Delfin Group — Board/Management Information 2026

Mar 10, 2026

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Contact

Annas 14, Valmiera, LV-4201
+371 26838216 (Mobile)
martins.ozz@gmail.com

www.linkedin.com/in/martins-ozolins-b4072455 (LinkedIn)

Top Skills

Credit Risk
Financial Risk
Risk Management

Languages

English (Full Professional)
Latvian (Native or Bilingual)
Russian (Professional Working)

Honors-Awards

Medal of Draudzīgais aicinājums

Martins Ozolins

Member of the Supervisory board at DelfinGroup
Latvia

Experience

Eleving Consumer Finance
Group CEO
October 2020 - Present (5 years 6 months)
Riga, Latvia

• 8 active markets (4 Europe / 4 Africa)
• 1000+ group employees
• 130M+ EUR annual sales
• 170M+ EUR annual revenue
• 20M+ EUR annual net profit

DelfinGroup
Member of The Supervisory Board
July 2025 - Present (9 months)

Finko
HUB COO/CRO
May 2018 - September 2020 (2 years 5 months)
Riga, Latvia

• 3 active markets (2 Europe / 1 Middle East)

With Hub CEO we were responsible for management of 2 European markets as well as launch of new markets in Middle East (1 market was successfully launched / 1 was ready for launch).

My responsibility areas CS/DC, marketing, Risk management, IT development management, new market research and launch.

Marginalen Group

4 years

Baltic region Business controller
November 2017 - April 2018 (6 months)
Riga/Valmiera, Latvia

Baltic region companies

• Consumer lending: SIA Aizdevums.lv (LV), UAB General Financing (LT);

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• Debt collection: SIA Gelvora (LV), SIA Sergel (LV), UAB Gelvora (LT), UAB Sergel (LT).

Planning and reporting for Baltic region

May 2014 - October 2017 (3 years 6 months)

Riga/Valmiera, Latvia

• Lead of finance development projects. Completed projects include:
• IFRS based loan provisioning model;
• Cession portfolio evaluation model;
• Budgeting model for loan portfolio/provision movement;
• Budgeting model for cession portfolio performance;
• Financial reporting model according to Basel III requirements.
• Management board support function in regard of finance analysis for business development projects;
• Monthly KPI reporting for all LV companies;
• Intra-Baltic PLA and BS consolidation;
• Tariff recalculation according to the market tendencies;
• Cession portfolio evaluation for purchasing purposes;
• Loan portfolio stress testing.

Graduate of Talent program 2015 (12 participants from Marginalen group - SE, LT, LV).

GE Money Bank

Risk department

June 2008 - December 2013 (5 years 7 months)

Riga, Latvia

During my time with GE Money Bank I was in various roles in Risk department starting from Risk analyst up to Head of Enterprise Risk Compliance Division.

Main achievements:

• Leading company portfolio sale and hand-off process in run-down phase;
• Development and management of internal stress testing & provisioning methodology;
• Member of Asset and Liability & Methodology and Internal Control Committees;
• Implementation of loan collateral management system @ GE Artesia Bank in the Netherlands.

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Education

Baltic Institute of Corporate Governance
Board Member Education · (October 2024)

Rigas Ekonomikas Augstskola / Stockholm School of Economics in Riga
Bachelor of Business Administration (B.B.A.) · (2003 - 2006)