perpetual usufruct 3,700 sqm 22,000 of office space

Echo Investment has acquired land properties for PLN 33 mln in total since the begining of 2018.

In Q1 2018 the Company acquired perpetual usufruct right and ownership of plots with a total area of 7,200 sqm in Kraków, Żelazna Street. The properties are earmarked for office and residential purposes.

The potential of purchased real properties is estimated based on planning documents and guidelines valid at the date of purchase. Ultimately, the use of each property is determined at a later stage of project preparation, taking into account current planning documents, arrangements, market potential and finally accepted project concepts.

Factors and unusual events influencing the financial result in Q1 2018

Factors and unusual events influencing the financial result in Q1 2018:

a. Revenue resulting from hand overs of 70 housing units and housing plots.

RESIDENTIAL PROJECTS SHARES

b. Profit on investment property amounting to PLN 98.6 mln.

PROFIT ON INVESTMENT PROPERTY BY ASSETS [PLN MLN]

  • c. Costs of sales and overheads.
  • d. Valuation of liabilities related to of bonds and loans in accordance with amortised cost principle.
  • e. Cash and loans valuation on resulting from of currency exchange fluctuations.
  • f. Measurement and settlement of FX hedging instruments.
  • g. Interest on deposits and borrowings granted.
  • h. Revenues from framework services of EPP group.

Factors which will influence the results of the Company and its Group in the perspective of at least the following quarter 13

Revenues from final contracts for the sale of apartments, mainly in the projects:

  • − Dom Pod Wilgą and Go Apartments in Kraków,
  • − Osiedle Jarzębinowe in Łódź;
  • − Park Sowińskiego, Osiedle Jaśminowe and Osiedle Perspektywa in Poznań;
  • − Nowy Mokotów IV and Browary Warszawskie A in Warsaw;
  • − Grota-Roweckiego 111 in Wrocław.

Revenues from final contracts for the sale of plots with house designs:

  • − Osiedle Południowe in Dyminy near Kielce;
  • − Rezydencje Leśne in Warsaw.

Revaluation of the fair value of the properties owned by the Group, which are in the course of leasing and construction:

  • − Libero in Katowice;
  • − Browary J in Warsaw.

The first valuations to the fair value of the office buildings under construction:

  • − Browary Warszawskie K in Warsaw;
  • − Moje Miejsce I in Warsaw;
  • − Face 2 Face in Katowice.

Sale and administrative costs.

Valuation of liabilities on account of bonds and loans, at amortized cost.

Valuation of loans and cash on account of changes in exchange rates of foreign currencies.

Valuation and implementation of hedging financial instruments for foreign currencies.

Interest on deposits and loans granted.

Dividends from EPP.

Revenues from the framework service of the EPP group companies.

Discounts and interest on credits, bonds and loans.

Valuation, completion and sale of the projects:

  • − Symetris Business Park II in Łódź;
  • − Sagittarius in Wrocław;
  • − O3 Bussines Campus III in Kraków;
  • − West Link in Wrocław.

Seasonal and cyclical nature of the Group's activity

The Group's operations cover several segments of the real estate market. Accounting revenues from sale of housing developments depends on the commissioned residential buildings and revenue on these operations is generated in every quarter but it varies in terms of stability. Revenue and results from general investment contractor services, sales of commercial investments and trade in property may be irregular. The Management Board cannot exclude other one-off events which may influence results generated in a given period.

Information on dividend

15

15.1 The dividend policy

On 26 April, 2017 the Management Board of Echo Investment adopted a resolution on the Company's dividend policy.

The main principles of the adopted dividend policy:

  • − from the 2017 profit the Management Board will recommend the payment of PLN 0.5 per share,
  • − from the profit in 2018 and subsequent years the Management Board will be recommending the payment of the dividend up to amount of 70% of the consolidated net profit of the Capital Group attributable to shareholders of the parent company.

When recommending the dividend payment the Management Board will take into consideration the current and expected condition of the Company and the Capital Group as well as their development strategy, in particular:

  • − safe and the most effective management of debt and liquidity in the Group;
  • − investment plans resulting from the development strategy, purchase of land in particular.

Assumptions of the dividend policy were based on predictions concerning future profits from the Group's property development operations.

15.2 Dividend approved by Ordinary General Meeting of Shareholders

On 25 April 2018 the General Shareholders' Meeting of Echo Investment passed a resolution on the allocation of profits for 2017 and changes in the purpose and name of the existing Reserve Fund. Pursuant to the resolution, the Company's net profit of PLN 632,496,013 in the financial year 2017 was divided as follows:

  • − PLN 213,075,361 was allocated to supplementary capital;
  • − PLN 213,075,361 was allocated to the Company's reserve capital – the Dividend Fund;
  • − PLN 206,345,291 was allocated to all shareholders of the Company in the form of a dividend: PLN 0.50 per share.

The Ordinary General Meeting of Shareholders agreed that the right to dividend would be vested in shareholders holding shares on 4 May 2018, and the payout date would be 11 May 2018. The shareholders' decision was in line with the Management Board's recommendation and the Company's dividend policy, and it was fully executed.

The Ordinary General Meeting of Shareholders also decided to change the designation and name of the existing Reserve Fund created for the payment of the outstanding dividend or dividend advance. It was replaced by the Dividend Fund which was created for the payment of dividends or dividend advances.

Amount of dividend per share paid from 2017 profit

Financial liabilities of the Company and its Group

16.1 Loans

CREDIT FACILITIES OF ECHO INVESTMENT S.A. AS AT 31.03.2018 ['000]

Bank Contractual
amount
of loan
Outstanding
loan
amount
Interest
rate
Repayment
deadline
Security
PKO BP S.A. 75 000 0 WIBOR 1M
+ margin
31.10.2018 Authorisation to bank account, statement
on submission to enforcement proceedings
Alior Bank S.A. 75 000 75 000 WIBOR 3M
+ margin
15.12.2018 Authorisation to bank account, statement
on submission to enforcement proceedings
BZ WBK S.A. * 75 000 0 WIBOR 1M
+ margin
30.07.2018 Authorisation to bank account, statement
on submission to enforcement proceedings
Raiffeisen Bank Polska S.A 62 000 0 WIBOR 1M
+ margin
14.12.2018 ** Authorisation to bank account, statement
on submission to enforcement proceedings
Total 287 000 75 000

* As at 31 March 2018 the available credit line amounts to PLN 52 mln. The remaining amount is blocked as collateral for the guarantee granted by BZ WBK in connection with the sale of the Q22 project.

** On 4 April 2018 the Company and Raiffeisen Bank Polska signed an annex extending the maturity of the loan to 16 December 2019.

16

CREDIT FACILITIES OF ECHO INVESTMENT GROUP AS AT 31 MARCH 2018 ['000]

Borrower Bank Contractual
amount
of loan
Outstanding
loan amount
Interest
rate
Repayment
deadline
Security
Symetris
– Projekt Echo
– 131
Sp. z o.o. Sp. K.
BGŻ BNP
Paribas S.A.
10 450 000 EUR
3 000 000 PLN
5 933 647 EUR
0 PLN
Margin + EURIBOR 3M
Margin + WIBOR 3M
30.06.2019
30.06.2019
Mortgages, registered and
financial pledges, subordination
agreement, submission to en
forcement proceedings, transfer
of rights and claims of selected
agreements
West Gate II
– Projekt Echo
– 114
Sp. z o.o. Sp. K.
Bank Millen
nium S.A.
16 500 000 EUR
2 000 000 PLN
9 669 958 EUR
0 PLN
Margin + EURIBOR 3M
Margin + WIBOR 1M
30.06.2019
30.06.2019
Mortgages, registered and
financial pledges, subordination
agreement, submission to en
forcement proceedings, transfer
of rights and claims of selected
agreements
Sagittarius
– Projekt Echo
– 113
Sp. z o.o. Sp. K.
PKO BP S.A. 31 718 636 EUR
6 000 000 PLN
16 546 488 EUR
482 203 PLN
Margin + EURIBOR 3M
Margin + WIBOR 1M
30.09.2020
30.09.2019
Mortgages, registered and
financial pledges, authorisation
to bank account, subordination
agreement, submission to en
forcement proceedings, transfer
of rights and claims of selected
agreements
Galeria Libero
– Projekt Echo
– 120
Sp. z o.o. Sp. K.
BZ WBK S.A.
Bank BGŻ
BNP Paribas
S.A.
67 566 000 EUR
12 000 000 PLN
0 EUR
0 PLN
Margin + EURIBOR 3M
Margin + WIBOR 1M
10.04.2026
10.07.2021
Mortgages, registered and
financial pledges, authorisation
to bank account, subordination
agreement, submission to en
forcement proceedings, transfer
of rights and claims of selected
agreements
Berea
Sp. z o.o.*
BZ WBK S.A.
PKO BP S.A.
Bank Gosp
odarstwa
Krajowego
mBank S.A.
52 500 000 /
53 100 000 EUR
*
10 350 000 PLN
12 082 637 EUR
3 947 648 PLN
Margin + EURIBOR 3M
Margin + WIBOR 1M
30.04.2025
30.04.2020
Mortgages, registered and
financial pledges, authorisation
to bank account, subordination
agreement, submission to en
forcement proceedings, transfer
of rights and claims of selected
agreements
Total 178 734 636 EUR/
179 334 636 EUR
33 350 000 PLN
44 232 730 EUR
4 429 850 PLN

* Echo Investment owns 30% of shares in Berea Sp. z o.o. and presents 30% of credit value.

** Construction loan.

*** Investment loan with extended value.

COMPANY'S LIABILITIES DUE TO BONDS ISSUED AS AT 31.03.2018 [PLN '000]

Series ISIN code Bank Nominal
value
Maturity Interest
rate
Guarantees /
securities
Quotation
market
Bonds for institutional investors
1/2015 PLECHPS00191 mBank S.A. 197 900 23.04.2018* WIBOR 6M
+ margin 2,5%
ASO Catalyst
3/2013 PLECHPS00126 mBank S.A. 80 000 19.06.2018 WIBOR 6M
+ margin 3,5%
ASO Catalyst
1/2014 PLECHPS00134 mBank S.A. 100 000 19.02.2019 WIBOR 6M
+ margin 3,6%
ASO Catalyst
2/2014 PLECHPS00159 mBank S.A. 70 500 15.05.2019 WIBOR 6M
+ margin 3,6%
ASO Catalyst
1/2016 PLECHPS00209 mBank S.A. 100 000 18.11.2020 WIBOR 6M
+ margin 3,0%
ASO Catalyst
1/2017 PLECHPS00225 mBank S.A. 155 000 31.03.2021 WIBOR 6M
+ margin 2,9%
ASO Catalyst
2/2017 PLECHPS00258 mBank S.A. 150 000 30.11.2021 WIBOR 6M
+ margin 2,9%
ASO Catalyst
Bonds for institutional investors total 853 400
Bonds for individual investors
D-series PLECHPS00183 DM PKO BP S.A. 50 000 20.04.2018* WIBOR 6M
+ margin 3,15%
regulated market
Catalyst
E-series PLECHPS00217 DM PKO BP S.A. 100 000 06.07.2021 WIBOR 6M
+ margin 2,9%
regulated market
Catalyst
F-series PLECHPS00233 DM PKO BP S.A. 125 000 11.10.2022 WIBOR 6M
+ margin 2,9%
regulated market
Catalyst
G-series PLECHPS00241 DM PKO BP S.A. 75 000 27.10.2022 WIBOR 6M
+ margin 2,9%
regulated market
Catalyst
Bonds for individual investors total 350 000
Total 1 203 400

* Reedemed in its redemption date in Q2 2018.

In Q1 2018 the Company redeemed C-series bonds with a total value of PLN 75 mln from individual investors, according to the redemption date. After the balance sheet date, in Q2 2018, the Company redeemed series 1/2015 bonds worth PLN 197.9 mln from institutional investors and D-series bonds worth PLN 50 mln from individual investors. Both series were redeemed in accordance with the redemption date.

BONDS ISSUED IN Q2 2018 [PLN '000]

Series ISIN code Bank Nominal
value
Maturity Interest rate Guarantees /
securities
Quotation
market
Bonds for individual investors
H-series PLECHPS00266 DM PKO BP S.A. 50 000 22.05.2022 WIBOR 6M
+ margin 2,8%
regulated market
Catalyst
Series ISIN code Bank Nominal
value
Maturity Interest rate Guarantees /
securities
Quotation
market
Bonds for institutional investors
1/2018 not yet marked by
ISIN code
mBank S.A. 140 000 25.04.2022 WIBOR 6M
+ margin 2,9%
registration in
progress

GUARANTEE AGREEMENTS AS AT 31.03.2018

Guarantor For Value
[PLN '000]
Validity Description
Echo Investment S.A. Horta Sp. z o.o. 21 043 to 02.07.2020 Performance bond concerning the final sales
agreement of the Aquarius Business House I
office building in Wrocław. Issued in EUR.
Echo Investment S.A. Skua Sp. z o.o. 25 251 to 30.07.2021 Performance bond concerning the final sales
agreement of the Aquarius Business House II
office building in Wrocław. Issued in EUR.
Echo Investment S.A.
/ BZ WBK S.A.
State Treasury 43 045 to 22.05.2018 Performance bond concerning liabilities
of Outlet Park - Projekt Echo - 126 Sp. z o.o. Sp.K.
Echo Investment S.A. BGŻ BNP Paribas
S.A.
5 147 until project
completion date
Performance bond concerning cost overrun
and liabilities on account of debt service in
the course of construction of the Symetris II
office building in Łódź. Issued in EUR.
Q22 – Projekt Echo –
128 Sp. z o.o. Sp.K. /
Echo Investment S.A.
IREEF – Stryków
Propco Sp. z o.o.
420 000 to 15.12.2019 Quality guarantee concerning construction work
related to the Q22 office building in Warsaw.
Echo Investment S.A. IREEF – Stryków
Propco Sp. z o.o.
145 364 to 15.12.2018 Performance bond concerning liabilities
of Q22 - Projekt Echo - 128 Sp. z o.o. Sp.k. resulting
from the sales agreement of 16.12.2016 regarding
the Q22 office building in Warsaw. Issued in EUR.
Echo Investment S.A. Bank Millenium S.A. 7 300 until project
completion date,
no later than
to 30.06.2019
Performance bond concerning construction cost
overrun of the West Link office building in Wrocław and
liabilities of West Gate II - Projekt Echo - 114 Sp. z o.o.
Sp.K. resulting from a loan agreement of 23.03.2017.
Echo Investment S.A. PKO BP S.A. 25 700 to 30.09.2020 Performance bond concerning construction
cost overrun of the Sagittarius Business House
office building in Wrocław.
BZ WBK S.A. City of Katowice 18 274 to 15.05.2018 Performance bond concerning liabilities of
Galeria Libero - Projekt Echo - 120 Sp. z o.o. Sp.k.
resulting from a contract concluded on 16.06.2016
with reference to a road construction project.
BGŻ BNP Paribas S.A. City of Katowice 18 274 to 15.05.2018 Performance bond concerning liabilities
of Galeria Libero - Projekt Echo - 120 Sp. z o.o. Sp.k.
resulting from a contract concluded on 16.06.2016
with reference to a road construction project.
PKO BP S.A. /
Echo Investment S.A.
IREEF – Stryków
Propco Sp. z o.o.
486 to 01.08.2018 Guarantee concerning liabilities of Echo Investment S.A.
resulting from a lease concluded on 24.10.2016.
Echo – Aurus
Sp. z o.o.
Echo – Park Rozwoju
Sp. z o.o. Sp.K.
744 to 28.02.2027 Guarantee securing liabilities of
Projekt 133 - City Space - GP Sp. z o.o. sp.k.
resulting from a lease concluded on 4.11.2016.
Echo – Aurus
Sp. z o.o.
Nobilis – Projekt
Echo – 117
Sp. z o.o. Sp.K.
745 to 31.07.2027 Guarantee securing liabilities of
Projekt 137 - City Space - GP Sp. z o.o. Sp.k.
resulting from a lease concluded on 28.02.2017.
Echo – Aurus
Sp. z o.o.
Ventry Investments
Sp. z o.o. Sp.K.
1 170 to 9.04.2027 Guarantee securing liabilities of
City Space - GP Sp. z o.o. resulting from
a lease concluded on 12.10.2016.
Raiffeisen Bank S.A. Agentia Nationala de
Administrare Fiscala
2 118 31.08.2018 Performance bond concerning liabilities
of S.C. Echo Investment Project 1 S.R.L.

GUARANTEE AGREEMENTS AS AT 31.03.2018

Guarantor For Value
[PLN '000]
Validity Description
Echo Prime Assets
B.V.
IB 6 FIZAN /
GPF 3 FIZAN
91 607 31.10.2021 Performance bond concerning execution of
the liabilities of Rosehill Investments Sp. z o.o.
resulting from framework agreement of 31.08.2017.
Echo Investment S.A. BZ WBK S.A. /
Bank BGŻ BNP
Paribas S.A.
55 742 to the date
of construction loan
conversion into
investment loan
Surety bond for cost overrun
on Galeria Libero in Katowice.
Echo Investment S.A. BZ WBK S.A. /
PKO BP S.A. /
Bank Gospodarstwa
Krajowego /
mBank S.A.
43 053 to the date
of construction loan
conversion into
investment loan
Surety bond of cost overrun on
Galeria Młociny in Warsaw and liabilities
of Berea Sp. z o.o. resulting from agreement
on 17.10.2017. Issued in EUR.
Echo Investment S.A. Nobilis – Projekt
Echo – 117
Sp. z o.o. Sp.K.
40 000 to 31.10.2026 Construction work quality guarantee
related to Nobilis office building in Wrocław.
Echo Investment S.A. Novaform Polska
Sp. z o.o.
3 053 to 31.12.2018 Performance bond concerning execution
of the liabilities of Duże Naramowice – Projekt Echo
– 111 Sp. z o.o. S.K.A. resulting from
agreement of 08.01.2018.
Echo Investment S.A. Novaform Polska
Sp. z o.o.
4 616 to 31.05.2019 Performance bond concerning execution
of the liabilities of Duże Naramowice – Projekt Echo
– 111 Sp. z o.o. S.K.A. resulting from
agreement of 08.01.2018.
Echo Investment S.A. BNY Mellon (Poland)
Sp. z o.o.
15 026 to the date of hand over
protocol signing, no later
than to 31.08.2019
Performance bond concerning execution
of the liabilities of Sagittarius – Projekt Echo
– 113 Sp. z o.o. Sp.K. resulting from leasing
agreement of 14.12.2016. Issued in EUR.
Total 987 757

Due to the fact, that provisions for liabilities on rent free period are already presented in the consolidated balance sheet, they are not included above.

AMENDMENTS TO GUARANTEE AGREEMENTS IN Q1 2018

Change Guarantor For Date of
change
Value
[PLN '000]
Description
Expiry Echo Investment S.A. mBank S.A. 06.03.2018 3 543 EUR Performance bond concerning liabilities of
Nobilis - Projekt Echo - 117 Sp. z o.o. Sp.K.
resulting from loan agreement of 16.06.2016.
Issued in EUR
Expiry Echo Investment S.A. mBank S.A. 06.03.2018 5 489 PLN Performance bond concerning
construction cost overrun of the Nobilis
office building in Wrocław.
Reduction of the
collateral amount
to PLN 18 274 046
and extension of
the expiry date to
15.05.2018
BZ WBK S.A. City of Katowice 08.02.2018 18 274 PLN Performance bond concerning liabilities
of Galeria Libero - Projekt Echo - 120 Sp. z o.o.
Sp.k. resulting from a contract concluded
on 16.06.2016 with reference to a road
construction project.
Issue BGŻ BNP Paribas
S.A.
City of Katowice 08.02.2018 18 274 PLN Performance bond concerning liabilities
of Galeria Libero - Projekt Echo - 120 Sp. z o.o.
Sp.k. resulting from a contract concluded
on 16.06.2016 with reference to a road
construction project.
Issue Echo Investment S.A. Novaform Polska
Sp. z o.o.
30.01.2018 3 053 PLN Performance bond concerning execution
of the liabilities of Duże Naramowice – Projekt
Echo – 111 Sp. z o.o. S.K.A. resulting from
agreement of 08.01.2018
Issue Echo Investment S.A. Novaform Polska
Sp. z o.o.
30.01.2018 4 616 PLN Performance bond concerning execution
of the liabilities of Duże Naramowice – Projekt
Echo – 111 Sp. z o.o. S.K.A. resulting
from agreement of 08.01.2018
Issue Echo Investment S.A. BNY Mellon
(Poland)
Sp. z o.o.
26.01.2018 3 570 EUR Performance bond concerning execution
of the liabilities of Sagittarius – Projekt Echo
– 113 Sp. z o.o. Sp.K. resulting from leasing
agreement of 14.12.2016. Issued in EUR

16.4 Sureties

SURETY AGREEMENTS AS AT 31.03.2018

Guarantor For Value
[PLN '000]
Validity Description
Echo Investment S.A. Bletwood Investments
Sp. z o.o.
1 415 Entire validity period
of the lease and three
months following its
termination date
Surety bond for liabilities of Cogl II Poland
Limited Sp. z o.o. as a collateral of the liabilities
resulting from the lease concluded on 06.11.2015.
Issued in EUR.
Echo Investment S.A. HPO AEP
Sp. z o.o. Sp.J.
10 521 Until acquisition of an
occupancy permit for
the projects but no later
than 07.12.2031.
Surety bond for liabilities of Echo – Browary
Warszawskie Sp. z o.o. Sp.K. and Dellia Invest
ments – Projekt Echo – 115 Sp. z o.o. Sp. K. j
as a collateral of liabilities resulting from
the lease concluded on 07.12.2016.
Mutual surety issued in EUR.
Echo Prime Assets B.V. Warburg-HiH Invest
Real Estate GmbH
21 043 to 31.05.2019 Surety bond for liabilities of Sagittarius
– Projekt Echo – 113 Sp. z o.o. Sp. K.,
resulting from the agreement concluded
on 20.07.2017. Issued in EUR.
Total 32 979

No changes in surety agreements in Q1 2018.

Echo Investment Group

17

17.1 Composition of the Group

Echo Investment S.A. plays the most important role in the structure of the Group, which it supervises, co-executes and provides financial resources for the implementation of development projects. A vast majority of companies being part of the Group were established or purchased in order to execute specific investment tasks, including those resulting from the construction process of a concrete development project.

As at 31 March 2018 the Capital Group included 144 subsidiaries consolidated according to the full method and 4 jointly controlled companies consolidated according to the equity method.

No Subsidiary Registered
office
%
of capital held
Parent entity
1 53 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
2 Avatar – Projekt Echo – 119 Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
3 Babka Tower – Projekt Echo – 93 Sp. z o.o. Sp.k. Kielce 100% Perth Sp. z o.o.
4 Barconsel Holdings Ltd. Nicosia 100% Echo – SPV 7 Sp. z o.o.
5 Bełchatów – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
6 City Space – GP Sp. z o.o. Warsaw 100% Echo Investment S.A.
7 Supersam City Space – GP Sp. z o.o. Sp.k. Warsaw 100% City Space Management Sp. z o.o.
8 Rondo 1 City Space – GP Sp. z o.o. Sp.k. Warsaw 100% City Space Management Sp. z o.o.
9 Plac Unii City Space – GP Sp. z o.o. Sp.k. Warsaw 100% City Space Management Sp. z o.o.
10 City Space Management Sp. z o.o. Warsaw 100% Echo Investment S.A.
11 Cornwall Investments Sp. z o.o. Warsaw 100% Echo Investment S.A.
12 Cornwall Investments Sp. z o.o. Sp.k. Warsaw 100% Echo Investment S.A.
13 Dagnall Sp. z o.o. Warsaw 100% Echo Prime Assets BV
14 Dellia Investments – Projekt Echo – 115 Sp. z o.o. Sp.k. Kielce 100% Pudsey Sp z o.o.
15 Doxent Investments Sp. z o.o. Warsaw 100% 60 FIZ Forum
16 Duże Naramowice – Projekt Echo – 111 Sp. z o.o. Sp.k.a. Kielce 100% 60 FIZ Forum
17 Echo – Advisory Services Sp. z o.o. Kielce 100% Echo Investment S.A.
18 Echo – Arena Sp. z o.o. Kielce 100% Echo Investment S.A.
19 Echo – Aurus Sp. z o.o. Kielce 100% Echo Investment S.A.
No Subsidiary Registered
office
%
of capital held
Parent entity
20 Echo – Babka Tower Sp. z o.o. Kielce 100% Echo Investment S.A.
21 Echo – Babka Tower Sp. z o.o. Sp.k. Kielce 100% Gleann Sp. z o.o.
22 Echo – Browary Warszawskie Sp. z o.o. Kielce 100% Echo Investment S.A.
23 Echo – Browary Warszawskie Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
24 Echo – Galaxy Sp. z o.o. Kielce 100% Echo Investment S.A.
25 Echo – Galaxy Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
26 Echo – Klimt House Sp. z o.o. w likwidacji Kielce 100% Echo Investment S.A.
27 Echo – Nowy Mokotów Sp. z o.o. Kielce 100% Echo Investment S.A.
28 Echo – Nowy Mokotów Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
29 Echo – Opolska Business Park Sp. z o.o. Kielce 100% Echo Investment S.A.
30 Echo – Opolska Business Park Sp. z o.o. Sp.k. Warsaw 100% Perth Sp. z o.o.
31 Echo – Pod Klonami Sp. z o.o. w likwidacji Kielce 100% Echo Investment S.A.
32 Echo – Project – Management Ingatlanhasznosito Kft. Budapest 100% Echo Investment S.A.
33 Echo – Property Poznań 1 Sp. z o.o. Kielce 100% Echo Investment S.A.
34 Echo – SPV 7 Sp. z o.o. Kielce 100% Echo Investment S.A.
35 Echo Innovations – City Space GP Sp. z o.o. Sp.k. Warsaw 100% City Space Management Sp. z o.o.
36 Echo Investment ACC – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
37 Echo Investment Hungary Ingatlanhasznosito Kft. Budapest 100% Echo Investment S.A.
38 Echo Investment Project 1 S.R.L. Brasov 100% "Echo – Aurus" Sp. z o.o.
39 Echo Investment Project Management S.R.L. Brasov 100% Echo Investment S.A.
40 Echo Prime Assets BV Amsterdam 100% Echo Investment S.A.
41 Elektrownia RE Sp. z o.o. Warsaw 100% Echo Investment S.A.
42 Elissea Investments Sp. z o.o. Warsaw 100% 60 FIZ Forum
43 Fianar Investments Sp. z o.o. Warsaw 100% 60 FIZ Forum
44 Galeria Libero – Projekt Echo 120 Sp. z o.o. Sp.k. Kielce 100% Fianar Investments Sp. z o.o.
45 Galeria Nova – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
46 Galeria Tarnów – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
47 Gleann Sp. z o.o. Warsaw 100% 60 FIZ Forum
48 Gosford Investments Sp. z o.o. Warsaw 100% 60 FIZ Forum
49 GRO Nieruchomości Sp. z o.o. Kraków 100% Echo Investment S.A.
50 Grupa Echo Sp. z o.o. Kielce 100% Echo Investment S.A.
51 Kasztanowa Aleja – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
52 Kielce – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
53 Klimt House – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
54 Malta Office Park – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
55 Mena Investments Sp. z o.o. w likwidacji Kielce 100% Echo Investment S.A.
56 Metropolis – Projekt Echo 121 Sp. z o.o. Sp.k.a. Kielce 100% 60 FIZ Forum
57 Oxygen – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
58 Park Postępu – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
No Subsidiary Registered
office
%
of capital held
Parent entity
59 Park Rozwoju III – Projekt Echo – 112 Sp. z o.o. Sp.k. Kielce 100% Perth Sp. z o.o.
60 Perth Sp. z o.o. Warsaw 100% 60 FIZ Forum
61 PHS – Projekt CS Sp. z o.o. Sp.k. Warsaw 100% Perth Sp. z o.o.
62 Pod Klonami – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
63 Potton Sp. z o.o. Warsaw 100% 60 FIZ Forum
64 PPR – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
65 Princess Investment Sp. z o.o. Kielce 100% Echo Investment S.A.
66 Projekt – Pamiątkowo Sp. z o.o. Kielce 100% Echo – SPV 7 Sp. z o.o.
67 Projekt 1 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
68 Projekt 12 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
69 Projekt 13 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
70 Projekt 132 – City Space – GP Sp. z o.o. Sp.k. Warsaw 100% City Space Management Sp. z o.o.
71 Projekt 133 – City Space – GP Sp. z o.o. Sp.k. Warsaw 100% City Space Management Sp. z o.o.
72 Projekt 137 – City Space – GP Sp. z o.o. Sp.k. Warsaw 100% City Space Management Sp. z o.o.
73 Projekt 14 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
74 Projekt 15 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
75 Projekt 16 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
76 Projekt 17 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
77 Projekt 18 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
78 Projekt 19 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
79 Projekt 20 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
80 Projekt 21 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
81 Projekt 22 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
82 Projekt 5 – Grupa Echo Sp. z o.o. Sp.k.a. Szczecin 100% 60 FIZ Forum
83 Projekt Beethovena – Projekt Echo – 122 Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
84 Projekt CS Sp. z o.o. Kielce 100% Echo Investment S.A.
85 Projekt Echo – 100 Sp z o.o. w likwidacji Kielce 100% Echo Investment S.A.
86 Projekt Echo – 104 Sp. z o.o. Kielce 100% Echo Investment S.A.
87 Projekt Echo – 108 Sp. z o.o. Kielce 100% Echo Investment S.A.
88 Projekt Echo – 111 Sp. z o.o. Kielce 100% Echo Investment S.A.
89 Projekt Echo – 112 Sp. z o.o. Kielce 100% Echo Investment S.A.
90 Projekt Echo – 113 Sp. z o.o. Kielce 100% Echo Investment S.A.
91 Projekt Echo – 114 Sp. z o.o. Kielce 100% Echo Investment S.A.
92 Projekt Echo – 115 Sp. z o.o. Kielce 100% Echo Investment S.A.
93 Projekt Echo – 116 Sp. z o.o. Kielce 100% Echo Investment S.A.
94 Projekt Echo – 119 Sp. z o.o. Kielce 100% Echo Investment S.A.
95 Projekt Echo – 120 Sp. z o.o. Kielce 100% Echo Investment S.A.
96 Projekt Echo – 121 Sp. z o.o. Kielce 100% Echo Investment S.A.
97 Projekt Echo – 122 Sp. z o.o. Kielce 100% Echo Investment S.A.
No Subsidiary Registered
office
%
of capital held
Parent entity
98 Projekt Echo – 123 Sp. z o.o. Kielce 100% Echo Investment S.A.
99 Projekt Echo – 127 Sp. z o.o. Kielce 100% Echo Investment S.A.
100 Projekt Echo – 128 Sp. z o.o. Kielce 100% Echo Investment S.A.
101 Projekt Echo – 129 Sp. z o.o. Kielce 100% Echo Investment S.A.
102 Projekt Echo – 130 Sp. z o.o. Kielce 100% Echo Investment S.A.
103 Projekt Echo – 131 Sp. z o.o. Kielce 100% Echo Investment S.A.
104 Projekt Echo – 132 Sp. z o.o. Kielce 100% Echo Investment S.A.
105 Projekt Echo – 135 Sp. z o.o. Kielce 100% Echo Investment S.A.
106 Projekt Echo – 135 Sp. z o.o. Sp.k. Kielce 100% Perth Sp. z o.o.
107 Projekt Echo – 136 Sp. z o.o. Kielce 100% Echo Investment S.A.
108 Projekt Echo – 136 Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
109 Projekt Echo – 137 Sp. z o.o. Kielce 100% Echo Investment S.A.
110 Projekt 139 – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
111 Projekt 140 – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
112 Projekt 141 – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
113 Projekt 142 – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
114 Projekt 143 – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
115 Projekt 144 – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
116 Projekt 145 – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
117 Projekt 146 – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
118 Projekt 147 – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
119 Projekt 148 – Grupa Echo Sp. z o.o. Sp.k. Kielce 100% Echo Investment S.A.
120 Projekt Echo – 77 Sp. z o.o. w likwidacji Kielce 100% Echo Investment S.A.
121 Projekt Echo – 93 Sp. z o.o. Kielce 100% Echo Investment S.A.
122 Projekt Echo – 95 Sp. z o.o. w likwidacji Kielce 100% Echo Investment S.A.
123 Projekt Echo – 96 Sp. z o.o. w likwidacji Kielce 100% Echo Investment S.A.
124 Projekt Echo – 99 Sp. z o.o. Kielce 100% Echo Investment S.A.
125 Projekt K-6 – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
126 Projekt Naramowice – Grupa Echo Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
127 Projekt Saska Sp. z o.o. Kielce 95% Echo Investment S.A.
128 Pudsey Sp. z o.o. Warsaw 100% 60 FIZ Forum
129 Pure Systems Sp. z o.o. Kraków 100% Echo Investment S.A.
130 Q22 – Projekt Echo 128 Sp. z o.o. Sp.k. Kielce 100% Potton Sp z o.o.
131 Sagittarius – Projekt Echo 113 Sp. z o.o. Sp.k. Kielce 100% Doxent Investments Sp. z o.o.
132 Seaford Sp. z o.o. Warsaw 100% 60 FIZ Forum
133 Selmer Investments Sp. z o.o. Warsaw 100% Echo Investment S.A.
134 Selmer Investments Sp. z o.o. Sp.k. Warsaw 100% Echo Investment S.A.
135 Senja 2 Sp. z o.o. Warsaw 100% Echo – Browary Warszawskie Sp. z o.o.
136 Shanklin Sp. z o.o. Warsaw 100% Echo Prime Assets BV
No Subsidiary Registered
office
%
of capital held
Parent entity
137 Stranraer Sp. z o.o. Warsaw 100% Echo Prime Assets BV
138 Strood Sp. z o.o. Warsaw 100% Echo Prime Assets BV
139 Swanage Sp. z o.o. Warsaw 100% Echo Prime Assets BV
140 Symetris – Projekt Echo 131 Sp. z o.o. Sp.k. Warsaw 100% Gosford Investments Sp. z o.o.
141 Taśmowa – Projekt Echo 116 Sp. z o.o. Sp.k.a. Kielce 100% Echo Investment S.A.
142 Tryton – Projekt Echo – 127 Sp. z o.o. Sp.k. Warsaw 100% Perth Sp. z o.o.
143 Villea Investments Sp. z o.o. Warsaw 100% Echo Investment S.A.
144 West Gate II – Projekt Echo – 114 Sp. z o.o. Sp.k. Kielce 100% Elissea Investments Sp. z o.o.

All certificates issued by 60 FIZ Forum are in possession of the Echo Investment S.A.

JOINT-VENTURES

No Subsidiary Registered
office
%
of capital held
Parent entity
1 Rosehill Investments Sp. z o.o. (Galeria Młociny) Warsaw 30% Echo Prime Assets BV
2 Berea Sp. z o.o. (Galeria Młociny) Warsaw 30% Rosehill Investments Sp. z o.o.
3 Projekt Echo – 138 Sp. z o.o. Sp.k. (Towarowa 22) Warsaw 46,26% Strood Sp. z o.o.
4 Projekt Echo – 138 Sp. z o.o. (Towarowa 22) Warsaw 30% Echo Prime Assets BV

17.2 Changes in the structure of the capital group

INCREASE OF THE GROUP

Entity Action Date Share capital
Projekt 144 – Grupa Echo Sp. z o.o. – Sp.k.
with its registered office in Kielce
Registration by the District Court in Kielce 15.02.2018 5 000 PLN
Projekt 145 – Grupa Echo Sp. z o.o. – Sp.k.
with its registered office in Kielce
Registration by the District Court in Kielce 19.02.2018 5 000 PLN
Projekt 146 – Grupa Echo Sp. z o.o. – Sp.k.
with its registered office in Kielce
Registration by the District Court in Kielce 14.02.2018 5 000 PLN
Projekt 147 – Grupa Echo Sp. z o.o. – Sp.k.
with its registered office in Kielce
Registration by the District Court in Kielce 15.02.2018 5 000 PLN
Projekt 148 – Grupa Echo Sp. z o.o. – Sp.k.
with its registered office in Kielce
Registration by the District Court in Kielce 14.02.2018 5 000 PLN

OTHER CHANGES

Entity Action Date
City Space – SPV 1 Sp. z o.o. Transformation into Supersam City Space – GP Sp. z o.o. S.K. 11.01.2018
City Space – SPV 2 Sp. z o.o. Transformation into Rondo 1 City Space – GP Sp. z o.o. S.K. 19.01.2018
City Space – SPV 3 Sp. z o.o. Transformation into Plac Unii City Space – GP Sp. z o.o. S.K. 19.01.2018
PPR – Grupa Echo Sp. z o.o. Sp.k.a. Umowa "datio in solutum" – przeniesienie akcji spółki z Forum 60
FIZ na Echo Investment S.A.
20.03.2018
Avatar – Projekt Echo 119 Sp. z o.o. Sp.k.a. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
Bełchatów – Grupa Echo Sp. z o.o. Sp.k.a. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
Galeria Tarnów – Grupa Echo Sp. z o.o. Sp.k.a. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
Park Postępu – Grupa Echo Sp. z o.o. Sp.k.a. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
Oxygen – Grupa Echo Sp. z o.o. Sp.k.a. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
Kielce – Grupa Echo Sp. z o.o. Sp.k.a. "Datio in solutum" agreement –
transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
Echo – Galaxy Sp. z o.o. Sp.k.a. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
53 – Grupa Echo Sp. z o.o. Sp.k.a. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
Malta Office Park – Grupa Echo Sp. z o.o. Sp.k.a. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
Projekt 1 – Grupa Echo Sp. z o.o. Sp.k.a. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
Projekt 5 – Grupa Echo Sp. z o.o. Sp.k.a. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
Projekt Beethovena – Projekt Echo – 122 Sp. z o.o. Sp.k.a. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
Projekt Echo – 108 Sp. z o.o. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018
Villea Investments Sp. z o.o. "Datio in solutum" agreement
– transfer of shares from Forum 60 FIZ to Echo Investment S.A.
20.03.2018

Total number of the issuer's shares held by management and supervisory staff

Nicklas Lindberg, President of Echo Investment, and Maciej Drozd, Vice-president for financial affairs, informed the company on 30 October 2017 about the purchase of shares in Echo Investment as part of the sale of a portion of a block of shares by the main shareholder Lisala Sp. z o.o. to selected investors. Both Management Board members purchased shares at a unit price of PLN 4.60. Previously they were not shareholders of the Company, either directly or indirectly.

To the best of the Company's knowledge, none of the other members of the Management Board or Supervisory Board is a shareholder of the Company directly or indirectly as at the date of publication of the report, they were not shareholders on 31 December 2017 and throughout 2017 did not conclude any transactions involving the Company's shares.

Therefore, as at the date of publication of the report, the ownership of shares by members of the Management Board and the Supervisory Board was as follows:

Surname Position in the company Number of shares held Share in the capital
and votes at GMS
Nicklas Lindberg President of the Board 460 663 0,11%
Maciej Drozd Vice-President of the Board 184 265 0,04%

Influence of the results disclosed in the report for Q1 2018 on fulfilment of result forecasts

Echo Investment S.A. did not publish any forecasts of financial results.

Court, arbitration or public administration proceedings

Between 1 January and 31 March 2018, there were no proceedings pending before court, a competent arbitration authority or a public administration authority concerning liabilities or claims of Echo Investment S.A. or its subsidiary the value, of which equaled at least 10% of the Company's equity.

20

19

Material transactions concluded by the Company or its subsidiary with related parties on terms other than market terms

In Q1 2018, no material transactions were concluded between Echo Investment S.A. and its subsidiaries, and related parties on terms other than market terms.

CHAPTER 2

FINANCIAL STATEMENTS

CONDENSED INTERIM CONSOLIDATED FINANCIAL STATEMENT AS OF AND FOR THE THREE-MONTH PERIOD ENDED 31 MARCH 2018

CONSOLIDATED QUARTERLY STATEMENT OF FINANCIAL POSITION [PLN '000]

As at 31.03.2018 As at 31.12.2017
- end of previous
year, restated
As at 31.03.2017
- end of quarter,
restated
ASSETS
Non-current assets
Intangible assets 195 242 281
Property, plant and equipment 10 430 11 162 8 578
Investment property 6 117 6 117 242 279
Investment property under construction 1 567 591 1 281 230 722 490
Investment in associates and joint ventures 217 228 215 891 558 068
Long-term financial assets 36 111 86 560 69 058
Deferred tax asset 63 683 64 714 96 492
1 901 355 1 665 916 1 697 246
Current assets
Inventories 690 461 656 005 660 319
Current tax assets 4 112 3 426 3 594
Other taxes receivable 64 328 58 192 45 799
Trade and other receivables 268 995 292 406 235 931
Short-term financial assets 85 534 80 247 92 720
Derivative financial instruments 1 284 2 410 116
Restricted cash 83 110 54 766 41 781
Cash and cash equivalents 518 739 676 334 330 085
1 716 563 1 823 786 1 410 345
Assets held for sale 91 771 119 985 208 537
Financial assets held for sale 279 375 243 273 -
Total assets 3 989 064 3 852 960 3 316 128

CONSOLIDATED QUARTERLY STATEMENT OF FINANCIAL POSITION CONT. [PLN '000]

As at 31.03.2018 As at 31.12.2017
- end of previous
year, restated
As at 31.03.2017
- end of quarter,
restated
EQUITY AND LIABILITIES
Equity
Equity attributable to equity holders of the parent 1 677 895 1 590 010 1 593 820
Share capital 20 635 20 635 20 635
Supplementary capital 1 192 117 1 192 117 1 128 096
Revaluation reserve (13 575) (49 676) -
Retained earnings 488 087 437 410 456 053
Foreign currency translation reserve (9 369) (10 476) (10 964)
Non-controlling interest (108) (107) (100)
1 677 787 1 589 903 1 593 720
Provisions
Long-term provisions 72 375 85 028 78 092
Short-term provisions 157 758 141 963 74 620
Deferred tax liabilities 61 509 49 723 58 559
291 642 276 714 211 271
Long-term liabilities
Debt liabilities 947 239 1 026 830 815 138
Derivative financial instruments - - 39
Deferred income - 16 073 17 782
947 239 1 042 903 832 959
Short-term liabilities
Debt liabilities 636 373 528 939 308 356
Income tax payable 2 020 7 500 399
Other taxes liabilities 7 021 35 404 6 175
Trade payable 166 703 179 252 91 090
Dividend liabilities - - 66 030
Other liabilities 147 472 138 079 72 432
Deferred income 112 807 54 265 109 828
1 072 396 943 439 654 310
Liabilities directly associated with assets classified as held for sale - - 23 868
Total equity and liabilities 3 989 064 3 852 960 3 316 128
Book value 1 677 895 1 590 010 1 593 820
Number of shares 412 690 582 412 690 582 412 690 582
Book value per one share (in PLN) 4,07 3,85 3,86

CONSOLIDATED PROFIT AND LOSS ACCOUNT [PLN '000]

01.01.2018 -
31.03.2018
01.01.2017 -
31.03.2017,
restated
Revenues 64 386 73 278
Cost of sales (49 226) (62 955)
Gross profit (loss) 15 160 10 323
Profit (loss) on investment property 98 579 100 116
Administrative costs associated with projects (12 972) (8 776)
Selling expenses (5 114) (5 428)
General and administrative expenses (22 551) (17 091)
Other operating income 15 862 11 578
Other operating expenses (7 694) (1 036)
Operating profit 81 270 89 686
Financial income 6 439 568
Financial cost (17 824) (21 441)
Profit (loss) on FX derivatives (976) -
Foreign exchange gains (losses) (1 112) 222
Share of profit (loss) of associates and joint ventures (1 795) 7 025
Profit (loss) before tax 66 002 76 060
Income tax (15 326) (13 412)
current tax (2 509) (736)
deferred tax (12 817) (12 676)
Net profit (loss), attributable to: 50 676 62 648
Equity holders of the parent 50 677 62 648
Non-controlling interest (1) -
Equity holders of the parent 50 677 62 648
Weighted average number of ordinary shares (in thousand) without shares held 412 691 412 691
Profit (loss) per one ordinary share (in PLN) 0,12 0,15
Diluted profit (loss) per one ordinary share (PLN) 0,12 0,15

CONSOLIDATED QUARTERLY STATEMENT OF COMPREHENSIVE INCOME [PLN '000]

01.01.2018 -
31.03.2018
01.01.2017 -
31.03.2017
restated
Profit for the year 50 676 62 648
Other comprehensive income:
exchange differences on translation of foreign operations 1 107 (2 782)
revaluation gains (EPPs' shares) 36 101 -
Other comprehensive income for the year, net of tax 37 208 (2 782)
Total comprehensive income for the year, including: 87 884 59 866
Comprehensive income attributable to shareholders of the parent company 87 885 59 866
Comprehensive income attributable to non-controlling interest (1) -

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY [PLN '000]

for the period from
1 January 2018 to 31 March 2018
Opening balance
20 635
1 192 117
(49 676)
435 150
(10 476)
1 587 750
(107)
Changes in accounting principles
-
-
-
2 260
-
2 260
-
Opening balance, with restated
20 635
1 192 117
(49 676)
437 410
(10 476)
1 590 010
(107)
figures
Other comprehensive income
-
-
-
-
1 107
1 107
-
Results of financial investment's reval
-
-
36 101
-
-
36 101
-
uation (EPPs' shares)
Profit (loss) for the period
-
-
-
50 677
-
50 677
(1)
Closing balance
20 635
1 192 117
(13 575)
488 087
(9 369)
1 677 895
(108)
for the period from
1 January 2017 to 31 March 2017
Opening balance
20 635
1 128 096
-
392 195
(8 182)
1 532 744
(100)
Change of accounting principles
-
-
-
1 210
-
1 210
-
1 210
Opening balance, restated
20 635
1 128 096
-
393 405
(8 182)
1 533 954
(100)
Other comprehensive income
-
-
-
-
(2 782)
(2 782)
-
Net profit (loss) for the period
-
-
-
62 648
-
62 648
-
Closing balance
20 635
1 128 096
-
456 053
(10 964)
1 593 820
(100)
Share
capital
Supple
mentary
capital
Reval
uation
capital
Accumulat
ed retained
earnings
Currency
translation
differences
Equity
attributable
to equity
holders of
the parent
Capital of
non-con
trolling
interests
Equity total
1 587 643
2 260
1 589 903
1 107
36 101
50 676
1 677 787
1 532 644
1 533 854
(2 782)
62 648
1 593 720

CONSOLIDATED CASH FLOW STATEMENT [PLN '000]

01.01.2018 -
31.03.2018
01.01.2017 -
31.03.2017
restated
A. Operating cash flow – indirect method
I. Profit (loss) before tax 66 022 76 060
II. Total adjustments
Share in net (profit) loss of associates and joint ventures 1 795 (7 024)
Depreciation of PP&E 818 1 162
Foreign exchange (gains) losses 1 900 (3 005)
Interest and profit sharing (dividends) 14 239 4 221
(Profit) loss on revaluation of assets and liabilities (125 031) (108 713)
(Profit) loss on revaluation of assets and liabilities (116) -
(106 394) (113 359)
III. Changes in working capital
Change in provisions 3 141 16 384
Change in inventories (7 518) (8 954)
Change in receivables 22 224 11 179
Change in short–term liabilities, except for loans and borrowings 196 (254 430)
Change in restricted cash (28 344) 47 666
(10 301) (188 155)
IV. Net cash generated from operating activities (I+II+III) (50 693) (225 454)
Income tax paid (8 675) (5 765)
V. Net cash generated from operating activities (59 369) (231 219)
B. Cash flows from investing activities
I. Inflows
Disposal of intangible assets and tangible fixed assets 100 -
Sale of investments in property 29 329 -
From borrowings and financial investments 67 530 42 994
96 958 42 994
II. Outflows
Purchase of intangible assets and PP&E - (1 055)
Investment property (162 004) (140 778)
On loans and financial investments (27 000) (47 264)
(189 004) (189 097)
III. Net cash flow from investing activities (I+II) (92 045) (146 103)

CONSOLIDATED CASH FLOW STATEMENT CONT. [PLN '000]

01.01.2018 -
31.03.2018
01.01.2017 -
31.03.2017
restated
C. Cash flow from financing activities
I. Inflows
Net inflows from share issuance - -
Loans and borrowings 125 656 10 747
Issue of debt securities - 130 000
Other financial inflows - -
125 656 140 747
II. Outflows
Repayment of loans and borrowings (56 073) (4 389)
Redemption of debt securities (75 000) -
Interest paid (765) (2 933)
(131 838) (7 322)
III. Net cash flow from financing activities (I+II) (6 182) 133 425
D. Total net cash flows (A.III+B.III+C.III) (157 595) (243 897)
E. Change in the balance of cash in consolidated statement of financial position, including: (157 595) (243 897)
change in cash due to foreign exchange gains/losses - -
F. Cash and equivalents at the beginning of the period 676 334 573 982
G. Cash and equivalents at the end of the period (F+D) 518 739 330 085

OFF-BALANCE SHEET ITEMS [PLN '000]

As at 31.03.2018 As at 31.12.2017 As at 31.03.2017
Off-balance sheet receivables - - -
Off-balance sheet liabilities 1 020 736 1 014 508 818 534
Total 1 020 736 1 014 508 818 534

CONDENSED INTERIM SEPARATE FINANCIAL STATEMENT AS OF AND FOR THE THREE-MONTH PERIOD ENDED 31 MARCH 2018

SEPARATE STATEMENT OF FINANCIAL POSITION [PLN '000]

As at
31.03.2018
As at 31.12.2017
- end of previous
year, restated
As at 31.03.2017
- end of quarter,
restated
ASSETS
Non-current assets
Intangible assets 1 186 1 080 268
Property, plant and equipment 4 827 4 883 4 542
Investment property 2 212 2 212 6 047
Investments in subsidiaries, joint ventures and associates 967 914 927 796 2 328 569
Long-term financial assets 990 735 1 720 411 1 372
Borrowings granted 26 909 12 487 10 856
Deferred tax assets 13 390 13 803 42 978
2 007 173 2 682 672 2 394 632
Current assets
Inventories 229 730 219 704 342 695
Current tax assets - - -
Other taxes receivable - - 2 363
Trade and other receivables 108 732 201 789 97 791
Borrowings granted 603 895 316 253 42 914
Restricted cash 18 262 20 771 27 205
Cash and cash equivalents 371 566 228 079 170 286
1 332 185 986 596 683 254
Assets held for sale - - -
Total assets 3 339 358 3 669 268 3 077 886

SEPARATE STATEMENT OF FINANCIAL POSITION [PLN '000]

As at
31.03.2018
As at 31.12.2017
- end of previous
year, restated
As at 31.03.2017
- end of quarter,
restated
EQUITY AND LIABILITIES
Equity
Share capital 20 635 20 635 20 635
Supplementary capital 839 054 839 054 1 045 400
Reserve capital 319 579 319 579 49 213
Retained earnings 676 250 637 061 325 533
1 855 518 1 816 329 1 440 781
Provisions
Short-term provisions 38 490 41 814 24 634
Deferred tax provision - long-term 6 045 2 857 -
44 535 44 671 24 634
Long-term liabilities
Loans, borrowings and bonds 746 957 835 229 754 573
Security deposits and advances received 728 577 806
747 685 835 806 755 379
Short-term liabilities
Loans, borrowings and bonds 547 086 821 986 658 112
from subsidiaries - 320 864 359 716
Income tax payable 701 3 2
Other taxes liabilities 4 115 7 155 1 361
Trade liabilities 24 043 35 642 20 421
Security deposits and advances received 75 272 53 025 75 848
Other liabilities 40 403 54 651 101 348
691 620 972 462 857 092
TOTAL EQUITY AND LIABILITIES 3 339 358 3 669 268 3 077 886
Book value 1 855 518 1 816 329 1 440 781
Number of shares 412 690 582 412 690 582 412 690 582
Book value per share (PLN) 4,50 4,40 3,49

OFF-BALANCE SHEET ITEMS [PLN '000]

Total
1 065 950
859 857 842 417
Off-balance sheet liabilities 1 065 950 859 857 842 417
Off-balance sheet receivables - - -
As at
31.03.2018
As at
31.12.2017
- Restated
As at
31.03.2017
- Restated

SEPARATE PROFIT AND LOSS ACCOUNT [PLN '000]

01.01.2018 -
31.03.2018
01.01.2017 -
31.03.2017,
restated
Revenue 61 264 60 749
Cost of sales (38 291) (44 818)
Profit before tax on sales 22 973 15 931
Profit / loss on investment property - 399
Administrative costs associated with project implementation (3 842) (1 815)
Selling expenses (3 833) (5 091)
General and administrative expenses (17 114) (12 773)
Other operating income 57 292 91 747
Other operating expenses (265) (26 458)
Profit before tax and financial revenue/expenses 55 211 61 940
Financial income 1 695 57 765
Financial cost (16 605) (69 930)
Profit before tax 40 301 49 775
Income tax (1 112) 3 227
Profit for the year 39 189 53 002
Profit for the year (annualised) 618 683 283 643
Weighted average number of ordinary shares 412 690 582 412 690 582
Eearnings per ordinary share (in PLN) 1,50 0,69
Weighted average diluted ordinary shares 412 690 582 412 690 582
Diluted earnings per ordinary share (in PLN) 1,50 0,69

SEPARATE STATEMENT OF CHANGES IN EQUITY [PLN '000]

Share capital Supplementary
capital
Reserve capital Profit (loss)
brought forward
Total equity
1-st quarter (current year)
period from 01.01.2018 to 31.03.2018
Opening balance 20 635 839 054 319 579 634 661 1 813 929
change in accounting policy - - - 2 400 2 400
Opening balance, restated 20 635 839 054 319 579 637 061 1 816 329
Changes in the period:
Net profit for the period - - - 39 189 39 189
Total changes - - - 39 189 39 189
Closing balance 20 635 839 054 319 579 676 250 1 855 518
1-st quarter (previous year)
period from 01.01.2017 to 31.03.2017
Opening balance, restated 20 635 1 045 400 49 213 272 531 1 387 779
Changes in the period:
Net profit for the period - - - 53 002 53 002
Total changes - - - 53 002 53 002
Closing balance 20 635 1 045 400 49 213 325 533 1 440 781

SEPARATE CASH FLOW STATEMENT [PLN '000]

01.01.2018 -
31.03.2018
01.01.2017 -
31.03.2017,
restated
A. Operating cash flow – indirect method
I. Profit before tax 40 301 49 775
II. Adjustments 239 329 (58 725)
Depreciation/amortisation 503 369
Foreign exchange gains/ losses 2 -
Interest and profit sharing (dividends) 239 063 (57 879)
Profit / loss on revaluation of assets and liabilities (339) (1 215)
Profit / loss on sale of PP&E and investment properties 100 -
III. Changes in working capital 79 726 (19 325)
Change in provisions (136) (1 355)
Change in inventories (10 026) (3 802)
Change in receivables 93 057 24 671
Change in short–term liabilities, except for loans and borrowings (5 791) (32 518)
Change in restricted cash 2 622 (6 321)
IV. Net cash generated from operating activities (I+/-II+/-III) 359 356 (28 275)
V. Income tax paid (2) (1 129)
VI. Net cash generated from operating activities (IV+/–V) 359 354 (29 404)
B. Cash flows from investing activities
I. Inflows
Disposal of intangible assets and tangible fixed assets 38 159
From financial assets 499 880 129 834
499 918 129 993
II. Outflows
Purchase of intangible assets and PP&E (553) (73)
On financial assets (334 749) (3 069)
Other capital expenditures (120) (24)
(335 422) (3 166)
III. Net cash flow from investing activities 164 496 126 827

SEPARATE CASH FLOW STATEMENT [PLN '000]

01.01.2018 -
31.03.2018
01.01.2017 -
31.03.2017,
restated
C. Cash flow from financing activities (I – II)
I. Inflows
Loans and borrowings 75 000 6 294
Issue of debt securities - 155 000
75 000 161 294
II. Outflows
Repayment of loans and borrowings (367 955) (101 825)
Redemption of debt securities (75 000) -
Interest (11 834) (8 148)
Other financial outflows (572)
(455 361) (109 973)
III. Net cash flow from financing activities (I – II) (380 361) 51 321
D. Total net cash flows (A.VI +/- B.III +/- C.III) 143 489 148 744
E. Change in the balance of cash, including: 143 487 148 744
– change in cash due to foreign exchange gains/losses (2) -
F. Cash at the beginning of the period 228 079 21 542
G. Cash at the end of the period, including: 371 566 170 286
– restricted cash 18 262 27 205

Accounting principles adopted in drawing up the quarterly report of Echo Investment Group

The statements of the Echo Investment S.A. present financial data for the 3-month period ending on 31 March 2018 and comparative data for the 3-month period ending on 31 March 2017. Unless indicated otherwise, all financial data in the Company's financial statements has been presented in thousand PLN. The financial statements have been drawn up in accordance with the historical cost principle with the exception of investment property, which was measured at fair value.

DECLARATION OF CONFORMITY

The statements have been prepared in compliance with the International Financial Reporting Standards (IFRS), as adopted by the European Commission.

ASSUMPTION OF CONTINUITY IN OPERATIONS

The Groups' consolidated financial statements for Q1 2018 have been drawn up according to the going concern principle as there are no circumstances indicating a threat to continued activity by the Group's companies.

APPROVAL OF THE FINANCIAL STATEMENTS

These consolidated financial statements were approved for publication by the Management Board on 29 May 2018.

As at 31 March 2018 the Capital Group consisted of 144 entities consolidated according to the full method, and four entities consolidated according to the equity method.

New and changed standards and interpretations applied

Application of new standards, amendments to standards and interpretations issued by the IFRS Interpretations Committee, applicable to the Group (the Company) for the reporting period beginning on 1 January 2018.

The following standards and changes in standards became effective on 1 January 2018:

  • − IFRS 15 'Revenue from contracts with customers' published on 24 May 2014 (and Explanations to IFRS 15 'Revenue from contracts with customers' published on 12 April 2016);
  • − IFRS 9 Financial Instruments (published on 24 July 2014);
  • − Amendments to IFRS 2 'Classification and valuation of sharebased payment transactions' (published on 20 June 2016).

Published standards and interpretations which are not effective yet and have not been adopted by the company

In these financial statements the Group did not opt for early adoption of the following published standards, interpretations or amendments to the existing standards before their effective date:

IFRS 14 Regulatory Deferral Accounts

(issued on 30 January 2014) – The European Commission has decided not to launch the endorsement process of this interim standard and to wait for the final standard– not yet endorsed by EU at the date of approval of these financial statements – effective for financial years beginning on or after 1 January 2016;

Amendments to IFRS 10 and IAS 28 Sale or Contribution of Assets Between an Investor and its Associate or Joint Venture

(issued on 11 September 2014) - the endorsement process of these Amendments has been postponed by EU - the effective date was deferred indefinitely by IASB;

IFRS 16 Leases

(issued on 13 January 2016) - effective for financial years beginning on or after 1 January 2019;

IFRS 17 Insurance Contracts

(issued on 18 May 2017) - not yet endorsed by EU at the date of approval of these financial statements - effective for financial years beginning on or after 1 January 2021;

IFRIC 23 Uncertainty over Income Tax Treatments

(issued on 7 June 2017) - not yet endorsed by EU at the date of approval of these financial statements - effective for financial years beginning on or after 1 January 2019,

Amendments to IFRS 9: Prepayment Features with Negative Compensation

(issued on 12 October 2017) - effective for financial years beginning on or after 1 January 2019;

Amendments to IAS 28: Long-term Interests in Associates and Joint Ventures

(issued on 12 October 2017) - not yet endorsed by EU at the date of approval of these financial statements – effective for financial years beginning on or after 1 January 2019;

Annual Improvements to IFRS Standards 2015- 2017 Cycle

(issued on 12 December 2017) - not yet endorsed by EU at the date of approval of these financial statements – effective for financial years beginning on or after 1 January 2019;

Amendments to IAS 19: Plan Amendment, Curtailment or Settlement

(issued on 7 February 2018) - not yet endorsed by EU at the date of approval of these financial statements – effective for financial years beginning on or after 1 January 2019;

Amendments to References to the Conceptual Framework in IFRS Standards

(issued on 29 March 2018) - not yet endorsed by EU at the date of approval of these financial statements – effective for financial years beginning on or after 1 January 2020.

The effective dates are dates provided by the International Accounting Standards Board. Effective dates in the European Union may differ from the effective dates provided in standards and are published when the standards are endorsed by the European Union.

Effects of changing the principles of accounting used – transformations of financial statements for previous periods

Change of accounting policy

Interim condensed (consolidated) financial statements were prepared in accordance with IAS 34 Interim Financial Reporting, and in accordance with all other applicable International Financial Reporting Standards as adopted by the EU.

The accounting policies applied by the Company in these Interim Condensed (Consolidated) Financial

Voluntary change in accounting policy

The Management Board of the Company decided to introduce the voluntary change in accounting policy with respect to accounting for revenue from sale of residential and commercial units and related costs of sales. Revenues were historically accounted for in accordance with IAS 18 "Revenue" once the notarial deed transferring the ownership of the unit was signed, which happened after the development project was finalized and occupancy permit was obtained. In the opinion of the Management, the provisions of newly adopted IFRS 15 "Revenue from contracts with customers" are not changing that rule. Having analyzed, inter alia the current market practice, the Management decided however, that the moment that better reflects the moment of transfer of significant risks and rewards (transfer of control under IFRS 15) to the customer occurs once the apartment is handed over. This happens based on hand over protocol signed by the parties and always after the development process is completed, occupancy permit is obtained and the customer paid 100% of the sale price. In the opinion of the Management Board, fulfilment of these conditions eliminates risk related to development process and effectively leads

Statements are the same as those applied by the Company in its consolidated financial statements for the year ended 31 December 2017, except for voluntary change in accounting policies of the Group (Company) and the application of the new standards, changes to the standards and amendments which became effective as of 1 January 2018.

to transfer of risks and rewards (transfer of control). In the course of the analysis, the Management Board of the Company analyzed historical cases of withdrawal from the sale contract after signing the hand over protocol and found out that these are extremely rare, which confirms the above conclusions.

The adopted change leads to quicker recognition of sales revenues and related costs of sales and, as a result, sales margin on sale of units. In accordance with the requirements of IAS 8 "Accounting Policies, Changes in Accounting Estimates and Errors" the change made is required to be accounted for retrospectively. The opening balance of the earliest presented period, i.e. 1 January 2017, was restated with adjustment to retained earnings recognized. In addition comparative data were restated as if the change of the accounting policy had always been applied.

To sum up, the Company (the Group) has decided to change its accounting policy because in the opinion of the Management Board new revenue recognition rules will provide more reliable and useful information. The new accounting policy better reflects the economic substance of sales transactions of residential premises, including the moment of transfer of risks and rewards, and is consistent with the observed market practice applied by other residential developers.

New accounting policy is in line with International Financial Reporting Standards, especially with IFRS 15 Revenue from contracts with customers.

The comparative data in these financial statements have been restated accordingly. The impact of the above changes on particular items of the statement of financial position as at 1 January 2017, 31 March 2017 and 31 December 2017, as well as the profit and loss account for the period from 1 January 2017 to 31 March 2017 is presented in the tables below. There has been no impact on the cash flows from operating, investing and financing activity.

Major changes of comparable data as at 31 March 2017:

CONSOLIDATED STATEMENT OF FINANCIAL POSITION [PLN '000]

As at
31.03.2017,
restated
As at
31.03.2017,
approved
Change
Assets
Inventories 660 319 673 780 (13 461)
Total assets 3 316 128 3 329 589 (13 461)
Equity and liabilities
Equity
Equity attributable to equity holders of the parent 1 593 820 1 592 224 1 596
Retained earnings 456 053 454 457 1 596
Provisions
Deferred tax liabilities 58 559 58 185 374
Short-term liabilities
Deferred income 109 828 125 259 (15 431)
Total equity and liabilities 3 316 128 3 329 589 (13 461)

CONSOLIDATED PROFIT AND LOSS ACCOUNT [PLN '000]

Quarter
01.01.2017 –
31.03.2017,
restated
Quarter
01.01.2017 –
31.03.2017,
approved
Change
Revenues 73 278 67 692 5 586
Cost of sales (62 955) (57 846) (5 109)
Gross profit (loss) 10 323 9 846 477
Operating profit 89 686 89 209 477
Profit (loss) before tax 76 060 75 583 477
Income tax (13 412) (13 321) (91)
deferred tax (12 676) (12 585) (91)
Net profit (loss), attributable to: 62 648 62 262 386
Equity holders of the parent 62 648 62 262 386

Major changes of comparable data as at 31 December 2017:

CONSOLIDATED STATEMENT OF FINANCIAL POSITION [PLN '000]

As at
31.12.2017,
restated
As at
31.12.2017,
approved
Change
Assets
Inventories 656 005 682 436 (26 431)
Total assets 3 852 960 3 879 391 (26 431)
Equity and liabilities
Equity
Equity attributable to equity holders of the parent 1 590 010 1 587 750 2 260
Retained earnings 437 410 435 150 2 260
Provisions
Deferred tax liabilities 49 723 49 193 530
Deferred income 54 265 83 487 (29 222)
Total equity and liabilities 3 852 960 3 879 391 (26 431)

Major changes of comparable data as at 31 March 2017:

SEPARATED STATEMENT OF FINANCIAL POSITION [PLN '000]

As at
31.03.2017,
restated
As at
31.03.2017,
approved
Change
Assets
Deferred income tax 42 978 43 406 (428)
Inventories 342 695 354 440 (11 745)
Liabilities
Retained earnings 325 533 323 711 1 822
Deposits and advanced paiments 75 848 89 843 (13 995)

SEPARATED PROFIT AND LOSS ACCOUNT [PLN '000]

Quarter
01.01.2017 –
31.03.2017,
restated
Quarter
01.01.2017 –
31.03.2017,
approved
Change
Revenues 60 749 46 754 13 995
Cost of sales (44 818) (33 073) (11 745)
Gross profit (loss) 15 931 13 681 2 250
Profit before tax and financial income / expenses 61 940 59 690 2 250
Profit (loss) before tax 49 775 47 525 2 250
Income tax 3 227 3 655 (428)
Net profit 53 002 51 180 1 822

Major changes of comparable data as at 31 December 2017:

SEPARATED STATEMENT OF FINANCIAL POSITION [PLN '000]

31.12.2017,
31.12.2017,
restated
approved
Change
Assets
Deferred tax asset
13 803
14 366
(563)
Inventories
219 704
229 422
(9 718)
Liabilities
Retained profit
637 061
634 661
2 400
Security deposits and advances received
53 025
65 706
(12 681)

Nicklas Lindberg President of the Board, CEO

Maciej Drozd Vice-President of the Board, CFO

Piotr Gromniak Vice-President of the Board

Artur Langner Vice-President of the Board

Marcin Materny Member of the Board

Rafał Mazurczak Member of the Board

Waldemar Olbryk Member of the Board

Anna Gabryszewska-Wybraniec Chief Accountant

Kielce, 29 May, 2018

CONTACT

Echo Investment S.A. Warsaw office Q22 building al. Jana Pawła II 22 00-133 Warsaw

Emil Górecki, Echo Investment's Communication and Investor Relations manager is happy to answer your questions regarding this financial statements and the Company's activity.

Emil Górecki [email protected] tel. +48 22 4 300 300

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