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AB Sagax

Annual Report Feb 7, 2020

2959_10-k_2020-02-07_181007d1-bbad-458b-989c-4789dfb15987.pdf

Annual Report

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YEAR-END REPORT 2019

AB Sagax is a property company whose business concept is to invest in commercial properties, primarily in the warehouse and light industry segment.

Year-end Report 2019

2019 FISCAL YEAR

  • Rental revenue increased 15% to SEK 2,581 M (SEK 2,247 M for the preceding year).
  • Profit from property management increased 25% to SEK 2,001 M (1,603).
  • Profit from property management per Class A and B share after dilution rose 28% to SEK 5.51 (4.31).
  • In total, property revaluation affected profit by SEK 1,956 M (1,878).
  • Revaluation of financial instruments impacted profit by a total of SEK 884 M (289).
  • Profit after tax for the year was SEK 4,111 M (3,166).
  • Cash flow from operating activities before changes in working capital rose 20% to SEK 1,795 M (1,490), corresponding to SEK 4.86 (3.95) per Class A and B share after dilution.
  • Net investments amounted to SEK 2,090 M (3,437), of which property acquisitions accounted for SEK 2,836 M (3,026).
  • The Board of Directors proposes that the ordinary dividend per Class A and B share be raised to SEK 1.30 (1.00). The Board also proposes a dividend of SEK 2.00 per Class D and preference share through a quarterly payment of SEK 0.50. The dividend is in accordance with the company's dividend policy and corresponds to 33.0% (34.6) of profit from property management. In addition, a distribution in kind of shares in Torslanda Property Investment AB (publ) to Sagax's holders of Class A and Class B common shares is proposed. It is proposed that every 30 Class A or Class B common shares carry the right to receive one (1) share in Torlanda Property Investment AB (publ) following a 10:1 split of the TPI share.

FOURTH QUARTER OF 2019

  • Rental revenue rose 12% to SEK 663 M (591).
  • Profit from property management increased 29% to SEK 518 M (403).
  • Profit from property management per Class A and B share after dilution rose 31% to SEK 1.43 (1.09).
  • In total, property revaluation affected profit by SEK 1,148 M (479).
  • Revaluation of financial instruments impacted profit by a total of SEK 192 M (13).
  • Profit after tax for the period was SEK 1,529 M (767).
  • Cash flow from operating activities before changes in working capital amounted to SEK 426 M (316), corresponding to SEK 1.14 (0.81) per Class A and B share after dilution.
  • Net investments amounted to SEK 593 M (994), of which property acquisitions accounted for SEK 921 M (776).

FORECAST FOR 2020

Profit from property management for 2020, meaning profit before revaluations and tax, based on the current property portfolio and announced acquisitions and divestments and current exchange rates, is expected to amount to SEK 2,250 M. Sagax announced in a press release on 24 January 2020 that the company has entered into a conditional agreement to acquire 37 properties in Spain for an amount corresponding to SEK 1,560 M. The terms and conditions for the acquisition have not yet been fulfilled and accordingly the investment is not included in the forecast above.

Selected key performance indicators
2019
Jan-Dec
2018
Jan-Dec
2017
Jan-Dec
2016
Jan-Dec
2015
Jan-Dec
2014
Jan-Dec
Profit from property management per Class A and B share
after dilution, SEK1)
Change compared with preceding year, %
5.51
28
4.31
16
3.70
24
2.98
22
2.45
31
1.87
37
Earnings per Class A and B share after dilution, SEK1) 12.13 9.24 8.85 7.25 4.93 2.03
Dividend per Class A and B share, SEK (2019 proposed)1) 1.30 1.00 0.90 0.72 0.58 0.40
Net debt/EBITDA, multiple 6.6 7.4 8.1 8.7 9.3 8.8
Interest coverage ratio, multiple 4.9 4.2 3.7 3.4 2.9 2.6
Debt ratio, % 44 47 50 54 59 59
Properties' market value, SEK M 32,625 29,024 23,771 20,628 16,189 13,428
Property yield, % 6.4 6.8 6.9 7.1 7.4 7.6

1) Comparative figures have been adjusted for the bonus issue of Class A and B shares in 2019, by multiplying the number of shares by 2. The terms of the bonus issue were 1 Class A and 1 Class B share for each Class A and Class B share. The record date for the bonus issue was 3 June 2019.

In the fourth quarter, Sagax acquired a property outside Eindhoven. The property encompasses 9,500 square metres of lettable area and is fully let.

Business concept, goals and strategies

BUSINESS CONCEPT

AB Sagax is a property company whose business concept is to invest in commercial properties, primarily in the warehouse and light industry segment.

COMPANY GOALS

The overriding objective is the long-term generation of the maximum possible risk-adjusted return to the company's owners. To achieve this objective, Sagax has set the following business targets:

  • Operations must generate a long-term sustainable return and strong cash flows.
  • The company is to continue to grow through property acquisitions after taking into account the risk-adjusted return.
  • Cash flows from the existing property portfolio are to rise more than inflation.

FINANCIAL TARGETS

The table and charts below illustrate the outcome for the past five years in relation to the financial targets.

STRATEGIES

Investment strategy

Sagax invests primarily in warehouse and industrial properties. Properties designed as warehouses and for light industries are

attractive investment opportunities, since they generate a high yield combined with a low rate of new production and stable occupancy rates. Sagax invests in add-on acquisitions and in existing properties. Property acquisitions and investments in the existing portfolio aim to increase cash flow and diversify rental revenue, thereby reducing the company's operational and financial risks. The chart on page 3 illustrates the trend in the properties' market value and lettable area.

Financing strategy

Sagax's financial structure is designed with a clear focus on operating cash flow and interest coverage ratio. This is expected to create both excellent prerequisites for expansion and an attractive return on equity. The charts on page 3 show Sagax's profit from property management and cash flow from operating activities. As illustrated, cash flow corresponds closely to profit from property management. The deviation is due mainly to joint ventures for which dividends rather than profit from property management are recognised as cash flow from operating activities.

The company has four classes of shares: Class A, B and D common shares, and preference shares. The aim of the Class D shares, like the preference shares, is to attract investor categories that value steady ongoing dividends.

Financial targets

Outcome
rolling 12
months
Five-year
average
Return on equity, measured over a
five-year period, should not fall below
15% per year
24% 29%
Profit from property management per
Class A and B share should increase by
a minimum of 15% per year
28% 25%

Return on equity

Management strategy

Sagax pursues efficiency and sustainability in its management strategy. The management strategy includes clearly prioritising customers with high credit ratings and obtaining long leases. The company's policy is to abstain from maximising rent levels at all points of time in favour of signing leases of a longer duration with solvent tenants. This is regarded as being advantageous since it reduces the risk of vacancies, while leading to lower costs for letting premises and adapting premises to tenant needs.

Strategy for tenants

Sagax endeavours to attract reputable and creditworthy tenants. The company mainly enters into triple net leases and is thus only affected to a limited extent by changes in consumption or changed rates for such utilities as heating, electricity, property tax, water and sewage.

Strategy for the rental market

Sagax invests primarily in regions experiencing stable population growth and that have diversified business activities. Sagax's largest markets are Stockholm and Helsinki, which are regarded as offering favourable conditions for long-term growth. The risk of a decline in the occupancy rate and rent levels due to a weaker rental market is regarded as relatively low due to the stable demographic growth and the diversified business operations in these markets.

SUSTAINABILITY ACTIVITIES

The focus of Sagax's sustainability activities comprises avoiding short-term gains arising at the expense of negative longer-term consequences, such as in the form of externalities. The company's investing activities, management and funding are conducted to achieve the best possible long-term – meaning sustainable – outcome. The company's property management takes place exclusively in markets that have well-developed legal frameworks.

The negative externalities of management primarily comprise the environmental impact from heating premises. As in previous years, it is intended that the carbon footprint of the Sagax organisation, calculated at 252 tonnes of carbon dioxide for 2018, will be compensated.

A central theme of Sagax's sustainability activities is compliance with laws, regulations and conventions. Sagax conducts operations or has investments in Sweden, Finland, Denmark, Germany, the Netherlands, France and Spain. Accordingly, the Group is subject to both Swedish and foreign laws and regulations. Read more in Sagax's 2018 Sustainability Report.

Market value and area of properties

Earnings, revenue and expenses

The profit/loss and cash flow items below refer to the January to December 2019 period. The comparative items refer to the year-earlier period. Amounts for the balance-sheet items and comparative figures refer to the position at the end of the current period and end of the year-earlier period.

EARNINGS

Profit from property management rose 25% to 2,001 M (1,603), of which joint ventures and associated companies accounted for SEK 441 M (312). The increase in profit from property management was attributable to property acquisitions and higher profit from property management in joint ventures and associated companies. Profit from property management per Class A and B share after dilution rose 28% to SEK 5.51 (4.31).

Changes in the value of properties increased profit by SEK 1,956 M (1,878), of which the revaluation of joint ventures accounted for SEK 695 M (635).

The revaluation of financial instruments had an impact of SEK 884 M (289) on profit. The revaluation of listed shares

resulted in an unrealised change in value of SEK 594 M (109). The revaluation of financial instruments attributable to joint ventures amounted to SEK 305 M (76) pursuant to IFRS 9, while fixed-income derivatives accounted for SEK –15 M (103).

Profit after tax for the period was SEK 4,111 M (3,166).

REVENUE

Rental revenue rose 15% to SEK 2,581 M (2,247). Revenue was primarily positively affected by property acquisitions.

Other revenue of SEK 27 M (30) primarily comprised compensation from tenants who prematurely vacated premises, damages due to inadequate maintenance and insurance compensation.

During the period, rental revenue in comparable portfolios increased 3.3% excluding currency effects. The largest increase was found in the market segments of Stockholm (5.9%) and the Netherlands (4.4%), mainly due to lower vacancies. Other market segments reported minor revenue increases (an average of 1.6%) in the existing portfolio.

Rolling annual value Profit from property management per quarter Profit from property management SEK M/Quarter SEK M/Year 0 100 200 300 400 500 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 0 400 800 1,200 1,600 2,000

90 95

Economic leasing rate

%

100

CHANGE IN THE ECONOMIC OCCUPANCY RATE

The economic occupancy rate amounted to 95% (95). During the period, the vacancy value rose SEK 93 M (89) due to tenants vacating premises and declined SEK 98 M (86) due to new lettings. Discounts provided on a fixed-term basis amounted to SEK 22 M (19) on an annual basis at the end of the period. A change of market rent for vacant premises in Finland reduced the vacancy value by SEK 14 M and is an adjustment to the Group-wide calculation criteria.

In total, the closing vacancy value increased SEK 3 M (10) during the period to SEK 135 M (132).

FUTURE VACANCY CHANGES

Notice of termination had been served for leases with a rental value of SEK 85 M (49) at the end of the period, of which notice of vacating the premises accounted for SEK 81 M (44) and notice of renegotiation of the premises for SEK 4 M (5). Of the leases for which notice had been received, vacancies corresponding to SEK 29 M will occur in 2020. The rate of vacating premises is described in the table below. Leases that have not yet been occupied reduced the adjusted vacancy value by SEK 14 M (29).

The adjusted closing vacancy value was SEK 205 M (152), a net increase of SEK 53 M since year end. The change was due to the vacancy value for lettings that have not yet been occupied declining SEK 15 M in parallel with the vacancy value for terminated leases increasing SEK 37 M.

PROPERTY EXPENSES

Operating and maintenance costs rose to a total of SEK 306 M (256). Expenses for property tax increased to SEK 121 M (93). Site leasehold fees of SEK 24 M are recognised as a financial expense from 1 January 2019 in accordance with IFRS 16. Refer also to the heading Net financial items below. In the preceding year, site leasehold fees were recognised as property expenses and amounted to SEK 22 M.Other property expenses increased to SEK 47 M (37). All expense increases were primarily due to property acquisitions.

CENTRAL ADMINISTRATION

Costs for the Group's central administration amounted to SEK 122 M (132), corresponding to 4.7% (5.9) of the Group's rental revenue.

Vacancy changes

Amounts in SEK M 2019
Jan-Dec
2018
Jan-Dec
Opening vacancy for each year 132 122
Vacancies 93 89
New lettings –98 –86
Change in discounts provided 4 2
Vacancy value, acquired properties 23 6
Vacancy value, sold properties –7 –5
Adjustment of vacancy value –14
Change in exchange rates 1 4
Closing vacancy value 135 132
Terminated for renegotiation 4 5
Terminated lease, not vacated 81 44
Letting, not occupied –14 –29
Adjusted closing vacancy value 205 152

Leases terminated for vacancy

Year of vacancy No. of leases Rental value,
SEK M
2020 56 29
2021 10 38
2022 4 13
2024 1 1
>2024 1 1
Total 72 81

Vacancies on 1 January 2020

Area Rental value,
SEK M
Vacancy value,
SEK M1)
Economic
vacancy rate1)
Lettable
area, sqm
Vacant
area, sqm
Vacancy rate
by area
Stockholm 685 43 6% 629,000 37,000 6%
Helsinki 613 42 7% 580,000 50,000 9%
Finland, university cities 321 10 3% 345,000 13,000 4%
Paris 282 14 5% 275,000 13,000 5%
Netherlands 264 10 4% 321,000 6,000 2%
Rest of Sweden 146 261,000
Rest of Finland 223 3 1% 328,000 10,000 2%
Rest of Europe 201 12 6% 284,000 26,000 9%
Total 2,735 135 5% 3,022,000 153,000 5%

1) The vacancy value and vacancy rate take into account both vacancies and discounts provided.

At the end of the period, the Group had 69 (59) employees. Functions such as property care-taking and on-call operations are outsourced. The company has offices in Stockholm, Helsinki, Rotterdam, Paris and Barcelona.

Number of employees

Country Total
Sweden 33
Finland 20
France 7
Netherlands 6
Spain 3
Total 69

PROFIT FROM JOINT VENTURES AND ASSOCIATED COMPANIES

Profit for the period from joint ventures and associated companies amounted to SEK 917 M (830), of which profit from property management accounted for SEK 441 M (312), changes in the value of fixed-income derivatives for SEK –5 M (42) and changes in the value of properties for SEK 695 M (635). Profit was charged with of SEK 214 M (160) in tax. Refer also to page 11 for more information.

NET FINANCIAL ITEMS

Interest-bearing liabilities increased to SEK 17,519 M (15,763) due to financing of property acquisitions.

Financial expenses declined to SEK 470 M (481) due to a lower average interest rate, despite higher interest-bearing liabilities, nonrecurring expenses for premature redemption of bonds of SEK 30 M as well as site leasehold fees of SEK 24 M charged to net financial items from 2019 according to IFRS 16. The company's average interest rate on 31 December 2019 was 1.9% (2.2). For more information about funding at Sagax, see page 12.

Financial income of SEK 20 M (35) primarily pertained to dividends received from listed shares.

REVALUATION OF PROPERTIES

The value growth for the properties amounted to SEK 1,261 M (1,243), of which unrealised changes in value amounted to SEK 1,301 M (1,265) excluding currency effects. The change in the market value of the property portfolio is also described on page 10.

New lettings and renegotiations of leases increased the market value of the properties by SEK 674 M (677). Vacancies and renegotiations reduced the value by SEK 337 M (216). The general change in market value for the company's properties amounted to SEK 965 M (804).

Unrealised changes in value

Amounts in SEK M Jan–Dec 2019
New lettings/Renegotiations 674
Vacancies/Renegotiations –337
General change in market value 965
Total 1,301

Realised changes in the value of properties amounted to SEK –40 M (–22) for the period.

REVALUATION OF FINANCIAL INSTRUMENTS

The change in the value of financial instruments amounted to SEK 884 M (289), of which SEK –5 M (42) referred to joint ventures.

The change in value attributable to fixed-income derivatives amounted to SEK –15 M (103), of which –5 M (42) referred to joint ventures.

Revaluation of listed shares resulted in an unrealised change in value of SEK 594 M (97). No shares were sold during the period.

The revaluation of financial instruments attributable to joint ventures amounted to SEK 305 M (76) in accordance with IFRS 9.

TAX

Sagax recognised a current tax expense of SEK 100 M (10). The deferred tax expense amounted to SEK 416 M (435). The Group's deferred tax liabilities at the end of the period amounted to SEK 2,018 M (1,599).

CASH FLOW

Cash flow from operating activities before changes in working capital amounted to SEK 1,795 M (1,490). Changes in working capital had a positive impact of SEK 16 M (100) on cash flow. Investing activities had an impact of SEK –3,051 M (–3,771) on cash flow, while cash flow from financing activities contributed SEK 1,252 M (2,195) to Sagax. In total, cash and cash equivalents rose SEK 13 M (13) during the period. See page 16 for the statement of cash flows.

PARENT COMPANY

The Parent Company, AB Sagax, is responsible for stock market issues, such as financial reporting and stock market information. Services between Group companies are charged on commercial terms and conditions and in accordance with market-based pricing. Intra-Group services comprise management services and internal interest charging. The Parent Company's management fees from Group companies amounted to SEK 55 M (46). The Parent Company's income statement and balance sheet are shown on page 20.

FORECAST FOR 2020

Profit from property management for 2020, meaning profit before revaluations and tax, based on the current property portfolio and announced acquisitions and divestments and current exchange rates, is expected to amount to SEK 2,250 M. Sagax announced in a press release on 24 January 2020 that the company has entered into a conditional agreement to acquire 37 properties in Spain for an amount corresponding to SEK 1,560 M. The terms and conditions for the acquisition have not yet been fulfilled and accordingly the investment is not included in the forecast above.

CURRENT EARNINGS CAPACITY

Current earnings capacity is reported in conjunction with interim reports and year-end reports.

The table below shows earnings capacity on a 12-month basis at 1 January 2020. It is important to note that this capacity cannot be compared with a forecast for the forthcoming 12 months because it does not contain assessments about, for example, future vacancies, the interest rate scenario, currency effects, rent trends or changes in value.

Current earnings capacity

Amounts in SEK M 1 Jan 2020 1 Jan 2019
Rental value 2,735 2,510
Vacancy –135 –132
Rental revenue 2,600 2,378
Property expenses –466 –395
Net operating income 2,134 1,983
Central administration –122 –132
Joint ventures and associated 539 372
companies
Net financial items –352 –387
Lease expenses –22 –20
Profit from property
management 2,178 1,816
Tax –414 –400
Profit after tax 1,764 1,416
– of which, holders of preference shares 34 34
– of which, holders of Class D shares 216 204
– of which, holders of Class A and B
shares
1,515 1,178

Yield and lending rate

The rental value is based on contractual rental revenue on an annual basis, with supplements for estimated market rents for vacant premises. Property expenses are based on actual outcomes over the past 12 months adjusted for the holding period, less expenses for site leasehold fees. Central administration costs are based on actual outcomes over the past 12 months. Net financial items are calculated based on interest-bearing liabilities and assets on the balance sheet date. Expenses for interest-bearing liabilities are based on the Group's estimated average interest rate, plus financing costs allocated over time and costs attributable to credit facilities that were unutilised on the balance sheet date. Lease expenses essentially pertain to site leasehold fees that are based on actual outcomes over the past 12 months adjusted for the holding period. Dividends attributable to the company's holdings of listed shares were not taken into account in the earnings capacity. Tax is calculated at the standard tax rate of 19% (22).

Shares in profit in joint ventures and associated companies are calculated in accordance with the same assumptions as for Sagax, taking into account the size of the participations.

Current earnings capacity before tax

Difference between yield of Sagax's properties and Sagax's average interest rate % 0 1 2 3 4 5 6 7 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019

Difference between yield and lending rate

Year-end Report 2019 7 This document is an in-house translation of the Swedish Interim report. In the event of discrepancies, the Swedish original will supersede the translation.

Property portfolio

At 31 December 2019, the property portfolio comprised 553 (512) properties with a lettable area of 3,022,000 square metres (2,850,000). At the end of the period, the total rental value and contractual annual rent amounted to SEK 2,735 M (2,510) and SEK 2,600 M (2,378), respectively. This corresponds to an economic occupancy rate of 95% (95).

INVESTMENTS

During the period, Sagax invested SEK 3,544 M (3,482), of which property acquisitions accounted for SEK 2,836 M (3,026).

A total of 84 properties were acquired with a total lettable area of 357,000 square metres. The largest investment was Pieter Zeemansweg 17 in Dordrecht with a lettable area of 23,300 square metres.

A total of SEK 707 M (456) was invested in the existing property portfolio. SEK 140 M of the investments for the period were made against rent supplements, SEK 71 M was invested in conjunction with new lettings, SEK 357 M in conjunction with new production and SEK 129 M pertained to property maintenance.

The Group has agreed to acquire a property in Sweden, one property in Finland, 16 properties in Spain and 22 properties

in France for which possession will be taken in the first quarter of 2020. The total investment will amount to SEK 936 M. Refer also to events after the end of the period on page 27.

In addition, Sagax invested SEK 480 M in the french property company Groupe BMG through a convertible loan. BMG owns and manages 261 properties with a market value of SEK 7.8 billion. The term of the loan is five years and the interest rate is 7.2%. Sagax has a right but not an obligation to convert the loan to shares at the earliest after three years. Refer to press release no. 39, 2019

DIVESTMENTS

During the period, 44 properties with a total lettable area of 150,000 square metres were divested for a total of SEK 1,453 M, of which six to Sagax's joint venture Söderport for a total of SEK 668 M. Agreements were signed for the sale of one property in Sweden and two properties in Finland for a total of SEK 292 M which will be vacated after the end of the period.

PROPERTY PORTFOLIO YIELD

The yield for the period in relation to market value amounted to 6.4% (6.8).

Summary of property portfolio, 1 January 2020

Market value
Rental value
Economic annual rent Contractual
Segment No. of
properties
Lettable area,
sqm
Vacant
area, sqm
SEK M SEK per
sqm
SEK M Share occupancy
rate
SEK M Share
Stockholm 76 629,000 37,000 9,840 15,600 685 25% 94% 641 24%
Helsinki 71 580,000 50,000 6,708 11,600 613 22% 93% 571 23%
Finland, university cities 67 345,000 13,000 3,148 9,100 321 12% 97% 311 12%
Paris 60 275,000 13,000 2,919 10,600 282 10% 95% 269 10%
Netherlands 55 321,000 6,000 2,982 9,300 264 10% 96% 254 10%
Rest of Sweden 30 261,000 1,828 7,000 146 5% 100% 146 6%
Rest of Finland 137 328,000 10,000 2,634 8,000 223 8% 99% 220 8%
Rest of Europe 57 284,000 26,000 2,565 9,000 201 7% 94% 189 7%
Total 553 3,022,000 153,000 32,625 10,800 2,735 100% 95% 2,600 100%

Property investments January-December 2019

Amounts in SEK M Property
acquisitions
Existing
portfolio
Total Share of total
investments
Divestments Net invest
ments
Stockholm 27 302 328 9% –672 –343
Helsinki 53 206 260 7% –43 217
Finland, university cities 309 23 332 9% –4 327
Paris 674 125 799 23% –117 682
Netherlands 859 16 874 25% 874
Rest of Sweden 2 2 0% –583 –581
Rest of Finland 43 31 74 2% –25 49
Rest of Europe 871 3 874 25% –10 865
Total 2,836 707 3,544 100% –1,453 2,090

LEASE STRUCTURE

Sagax has a diverse lease structure, which better allows the company to maintain an even occupancy rate. To reduce the risk of lower rental revenue, Sagax endeavours to create longterm relationships with the company's existing tenants and to achieve favourable diversification in terms of the length and size of its leases.

Sagax's contractual annual rent at the end of the period was distributed between 1,724 leases (1,545), with about 1,200 tenants (1,000). The table below presents the size of Sagax's leases in relation to the Group's contractual annual rent at the end of the period. The table shows that 1,715 leases (1,536) each had a rental value of less than 1% of the Group's contractual annual rent. The total rental value for these leases accounted for 83% (82) of Sagax's contractual annual rent. In addition, Sagax is party to six leases (six) with a rental value corresponding to 1–2% of the Group's contractual annual rent. Combined, these leases total 9% (9) of Sagax's contractual annual rent. Only three (three) of Sagax's leases had an

Distribution of leases

Share of Contractual
annual rent
Average
contractual
Lease
contractual
annual rent
SEK M Share No. of
leases
annual rent,
SEK M
term,
years
>2% 201 8% 3 67 12
1–2 % 236 9% 6 39 6
<1% 2,164 83% 1,715 1 5
Total 2,600 100% 1,724 2 6

Lease terms

Contractual annual rent
Year of expiry Area, sqm SEK M Share
2020 308,000 318 12%
2021 402,000 328 12%
2022 358,000 361 14%
2023 277,000 259 10%
2024 258,000 251 10%
>2024 1,266,000 1,084 42%
Total 2,869,000 2,600 100%

annual rental value that accounted for more than 2% of the Group's rental revenue. These leases together represented 8% (8) of the Group's contractual annual rent.

Sagax's tenants operate in a variety of industries. 18% (19) of the contractual rental revenue comes from tenants in the manufacturing industry, 13% (12) from companies with food-related operations and 12% (12) in the automotive industry, including sales, service and manufacturing. Diverse tenant industries is considered to lower the risk of vacancies and rent losses. The main industries are presented in the pie chart below.

According to Sagax's management strategy, the company strives to secure long-term leases and an even distribution of contract maturities over the years. This is deemed to reduce the risk of significant variations in the Group's occupancy rate. Leases representing 52% of the contractual annual rent expire in or after 2024. 10–14% of contractual annual rent expires every year between 2020 and 2023.

Industry exposure

Year of maturity of annual rent

Annual value

Market value of property portfolio

Sagax prepares its consolidated financial statements in accordance with International Financial Reporting Standards (IFRS). The company has chosen to recognise its properties at fair value in accordance with the Fair Value Method.

At 31 December 2019, the total market value of Sagax's 553 properties (512) was SEK 32,625 M (29,024). The depreciation of the SEK against the EUR during the period led to property values abroad increasing SEK 209 M (551).

The recognised unrealised change in value amounted to SEK 1,301 M (1,265) for the period. Refer also to the table "Unrealised changes in value" on page 6.

VALUATION METHOD AND IMPLEMENTATION

The valuations were carried out in accordance with generally accepted international valuation methods. As of 31 December 2019, 97% valuation objects were valued separately by authorised property appraisers from independent valuation companies.

The principle method of appraisal used was cash flow calculations in which the present value of net operating income, investments and residual values was calculated. The calculation period was adjusted to the remaining term of existing leases and varies between five and 20 years. As a rule, the calculation period is ten years. All properties, except for two small

properties in Denmark, have been inspected over the past three-year period. These inspections include public areas and a selection of premises with specific emphasis on major tenants and vacant premises. The purpose of the inspections is to assess the properties' overall standard, maintenance requirements, market position and the attractiveness of the premises.

ANALYSIS AND GENERAL CONDITIONS

The cost of capital for the present value calculation of cash flows (4.9–16.0%), the cost of capital for the present value calculation of residual values (4.9–16.0%) and the yield requirement for the residual value calculations (4.5–14.0%) are based on analyses of transactions carried out and on individual assessments of the risk level and market position of each property.

The weighted cost of capital for the present value calculation of cash flows and residual values for the property portfolio was 7.8% (7.9) and 8.1% (8.4), respectively. The weighted yield requirement was 6.6% (7.1) at 31 December 2019. By comparison, the yield reported by Sagax for the period was 6.4% (6.8). A comparison of the yield reported over time and the yield requirement used in valuations is provided below.

A sensitivity analysis for changes in assumptions in property valuations is presented on page 25.

Change in carrying amount of properties

SEK M Number
Property portfolio, 31 December 2018 29,024 512
Acquisition of properties 2,836 84
Investments in the current portfolio 707
Property sales –1,453 –44
Subdivisions, property 1
Translation effect, currencies 209
Unrealised changes in value 1,301
Property portfolio, 31 December 2019 32,625 553

Market value of properties

Joint ventures and associated companies

Sagax's joint ventures and associated companies contributed a total of SEK 441 M (312) to profit from property management during the period. Sagax's share of changes in the value of properties amounted to SEK 695 M (635) and the share of changes in the value of fixed-income derivatives was SEK –5 M (42) for the period. The total value of the commitment related to ownership of joint ventures and associated companies amounted to SEK 5,693 M (3,286).

Sagax owns 50% of Söderport Holding AB, with the remaining share owned by the Nyfosa Group. Via Hemsö Intressenter AB, Sagax indirectly owns 15% of Hemsö Fastighets AB, with the remaining share owned by the Third Swedish National Pension Fund. In addition, Sagax owns 25% of Emilshus Fastigheter AB, and 20% of the votes and 14% of the capital inNP3 Fastigheter AB.

SÖDERPORT HOLDING AB

Söderport's operations consist of owning, managing and developing properties in Sweden. On behalf of Söderport, Sagax handles the financial administration and most of the property management of the Söderport Group. Nyfosa is responsible for property management at certain locations.

A corresponding 68% of Söderport's rental value of SEK 835 M was located in Stockholm on 31 December 2019. Söderport's economic vacancies amounted to SEK 33 M (26) at the end of the period, corresponding to a vacancy rate of 4% (4). Of the economic vacancies, SEK 9 M (6) comprised fixed-term rent discounts provided for new lettings. At the end of the period, Stockholm accounted for 94% of the economic vacancies.

During the period, 18 properties were acquired in Stockholm and one in Gothenburg for a total SEK 1,520 M, of which nine from Nyfosa and six from Sagax. The acquired properties have a total lettable area of 85,000 square metres and the rental value amounts to SEK 106 M.

Söderport divested ten properties with a total lettable area of 64,600 square metres to Nyfosa during period and six

properties with a total lettable area of 145,000 square metres in Torslanda to Torslanda Property Investment AB (TPI). The rental value is SEK 170 M. TPI paid SEK 965 M of the purchase consideration in the form of newly issued TPI shares. Based on the issue, Söderport's participating interest in TPI increased from 28.6% to 78.4% and TPI is included as a subsidiary in Söderport's consolidated financial statements.

HEMSÖ INTRESSENTER AB

Hemsö Fastighets AB conducts operations in Sweden, Germany and Finland. Operations consist of owning, managing and developing public properties. The property portfolio comprised 370 properties with a total property value of SEK 55 billion at 31 December 2019. 94% of rental revenue derives from tax-financed operations. More information on Hemsö Fastighets AB is available on the company's website, hemso.se.

NP3 FASTIGHETER AB

NP3 Fastigheter AB is a property company focusing on commercial investment properties with high yields mainly in northern Sweden. The company's property portfolio encompassed 344 properties with a total property value of SEK 10.7 billion and a rental value of SEK 1,082 M at 30 September 2019. NP3 Fastigheter AB is listed on Nasdaq Stockholm, Mid Cap. More information on NP3 Fastigheter AB is available on the company's website, np3fastigheter.se.

EMILSHUS FASTIGHETER AB

Emilshus acquires, develops and manages commercial properties in Småland. The property portfolio is situated in growth regions, with a keen focus on local presence and close partnership with tenants. The property portfolio encompassed 43 properties at 31 December 2019. More information on Emilshus Fastigheter AB is available on the company's website, emilshus.com.

Sagax's joint ventures

Söderport Hemsö
2019 Jan – Dec 2018 Jan – Dec 2019 Jan – Dec 2018 Jan – Dec
Sagax's participating interest, % 50 50 15 15
Rental value, SEK M 835 674 3,195 2,808
Rental revenue, SEK M 708 585 3,027 2,607
Profit from property management, SEK M 384 285 1,760 1,439
Profit for the period, SEK M
Sagax's share of profit from property
929 854 3,111 3,092
management, SEK M 192 142 218 170
2019 31 Dec 2018 31 Dec 2019 31 Dec 2018 31 Dec
No. of properties 80 70 370 365
Carrying amount of properties, SEK M 10,853 7,683 55,027 46,236
Lettable area, sqm 761,000 686,000 1,884,000 1,732,000
Lease term, years 4.6 5.0 9.9 9.7
Economic vacancy rate, % 4 4 2 2
Interest-bearing liabilities, SEK M 5,828 3,907 35,542 29,729
Loan maturity, years 4.5 1.5 7.4 7.9
Fixed interest, years 3.1 3.2 6.4 5.9
Market value of fixed-income derivatives, SEK M –208 –222 –211 –281
Carrying amount of Sagax's participation, SEK M 1,804 1,513 1,821 1,324

Year-end Report 2019 11 This document is an in-house translation of the Swedish Interim report. In the event of discrepancies, the Swedish original will supersede the translation.

EQUITY

Consolidated equity amounted to SEK 19,257 M (15,416) at 31 December 2019. Changes in equity during the period were attributable to comprehensive income for the period of SEK 4,201 M, a new issue of common shares totalling SEK 206 M and a share dividend of SEK 566 M.

INTEREST-BEARING LIABILITIES

Sagax's interest-bearing liabilities at the end of the period amounted to SEK 17,519 M (15,763). An amount corresponding to SEK 13,557 M (10,355) of liabilities was recognised in EUR.

Net debt amounted to SEK 15,232 M (14,812). Gross interest-bearing debt to banks totalled SEK 4,257 M (5,540). The remaining gross interest-bearing debt comprised listed bond loans of SEK 12,070 M (8,718) and commercial paper of SEK 1,192 M (1,505). The main covenants for bond loans are presented on page 13.

At 31 December 2019, secured liabilities comprised 14% (21) of the total assets. Unsecured liabilities corresponded to 30% (26) of the total assets on the same date.

The chart below shows how the debt ratio has decreased successively over time at the same time as financial expenses have declined in relation to the Group's profit before financial items. The debt ratio at the end of the year amounted to 44% (47) and the interest coverage ratio to 492% (433). Interest-bearing net debt for the past 12 months has averaged 6.6 (7.4) times EBITDA; see chart below.

A total of SEK 7,366 M (8,538) in loans was raised, of which SEK 5,031 M in the form of bond loans under the framework of Sagax's EMTN programme. Repayments during the period totalled SEK 5,734 M (6,707). Exchange-rate fluctuations increased interest-bearing liabilities by SEK 124 M (241).

Allocated borrowing costs of SEK 82 M (80) reduced interest-bearing liabilities in the balance sheet. Interest-bearing liabilities of SEK 17,437 M (15,683) were recognised. The average remaining fixed-interest and loan maturity terms were 3.5 years (3.0) and 3.8 years (3.6), respectively, at year end. The average interest rate on the company's interest-bearing liabilities was 1.9% (2.2), including the effect of derivatives. The average interest rate decreased as a consequence of new borrowing at lower interest rates, repayment of loans with

Fixed-interest period and loan maturity, 31 December 2019

Fixed interest Loan maturity Interest-rate swaps
Year of expiry SEK M Interest rate Share SEK M Share SEK M Interest rate
2020 1,932 1.6% 11% 123 1%
2021 1,299 1.6% 7% 1,796 10%
2022 1,271 1.9% 7% 1,250 7% 471 0.7%
2023 2,488 1.8% 14% 4,879 28% 710 0.9%
2024 224 1.6% 1% 5,217 30%
>2024 10,305 2.1% 59% 4,254 24% 829 2.2%
Total/average 17,519 1.9% 100% 17,519 100% 2,009 1.4%

Net debt

Amounts in SEK M 31 Dec 2019 31 Dec 2018
Interest-bearing liabilities 17,519 15,763
Interest-bearing assets –511 –6
Cash and cash equivalents –86 –73
Listed shares –1,690 –872
Net debt 15,232 14,812

Net debt/EBITDA, rolling 12 month

higher interest rates and early redemption of interest-rate swaps. Sagax prematurely redeemed four bond loans during the period.

Sagax has SEK 9,720 M (5,138) in loans at fixed interest rates. The company has interest-rate caps and interest-rate swaps with a total nominal value of SEK 6,261 M (6,198), of which interest-rate swaps with an average interest rate of 1.4% (1.5) accounted for SEK 2,009 M (2,471).

WORKING CAPITAL AND LIQUIDITY

Sagax's working capital, excluding prepaid rental revenue and including listed shares, amounted to SEK 140 M (–1,059) at 31 December 2019. At the same date, unutilised credit facilities amounted to SEK 3,652 M (3,392). No additional collateral needs to be pledged to utilise these credit facilities.

Listed bond loans, 31 December 2019

Maturity SEK M Current interest Interest terms Maturity date ISIN code
2017-2021 600 2.40% Stibor 3M+2.25% 1 Feb 2021 SE0010636274
2017-2022 1,250 2.30% Stibor 3M+2.15% 15 Feb 2022 SE0010324228
2019-2023 500 1.05% Stibor 3M+0.90% 16 Jun 2023 XS2093119175
2019-20231) 250 1.13%
1.13%
16 Jun 2023 XS2093119845
Total/average 2,600 1.97%
Maturity EUR M Current interest Interest terms Maturity date ISIN code
2018-20241) 500 2.00%
2.00%
17 Jan 2024 XS1877540465
2019-20251) 300 2.25%
2.25%
13 Mar 2025 XS1962543820
2019-20251) 1082) 0.87%
2.25%3)
13 Mar 2025 XS1962543820
Total/average 908 1.95%
1) Fixed-rate loans
2) The nominal value is EUR 100 M.
3) Coupon rate.
Derivative contracts, 31 December 2019
Amounts in SEK M Nominal
amount
Years to ma
turity
Market value 31
Dec 2019
Market value 31
Dec 2018
Change for
the period
Nominal interest-rate swaps 2,009 4.2 –119 –122 3
Interest-rate caps 4,251 2.4 0 4 –4

Rating and key performance indicators according to EMTN programme

Financial
covenant in
EMTN programme
2019
31 Dec
2018
31 Dec
Rating according to Moody's Investor Services Baa3, Stable outlook Baa3, Stable outlook
Net debt/Total assets <65% 38% 44%
Interest coverage ratio >1.8x 5.3x 4.3x
Secured liabilities/total assets <45% 14% 21%

Total 6,261 3.0 –119 –117 1

Distribution between secured and unsecured liabilities

Statement of comprehensive income

2019 2018 2019 2018
Amounts in SEK M Jan-Dec Jan-Dec Oct-Dec Oct-Dec
Rental revenue 2,581 2,247 663 591
Other revenue
Operating expenses
27
–222
30
–197
1
–57
3
–56
Maintenance costs –84 –59 –25 –13
Site leasehold fees –22 –6
Property tax –121 –93 –32 –23
Other property expenses –47 –37 –14 –11
Net operating income 2,133 1,869 536 487
Central administration –122 –132 –44 –54
Profit from joint ventures and associated companies 917 830 463 273
– of which, profit from property management 441 312 126 79
– of which, changes in value 690 677 441 260
– of which, tax –214 –160 –105 –66
Financial income 20 35 2 3
Financial expenses –446 –481 –96
Financial expense, interest component of leases –24 –6
Profit including changes in value of
joint ventures and associated companies
2,478 2,121 854 597
– of which, profit from property management 2,001 1,603 518 403
Changes in value:
Properties, realised –40 –22 –22 –3
Properties, unrealised 1,301 1,265 775 219
Financial instruments, realised 36 5
Financial instruments, unrealised 889 211 146 10
Profit before tax 4,627 3,611 1,753 828
Deferred tax –416 –435 –298 –116
Current tax –100 –10 74 55
Profit for the period 4,111 3,166 1,529 767
Other comprehensive income
– items that may be reversed to profit or loss:
Translation differences for foreign operations 217 363 –343 8
Share of other comprehensive income for joint ventures 13 3 –10 –1
Translation differences pertaining to hedge accounting
Tax on items that may be reversed to profit or loss
–143
3
–49
–29
181
7
–16
6
Comprehensive income for the period 4,201 3,454 1,365 764
Earnings per Class A and B share, SEK1) 12.15 9.24 4.61 2.21
Earnings per Class A and B share after dilution, SEK1) 12.13 9.24 4.60 2.21
Earnings per Class D share, SEK 2.00 2.00 2.00 0.50
Average no. of Class A and B shares, millions1) 319.0 316.7 319.0 316.7
Average no. of Class A and B shares after dilution, millions1) 319.5 316.9 319.5 316.9
Average number of Class D shares, millions 105.7 83.0 105.7 83.0

1) Comparative figures have been adjusted for the bonus issue of Class A and B shares in 2019, by multiplying the number of shares by 2. The terms of the bonus issue were 1 Class A and 1 Class B share for each Class A and Class B share. The record date for the bonus issue was 3 June 2019.

Condensed statement of financial position

2019 2018
Amounts in SEK M 31 Dec 31 Dec
Investment properties 32,333 28,769
Investment properties for sale 292 255
Leases, right-of-use assets 346
Joint ventures and associated companies 5,693 3,286
Fixed-income derivatives 1 4
Other fixed assets 568 14
Total fixed assets 39,233 32,328
Cash and bank balances 86 73
Listed shares 405 872
Other current assets 429 417
Total current assets 921 1,362
Total assets 40,154 33,690
Equity 19,257 15,416
Non-current interest-bearing liabilities 16,052 13,866
Deferred tax liabilities 2,018 1,599
Fixed-income derivatives 119 122
Other non-current liabilities 464 67
Total non-current liabilities 18,653 15,654
Commercial paper 1,192 1,505
Other current interest-bearing liabilities 193 312
Other current liabilities 858 803
Total current liabilities 2,243 2,620
Total equity and liabilities 40,154 33,690

Statement of cash flows

Amounts in SEK M 2019
Jan-Dec
2018
Jan-Dec
2019
Oct-Dec
2018
Oct-Dec
Profit before tax
Changes in value of financial instruments
4,627
–889
3,611
–247
1,753
–146
828
–15
Change in value of properties –1,261 –1,244 –755 –217
Result from ownership of joint ventures and associated
companies -917 –830 -463 –272
Dividend from joint ventures and associated companies 281 254 17
Dissolution of allocated borrowing costs 42 46 8 14
Tax paid –74 –87 –2 –21
Other items not included in cash flow –14 –15 13 –1
Cash flow from operating activities before
changes in working capital
1,795 1,490 426 316
Cash flow from changes in current receivables –4 –88 108 3
Cash flow from changes in current liabilities 20 188 –142 –28
Cash flow from operating activities 1,811 1,590 392 291
Acquisition of properties –2,836 –3,026 –921 –777
Property sales 1,413 24 492 1
Investments in existing properties –707 –456 –184 –221
Acquisition of listed shares –64 –450 –253
Sales of listed shares 129 57
Acquisition of financial instruments –503 –503
Acquisition of joint ventures and associated companies –178 –178
Capital contribution to joint ventures and associated –150
companies
Change in other fixed assets
–25 8 –21
Cash flow from investing activities –3,051 –3,771 –1,315 1,192
Issue of Class D and B shares 198 1,125 165
Dividend paid to shareholders –560 –479 –62 –57
Incentive Plan 9 –2
Borrowings 7,322 8,487 1,087 1,831
Repayment of loans –5,734 –6,707 –482 –1,274
Early redemption of financial derivatives –242
Deposits from tenants 28 14 5 2
Change in other non-current liabilities –11 –2 –3
Cash flow from financing activities 1,252 2,195 544 667
Cash flow for the period 12 14 –380 –234
Exchange rate differences in cash and cash equivalents 1 –1 –1
Change in cash and cash equivalents 13 13 –381 –234
Cash and cash equivalents at beginning of period 73 60 467 307
Cash and cash equivalents at end of period 86 73 86 73

Statement of changes in equity

Amounts in SEK M Share capital Other
contributed capital
Reserves,
translation
differences
Profit earned
incl. net
profit for the period
Total
equity1)
Equity, 31 December 2017 419 2,069 297 8,570 11,356
Issue of Class D shares 68 1,055 1,123
Transaction costs –8 –8
Issue of Class B shares, Incentive Plan 10 10
Dividends –517 –517
Redemption of Incentive Plan –4 –4
Incentive Plan 3 3
Comprehensive income,
January-December 2018
288 3,166 3,454
Equity, 31 December 2018 487 3,126 585 11,218 15,416
Issue of Class D shares 10 191 201
Transaction costs –3 –3
Bonus issue 279 –279
Issue of Class B shares, Incentive Plan 0 11 11
Dividends –566 –566
Redemption of Incentive Plan –7 –7
Incentive Plan 4 4
Comprehensive income,
January-December 2019 90 4,111 4,201
Equity, 31 December 2019 776 3,046 675 14,760 19,257

1) Equity is attributable in its entirety to the Parent Company's shareholders.

Segment information

Profit items Profit from property Changes in value, properties Profit
per segment Rental revenue1) management Unrealised Realised before tax
Amounts in SEK M 2019
Jan-Dec
2018
Jan-Dec
2019
Jan-Dec
2018
Jan-Dec
2019
Jan-Dec
2018
Jan-Dec
2019
Jan-Dec
2018
Jan-Dec
2019
Jan-Dec
2018
Jan-Dec
Stockholm 657 636 390 330 362 630 752 960
Helsinki 581 512 428 315 65 383 –12 2 481 699
Finland, university cities 317 249 242 150 52 112 –3 291 262
Paris 242 168 164 98 223 39 –1 387 137
Netherlands 212 126 184 81 277 30 461 111
Rest of Sweden 195 206 126 156 16 –40 –14 –1 130 115
Rest of Finland 233 226 184 161 179 86 –13 –23 351 224
Rest of Europe 144 123 129 93 128 24 1 258 118
Sub-total 2,581 2,247 1,850 1,384 1,301 1,264 –40 –22 3,110 2,626
Financial instruments 889 247
Joint ventures 441 312 692 369 –5 1 917 830
Other, non-specified -289 –93 -289 –93
Total 2,581 2,247 2,001 1,603 1,993 1,633 –45 –21 4,627 3,611
Asset items
per segment
Market value
properties
Investment
properties
Acquisition
properties
Divestment
properties
Amounts in SEK M 2019
31 Dec
2018
31 Dec
2019
Jan-Dec
2018
Jan-Dec
2019
Jan-Dec
2018
Jan-Dec
2019
Jan-Dec
2018
Jan-Dec
Stockholm 9,840 9,822 302 232 27 290 –672
Helsinki 6,708 6,333 206 177 53 541 –43
Finland, university cities 3,148 2,732 23 19 309 694 –4
Paris 2,919 1,995 125 8 674 501 –117
Netherlands 2,982 1,817 16 4 859 895
Rest of Sweden 1,828 2,392 2 3 –583 -16
Rest of Finland 2,634 2,373 31 10 43 –25 -29
Rest of Europe 2,565 1,560 3 3 871 105 –10
Total 32,625 29,024 707 456 2,836 3,026 –1,453 -45

1) All rental revenue pertains to external tenants.

Key performance indicators

2019
Jan-Dec
2018
Jan-Dec
2017
Jan-Dec
2016
Jan-Dec
2015
Jan-Dec
2014
Jan-Dec
Property-related key figures
Yield, % 6.4 6.8 6.9 7.1 7.4 7.6
Surplus ratio, % 83 83 83 85 86 86
Occupancy rate by area, % 95 95 95 93 97 95
Economic occupancy rate, % 95 95 94 94 96 94
Lettable area at the end of the period, 000 sqm 3,022 2,850 2,489 2,312 1,860 1,634
No. of properties at the end of the period 553 512 495 440 225 184
Financial key figures
Return on total capital, % 7 7 7 7 8 8
Return on equity, % 24 24 30 33 32 18
Average interest rate, % 1.9 2.2 3.0 3.1 3.3 4.1
Fixed-interest period incl. derivatives, years 3.5 3.0 2.1 2.7 3.0 3.0
Loan maturity, years 3.8 3.6 3.1 3.6 4.2 3.2
Equity/assets ratio, % 48 46 42 38 34 32
Debt ratio, % 44 47 50 54 59 59
Net debt/EBITDA, multiple 6.6 7.4 8.1 8.7 9.3 8.8
Interest coverage ratio, multiple 4.9 4.2 3.7 3.4 2.9 2.6
Interest coverage ratio, EMTN programme, multiple 5.3 4.3 4.0 3.7 3.3 2.9
Data per Class A and B share1)
Price of Class B share at the end of the period, SEK 136.20 65.70 49.10 40.87 35.87 22.00
Net asset value, SEK 56.77 44.22 35.04 26.89 17.76 13.62
Equity, SEK 46.86 35.70 27.15 19.61 13.01 8.75
Equity after dilution, SEK 46.78 35.67 27.13 19.57 12.96 8.72
Earnings, SEK 12.15 9.24 8.86 7.27 4.94 2.03
Earnings after dilution, SEK 12.13 9.24 8.85 7.25 4.93 2.03
Profit from property management, SEK 5.51 4.31 3.71 2.99 2.46 1.87
Profit from property management after dilution, SEK 5.51 4.31 3.70 2.98 2.45 1.87
Cash flow, SEK 4.86 3.95 3.27 2.57 2.00 1.50
Cash flow after dilution, SEK 4.86 3.95 3.26 2.56 2.00 1.50
Dividend per share, SEK (proposed for 2019) 1.30 1.00 0.90 0.72 0.58 0.40
No. at end of period, millions 319.1 316.8 316.5 316.5 316.5 316.5
No. at end of period after dilution, millions 319.5 317.1 316.7 317.1 317.5 317.4
Average no., millions 317.9 316.7 316.5 316.5 316.5 316.5
Average no. after dilution, millions 318.3 316.9 317.0 317.2 317.6 317.3
Data per Class D share
Share price at the end of period, SEK 36.35 31.70 29.92 28.30
Equity, SEK 35.00 35.00 35.00 35.00
Earnings, SEK 2.00 2.00 2.00 2.00
Dividend per share, SEK 2.00 2.00 2.00 2.00
No. at end of period, millions 107.8 101.9 63.6 18.2
Average no., millions 105.7 83.0 43.1 2.9
Data per preference share
Share price at the end of period, SEK 38.40 34.85 33.40 30.40 31.30 36.00
Equity, SEK 32.00 32.00 32.00 32.00 32.00 32.00
Earnings, SEK 2.00 2.00 2.00 2.00 2.00 2.00
Dividend per share, SEK 2.00 2.00 2.00 2.00 2.00 2.00
No. at end of period, millions 16.8 16.8 16.8 58.2 58.2 55.5
Average no., millions 16.8 16.8 35.5 58.2 57.8 52.2

1) Excluding 2,000,000 Class B shares bought back by AB Sagax. Comparative figures have been adjusted for the bonus issue of Class A and B shares in 2019, by multiplying the number of shares by 2. The terms of the bonus issue were 1 Class A and 1 Class B share for each Class A and Class B share.

The record date for the bonus issue was 3 June 2019.

Parent Company income statement

2019
2018
Amounts in SEK M
Jan-Dec
Jan-Dec
Net sales
73
62
Administration costs
–89
–107
Loss before financial income and expenses
–16
–45
Profit from participations in Group companies
258
145
Profit from participations in joint ventures
64
54
Financial income
616
460
Financial expenses
–673
–395
Profit before tax and appropriations
249
219
Appropriations
98
–6
Tax
–4
–5
Profit for the period
343
208
Other comprehensive income
Other comprehensive income

Comprehensive income for the period 343 208

Condensed Parent Company balance sheet

2019 2018
Amounts in SEK M 31 Dec 31 Dec
Tangible fixed assets 2 2
Receivables from Group companies 1,627 2,144
Other financial fixed assets 6,776 5,919
Total fixed assets 8,404 8,065
Cash and bank balances 1 2
Receivables from Group companies 11,497 9,630
Other current assets 58 69
Total current assets 11,556 9,701
Total assets 19,961 17,766
Equity 3,821 3,842
Untaxed reserves 30 23
Non-current interest-bearing liabilities 7,868 9,311
Liabilities to Group companies 3,423 257
Deferred tax liabilities 3 3
Total non-current liabilities 11,294 9,571
Current interest-bearing liabilities 1,295 1,625
Liabilities to Group companies 3,223 2,481
Other current liabilities 298 223
Total current liabilities 4,815 4,330
Total equity, untaxed reserves and liabilities 19,961 17,766

The Sagax share and shareholders

At the end of the period, Sagax had 14,830 (10,867) shareholders. Sagax's market capitalisation amounted to SEK 47,812 M (24,664). Sagax has four classes of shares: Class A, B and D common shares, and preference shares. The shares are listed on Nasdaq Stockholm, Large Cap.

On 3 June, Sagax implemented a 1:1 bonus issue with the issue of new Class A and Class B common shares. The bonus issue reduced the share price of the relevant shares and increased the number of shares outstanding.

A total of 443,575,439 shares were outstanding at the end of the period, of which 2,000,000 were Class B treasury shares. According to the Articles of Association, each preference share confers a preferential right to SEK 2.00 in annual dividends. Class D shares are entitled to five times the total dividend on Class A and B shares, although not more than SEK 2.00 per share annually.

WARRANTS

Sagax has three warrant plans for the company's employees. In total, Sagax's employees hold warrants corresponding to 0.6% of the number of Class A and B shares outstanding. The company's CEO and Board Members do not participate in the plans. These plans are valid for three years, and encompass the periods 2017-2020, 2018-2021 and 2019-2022. The subscription price corresponds to the price paid for the Class B share at the start of the warrant plan, converted using the average share price trend for the listed property companies in accordance with Carnegie's property index (CREX) during the corresponding period. Accordingly, the warrants will have a value on condition that the price performance of the Sagax share exceeds the average for the listed property companies during each three-year period.

PROFIT FROM PROPERTY MANAGEMENT PER COMMON SHARE

Profit from property management per Class B share after dilution on a rolling 12-month basis amounted to SEK 5.51 (4.31), which, compared with the share price of the Class B share at the end of the period, corresponded to a multiple of 24.7 (15.0).

EQUITY PER CLASS A AND B SHARE

Equity per Class A and B share after dilution amounted to SEK 46.78 (35.67). Net asset value per Class A and B share amounted to SEK 56.77 (44.22). The share price for the Class B share at the end of the period was 292% (182) of equity per Class B share and 240% (147) of net asset value per Class B share.

Trade in the shares on the Nasdaq Stockholm

Price paid, SEK Turnover rate
on an annual basis, %
Average trading volume per
trading day, SEK M
31 Dec 2019 31 Dec 2018 Jan–Dec 2019 Jan–Dec 2018 Jan–Dec 2019 Jan–Dec 2018
Class A shares 139.00 76.75 3 3 0.4 0.2
Class B shares 136.20 64.70 9 9 9.5 5.6
Class D shares 36.35 31.70 62 40 9.3 4.5
Preference shares 38.40 34.85 36 33 0.9 0.8

Key performance indicators per Class B share1)

2019
31 Dec
2018
31 Dec
2017
31 Dec
2016
31 Dec
2015
31 Dec
2014
31 Dec
Price of Class B share at the end of the period, SEK 136.20 64.70 49.10 40.87 35.87 22.00
Profit from property management after dilution, SEK 2) 5.51 4.30 3.70 2.98 2.45 1.86
Cash flow after dilution, SEK 2) 3) 4.86 3.94 3.26 2.56 2.00 1.50
Equity after dilution, SEK 46.78 35.67 27.13 19.57 12.96 8.72
Net asset value, SEK 56.77 44.22 35.04 26.89 17.76 13.62
Price of Class B share/Profit from property management,
multiple2) 24.7 15.0 13.3 13.7 14.6 11.8
Price of Class B share/Cash flow, multiple 2) 3) 28.0 16.4 15.1 16.0 18.0 14.7
Price of Class B share/Equity, % 292 182 181 209 277 252
Price of Class B share/Net asset value, % 240 147 140 152 202 162

1) Comparative figures have been adjusted for the bonus issue of Class A and B shares in 2019, by multiplying the number of shares by 2. The terms of the bonus issue were 1 Class A and 1 Class B share for each Class A and Class B share. The record date for the bonus issue was 3 June 2019.

2) Profit from property management and cash flow pertain to a rolling 12 months.

3) Cash flow pertains to cash flow from operating activities before changes in working capital.

Share price/profit from property management per common share

Share price in relation to equity and Net asset value

Ownership structure 31 Dec 20191)

No. of shares No. of
shareholders
Shareholder category No. of share
holders
Share of vot
ing power
Shareholders by
country
No. of
shareholders
Share of
voting power
1–500 8,719 Private individuals Sweden 13,896 89%
501–1,000 1,446 residing in Sweden 13,131 9% Switzerland 18 3%
1,001–2,000 1,226 Private individuals
residing abroad
97 0% USA 58 2%
2,001–5,000 1,420 Companies/institutions
5,001–10,000 751 in Sweden 765 81% UK 27 2%
10,001–50,000 877 Companies/institutions Luxembourg 51 2%
50,001– 391 abroad 837 10% Other 780 3%
Total 14,830 Total 14,830 100% Total 14,830 100%
1) Including shares held by AB Sagax.

Ownership structure 31 Dec 20191)

No. of shares Percentage of
Class A
David Mindus and companies shares
10,548,800
Class B shares
76,402,050
Class D shares
262,228
Preference shares Share capital
775
19.7% Votes2)
26.7%
Rutger Arnhult and companies 5,723,170 34,763,194 4,401,254 3,017 10.1% 14.1%
Staffan Salén and companies 4,264,928 34,970,660 50,600 8.9% 11.4%
Third Swedish National Pension Fund 24,227,658 5.5% 3.5%
Fourth Swedish National Pension Fund 5,716 12,804,340 6,422,494 4.3% 2.8%
Länsförsäkringar Fonder 17,333,086 3.9% 2.5%
SEB Fonder 12,987,095 190,753 3.0% 1.9%
Avanza Pension 47,769 1,016,029 9,953,870 1,405,241 2.8% 1.9%
Erik Selin and companies 1,148,760 4,515,000 2,021,759 1.7% 2.6%
Swedbank Robur Fonder 500,000 6,694,142 190,216 1.7% 1.7%
Swedish Foundation for Strategic Research 5,576,376 1.3% 0.8%
Ilmarinen Mutual Pension Insurance Company 4,900,000 1.1% 0.7%
ICA-Handlarnas Förbund 4,005,000 0.9% 0.6%
Second Swedish National Pension Fund 3,869,050 645 0.9% 0.6%
Vanguard 3,196,582 498,597 0.8% 0.5%
Lars Ingvarsson and companies 100,000 3,346,410 100,000 0.8% 0.7%
Filip Engelbert 241,000 2,119,784 0.5% 0.7%
Johan Thorell and companies 203,254 2,032,540 0.5% 0.6%
Livförsäkringsbolaget Skandia 258,288 1,709,092 22,096 20,212 0.5% 0.6%
T. Ljungberg B.V. 370,000 32,066 0.1% 0.5%
Total 20 largest shareholders 23,411,685 238,790,130 41,325,939 1,927,842 68.9% 75.6%
Other shareholders 3,421,859 51,367,737 66,474,061 14,856,186 30.7% 24.4%
Sub-total 26,833,544 290,157,867 107,800,000 16,784,028 99.5% 100.0%
Shares held by AB Sagax - 2,000,000 - - 0.5% 0.0%
Total 26,833,544 292,157,867 107,800,000 16,784,028 100.0% 100.0%
– of which, Board and employees 15,454,838 119,610,177 690,413 923 30.6% 40.2%

1) The ownership structure at 31 December 2019 is based on information from Euroclear Sweden and Modular Finance. 2) Voting rights for treasury shares held by AB Sagax have been excluded.

Voting rights and proportion of share capital
Class of share No. of shares Voting rights
per share
No. of votes Proportion
of votes
Proportion
of share capital
Class A shares 26,833,544 1.00 26,833,544 39% 6%
Class B shares 292,157,867 0.10 29,215,787 43% 66%
Class D shares 107,800,000 0.10 10,780,000 16% 24%
Preference shares 16,784,028 0.10 1,678,403 2% 4%
Total 443,575,439 68,507,734 100% 100%

Risks and uncertainties

To prepare the accounts based on generally accepted accounting policies, company management must make judgements and assumptions that affect asset and liability items, revenue and expense items recognised in the accounts and other information provided. The actual outcome may differ from these judgements.

PROPERTY-RELATED RISKS

The valuation of investment properties can be significantly affected by the judgments and assumptions made by company management. To reduce the risk of incorrect valuations, Sagax has engaged authorised external appraisers to assess the market value of the majority of the properties as of 31 December 2019, see page 10. When valuing properties, the constant existence of uncertainties regarding the assumptions made must be taken into account. A sensitivity analysis for property values in relation to changes in the assumptions on yield requirements, cost of capital, rental revenue and property expenses is presented below.

Sagax prioritises leasing to tenants with a high credit rating and long-term leases, despite these entailing slightly lower immediate earnings. The intention is to reduce the risk of rent losses and the risk of vacancies.

The geographic distribution of Sagax's property portfolio and the industries of its tenants are highly diversified. Sagax's lease structure of many small leases help reduce the risks of vacancies and rent losses.

FINANCIAL RISKS

Sagax's financial expenses comprise the single largest expense for the Group. To reduce Sagax's exposure to rising interest rates, the Group has a significant number of its interest expenses from fixed-rate loans. To limit interest-rate risk for loans at floating interest rates, interest-rate swaps and interest-rate caps are used. Calculated on the existing funding terms for the Group's interest-bearing liabilities on 31 December 2019, a rise in market interest rates of 1 percentage point would have increased Sagax's annualised interest expenses by SEK 46 M (65). A reduction in market interest rates of 1 percentage point would have lowered Sagax's interest expenses by SEK 4 M (3) on an annual basis.

Sagax's funding primarily comprises equity and interestbearing liabilities. Sagax endeavours to secure a long, average remaining term of interest-bearing liabilities in a bid to limit its refinancing risk, defined as the risk that refinancing existing debt cannot take place on reasonable terms. The company's long-term funding comprises listed bond loans and bank loans. Both the bond loans and bank loans are subject to covenants, for example, with respect to debt ratio and maintaining an interest coverage ratio. This means that creditors may be entitled to demand repayment of granted credit lines prematurely or request changed conditions if these covenants are not met by the borrower. The complete terms and conditions for the bond loans are available at www.sagax.se. A sensitivity analysis is presented below, showing the effects of a change in properties' occupancy rate on Sagax's interest coverage ratio. A sensitivity analysis is presented below, showing the effects of a change in the properties' market value on Sagax's debt ratio.

CURRENCY RISKS

The amounts in the consolidated balance sheet are partly exposed to exchange-rate fluctuations, particularly for the EUR. Net exposure on 31 December 2019, assets less liabilities in EUR, amounted to SEK 6,205 M (5,514). In accordance with

Sensitivity analysis for property values

–20% –10% 0% +10% +20%
Value change, SEK M –6,525 –3,262 3,262 6,525
Debt ratio, % 52 48 44 40 38

Sensitivity analysis for property values

Change Value change,
SEK M
Yield requirement +/– 0.25% points –830/+931
Cost of capital +/– 0.25% points –763/+803
Rental revenue +/– 5% +1,207/–1,221
Property expenses +/– 5% –216/+206

Sensitivity analysis for changes in the occupancy rate

–10% –5% 0% +5% +10%
Occupancy rate, %
Interest coverage
86 91 96 100 N/A
ratio, % 437 464 492 519 N/A

IAS 21, the currency effects for foreign operations and hedge accounting are recognised in Other comprehensive income. Other currency effects are recognised in profit or loss.

OTHER RISKS

In a decision of 20 December 2016 pertaining to the 2014 income year, the Swedish Tax Agency denied the Group company Sagax Bruket Fastigheter AB deductions for loss carryforwards of SEK 277 M and imposed additional tax of SEK 28 M. In a ruling on 27 February 2018, the Administrative Court upheld the Swedish Tax Agency's claim. On 2 December 2019, the Administrative Court of Appeal upheld Sagax's appeal of the Administrative Court's ruling and the decision was annulled. The Tax Agency has appealed the Administrative Court of Appeal's ruling.

In a decision of 7 December 2017 pertaining to the 2015 income year, the Tax Agency also denied the group company Firethorne AB deductions for loss carryforwards of SEK 1,166 M. In a ruling on 7 February 2019, the Administrative Court upheld the Tax Agency's decision. Sagax is of the opinion that the Tax Agency's decisions are incorrect and the companies concerned have appealed the decision. If the Tax Agency's decisions were to be upheld, Sagax estimates that the negative effect recognised in earnings for the Group would be SEK 85 M and SEK 156 M, respectively.

Sagax's other risks are described in the 2018 Annual Report, on pages 50-53.

SENSITIVITY ANALYSIS

Sagax's exposure to material risks in the company's operations is presented below.

Sensitivity analysis at 31 December 20191)
Amounts in SEK M Change Effect on profit
from property
management,
annual basis
Effect
on profit after
tax, annual basis
Effect
on
equity
Economic occupancy rate +/–1% +/–26 +/–21 +/–21
Rental revenue +/–1% +/–26 +/–21 +/–21
Property expenses +/–1% +/–5 +/–4 +/–4
Interest expenses for liabilities in SEK including fixed-income derivatives +/–1% –28/+11 –23/+9 –23/+9
Interest expenses for liabilities in EUR including fixed-income derivatives +/–1% –18/–7 –15/–5 –15/–5
Interest expenses for liabilities in SEK excluding fixed-income derivatives +/–1% –41/+24 –33/+19 –33/+19
Interest expenses for liabilities in EUR excluding fixed-income derivatives +/–1% –25/+1 –20/– –20/–
Change in SEK/EUR exchange rate2) +/–10% +/–118 +/–92 +/–621
Changed rent level for contract maturity in 2019 +/–10% +/–32 +/–26 +/–26

1) Excluding share in profit of joint ventures.

2) Sagax's net exposure to the SEK/EUR exchange rate comprises assets and liabilities recognized in EUR, in addition to revenue and expenses in EUR.

Events after the end of the period

On 24 January, it was announced in a press release that Sagax has signed an agreement to acquire properties in Spain for an amount corresponding to SEK 1,560 M. The acquisition is conditional on certain pre-emption rights not being exercised and that a due diligence is completed with satisfactory results. These conditions are expected to be met in February 2020, at which point the transaction will then be completed during the first quarter of 2020. The acquisition refer to 37 encompassing 172,000 square metres of lettable area and 332,000 square metres of land. The properties have been developed with industrial buildings surrounded by car parks and marshalling yards. The properties are let to MAG which uses the premises for foodstuff wholesale operations for the HORECA segment. MAG, a leading Spanish food wholesale, generated sales of SEK 11 billion in 2018. MAG is part of the Bright Food (Group) Co., Ltd. 48% of the property value is concentrated to Catalonia. 27% of the portfolio is found in Barcelona and Madrid. The remaining average lease term is 5.8 years and the annual rental value corresponds to SEK 106 M.

On 27 January, it was announced in a press release that Sagax had issued an unsecured bond loan of EUR 300 M in the European capital market as part of its EMTN programme. The bond loan has a duration of seven years and extends to 30 January 2027 with a fixed interest coupon of 1.125%.

On 29 January, it was announced in a press release that Sagax had acquired an undeveloped property comprising 23,600 square metres of land in Vantaa, 20 minutes north of central Helsinki and ten minutes from Helsinki-Vantaa Airport. Sagax has also agreed on a turnkey contract with the Finnish construction group SRV Group Plc for 10,000 square metres of warehouse and business premises with offices. Sagax's total investment corresponds to SEK 245 M. The

contract will commenced in the first quarter of 2020 and is scheduled for completion in the first quarter of 2021. The occupancy rate of the property is 76%. The average term of the lease will be 12 years on completion of the contract. The remaining 24% of the rental value of the property is subject to a five-year rental guarantee. The total rental value corresponds to SEK 20 M per year. The investment will contribute to Sagax's profit from property management and cash flow from the second quarter of 2021.

On 7 February, it was announced in a press release that the Board of Directors of AB Sagax (publ) intends to propose a distribution in kind of shares in which 30 Class A or Class B common shares in Sagax will confer the right to one (1) share in Torslanda Property Investment AB (publ) ("TPI") following a 10:1 split of the TPI share. The proportion of distributed shares corresponds to 15% of the number of shares in TPI. The Board intends to present this proposal to shareholders at Sagax's Annual General Meeting on 6 May 2020. Sagax owns 78% of the number of outstanding shares and votes in TPI through Söderport Holding AB, which is jointly owned by Sagax and Nyfosa AB. Sagax and Nyfosa AB intend to jointly distribute a holding corresponding to a total of 30% of the number of outstanding shares and votes in TPI to their respective shareholders. The distribution will increase the number of shareholders in TPI, which will create a platform for more appropriate trading, which will benefit shareholders and facilitate the continued development of the company. It is proposed that 30 Class A or Class B common shares in Sagax will confer the right to one (1) share in TPI following a 10:1 split of the TPI share. Sagax will make arrangements for selling excess units (fractions) on behalf of the affected shareholders.

Accounting policies

Sagax complies with the International Financial Reporting Standards (IFRS), as adopted by the EU, and the interpretations of the International Financial Reporting Interpretations Committee (IFRIC). In addition, the consolidated financial statements have been prepared in accordance with Swedish law applying Recommendation RFR 1 Supplementary Accounting Rules for Corporate Groups of the Swedish Financial Reporting Board.

This interim report has been prepared in accordance with International Accounting Standards (IAS) 34.

IFRS 16 Leases entered force on 1 January 2019 and has been applied by Sagax from that date without retrospective restatement. Accounting for lessors is essentially unchanged. Under the new standard, lessees recognise leases in the balance sheet as a right-of-use asset and as a corresponding liability. Sagax analysed the Group's leases and identified site leasehold agreements as the most material. On 1 January 2019, the value of the right-of-use asset for site leasehold agreements amounted to SEK 340 M.Sagax also has other leases pertaining to offices, vehicles, office equipment and land leases. According to the new standard, site leasehold fees will no longer be recognised as property expenses but instead as a financial expense. Lease expenses for other leases are distributed between depreciation and financial expense. The change in recognition has a limited impact on a few KPIs, such as return on total capital, net debt/ total assets and the interest coverage ratio.

IFRIC 23 entered force on 1 January 2019 and has been applied by Sagax from that date without retrospective restatement. IFRIC 23 addresses how uncertainty over amounts of income tax are to be recognised and has a highly limited impact on the Group's financial statements.

Aside from the adjustments to IFRS 16, the accounting policies and calculation methods applied in this report are essentially unchanged compared with those applied in the 2018 Annual Report.

The properties were valued in accordance with level 3 of the IFRS fair value hierarchy. The fair value of financial instruments essentially corresponds with the carrying amount. No changes to the categorisation of financial instruments were made during the period. The derivatives were measured in accordance with level 2 of the fair value hierarchy.

The Parent Company applies the Swedish Annual Accounts Act and RFR 2 Accounting for Legal Entities.

Rounding-off differences may occur in this report.

The Board of Directors and CEO give their assurance that this interim report provides a fair overview of the company's and the Group's operations, financial position and earnings and describes significant risks and uncertainties faced by the company and the companies included in the Group.

Stockholm, 7 February 2020 AB SAGAX (publ) Corporate Registration Number 556520-0028

Staffan Salén Johan Cederlund Filip Engelbert Chairman of the Board Board member Board member

David Mindus Johan Thorell Ulrika Werdelin CEO and Board member Board member Board member

This constitutes information that AB Sagax (publ) is legally obliged to publish under the EU's Market Abuse Regulation. The information was released for publication on 7 February 2020 at 3:30 p.m. CET.

Financial calendar

Interim Report January-March 2020 6 May 2020
Annual Report April 2020
Annual General Meeting 2020 6 May 2020
Interim Report January-June 2020 13 July 2020
Interim Report January-September 2020 27 October 2020

SCHEDULE OF DIVIDEND PAYMENTS TO HOLDERS OF CLASS D SHARES AND PREFERENCE SHARES

March 2020

■ Final day for trading including dividend rights
■ First day for trading excluding dividend rights
■ Record date for dividend payment
■ Expected payment date by Euroclear1)
27 March 2020
30 March 2020
31 March 2020
3 April 2020
June 2020
■ Final day for trading including dividend rights
■ First day for trading excluding dividend rights
■ Record date for dividend payment
■ Expected payment date by Euroclear1)
26 June 2020
29 June 2020
30 June 2020
3 July 2020
September 2020
■ Final day for trading including dividend rights
■ First day for trading excluding dividend rights
■ Record date for dividend payment
■ Expected payment date by Euroclear1)
28 September 2020
29 September 2020
30 September 2020
5 October 2020
December 2020
■ Final day for trading including dividend rights
■ First day for trading excluding dividend rights
■ Record date for dividend payment
■ Expected payment date by Euroclear1)
28 December 2020
29 December 2020
30 December 2020
7 January 2021

1) Payment is made on the third banking day following the record date for Swedish issuers. Sagax is unable to affect this date.

FOR FURTHER INFORMATION, PLEASE CONTACT:

David Mindus, CEO +46 8 545 83 540, [email protected]

Agneta Segerhammar, CFO +46 8 545 83 540, [email protected]

Visit us at www.sagax.se.

Definitions

Sagax applies the European Securities and Market Authority's (ESMA) Guidelines on the Alternative Performance Measures. Alternative performance measures refer to financial measures of historical or future earnings trends, financial position, financial results or cash flows that are not defined or stated in the applicable rules for financial reporting, which in Sagax's case is IFRS. The basis of the alternative performance measures provided is that they are used by company management to assess the financial performance and thus are considered to provide valuable information to shareholders and other stakeholders.

The table below presents definitions of Sagax's key performance indicators. The calculation of alternative performance measures is described separately on the following pages.

Key performance indicators Description Reason for alternative performance measure
Return on equity Profit for the period, recalculated to 12 months, as a percentage of aver
age equity (opening and closing balances)/2 for the period.
This key performance indicator shows how shareholders'
capital yields interest during the period.
Return on total capital Profit for the period, recalculated to 12 months, after net financial items
after reversal of financial expenses as a percentage of average total assets
for the period.
This key performance indicator shows the ability to
generate earnings on the Group's assets, excluding
financing costs.
Occupancy rate by area Contracted area directly after the end of the period as a percentage of
total lettable area directly after the end of the period.
This key performance indicator shows the occupancy
situation.
Debt ratio Interest-bearing liabilities at the end of the period as a percentage of
total assets at the end of the period.
This key performance indicator shows financial risk.
Yield Net operating income for the period (including property administration)
with add-back of site leasehold fees, recalculated to 12 months, adjusted
for the holding periods of the properties during the period as a percent
age of the carrying amounts of the properties at the end of the period.
The key performance indicator shows the earnings gen
eration of the operations before financial expenses and
central administration costs are taken into account.
EBITDA Net operating income less central administration costs plus dividends
received from joint ventures.
Sagax uses EBITDA so that the EBITDA/Net debt key
performance indicator shows financial risk.
Equity per Class A and B share Equity at the end of the period in relation to the number of Class A and
B shares at the end of the period after taking into account equity attribut
able to Class D shares and preference shares.
The key performance indicator shows the owner's share
of equity.
Equity per Class D share Equity at the end of the period in relation to the number of common
shares at the end of the period after taking into account equity attribut
able to preference shares. Equity is restricted to SEK 35.00 per Class D
share.
The key performance indicator shows the owner's share
of equity.
Equity per preference share Equity per preference share corresponds to the preferential right of the
preference share on liquidation of the company (SEK 30 per preference
share) and the share's accumulated preferential right to dividends (SEK 2
per year).
The key performance indicator shows the owner's share
of equity.
Economic occupancy rate Contractual annual rent directly after the end of the period as a percent
age of rental value directly after the end of the period.
The key performance indicator shows the economic
degree of utilisation of the Group's properties.
EURIBOR EURIBOR, or the Euro Interbank Offered Rate, is a daily reference rate
based on the average of the interest rates at which euro interbank term
deposits are being offered by one prime bank to another within the EMU
zone.
Not an alternative performance measure.
Property Pertains to properties held under title or site leasehold. Not an alternative performance measure.
Profit from property management Profit excluding changes in value and tax. An indicator of the earnings generation in the opera
tions, excluding changes in value.
Profit from property management
per Class A and B share after
dilution
Profit from property management for the period reduced by dividends on
Class D shares and preference shares, divided by the average number of
Class A and B shares after dilution.
An indicator of the earnings generation of the assets,
excluding the changes in value accruing to holders of
Class A and B shares.
Rental value The contractual annual rent applicable directly after the end of the peri
od, with supplements for estimated market rents for vacant premises.
The key performance indicator shows the Group's
income potential.
IFRS International Financial Reporting Standards. International Financial
Reporting Standards (IFRS), to be applied for consolidated financial state
ments by listed companies within the EU.
Not an alternative performance measure.
Joint venture Partnership form whereby several owners have a shared controlling
influence.
Not an alternative performance measure.
Key performance indicators Description Reason for alternative performance measure
Cash flow per Class A and B share Profit before tax adjusted for items not included in cash flow less tax
paid in relation to the average number of Class A and B shares. Dividends
on Class D shares and preference shares for the period have also been
deducted from profit before tax. Dividends received from joint ventures
have been added to profit before tax.
The key performance indicator shows the amount of
cash flow for the period that can be considered to be
attributable to owners of Class A and Class B shares.
Net debt Interest-bearing liabilities less interest-bearing assets, cash and cash
equivalents, and listed shares.
The key performance indicator shows the Group's
indebtedness.
Net debt/Total assets Interest-bearing liabilities less interest-bearing assets, cash and cash
equivalents, and listed shares as a percentage of total assets.
This key performance indicator shows financial risk.
Preference equity Equity per preference share multiplied by the number of preference
shares outstanding.
The key performance indicator shows equity attributable
to preference shareholders.
Earnings per Class A and B share Profit in relation to the average number of Class A and B shares after
taking into account the portion of profit for the period represented by
dividends on Class D shares and preference shares.
Not an alternative performance measure.
Earnings per Class D share Class D shares are entitled to five times the total dividend on Class A
and B shares, although not more than SEK 2.00 per share.
The key performance indicator shows the shareholders'
share of profit.
Earnings per preference share Each preference share entails a preferential right to SEK 2.00 in annual
dividends.
The key performance indicator shows the preference
shareholders' share of profit.
Fixed-income derivatives Agreements on lending rates that may include the factors of time,
inflation and/or maximum interest rates. Usually signed to hedge interest
rates for interest-bearing loans.
Not an alternative performance measure.
Interest-rate swaps An agreement between two parties to swap interest rate conditions on
loans in the same currency. The swap entails that one party exchanges its
floating interest rate for a fixed rate, while the other party receives a fixed
rate in exchange for a floating rate. The purpose of an interest-rate swap
is to reduce interest-rate risk.
Not an alternative performance measure.
Interest coverage ratio Profit from property management, excluding profit from joint ventures
but including dividends from joint ventures, after reversal of financial
expenses in relation to financial expenses.
The key performance indicator shows financial risk.
Interest coverage ratio, covenant in
EMTN programme
Profit from property management after reversal of financial expenses as a
percentage of financial expenses.
The key performance indicator shows financial risk.
Equity/assets ratio Equity in relation to total assets. This key performance indicator shows financial risk.
STIBOR STIBOR, or Stockholm Interbank Offered Rate, a daily reference rate
based on the average of the interest rates at which banks offer to lend
unsecured funds to other banks in SEK in the Swedish wholesale money
market.
Not an alternative performance measure.
Net asset value Recognised equity according to the balance sheet with reversal of
reserves for fixed-income derivatives, deferred tax on temporary differ
ences on property values and deferred tax on reserves for fixed-income
derivatives.
An established indicator of the Group's net asset value
that facilitates analyses and comparisons.
Secured liabilities/total assets Liabilities secured with pledged assets as a percentage of total assets. This key performance indicator shows financial risk for
bond holders.
Total return on shares Total of the change in the share price during the period and the dividend
paid during the period as a percentage of the share price at the end of
the preceding year.
The key performance indicator shows the
total return that accrues to shareholders.
Total yield on property Total of yield and property revaluations during the period as a percentage
of the closing property value adjusted for revaluations for the period.
The key performance indicator shows earnings genera
tion and value growth for the properties for a period.
Triple net lease A type of lease whereby the tenant pays, in addition to the rent, all costs
incurred on the property that would normally have been paid by the
property owner. These include operating expenses, maintenance, proper
ty tax, site leasehold fees, insurance, property care-taking, etc.
Not an alternative performance measure.
Dilution Dilution due to outstanding warrants has been calculated, in line with
IAS 33, as the number of Class A and B shares to be issued to cover the
difference between the strike price and market price for all potential
Class A and B shares (warrants) outstanding, insofar as it is probable that
they will be utilised.
Not an alternative performance measure.
Surplus ratio Net operating income for the period as a percentage of rental revenue
for the period.
The key performance indicator shows the profitability of
the properties.

The calculation of alternative performance measures is presented in the tables below.1)

Amounts in SEK M
unless otherwise stated
2019
Jan-Dec
2018
Jan-Dec
Amounts in SEK M
unless otherwise stated
2019
Jan-Dec
2018
Jan-Dec
Return on equity
Profit after tax 4,111 3,166 Profit from property management
Addition for translation to annual value Profit after tax 4,111 3,166
Average equity 17,337 13,386 Tax 730 605
Return on equity 24% 24% Changes in value -2,840 –2,168
Profit from property management 2,001 1,603
Return on total capital
Profit from property management 2,001 1,603 Profit from property management per Class A and B share
Addition for translation to annual value after dilution
Financial expenses 470 481 Profit from property management 2,001 1,603
Addition for translation to annual value Dividends attributable to preference
Profit before financial expenses 2,471 2,084 and Class D shares
Adjusted profit from property manage
–249 –237
Average total capital 36,922 30,465 ment 1,752 1,367
Return on total capital 7% 7% Profit from property management per
Class A and B share after dilution, SEK 5.51 4.31
Occupancy rate by area
Contracted area, 000s of square metres 2,868 2,708 Cash flow per Class A and B share
Total lettable area, 000s of square Profit before tax 4,627 3,611
metres
Occupancy rate by area
3,022
95%
2,850
95%
Items not affecting cash flow –2,758 –2,035
Tax paid –74 –87
Debt ratio Dividends attributable to preference
and Class D shares
–249 –237
Interest-bearing liabilities 17,519 15,763 Cash flow 1,546 1,252
Total assets 40,154 33,690 Cash flow per Class A and B share
Debt ratio 44% 47% after dilution, SEK 4.86 3.95
Yield Net debt
Net operating income 2,133 1,869 Interest-bearing liabilities 17,519 15,763
Add-back of site leasehold fees –24 Interest-bearing assets –511 –6
Addition for translation to annual value Cash and cash equivalents and listed
Holding adjustment, acquisitions/divest shares –1,776 –945
ments 10 91 Net debt 15,232 14,812
Currency translation to closing rate –19 2
Adjusted net operating income 2,100 1,962 Net debt/EBITDA
Carrying amount of properties 32,625 29,024 Net debt 15,232 14,812
Yield 6.4% 6.8% EBITDA rolling 12 months 2,292 1,991
Net debt/EBITDA 6.6x 7.4x
EBITDA rolling 12 months
Net operating income 2,133 1,869 Net debt/Total assets
Central administration –122 –132 Net debt 15,232 14,812
Dividends from joint ventures 281 254 Total assets 40,154 33,690
EBITDA 2,292 1,991 Net debt/Total assets 38% 44%
Economic occupancy rate Preference equity
Contractual annual rent 2,600 2,378 Equity per preference share, SEK 32.00 32.00
Rental value 2,735 2,510
Economic occupancy rate 95% 95%

1) Comparative figures have been adjusted for the bonus issue of Class A and B shares in 2019, by multiplying the number of shares by 2. The terms of the bonus issue were 1 Class A and 1 Class B share for each Class A and Class B share. The record date for the bonus issue was 3 June 2019.

Calculation of alternative performance measures is presented in the tables below, cont'd.

Amounts in SEK M
unless otherwise stated
2019
Jan-Dec
2018
Jan-Dec
Amounts in SEK M
unless otherwise stated
2019
Jan-Dec
2018
Jan-Dec
Number of preference shares outstand Equity/assets ratio
ing 16,784,028 16,784,028 Equity 19,257 15,416
Preference equity 537 537 Total assets 40,154 33,690
Equity/assets ratio 48% 46%
Earnings per Class A and B share1)
Profit after tax 4,111 3,166
Dividends attributable to Net asset value
preference and Equity 19,257 15,416
Class D shares –249 –237 Equity attributable to
Adjusted profit after tax 3,862 2,929 preference and Class D shares –4,310 –4,104
Earnings per Class A and Reversal of derivatives 119 117
B share after dilution, SEK 12.13 9.24 Reversal of deferred tax,
temporary differences 2,333 1,967
Interest coverage ratio Reversals attributable to joint ventures 741 627
Profit from property management 2,001 1,603 Net asset value 18,140 14,023
Add-back of profit from property man Net asset value per Class
agement JV –441 –312 A and B share after dilution, SEK 56.77 44.23
Dividends from joint ventures 281 254
Financial expenses 470 481 Secured liabilities/total assets
Corrected profit from property Secured liabilities 5,449 7,045
management before financial expenses 2,311 2,026 Total assets 40,154 33,690
Interest coverage ratio 4.9x 4.2x Secured liabilities/total assets 14% 21%
Interest coverage ratio, EMTN programme
Profit from property management 2,001 1,603 Surplus ratio
Financial expenses 470 481 Net operating income 2,133 1,869
Profit from property management Rental revenue 2,581 2,247
before financial expenses 2,471 2,084 Surplus ratio 83% 83%
Interest coverage ratio 5.3x 4.3x
1) Not an alternative performance measure.

AB Sagax is a property company whose business concept is to invest in commercial properties, primarily in the warehouse and light industry segment. Sagax's property holdings at 31 December 2019 amounted to 3,022,000 square metres, distributed between 553 properties. AB Sagax (publ) is listed on Nasdaq Stockholm, Large Cap. More information is available at www.sagax.se.

AB Sagax (publ), Engelbrektsplan 1, SE-114 34 Stockholm, Sweden Corp. Reg. No. 556520–0028 Tel: +46 8 545 83 540, fax: +46 8 545 83 549 www.sagax.se

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