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AB Sagax

Quarterly Report Feb 8, 2021

2959_10-k_2021-02-08_d341e17b-609a-4fcd-a261-67acc6a5f699.pdf

Quarterly Report

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YEAR-END REPORT 2020

AB Sagax is a property company whose business concept is to invest in commercial properties, primarily in the warehouse and light industry segment

Year-end report 2020

2020 FISCAL YEAR

  • Rental revenue increased 12% to SEK 2,898 M (SEK 2,581 M for the preceding year).
  • Profit from property management increased 19% to SEK 2,389 M (2,001).
  • Profit from property management per Class A and B share after dilution rose 20% to SEK 6.62 (5.51).
  • In total, property revaluation affected profit by SEK 2,003 M (1,956).
  • Revaluation of financial instruments had an impact of SEK 210 M (884).
  • Profit after tax for the year was SEK 3,711 M (4,111).
  • Cash flow from operating activities before changes in working capital rose 24% to SEK 2,219 M (1,795), corresponding to SEK 6.09 (4.86) per Class A and B share after dilution.
  • Net investments amounted to SEK 4,795 M (2,090).
  • The Board intends to convene an Extraordinary General Meeting to resolve on a reduction of share capital through redemption of all preference shares. Redemption of the preference shares is proposed to take place following the distribution of a dividend of SEK 0.50 per preference share in April. For more information, see page 27.
  • The Board of Directors proposes that the dividend per Class A and B share be raised to SEK 1.65 (1.30). The Board also proposes a dividend of SEK 2.00 per Class D through a quarterly payment of SEK 0.50. If the Extraordinary General Meeting does not vote to redeem all of the preference shares outstanding, the Board will also propose a dividend of SEK 2.00 per preference share through a quarterly payment of SEK 0.50. The dividend proposal is in accordance with the company's dividend policy.

FOURTH QUARTER OF 2020

  • Rental revenue increased 13% to SEK 746 M (SEK 663 M in the year-earlier period).
  • Profit from property management increased 15% to SEK 594 M (518).
  • Profit from property management per Class A and B share after dilution rose 15% to SEK 1.65 (1.43).
  • In total, property revaluation affected profit by SEK 1,216 M (1,148).
  • Revaluation of financial instruments had an impact of SEK 108 M (192).
  • Profit after tax for the period was SEK 1,532 M (1,529).
  • Cash flow from operating activities before changes in working capital rose 4% to SEK 441 M (426), corresponding to SEK 1.17 (1.14) per Class A and B share after dilution.
  • Net investments amounted to SEK –450 M (593).

FORECAST FOR 2021

Profit from property management for 2021, meaning profit before revaluations and tax, based on the current property portfolio, announced acquisitions and divestments and current exchange rates, is expected to amount to SEK 2,550 M.

Selected key performance indicators
2020
Jan-Dec
2019
Jan-Dec
2018
Jan-Dec
2017
Jan-Dec
2016
Jan-Dec
2015
Jan-Dec
Profit from property management per Class A and B
share after dilution, SEK
6.62 5.51 4.31 3.70 2.98 2.45
Change compared with preceding year, % 20 28 16 24 22 31
Earnings per Class A and B share after dilution, SEK 10.78 12.13 9.24 8.85 7.25 4.93
Dividend per Class A and B share, SEK (2020 proposed) 1.65 1.30 1.00 0.90 0.72 0.58
Net debt/EBITDA, multiple 6.4 6.6 7.4 8.1 8.7 9.3
Interest coverage ratio, multiple 5.7 4.9 4.2 3.7 3.4 2.9
Debt ratio, % 43 44 47 50 54 59
Properties' market value, SEK M 37,548 32,625 29,024 23,771 20,628 16,189
Property yield, % 6.3 6.4 6.8 6.9 7.1 7.4

Selected key performance indicators

A property portfolio consisting of five properties in the Netherlands was acquired in the fourth quarter of 2020. These properties encompass a total of 54,000 square metres of lettable area and 104,000 square metres of land. The properties are fully let to Scheuten Glas Nederland BV, which is a part of the Swiss glass company Glas Trösch AG. The premises are used for the storage and production of glass.

Business concept, goals and strategies

BUSINESS CONCEPT

AB Sagax is a property company whose business concept is to invest in commercial properties, primarily in the warehouse and light industry segment.

COMPANY GOALS

The overriding objective is the long-term generation of the maximum possible risk-adjusted return to the company's owners. To achieve this objective, Sagax has set the following business targets:

  • Operations must generate a long-term sustainable return and strong cash flows.
  • The company will continue to grow through property acquisitions after taking into account the risk-adjusted return.
  • Cash flows from the existing property portfolio are to rise more than inflation.

FINANCIAL TARGETS

The table and charts below illustrate the outcome for the past five years in relation to the financial targets.

STRATEGIES

Investment strategy

Sagax invests primarily in warehouse and industrial properties. Properties designed as warehouses and for light industries are

attractive investment opportunities, since they generate a high yield combined with a low rate of new production and stable occupancy rates. Sagax invests in add-on acquisitions and in existing properties. Property acquisitions and investments in the existing portfolio aim to increase cash flow and diversify rental revenue, thereby reducing the company's operational and financial risks.

Financing strategy

Sagax's financial structure is designed with a clear focus on operating cash flow and interest coverage ratio. This is expected to create both excellent prerequisites for expansion and an attractive return on equity.

The company has four classes of shares: Class A, B and D common shares, and preference shares. The aim of the Class D shares, like the preference shares, is to attract investor categories that value steady ongoing dividends.

Management strategy

Sagax pursues efficiency and sustainability in its management strategy. The management strategy includes clearly prioritising reputable customers with high credit ratings and obtaining long leases. This is regarded as being advantageous since it reduces the risk of vacancies, while leading to lower costs for letting premises and adapting premises to tenant needs.

Financial targets

Outcome
rolling 12
months
Five-year
average
Return on equity, measured over a
five-year period, should not fall below
15% per year
18% 26%
Profit from property management per
Class A and B share should increase by
a minimum of 15% per year
20% 23%

Profit from property management per Class A and B share

Annual percentage growth rate, rolling 12 months

Return on equity

Objective for annual growth rate is not less than 15%

The company mainly enters into triple net leases and is thus only affected to a limited extent by changes in consumption or changed rates for such utilities as heating, electricity, property tax, water and sewage.

SUSTAINABILITY ACTIVITIES

The aim of Sagax's sustainability activities is to avoid shortterm gains arising at the expense of negative longer-term consequences, such as in the form of externalities. The company's investing activities, management and funding are conducted to achieve the best possible long-term – meaning sustainable – outcome. The planning, governance and monitoring of sustainability activities follow Sagax's organisational structure with well-defined delegation of responsibilities and authorities. Sustainability activities are based on applicable legislation and internal policies.

Sagax has identified the following focus areas:

Financial sustainability

Sagax's business model is characterised in all areas by a longterm approach. Short-term gains are subordinate to the company's long-term value creation. Accordingly, sustainability work is integrated into the business model.

Business ethics

Sagax works actively to combat all forms of corruption, and has a whistle-blower function available on the Sagax website and a Code of Conduct for Suppliers.

Environmental and resource efficiency

Heating premises and the use of electricity account for the largest share of properties' energy use. Sagax takes regular measures to reduce consumption in a bid to continuously enhance the efficiency of the properties' energy use.

Employees

The development of the company is dependent on highly skilled employees. For this reason, it is important that the company is an attractive employer that can attract and has the ability to retain highly skilled personnel. In exchange, employees are expected to assume responsibility of their work duties and also serve as good representatives of the company's values and culture.

Market value and area of properties

Profit from property management and cash flow

Earnings, revenue and expenses

The profit/loss and cash flow items below refer to the January to December 2020 period. The comparative items refer to the year-earlier period. Amounts for the balance-sheet items and comparative figures refer to the position at the end of the current period and end of the year-earlier period.

EARNINGS

Profit from property management rose 19% to 2,389 M (2,001), of which joint ventures and associated companies accounted for SEK 565 M (441). The increase in profit from property management was attributable to property acquisitions and higher profit from property management in joint ventures and associated companies. Profit from property management per Class A and B share after dilution rose 20% to SEK 6.62 (5.51).

Changes in the value of properties increased profit by SEK 2,003 M (1,956).

Revaluation of financial instruments had an impact of SEK 210 M (884). The revaluation of listed shares resulted in an unrealised change in value of SEK 77 M (594). The revaluation of financial instruments attributable to joint ventures amounted to SEK 156 M (305) pursuant to IFRS 9, while fixed-income derivatives accounted for SEK –24 M (–15).

Profit after tax for the year was SEK 3,711 M (4,111).

REVENUE

Rental revenue rose 12% to SEK 2,898 M (2,581). Revenue was primarily affected by property acquisitions.

Other revenue amounted to SEK 10 M (27). The previous period was primarily impacted by compensation from tenants who prematurely vacated premises, damages due to inadequate maintenance and insurance compensation.

During the year, rental revenue in comparable portfolios increased 2.5% (3.3) excluding currency effects. The largest increase was found in the market segments of the Netherlands (4.2%), Helsinki (4.1%) and Paris (3.9%). Other market segments reported revenue increases of an average of 1.4% in comparable portfolios.

CHANGE IN THE ECONOMIC OCCUPANCY RATE

The economic occupancy rate amounted to 95% (95). During the year, the vacancy value rose SEK 128 M (93) due to tenants vacating premises and declined SEK 123 M (98) due to new lettings. Fixed-term rent discounts for new tenants increased SEK 13 M (4) to SEK 35 M (22) on an annual basis at the end of the period. Acquisitions and property divestments during the year increased the vacancy value by SEK 10 (16) M. In total, the vacancy value increased SEK 24 M (3) to SEK 159 M (135) at year end.

Profit from property management per quarter Profit from property management SEK M/Quarter SEK M/Year 0 100 200 300 400 500 600 700 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 0 400 800 1,200 1,600 2,000 2,400 2,800

Rolling 12 months

Rental revenue

Annual change in rental revenue in comparable portfolios

Economic leasing rate

FUTURE VACANCY CHANGES

At year end, notice of termination had been served for leases with a rental value of SEK 68 M (85), of which leases with notice of vacating the premises accounted for SEK 68 M (81) and leases with notice of renegotiation for SEK 0 M (4). Of the leases for which notice had been received, vacancies corresponding to SEK 44 M will occur in 2021. Leases for premises that have not yet been occupied reduced the adjusted vacancy value by SEK 17 M (14).

PROPERTY EXPENSES

Operating and maintenance costs amounted to a total of SEK 311 M (306). Expenses for property tax increased to SEK 141 M (121). Other property expenses rose to SEK 60 M (47). The increase was due primarily to property acquisitions.

CENTRAL ADMINISTRATION

Central administration costs amounted to SEK 132 M (122), corresponding to 4.5% (4.7) of the year's rental revenue.

Vacancy changes

Amounts in SEK M 2020
Jan-Dec
2019
Jan-Dec
Opening vacancy for each year 135 132
Vacancies 128 93
New lettings –123 –98
Change in discounts provided 13 4
Vacancy value, acquired properties 11 23
Vacancy value, sold properties –1 –7
Adjustment of vacancy value –14
Change in exchange rates –3 1
Closing vacancy value 159 135
Terminated for renegotiation 4
Terminated lease, not vacated 68 81
Letting, not occupied –17 –14
Adjusted closing vacancy value 210 205

At year-end, Sagax had 77 (69) employees. Functions such as property care-taking and on-call operations are outsourced. Sagax has offices in Stockholm, Helsinki, Rotterdam, Paris and Barcelona.

Number of employees

Total
35
24
7
7
4
77

Leases terminated for vacancy

Year of vacancy No. of
leases
Rental value,
SEK M
2021 51 44
2022 6 9
2023 2 11
2024 4 4
2025
>2025
Total 63 68

Vacancies on 1 January 2021

Area Rental value,
SEK M
Vacancy value,
SEK M1)
Economic vacan
cy rate1)
Lettable
area, sqm
Vacant
area, sqm
Vacancy rate
by area
Stockholm 702 48 7% 655,000 37,000 6%
Helsinki 622 51 8% 577,000 58,000 10%
Netherlands 337 13 4% 466,000 9,000 2%
Paris 317 11 4% 305,000 11,000 4%
Finland, university cities 326 11 3% 356,000 11,000 3%
Madrid & Barcelona2) 116 15 13% 235,000 31,000 13%
Rest of Sweden 149 261,000
Rest of Finland 216 2 1% 326,000 5,000 2%
Rest of Europe 239 7 3% 299,000 6,000 2%
Total 3,024 159 5% 3,480,000 168,000 5%

1) The vacancy value and economic vacancy rate take into account both vacancies and discounts provided.

2) Madrid & Barcelona, which was previously reported under Rest of Europe, is reported as a separate segment from 2020.

PROFIT FROM JOINT VENTURES AND ASSOCIATED COMPANIES

Profit of joint ventures and associated companies for the period amounted to SEK 1,033 M (917), of which profit from property management accounted for SEK 565 M (441), changes in the value of fixed-income derivatives for SEK –18 M (–5) and changes in the value of properties for SEK 759 M (695). Profit was charged with deferred tax of SEK 272 M (214). Refer also to page 11 for more information.

NET FINANCIAL ITEMS

Interest-bearing liabilities increased to SEK 19,904 M (17,519) due to financing of property acquisitions.

Financial expenses amounted to SEK 481 M (470). The average interest rate was 1.8% (1.9) on 31 December 2020 due to refinancing and new borrowing at lower interest rates.

Financial income of SEK 39 M (20) pertained to interest on bonds and other financial investments.

REVALUATION OF PROPERTIES

Sagax obtains external value assessments to determine the properties' market value. The valuations are carried out by independent valuation companies and updated on a quarterly basis. As of 31 December 2020, 98% of the properties were valued by authorised property appraisers. Other properties were acquired in December 2020, and the acquisition price is thus deemed to correspond to the market value.

The value growth for the properties amounted to SEK 1,244 M (1,261), of which unrealised changes in value amounted to SEK 1,274 M (1,301).

Unrealised changes in value

Amounts in SEK M Jan-Dec 2020
New lettings/Renegotiations 485
Vacancies/Renegotiations –364
General change in market value 1,154
Total 1,274

REVALUATION OF FINANCIAL INSTRUMENTS

The change in the value of financial instruments amounted to SEK 210 M (884), of which SEK –18 M (–5) referred to joint ventures.

The change in value attributable to fixed-income derivatives amounted to SEK –24 M (–15), of which SEK –18 M (–5) referred to joint ventures.

Revaluation of listed shares resulted in an unrealised change in value of SEK 77 M (594).

Revaluation of financial instruments regarding joint ventures amounted to SEK 134 M (305) in accordance with IFRS 9.

TAX

Sagax recognised a current tax expense of SEK 108 M (100). The deferred tax expense amounted to SEK 511 M (416). The Group's deferred tax liabilities at year end amounted to SEK 2,476 M (2,018).

CASH FLOW

Cash flow from operating activities before changes in working capital amounted to SEK 2,219 M (1,795). Changes in working capital had a positive impact of SEK 314 M (16) on cash flow. Investing activities had an impact of SEK –5,543 M (–3,051) on cash flow, while cash flow from financing activities amounted to SEK 2,950 M (1,252). In total, cash and cash equivalents changed SEK –62 M (13) during the period.

PARENT COMPANY

The Parent Company, AB Sagax, is responsible for stock market issues, such as financial reporting and stock market information. Services between Group companies are charged on commercial terms and conditions and in accordance with market-based pricing. Intra-Group services comprise management services and internal interest charging. The Parent Company's management fees from Group companies amounted to SEK 57 M (55).

FORECAST FOR 2021

Profit from property management for 2021, meaning profit before revaluations and tax, based on the current property portfolio, announced acquisitions and divestments and current exchange rates, is expected to amount to SEK 2,550 M.

CURRENT EARNINGS CAPACITY

Current earnings capacity is reported in conjunction with interim reports and year-end reports.

The table below shows the company's earnings capacity on a 12-month basis at 1 January 2021. It is important to note that this capacity cannot be compared with a forecast for the forthcoming 12 months because it does not contain assessments about, for example, future vacancies, the interest rate scenario, currency effects, rent trends or changes in value.

The rental value is based on contractual rental revenue on an annual basis, with supplements for estimated market rents for vacant premises. Property expenses are based on actual

Current earnings capacity

Amounts in SEK M 1 Jan 2021 1 Jan 2020
Rental value 3,024 2,735
Vacancy –159 –135
Rental revenue 2,865 2,600
Property expenses –495 –466
Net operating income 2,370 2,134
Central administration –132 –122
Joint ventures and associated
companies 638 539
Net financial items –372 –352
Lease expenses –26 –22
Profit from property management 2,479 2,178
Tax –471 –414
Profit after tax 2,008 1,764
– of which, holders of preference
shares
34 34
– of which, holders of Class D shares 252 216
– of which, holders of Class A
and B shares
1,723 1,515
Run rate yield, % 6.2 6.5
Net debt/run rate EBITDA, multiple 6.5 6.6

dard tax rate of 19% (19).

Shares in profit in joint ventures and associated companies are calculated in accordance with the same assumptions as for Sagax, taking into account the size of the participations.

outcomes over the past 12 months adjusted for the holding period. Central administration costs are based on actual outcomes over the past 12 months. Net financial items are calculated based on interest-bearing liabilities and assets on the balance sheet date. Expenses for interest-bearing liabilities are based on the Group's estimated average interest rate, plus financing costs allocated over time and costs attributable to credit facilities that were unutilised on the balance sheet date. Lease expenses essentially pertain to site leasehold fees that are based on actual outcomes over the past 12 months adjusted for the holding period. Dividends attributable to the company's holdings of listed shares were not taken into account in the earnings capacity. Tax is calculated at the stan-

Yield and interest rate

Difference between yield and interest rate

Property portfolio

On 31 December 2020, the property portfolio comprised 673 (553) properties with a lettable area of 3,480,000 square metres (3,022,000). At year-end, the rental value and contractual annual rent amounted to SEK 3,024 M (2,735) and SEK 2,865 M (2,600), respectively. This corresponds to an economic occupancy rate of 95% (95).

INVESTMENTS

During the year, Sagax invested SEK 6,251 M (3,544), of which property acquisitions accounted for SEK 5,585 M (2,836).

A total of 175 properties were acquired with a total lettable area of 661,000 square metres. The largest investment referred to a portfolio of 37 properties in Sweden encompassing 203,000 square metres of lettable area and 560,000 square metres of land. The portfolio was acquired with the intention to establish a joint venture with NP3 Fastigheter AB. The joint venture structure was established on 11 December 2020. In the fourth quarter, a total of 18 properties were acquired with a total lettable area of 105,000 square metres, of which the largest investment referred to a property portfolio of five properties in the Netherlands. A total of SEK 666 M (707)

was invested in the existing property portfolio. SEK 47 M of the investments during the year was made against rent supplements, SEK 123 M was invested in conjunction with new lettings, SEK 324 M in conjunction with new production and SEK 172 M pertained to property maintenance.

The Group has agreed to acquire two properties in France for which possession will be taken after the end of the year. The total investment will amount to SEK 68 M.

DIVESTMENTS

During the year, 55 properties were divested for a total of SEK 1,456 M, of which the largest divestment was a portfolio of 37 properties in Sweden in conjunction with the establishment of a joint venture with NP3 Fastigheter AB. Agreements were signed for the sale of one property in Sweden and two properties in Finland for a total of SEK 284 M which will be vacated after the end of the year.

PROPERTY PORTFOLIO YIELD

The yield for the year in relation to market value amounted to 6.3% (6.4).

Summary of property portfolio, 1 January 2021

Market value Rental value Economic annual rent Contractual
Segment No. of
properties
Lettable
area, sqm
Vacant
area, sqm
SEK M SEK
per sqm
SEK M Share occupancy
rate
SEK M Share
Stockholm 78 655,000 37,000 10,552 16,100 702 23% 93% 654 23%
Helsinki 72 577,000 58,000 6,771 11,700 622 21% 92% 572 20%
Netherlands 89 466,000 9,000 4,262 9,100 337 11% 96% 324 11%
Paris 82 305,000 11,000 3,465 11,400 317 10% 96% 306 11%
Finland, university cities 66 356,000 11,000 3,180 8,900 326 11% 97% 314 11%
Madrid & Barcelona 67 235,000 31,000 1,813 7,700 116 4% 87% 101 4%
Rest of Sweden 30 261,000 1,886 7,200 149 5% 100% 149 5%
Rest of Finland 129 326,000 5,000 2,527 7,800 217 7% 99% 215 7%
Rest of Europe 60 299,000 6,000 3,093 10,300 239 8% 97% 232 8%
Total 673 3,480,000 168,000 37,548 10,800 3,024 100% 95% 2,865 100%

Property investments January-December 2020

Amounts in SEK M Property
acquisitions
Existing
portfolio
Total Share of total
investments
Divestments Net
investments
Stockholm 386 297 683 11% –295 387
Helsinki 32 237 269 4% 269
Netherlands 1,039 56 1,096 18% –55 1,040
Paris 519 22 541 9% 541
Finland, university cities 97 28 125 2% –3 122
Madrid & Barcelona 839 1 840 13% –10 831
Rest of Sweden 1,073 7 1,080 17% –1,073 7
Rest of Finland 14 14 0% –20 –6
Rest of Europe 1,600 3 1,604 26% 1,604
Total 5,585 666 6,251 100% –1,456 4,795

LEASE STRUCTURE

Sagax has a diverse lease structure, which better allows the company to maintain an even occupancy rate. To reduce the risk of lower rental revenue, Sagax endeavours to create longterm relationships with the company's existing tenants and to achieve favourable diversification in terms of the length and size of its leases.

Sagax's annual rent at year end was distributed between 1,813 leases (1,724), with about 1,200 tenants (1,000). The table below presents the size of Sagax's leases in relation to the Group's annual rent at year end. The table shows that 1,802 leases (1,715) each had a rental value of less than 1% of the Group's annual rent. The total rental value for these leases accounted for 80% (83) of Sagax's annual rent. In addition, Sagax is party to eight leases (six) with a rental value corresponding to 1–2% of the Group's annual rent. Combined, these leases total 11% (9) of Sagax's annual rent. Only three (three) of Sagax's leases had an annual rental value that accounted for more than 2% of the Group's rental revenue. These leases together represented 8% (8) of the Group's contractual annual rent.

Sagax's tenants operate in a variety of sectors. 16% (13) of rental revenue comes from tenants with food-related operations, 16% (18) from companies in the manufacturing industry and 11% (12) in the automotive-related industry, including sales, service and manufacturing. Diverse tenant industries is considered to lower the risk of vacancies and rent losses. The main sectors are presented in the pie chart below.

According to Sagax's management strategy, the company strives to secure long-term leases and an even distribution of contract maturities over the years. This is deemed to reduce the risk of significant variations in the Group's occupancy rate. Leases representing 52% of the annual rent expire in or after 2025. 10-14% of annual rent expires every year between 2021 and 2024.

Distribution of leases

Share of
contractual
annual rent
Annual rent
SEK M
Share
No. of
leases
Average
annual rent,
SEK M
Lease
term,
years
> 2% 241 8 3 80 10
1–2 % 322 11 8 40 6
< 1% 2,302 80 1,802 1 5
Total 2,865 100 1,813 2 5

Other, 14%

Industry exposure

Lease terms
Annual rent
Year of expiry Area, sqm SEK M Share
2021 461,000 390 14%
2022 391,000 374 13%
2023 360,000 341 12%
2024 269,000 288 10%
2025 548,000 375 13%
> 2025 1,282,000 1,098 39%
Total 3,312,000 2,865 100%

Year of maturity of annual rent

Market value of property portfolio

Sagax prepares its consolidated financial statements in accordance with International Financial Reporting Standards (IFRS). The company has chosen to recognise its properties at fair value in accordance with the Fair Value Method.

Sagax obtains external value assessments to determine the properties' market value. The valuations are carried out by independent valuation companies and updated on a quarterly basis.

At 31 December 2020, the total market value of Sagax's 673 properties (553) was SEK 37,548 M (32,625). Exchange-rate fluctuations during the year resulted in property values abroad declining by SEK 1,146 M (209).

The total unrealised change in value recognised during the year was SEK 1,274 M (1,301).

VALUATION METHOD AND IMPLEMENTATION

The valuations were carried out in accordance with generally accepted international valuation methods. As of 31 December 2020, 98% of valuation objects were valued by authorised property appraisers from independent valuation companies.

The principle method of appraisal used was cash flow calculations in which the present value of net operating income, investments and residual values was calculated. The calculation

Change in carrying amount of properties

SEK M No. of
Property portfolio, 31 December 2019 32,625 553
Acquisition of properties 5,585 175
Investments in the current portfolio 666
Property sales –1,456 –55
Translation effect, currencies –1,146
Unrealised changes in value 1,274
Property portfolio, 31 December 2020 37,548 673

Group's rental value

period was adjusted to the remaining term of existing leases and varies between five and 20 years. As a rule, the calculation period is ten years. For more information, see Sagax's 2019 Annual Report, page 93.

ANALYSIS AND GENERAL CONDITIONS

The cost of capital for the present value calculation of cash flows (4.6–16.0%), the cost of capital for the present value calculation of residual values (4.6–16.0%) and the yield requirement for the residual value calculations (4.0–14.0%) are based on analyses of transactions carried out and on individual assessments of the risk level and market position of each property.

The weighted cost of capital for the present value calculation of cash flows and residual values for the property portfolio was 7.4% (7.8) and 7.7% (8.1), respectively. The weighted yield requirement was 6.5% (6.6) on 31 December 2020. By comparison, the yield reported by Sagax for the year was 6.3% (6.4). A comparison of the yield reported over time and the yield requirement used in valuations is provided below. A sensitivity analysis is found on page 25.

Market value of properties

Joint ventures and associated companies

Sagax's joint ventures and associated companies contributed a total of SEK 562 M (441) to profit from property management during the year. Sagax's share of changes in the value of properties amounted to SEK 759 M (695) and the share of changes in the value of derivatives was SEK –18 M (–5) for the period. The total value of the commitment related to ownership of joint ventures and associated companies amounted to SEK 6,833 M (5,693).

JOINT VENTURE

Hemsö Intressenter AB

Via Hemsö Intressenter AB, Sagax indirectly owns 15% of Hemsö Fastighets AB, with the remaining share owned by the Third Swedish National Pension Fund. Hemsö Fastighets AB conducts operations in Sweden, Germany and Finland. Operations consist of owning, managing and developing public properties. The property portfolio encompasses 392 properties with a total property value of SEK 62 billion at 31 December 2020. 94% of rental revenue derives from tax-financed operations. For more information, refer to the company's website, hemso.se.

Söderport Holding AB

Sagax owns 50% of Söderport Holding AB, with the remaining share owned by Nyfosa AB. Söderport's operations consist of owning, managing and developing properties in Sweden. On behalf of Söderport, Sagax handles the financial administration and most of the property management of the Söderport Group. Nyfosa is responsible for property management in Gothenburg.

A corresponding 69% of Söderport's rental value of SEK 894 M was located in Stockholm on 31 December 2020. Söderport's economic vacancies amounted to SEK 51 M (33) at year end, corresponding to a vacancy rate of 6% (4). Of the economic vacancies, SEK 21 M (9) comprised fixed-term rent discounts provided for new lettings. At year end, Stockholm accounted for 95% of the economic vacancies. Söderport also owns 78.4% of Torslanda Property Investment AB, which is thus included as a subsidiary in Söderport's consolidated financial statements.

Fastighetsaktiebolaget Ess-Sierra

Sagax owns 50% of Fastighetsaktiebolaget Ess-Sierra, with the remaining share owned by NP3 Fastigheter AB. Ess-Sierra was established in December 2020 and its operations entail owning and managing 37 properties that are let to Beijer Byggmaterial AB. The lettable area amounts to 203,000 square metres, of which 64% comprises warehouse premises, 27% building materials retail and 9% office premises. Most of the properties are situated in university and regional towns.

ASSOCIATED COMPANIES NP3 Fastigheter AB

Sagax owns 20% of the votes and 14% of the capital in NP3 Fastigheter AB. NP3 Fastigheter AB is a property company focusing on commercial investment properties with high yields mainly in northern Sweden. The company's property portfolio encompassed 382 properties with a total property value of SEK 12.1 billion and a rental value of SEK 1,198 M on 30 September 2020. NP3 Fastigheter AB is listed on Nasdaq Stockholm, Mid Cap. For more information, refer to the company's website, np3fastigheter.se.

Fastighetsbolaget Emilshus AB

Sagax owns 25% of Fastighetsbolaget Emilshus AB. Emilshus acquires, develops and manages commercial properties in Småland. The property portfolio encompassed 56 properties on 30 September 2020. For more information, refer to the company's website, emilshus.com.

Sagax's joint ventures

Hemsö Söderport Sierra1)
Jan – Dec 2020 Jan – Dec 2019 Jan – Dec 2020 Jan – Dec 2019 Jan – Dec 2020 Jan – Dec 2019
Sagax's participating interest, % 15 15 50 50 50
Rental revenue, SEK M 3,270 3,027 818 708 5
Profit from property management, SEK M 1,768 1,760 466 384 3
Profit for the year, SEK M 3,333 3,111 844 929 49
Sagax's share of profit from property
management, SEK M 223 218 217 192 1
No. of properties 392 370 82 80 37
Carrying amount of properties, SEK M 62,240 55,027 11,909 10,853 1,440
Lettable area, sqm 2,005,000 1,884,000 778,000 761,000 203,000
Lease term, years 9.9 9.9 4.8 4.6 6.8
Economic vacancy rate, % 2 2 6 4
Interest-bearing liabilities, SEK M 38,652 35,542 6,354 5,828 842
Loan maturity, years 6.7 7.4 3.5 4.5 4.0
Fixed interest, years 6.2 6.4 3.1 3.1 3.2
Market value of derivatives, SEK M –231 –211 –219 –208
Carrying amount, SEK M 2,318 1,821 1,903 1,804 264

1) Sierra was established in December 2020

EQUITY

Consolidated equity amounted to SEK 22,452 M (19,257) at 31 December 2020. Changes in equity during the year were attributable to comprehensive income of SEK 3,374 M, a new issue of Class D common shares of SEK 508 M after transaction costs, a new issue of Class B common shares linked to the incentive plan of SEK 11 M and a share dividend of SEK –697 M.

INTEREST-BEARING LIABILITIES

Sagax's interest-bearing liabilities at the end of the year amounted to SEK 19,904 M (17,519). An amount corresponding to SEK 15,403 M (13,557) of liabilities was raised in EUR.

Gross interest-bearing debt to banks totalled SEK 4,125 M (4,257). The remaining interest-bearing debt comprised listed bond loans of SEK 14,698 M (12,070) and commercial paper of SEK 1,081 M (1,192).

Unsecured liabilities corresponded to 74% (69) of Sagax's interest-bearing liabilities. Secured liabilities and commercial paper comprised 26% (31) of Sagax's interest-bearing liabilities.

The interest coverage ratio at the end of the year amounted to 575% (492) and the debt ratio to 43% (44). Net interestbearing debt for the past 12 months was 6.4 (6.6) times EBITDA and 6.5 (6.6) times run rate EBITDA, see page 7 for more information.

A total of SEK 7,927 M (7,366) in loans was raised, of which SEK 3,309 M (5,031) in the form of bond loans under the framework of Sagax's EMTN programme. Repayments during the period totalled SEK 4,791 M (5,734). Exchangerate fluctuations reduced interest-bearing liabilities by SEK 750 M (increased SEK 124 M for the preceding year).

Net interest-bearing debt totalled SEK 17,190 M (15,232).

Allocated borrowing costs of SEK 76 M (82) reduced interest-bearing liabilities in the balance sheet. Interestbearing liabilities of SEK 19,828 M (17,437) were recognised. The average remaining fixed-interest and loan maturity terms were 3.4 years (3.5) and 3.4 years (3.8), respectively, at year end. The average interest rate on the company's interestbearing liabilities was 1.8% (1.9), including the effect of derivatives.

Fixed-interest period and loan maturity, 31 December 2020

Fixed interest Loan maturity Interest-rate swaps
Year of expiry SEK M Interest rate Share SEK M Share SEK M Interest rate
2021 2,760 0.3% 14% 700 4%
2022 1,253 3.0% 6% 1,637 8% 453 0.7%
2023 2,295 2.8% 12% 4,837 24% 430 0.2%
2024 5,235 1.9% 26% 5,019 25%
2025 4,068 1.9% 20% 4,701 24%
> 2025 4,294 1.2% 22% 3,011 15% 1,283 1.3%
Total/average 19,904 1.8% 100% 19,904 100% 2,166 0.9%
Net debt
---------- --
Amounts in SEK M 31 Dec 2020 31 Dec 2019
Interest-bearing liabilities 19,904 17,519
Interest-bearing assets –550 –511
Cash and cash equivalents –24 –86
Listed shares –2,140 –1,690
Net debt 17,190 15,232

Net debt/EBITDA, rolling 12 month

Sagax has SEK 12,393 M (9,720) in loans at fixed interest rates. The company has interest-rate caps and interest-rate swaps with a total nominal value of SEK 6,060 M (6,261), of which interest-rate swaps with an average interest rate of 0.9% (1.4) accounted for SEK 2,166 M (2,009).

WORKING CAPITAL AND LIQUIDITY

Sagax's working capital, excluding prepaid rental revenue and including listed shares, amounted to SEK –137 M (140) on 31 December 2020. At the same date, unutilised credit facilities including back-up facilities for commercial paper programmes amounted to SEK 5,424 M (3,652). No additional collateral needs to be pledged to utilise these credit facilities.

Listed bond loans, 31 December 2020

Maturity SEK M Current interest Interest terms Maturity date ISIN code
2017-2021 600 2.20% Stibor 3M+2.25% 1 Feb 2021 SE0010636274
2017-2022 1,250 2.10% Stibor 3M+2.15% 15 Feb 2022 SE0010324228
2019-2023 500 0.85% Stibor 3M+0.90% 16 June 2023 XS2093119175
2019-20231) 250 1.13% 1.13% 16 June 2023 XS2093119845
Total/average 2,600 1.79%
Maturity EUR M
2018-20241) 500 2.00% 2.00% 17 Jan 2024 XS1877540465
2019-20251) 300 2.25% 2.25% 13 Mar 2025 XS1962543820
2019-20251) 1052) 0.87% 2.25%3) 13 Mar 2025 XS1962543820
2020-20271) 300 1.12% 1.12% 30 Jan 2027 XS2112816934
Total/average 1,205 1.75%
1) Fixed-rate loans

2) The nominal value is EUR 100 M.

3) Coupon rate.

Derivative contracts, 31 December 2020

Amounts in SEK M Nominal
amount
Years to
maturity
Market value 31
Dec 2020
Market value 31
Dec 2019
Change for
the period
Nominal interest-rate swaps 2,166 4.9 -118 -119 1
Interest-rate caps 3,894 1.6 0 0 0
Total 6,060 -118 -119 1

Rating and key performance indicators according to EMTN programme

Financial
covenant in
EMTN programme
2020
31 Dec
2019
31 Dec
Rating according to Moody's Investor Services Baa3, Stable outlook Baa3, Stable outlook
Net debt/Total assets < 65% 37% 38%
Interest coverage ratio >1.8x 6.5x 5.3x
Secured liabilities/total assets < 45% 11% 14%

Sources of financing Bonds 71% (SEK 14,698 M) Commercial paper 5% (SEK 1,081 M) Secured bank loan 23% (SEK 4,125 M) Secured liabilities and commcerical paper 26% (SEK 5,086 M) Unsecured liabilities 74% (SEK 14,818 M) Distribution between secured and unsecured liabilities

Year-end report 2020 13 This document is an in-house translation of the Swedish Interim report. In the event of discrepancies, the Swedish original will supersede the translation.

Consolidated statement of comprehensive income

2020 2019 2020 2019
Amounts in SEK M Jan-Dec Jan-Dec Oct-Dec Oct-Dec
Rental revenue 2,898 2,581 746 663
Other revenue 10 27 3 1
Operating expenses –232 –222 –62 –57
Maintenance costs –79 –84 –22 –25
Property tax
Other property expenses
–141
–60
–121
–47
–38
–17
–32
–14
Net operating income 2,397 2,133 610 536
Central administration –132 –122 –46 –44
Profit from joint ventures and associated companies 1,033 917 446 463
– of which, profit from property management 565 441 146 126
– of which, changes in value 741 690 412 441
– of which, tax –272 –214 –112 –105
Financial income 39 20 9 2
Financial expenses –455 –446 –120 –96
Financial expense, interest component of leases –26 –24 –7 –6
Profit including changes in value of
joint ventures and associated companies 2,857 2,478 894 854
– of which, profit from property management 2,389 2,001 594 518
Changes in value:
Properties, realised –30 –40 –19 –22
Properties, unrealised 1,274 1,301 824 775
Financial instruments, realised 1 1
Financial instruments, unrealised 228 889 106 146
Profit before tax 4,330 4,627 1,806 1,753
Deferred tax –511 –416 –250 –298
Current tax –108 –100 –24 74
Profit for the period 3,711 4,111 1,532 1,529
Other comprehensive income
– items that may be reversed to profit or loss:
Translation differences for foreign operations –693 217 –845 –343
Share of other comprehensive income for joint ventures –13 13 –21 –10
Translation differences pertaining to hedge accounting 355 –143 434 181
Tax on items that may be reversed to profit or loss 14 3 18 7
Comprehensive income for the period 3,374 4,201 1,118 1,365
Earnings per Class A and B share, SEK 10.80 12.15 4.61 4.61
Earnings per Class A and B share after dilution, SEK 10.78 12.13 4.60 4.60
Earnings per Class D share, SEK 2.00 2.00 2.00 2.00
Average no. of Class A and B shares, millions 317.1 316.9 317.3 317.0
Average no. of Class A and B shares after dilution, millions 317.7 317.3 317.8 317.5
Average number of Class D shares, millions 118.4 105.7 125.8 105.7

Condensed consolidated statement of financial position

Amounts in SEK M 2020
31 Dec
2019
31 Dec
Investment properties 37,264 32,333
Investment properties for sale 284 292
Leases, right-of-use assets 368 346
Joint ventures and associated companies 6,833 5,693
Interest-bearing non-current receivables 550 511
Other fixed assets 130 58
Total fixed assets 45,429 39,233
Cash and bank balances 24 86
Listed shares 738 405
Other current assets 430 429
Total current assets 1,193 921
Total assets 46,622 40,154
Equity 22,452 19,257
Non-current interest-bearing liabilities 17,977 16,052
Deferred tax liabilities 2,476 2,018
Fixed-income derivatives 118 119
Lease liability, right-of-use assets 394 370
Other non-current liabilities 145 94
Total non-current liabilities 21,110 18,653
Commercial paper 1,081 1,192
Other current interest-bearing liabilities 770 193
Other current liabilities 1,209 858
Total current liabilities 3,060 2,243
Total equity and liabilities 46,622 40,154

Consolidated statement of cash flows

2020 2019 2020 2019
Amounts in SEK M Jan-Dec Jan-Dec Oct-Dec Oct-Dec
Profit before tax 4,330 4,627 1,806 1,753
Changes in value of financial instruments –228 –889 –107 –146
Change in value of properties –1,244 –1,261 –805 –755
Result from ownership of joint ventures and
associated companies
–1,033 –917 –446 –463
Dividend from joint ventures and associated companies 424 281 20 17
Dissolution of allocated borrowing costs 47 42 18 8
Other items not included in cash flow –21 –14 –17 –13
Tax paid –55 –74 –27 –2
Cash flow from operating activities before
changes in working capital 2,219 1,795 441 426
Cash flow from changes in current receivables 77 –4 49 108
Cash flow from changes in current liabilities 237 20 105 –142
Cash flow from operating activities 2,533 1,811 595 392
Acquisition of properties –5,585 –2,836 –747 –921
Property sales 1,426 1,413 1,380 492
Investments in existing properties –666 –707 –209 –184
Acquisition of listed shares –256 –64 –155
Acquisition of financial instruments –7 –503 –503
Acquisition of joint ventures and associated companies –260 –178 –246 –178
Capital contribution to joint ventures and associated
companies –150 –150
Lending to joint ventures and associated companies –41 –41
Increase in other fixed assets –10 –25 –21
Decrease in other fixed assets 6 11
Cash flow from investing activities –5,543 –3,051 –7 –1,315
Issue of Class D and B shares 527 198
Dividend paid to shareholders –679 –560 –278 –62
Incentive plan –9 9
Borrowings 7,886 7,322 255 1,087
Repayment of loans –4,791 –5,734 –706 –482
Redemption of financial derivatives –8 –8
Deposits from tenants 24 28 5
Increase in other non-current liabilities 1
Decrease in other non-current liabilities –11 –1 –3
Cash flow from financing activities 2,950 1,252 –739 544
Cash flow for the period –60 12 –151 –380
Exchange rate differences in cash and cash equivalents –2 1 –2 –1
Change in cash and cash equivalents –62 13 –153 –381
Cash and cash equivalents at beginning of period 86 73 177 467
Cash and cash equivalents at end of period 24 86 24 86

Consolidated statement of changes in equity

Amounts in SEK M Share capital Other
contributed capital
Reserves,
translation
differences
Profit earned
incl. net
profit for the period
Total
equity1)
Equity, 31 December 2018 487 3,126 585 11,218 15,416
Issue of Class D shares 10 191 _ _ 201
Transaction costs –3 –3
Bonus issue 279 –279
Issue of Class B shares, incentive plan 0 11 11
Dividends –566 –566
Redemption of incentive plan –7 –7
Incentive plan 4 4
Comprehensive income,
January-December 2019
90 4,111 4,201
Equity, 31 December 2019 776 3,046 675 14,760 19,257
Issue of Class D shares 32 481 513
Transaction costs –5 –5
Issue of Class B shares, incentive plan 20 20
Dividends –697 –697
Redemption of incentive plan –14 –14
Incentive plan 5 5
Comprehensive income,
January-December 2020
–337 3,711 3,374
Equity, 31 December 2020 808 3,522 338 17,785 22,452

1) Equity is attributable in its entirety to the Parent Company's shareholders.

Segment information

Profit items Net operating Changes in value, properties
per segment Rental revenue1) income Unrealised Realised Total yield
Amounts in SEK M 2020
Jan-Dec
2019
Jan-Dec
2020
Jan-Dec
2019
Jan-Dec
2020
Jan-Dec
2019
Jan-Dec
2020
Jan-Dec
2019
Jan-Dec
2020
Jan-Dec
2019
Jan-Dec
Stockholm 671 657 565 542 324 362 –3 886 904
Helsinki 593 581 469 468 64 65 –12 532 521
Netherlands 291 212 281 190 411 277 –17 675 467
Paris 299 242 238 181 159 223 –1 398 404
Finland, university cities 335 317 263 249 40 52 2 –3 305 298
Madrid & Barcelona2) 101 10 87 10 236 54 –1 322 63
Rest of Sweden 151 195 143 185 51 16 –1 –14 193 187
Rest of Finland 231 233 209 210 –1 179 –11 –13 196 376
Rest of Europe 225 134 206 124 –9 74 1 197 199
Non-specified –64 –25 1 –63 –25
Total 2,898 2,581 2,397 2,133 1,274 1,301 –30 –40 3,641 3,393
Asset items
per segment
Market value
properties
Investment
properties
Acquisition
properties
Divestment
properties
Amounts in SEK M 2020
31 Dec
2019
31 Dec
2020
Jan-Dec
2019
Jan-Dec
2020
Jan-Dec
2019
Jan-Dec
2020
Jan-Dec
2019
Jan-Dec
Stockholm 10,552 9,840 297 302 386 27 –295 –672
Helsinki 6,771 6,708 237 206 32 53 –43
Netherlands 4,262 2,982 56 16 1,039 859 –55
Paris 3,465 2,919 22 125 519 674 –117
Finland, university cities 3,180 3,148 28 23 97 309 –3 –4
Madrid & Barcelona2) 1,813 888 1 839 846 –10
Rest of Sweden 1,886 1,828 7 2 1,073 –1,073 –583
Rest of Finland 2,527 2,634 14 31 43 –20 –25
Rest of Europe 3,093 1,676 3 3 1,600 25 –10
Total 37,548 32,625 666 707 5,585 2,836 –1,456 –1,453

1) All rental revenue pertains to external tenants.

2) Madrid & Barcelona, which was previously reported under Rest of Europe, is reported as a separate segment from 2020.

Key performance indicators

2020
Jan-Dec
2019
Jan-Dec
2018
Jan-Dec
2017
Jan-Dec
2016
Jan-Dec
2015
Jan-Dec
Property-related key figures
Yield, % 6.3 6.4 6.8 6.9 7.1 7.4
Surplus ratio, % 83 83 83 83 85 86
Occupancy rate by area, % 95 95 95 95 93 97
Economic occupancy rate, % 95 95 95 94 94 96
Lettable area at the end of the period, 000 sqm 3,480 3,022 2,850 2,489 2,312 1,860
No. of properties at the end of the period 673 553 512 495 440 225
Financial key figures
Return on total capital, % 7 7 7 7 7 8
Return on equity, % 18 24 24 30 33 32
Average interest rate, % 1.8 1.9 2.2 3.0 3.1 3.3
Fixed-interest period incl. derivatives, years 3.4 3.5 3.0 2.1 2.7 3.0
Loan maturity, years 3.4 3.8 3.6 3.1 3.6 4.2
Equity/assets ratio, % 48 48 46 42 38 34
Debt ratio, % 43 44 47 50 54 59
Net debt/run rate EBITDA, multiple 6.5 6.6 7.1 7.7 7.8 8.3
Net debt/EBITDA, multiple 6.4 6.6 7.4 8.1 8.7 9.3
Interest coverage ratio, multiple
Interest coverage ratio, EMTN programme, multiple
5.7
6.4
4.9
5.3
4.2
4.3
3.7
4.0
3.4
3.7
2.9
3.3
Data per Class A and B share1)
Price of Class B share at the end of the period, SEK 169.60 136.20 65.70 49.10 40.87 35.87
Net asset value, SEK 66.38 56.77 44.22 35.04 26.89 17.76
Equity, SEK 55.19 46.86 35.70 27.15 19.61 13.01
Equity after dilution, SEK 55.09 46.78 35.67 27.13 19.57 12.96
Earnings, SEK 10.80 12.15 9.24 8.86 7.27 4.94
Earnings after dilution, SEK 10.78 12.13 9.24 8.85 7.25 4.93
Profit from property management, SEK 6.63 5.51 4.31 3.71 2.99 2.46
Profit from property management after dilution, SEK 6.62 5.51 4.31 3.70 2.98 2.45
Cash flow, SEK 6.10 4.86 3.95 3.27 2.57 2.00
Cash flow after dilution, SEK 6.09 4.86 3.95 3.26 2.56 2.00
Dividend per share, SEK (proposed for 2020) 1.65 1.30 1.00 0.90 0.72 0.58
No. at end of period, millions 317.3 317.1 316.8 316.5 316.5 316.5
No. at end of period after dilution, millions 317.9 317.5 317.1 316.7 317.1 317.5
Average no., millions 317.1 316.9 316.7 316.5 316.5 316.5
Average no. after dilution, millions 317.7 317.3 316.9 317.0 317.2 317.6
Data per Class D share
Share price at the end of period, SEK 32.05 36.35 31.70 29.92 28.30
Equity, SEK 35.00 35.00 35.00 35.00 35.00
Earnings, SEK 2.00 2.00 2.00 2.00 2.00
Dividend per share, SEK 2.00 2.00 2.00 2.00 2.00
No. at end of period, millions 125.8 107.8 101.9 63.6 18.2
Average no., millions 118.4 105.7 83.0 43.1 2.9
Data per preference share
Share price at the end of period, SEK 35.70 38.40 34.85 33.40 30.40 31.30
Equity, SEK 32.00 32.00 32.00 32.00 32.00 32.00
Earnings, SEK 2.00 2.00 2.00 2.00 2.00 2.00
Dividend per share, SEK 2.00 2.00 2.00 2.00 2.00 2.00
No. at end of period, millions 16.8 16.8 16.8 16.8 58.2 58.2
Average no., millions 16.8 16.8 16.8 35.5 58.2 57.8

1) Excluding 2,000,000 Class B shares bought back.

Parent Company income statement

2020 2019
Amounts in SEK M Jan-Dec Jan-Dec
Net sales 77 73
Administration costs –94 –89
Loss before financial income and expenses –17 –16
Profit from participations in Group companies 511 258
Profit from participations in joint ventures 85 64
Financial income 44 616
Financial expenses –85 –673
Profit before tax and appropriations 538 249
Appropriations 52 98
Tax –2 –4
Profit for the period 589 343
Other comprehensive income
Other comprehensive income 0 0
Comprehensive income for the period 589 343

Condensed Parent Company balance sheet

2020 2019
Amounts in SEK M 31 Dec 31 Dec
Receivables from Group companies 1,654 1,627
Other financial fixed assets 8,035 6,778
Total fixed assets 9,690 8,404
Cash and bank balances 0 1
Receivables from Group companies 13,669 11,497
Other current assets 93 58
Total current assets 13,762 11,556
Total assets 23,453 19,961
Equity 4,227 3,821
Untaxed reserves 30 30
Non-current interest-bearing liabilities 10,673 7,868
Liabilities to Group companies 3,554 3,423
Deferred tax liabilities 4 3
Total non-current liabilities 14,232 11,294
Current interest-bearing liabilities 1,081 1,295
Liabilities to Group companies 3,514 3,223
Other current liabilities 368 298
Total current liabilities 4,964 4,815
Total equity, untaxed reserves and liabilities 23,453 19,961

The Sagax share and shareholders

At the end of the period, Sagax had 19,807 (14,830) shareholders. Sagax's market capitalisation amounted to SEK 58,412 M (47,812). Sagax has four classes of shares: Class A, B and D common shares, and preference shares. The shares are listed on Nasdaq Stockholm, Large Cap.

A total of 461,863,558 shares were outstanding at the end of the period, of which 2,000,000 were Class B treasury shares.

In June, Sagax completed a private placement of 18,000,000 Class D common shares. Moreover, 288,119 Class B common shares were issued due to the exercise of warrants under the 2017/2020 Incentive Plan. In total, the issues generated equity of SEK 532 M for the company.

According to the Articles of Association, each preference share confers a preferential right to SEK 2.00 in annual dividends. Class D shares are entitled to five times the total dividend on Class A and B shares, although not more than SEK 2.00 per share annually.

WARRANTS

Sagax has three warrant plans for the company's employees. In total, Sagax's employees hold warrants corresponding to 0.6% of the number of Class A and B shares outstanding. The company's CEO and Board Members do not participate in the plans. These plans are valid for three years, and encompass the

periods 2018-2021, 2019-2022 and 2020-2023. The subscription price corresponds to the price paid for the Class B share at the start of the warrant plan, converted using the average share price trend for the listed property companies in accordance with Carnegie's property index (CREX) during the corresponding period. Accordingly, the warrants will have a value on condition that the price performance of the Sagax share exceeds the average for the listed property companies during each three-year period.

PROFIT FROM PROPERTY MANAGEMENT PER COMMON SHARE

Profit from property management per Class B share after dilution on a rolling 12-month basis amounted to SEK 6.62 (5.51), which, compared with the share price of the Class B share at the end of the period, corresponded to a multiple of 25.5 (24.7).

EQUITY PER CLASS A AND B SHARE

Equity per Class A and B share after dilution amounted to SEK 55.09 (46.78). Net asset value per Class A and B share amounted to SEK 66.38 (56.77). The share price for the Class B share at the end of the period was 307% (292) of equity per Class B share and 255% (240) of net asset value per Class B share.

Trade in the shares on the Nasdaq Stockholm

Price paid, SEK Turnover rate
on an annual basis, %
Average trading volume per
trading day, SEK M
31 Dec 2020 31 Dec 2019 Jan-Dec 2020 Jan-Dec 2019 Jan-Dec 2020 Jan-Dec 2019
Class A shares 168.50 139.00 4 3 0.5 0.4
Class B shares 169.60 136.20 22 9 33.4 9.5
Class D shares 32.05 36.35 58 62 8.3 9.3
Preference shares 35.70 38.40 30 36 0.7 0.9

Key performance indicators per Class B share

2020
31 Dec
2019
31 Dec
2018
31 Dec
2017
31 Dec
2016
31 Dec
2015
31 Dec
Share price at the end of period, SEK 169.60 136.20 64.70 49.10 40.87 35.87
Profit from property management after dilution, SEK 6.62 5.51 4.30 3.70 2.98 2.45
Cash flow after dilution, SEK1) 6.09 4.86 3.94 3.26 2.56 2.00
Equity after dilution, SEK 55.11 46.78 35.67 27.13 19.57 12.96
Net asset value, SEK 66.38 56.77 44.22 35.04 26.89 17.76
Share price/Profit from property management, multiple 25.6 24.7 15.0 13.3 13.7 14.6
Share price/Cash flow, multiple1) 27.9 28.0 16.4 15.1 16.0 18.0
Share price/Equity, % 308 292 182 181 209 277
Share price/Net asset value, % 255 240 147 140 152 202

1) Cash flow pertains to cash flow from operating activities before changes in working capital.

Share price/profit from property management per common share

Share prince/profit from property management per Class B share, rolling 12 months 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 0

Ownership structure, 31 December 2020

No. of shares No. of
shareholders
Shareholder
category
No. of
share
holders
Share of
voting
power
Shareholders by
country
No. of
share
holders
Share of
voting
power
1–500 12,955 Private individuals Sweden 18,618 89%
501–1,000 1,799 residing in Sweden 17,825 9% Switzerland 19 3%
1,001–2,000 1,424 Private individuals
2,001–5,000 1,538 residing abroad 113 0% USA 35 2%
5,001–10,000 759 Companies/institutions
in Sweden
793 80% Ireland 33 1%
10,001–50,000 912 Companies/institutions UK 61 1%
50,001– 420 abroad 1,076 11% Other 1,041 4%
Total 19,807 Total 19,807 100% Total 19,807 100%

Largest shareholders, 31 December 20201)

No. of shares Percentage of
Class A
shares
Class B
shares
Class D
shares
Preference
shares
Share
capital
Votes2)
David Mindus and companies 10,648,800 68,865,112 1,192,228 775 17.5% 25.2%
Staffan Salén and companies 4,264,928 34,970,660 95,600 8.5% 11.1%
Rutger Arnhult and companies 5,778,141 24,836,508 6,652,150 8.1% 12.7%
Fourth Swedish National Pension Fund 5,716 17,882,616 12,821,678 6.6% 4.4%
Third Swedish National Pension Fund 24,227,658 5.2% 3.5%
SEB Fonder 15,327,139 139,000 3.3% 2.2%
Avanza Pension 45,330 953,171 11,726,480 1,359,742 3.0% 2.1%
Länsförsäkringar Fonder 13,340,935 2.9% 1.9%
Swedbank Robur Fonder 500,000 8,959,127 2.0% 2.0%
ODIN Fonder 8,366,052 1.8% 1.2%
Erik Selin and companies 1,160,000 4,480,000 2,028,868 1.7% 2.6%
Johan Thorell and companies 203,254 6,949,125 1.5% 1.3%
Filip Engelbert and companies 241,000 2,119,784 4,200,000 1.4% 1.2%
Handelsbanken Fonder 6,234,678 1.3% 0.9%
Second Swedish National Pension Fund 5,219,916 1.1% 0.7%
Didner & Gerge Fonder 4,660,376 1.0% 0.7%
ICA-Handlarnas Förbund 4,400,000 1.0% 0.6%
Patrik Brummer and companies 166,666 3,440,000 0.8% 0.5%
Vanguard 3,056,555 508,217 0.8% 0.5%
Lars Ingvarsson and companies 3,346,410 100,000 0.7% 0.5%
Total 20 largest shareholders 22,847,169 250,739,267 46,579,225 5,308,734 70.5% 75.7%
Other shareholders 3,985,715 39,707,379 79,220,775 11,475,294 29.1% 24.3%
Sub-total 26,832,884 290,446,646 125,800,000 16,784,028 99.6% 100.0%
Shares held by AB Sagax 2,000,000 0.4% 0.0%
Total 26,832,884 292,446,646 125,800,000 16,784,028 100.0% 100.0%
– of which, Board and employees 15,533,388 116,872,066 5,908,142 923 29.9% 39.7%

1) The ownership structure on 31 December 2020 is based on information from Euroclear Sweden and Modular Finance. 2) Voting rights for treasury shares held by AB Sagax have been excluded.

Voting rights and proportion of share capital
Class of share No. of
shareholders
Voting rights
per share
No. of votes Proportion
of votes
Proportion of
share capital
Class A shares 26,832,884 1.0 26,832,884 38% 6%
Class B shares 292,446,646 0.1 29,244,665 42% 63%
Class D shares 125,800,000 0.1 12,580,000 18% 27%
Preference shares 16,784,028 0.1 1,678,403 2% 4%
Total 461,863,558 70,335,952 100% 100%

Risks and uncertainties

To prepare the accounts based on generally accepted accounting policies, company management must make judgements and assumptions that affect asset and liability items, revenue and expense items recognised in the accounts and other information provided. The actual outcome may differ from these judgements. Sagax is also exposed to various risks that may be of significance to the company's future business, earnings and financial position.

PROPERTY-RELATED RISKS

The valuation of investment properties can be significantly affected by the judgments and assumptions made by company management. To reduce the risk of incorrect valuations, Sagax has engaged authorised external valuation companies to assess the market value of the majority of the properties as of 31 December 2020. When valuing properties, the constant existence of uncertainties regarding the assumptions made must be taken into account.

Sagax prioritises leasing to tenants with a high credit rating and long-term leases, despite these entailing slightly lower immediate earnings. The intention is to reduce the risk of rent losses and the risk of vacancies.

The geographic distribution of Sagax's property portfolio and the industries of its tenants are highly diversified. Sagax's lease structure of many small leases help reduce the risks of vacancies and rent losses.

FINANCIAL RISKS

Sagax's financial expenses comprise the single largest expense for the Group. To reduce Sagax's exposure to rising interest rates, the Group has a significant number of its interest expenses from fixed-rate loans. To limit interest-rate risk for loans at floating interest rates, interest-rate swaps and interest-rate caps are used. Sagax's funding primarily comprises

equity and interest-bearing liabilities. Sagax endeavours to secure a long, average remaining term of interest-bearing liabilities in a bid to limit its refinancing risk, defined as the risk that refinancing existing debt cannot take place on reasonable terms. The company's long-term funding comprises listed bond loans and bank loans. The complete terms and conditions for the bond loans are available at www.sagax.se.

CURRENCY RISKS

The amounts in the consolidated balance sheet are partly exposed to exchange-rate fluctuations, particularly for the EUR. Net exposure on 31 December 2020, assets less liabilities in EUR, amounted to SEK 8,496 M (6,205). In accordance with IAS 21, the currency effects for foreign operations and hedge accounting are recognised in Other comprehensive income. Other currency effects are recognised in profit or loss.

INCREASED UNCERTAINTY DUE TO THE COVID-19 PANDEMIC

The COVID-19 pandemic has resulted in weaker macroeconomic conditions and increased uncertainty. The effect on the company will depend on how quickly and the level at which the economy will stabilise.

Sagax's exposure to particularly vulnerable sectors, such as the hotel, restaurant and tourism sectors, is low. Rental revenue is distributed between 1,813 leases. 80% of revenue was attributable to 1,802 leases, each with a rental value of less than 1% of the company's rental revenue.

Sagax's average rent losses have amounted to less than 0.1% of rental revenue for the past ten years and amounted to 0.02% in 2020. However, the impact of the negative macroeconomic trend on Sagax's tenants is unavoidable.

On 31 December 2020, Sagax's cash and cash equivalents and available credit facilities amounted to SEK 4,367 M, of which SEK 24 M in cash and cash equivalents. Sagax's cash flow from operating activities amounted to SEK 2,219 M.

Sensitivity analysis for property values
–20% –10% 0% +10% +20%
Value change, SEK M –7,510 –3,755 3,755 7,510
Debt ratio, % 51 47 43 39 37

Sensitivity analysis for changes in the occupancy rate

–10% –5% 0% +5% +10%
Occupancy rate, %
Interest coverage
86 90 95 100 N/A
ratio, % 514 544 575 605 N/A

Sensitivity analysis for property values

Change Value change,
SEK M
Yield requirement +/– 0.25% points –979/+1,053
Cost of capital +/– 0.25% points –896/+921
Rental revenue +/– 5% +1,432/–1,427
Property expenses +/– 5% –234/+235

OTHER RISKS

In a decision of 7 December 2017 pertaining to the 2015 income year, the Tax Agency denied the group company Firethorne AB deductions for loss carryforwards of SEK 1,166 M. In a ruling on 7 February 2019, the Administrative Court upheld the Tax Agency's decision. Sagax is of the opinion that the Tax Agency's decisions are incorrect and

the companies concerned have appealed the decision. If the Tax Agency's decisions were to be upheld, Sagax estimates that the negative effect recognised in earnings for the Group would be SEK 156 M.

Sagax's other risks are described in the 2019 Annual Report, on pages 46-48.

SENSITIVITY ANALYSIS

Sagax's exposure to material risks in the company's operations is presented below.

Sensitivity analysis on 31 December 20201)

Amounts in SEK M Change Effect on profit
from property
management,
annual basis
Effect
on profit after
tax, annual basis
Effect
on
equity
Economic occupancy rate +/– 1% +/– 28 +/– 23 +/– 23
Rental revenue +/– 1% +/– 28 +/– 23 +/– 23
Property expenses +/– 1% +/–5 +/– 4 +/– 4
Interest expenses for liabilities in SEK including
fixed-income derivatives
+/– 1% –29/+11 –23/+9 –23/+9
Interest expenses for liabilities in EUR including
fixed-income derivatives
+/– 1% –7/–8 –6/–6 –6/–6
Interest expenses for liabilities in SEK excluding
fixed-income derivatives
+/– 1% –43/+25 –34/+20 –34/+20
Interest expenses for liabilities in EUR excluding
fixed-income derivatives
+/– 1% –14/+0 –12/+0 –12/+0
Change in SEK/EUR exchange rate2) +/– 10% +/–135 +/–105 +/–850
Changed rent level for contract maturity in 2021 +/– 10% +/–9 +/–7 +/–7

1) Excluding shares in profit of joint ventures and associated companies.

2) Sagax's net exposure to the SEK/EUR exchange rate comprises assets and liabilities recognised in EUR, in addition to revenue and expenses in EUR.

Accounting policies and significant events

ACCOUNTING POLICIES

This condensed interim report has been prepared in accordance with International Accounting Standards (IAS) 34 Interim Financial Reporting. The term "IFRS" in this report means application of the International Financial Reporting Standards (IFRS), as adopted by the EU, and the interpretations of the International Financial Reporting Interpretations Committee (IFRIC). The accounting policies and calculation methods are the same as those applied in the 2019 Annual Report and are to be read together with this Annual Report.

There are no amendments to IFRS in 2020 that are deemed to have any material impact on the company's financial statements. The company's segment division was changed as of 1 January 2020. The Madrid & Barcelona segment, which was previously reported under Rest of Europe, is reported separately. Comparative figures have been adjusted to include this.

Sagax's shares of profit in the associated companies NP3 and Emilshus are based on financial statements as per 31 September 2020. Profit for the full-year was calculated by assuming that the profit for the fourth quarter is the same as in the third quarter. It is assumed that gains/losses from changes in value were unchanged since the preceding quarter.

Rounding-off differences may occur.

SIGNIFICANT EVENTS AFTER THE REPORTING PERIOD

On 3 February 2021, Sagax announced that the Board intends to convene an Extraordinary General Meeting to be held on 19 March 2021. The Meeting will resolve on a reduction of share capital through the compulsory redemption of all 16,784,028 preference shares in accordance with Article 5.6 of Sagax's Articles of Association. Redemption of the preference shares is proposed to take place following the distribution of a dividend of SEK 0.50 per preference share on 7 April 2021. For further information refer to the press release, Press release, 3 February 2021.

In January 2021, Sagax issued an unsecured bond of EUR 400 M in the European capital market as part of its EMTN programme. The bond loan extends to 26 January 2028. The fixed interest coupon amounts to 0.75%. The bond will be used to refinance existing liabilities and the company's operating activities. For further information refer to the press release, Press release, 19 January 2021.

The Board of Directors and CEO give their assurance that this interim report provides a fair overview of the company's and the Group's operations, financial position and earnings and describes significant risks and uncertainties faced by the company and the companies included in the Group.

Stockholm, 8 February 2021 AB SAGAX (publ) Corporate Registration Number 556520-0028

Staffan Salén Johan Cederlund Filip Engelbert Chairman of the Board Board member Board member

David Mindus Johan Thorell Ulrika Werdelin CEO and Board member Board member Board member

This year-end report has not been reviewed by the company's auditors.

This constitutes information that AB Sagax (publ) is legally obliged to publish under the EU's Market Abuse Regulation. The information was released for publication on 8 February 2021 at 5:40 p.m. CET.

Financial calendar

Interim Report January-March 2021
Annual General Meeting 2020
5 May 2021
5 May 2021
Interim Report January-June 2021 15 July 2021
Interim Report January-September 2021 28 October 2021

SCHEDULE OF DIVIDEND PAYMENTS TO HOLDERS OF CLASS D SHARES AND PREFERENCE SHARES

March 2021

■ Final day for trading including dividend rights 29 March 2021
■ First day for trading excluding dividend rights 30 March 2021
■ Record date for dividend payment 31 March 2021
■ Expected payment date by Euroclear2) 7 April 2021
June 20211)
■ Final day for trading including dividend rights 28 June 2021
■ First day for trading excluding dividend rights 29 June 2021
■ Record date for dividend payment 30 June 2021
■ Expected payment date by Euroclear2) 5 July 2021
September 20211)
■ Final day for trading including dividend rights 28 September 2021
■ First day for trading excluding dividend rights 29 September 2021
■ Record date for dividend payment 30 September 2021
■ Expected payment date by Euroclear2) 5 October 2021
December 20211)
■ Final day for trading including dividend rights 28 December 2021
■ First day for trading excluding dividend rights 29 December 2021
■ Record date for dividend payment 30 December 2021
■ Expected payment date by Euroclear2) 5 January 2022

1) As proposed by the board.

2) Payment is made on the third banking day following the record date for Swedish issuers. Sagax is unable to affect this date.

FOR FURTHER INFORMATION, PLEASE CONTACT:

David Mindus, CEO +46 8 545 83 540, [email protected]

Agneta Segerhammar, CFO +46 8 545 83 540, [email protected]

Visit us at www.sagax.se.

Definitions

Sagax applies the European Securities and Market Authority's (ESMA) Guidelines on the Alternative Performance Measures. Alternative performance measures refer to financial measures of historical or future earnings trends, financial position, financial results or cash flows that are not defined or stated in the applicable rules for financial reporting, which in Sagax's case is IFRS. The basis of the alternative performance measures provided is that they are used by company management to assess the financial performance and thus are considered to provide valuable information to shareholders and other stakeholders.

The table below presents definitions of Sagax's key performance indicators. The calculation of alternative performance measures is described separately on the following pages.

Key performance indicators Description Reason for alternative performance measure
Cash flow per Class A and B
share
Profit before tax adjusted for items not included in cash flow less
tax paid in relation to the average number of Class A and B shares.
Dividends on Class D shares and preference shares for the period have
also been deducted from profit before tax. Dividends received from
joint ventures and associated companies have been added to profit
before tax.
The key performance indicator shows the amount of
cash flow for the period that can be considered to be
attributable to owners of Class A and Class B shares.
Debt ratio Interest-bearing liabilities at the end of the period as a percentage of
total assets at the end of the period.
The key performance indicator shows financial risk.
Dilution Dilution due to outstanding warrants has been calculated, in line with
IAS 33, as the number of Class A and B shares to be issued to cover the
difference between the strike price and market price for all potential
Class A and B shares (warrants) outstanding, insofar as it is probable
that they will be utilised.
Not an alternative performance measure.
Earnings per Class A and
B share
Profit in relation to the average number of Class A and B shares after
taking into account the portion of profit for the period represented by
dividends on Class D shares and preference shares.
IFRS performance measure.
Earnings per Class D share Class D shares are entitled to five times the total dividend on
Class A and B shares, although not more than SEK 2.00 per share
annually.
The key performance indicator shows the
shareholders' share of profit.
Earnings per preference share Each preference share entails a preferential right to SEK 2.00 in annual
dividends.
The key performance indicator shows the preference
shareholders' share of profit.
EBITDA Net operating income less central administration costs plus dividends
received from joint ventures and associated companies.
Sagax uses EBITDA so that the EBITDA/Net debt key
performance indicator shows financial risk.
Economic occupancy rate Contractual annual rent directly after the end of the period as a per
centage of rental value directly after the end of the period.
The key performance indicator shows the economic
degree of utilisation of the Group's properties.
Equity/assets ratio Equity in relation to total assets. The key performance indicator shows financial risk.
Equity per Class A and B share Equity at the end of the period in relation to the number of Class A
and B shares at the end of the period after taking into account equity
attributable to Class D shares and preference shares.
The key performance indicator shows the owner's
share of equity.
Equity per Class D share Equity at the end of the period in relation to the number of common
shares at the end of the period after taking into account equity attrib
utable to preference shares. Equity is restricted to SEK 35.00 per Class
D share.
The key performance indicator shows the owner's
share of equity.
Equity per preference share Equity per preference share corresponds to the preferential right of the
preference share on liquidation of the company (SEK 30 per preference
share) and the share's accumulated preferential right to dividends (SEK
2 per year).
The key performance indicator shows the owner's
share of equity.
EURIBOR EURIBOR, or the Euro Interbank Offered Rate, is a daily reference rate
based on the average of the interest rates at which euro interbank
term deposits are being offered by one prime bank to another within
the EMU zone.
Not an alternative performance measure.
Fixed-income derivatives Agreements on lending rates that may include the
factors of time, inflation and/or maximum interest rates. Usually
signed to hedge interest rates for interest-bearing loans.
Not an alternative performance measure.
IFRS International Financial Reporting Standards. International Financial Report
ing Standards (IFRS), to be applied for consolidated financial statements by
companies whose securities are listed on a regulated market.
Not an alternative performance measure.
Interest-rate swaps An agreement between two parties to swap interest rate conditions on
loans in the same currency. The swap entails that one party exchanges
its floating interest rate for a fixed rate, while the other party receives
a fixed rate in exchange for a floating rate. The purpose of an inter
est-rate swap is to reduce interest-rate risk.
Not an alternative performance measure.
Key performance indicators Description Reason for alternative performance measure
Interest coverage ratio Profit from property management, excluding profit from joint ven
tures and associated companies but including dividends from joint
ventures, after reversal of financial expenses in relation to financial
expenses.
The key performance indicator shows financial risk.
Interest coverage ratio,
EMTN programme
Profit from property management after reversal of financial income
and expenses as a percentage of net financial items.
The key performance indicator shows financial risk.
Joint ventures Partnership form whereby several owners have a shared controlling
influence.
Not an alternative performance measure.
Net asset value Recognised equity according to the balance sheet with reversal of
reserves for fixed-income derivatives, deferred tax on temporary
differences on property values and deferred tax on reserves for
fixed-income derivatives.
An established indicator of the Group's net asset
value that facilitates analyses and comparisons.
Net debt Interest-bearing liabilities less interest-bearing assets, cash and cash
equivalents, and listed shares.
The key performance indicator shows the Group's
indebtedness.
Net debt according to EMTN
programme
Interest-bearing liabilities less listed securities and cash and cash
equivalents.
The key performance indicator shows the Group's
indebtedness.
Net debt according to EMTN
programme/Total assets
Interest-bearing liabilities less listed securities and cash and cash
equivalents in relation to total assets.
The key performance indicator shows financial risk.
Net debt/Total assets Interest-bearing liabilities less interest-bearing assets, cash and cash
equivalents, and listed shares as a percentage of total assets.
The key performance indicator shows financial risk.
Occupancy rate by area Contracted area directly after the end of the period as a percentage
of total lettable area directly after the end of the period.
The key performance indicator shows the occupancy
situation.
Preference equity Equity per preference share multiplied by the number of
preference shares outstanding.
The key performance indicator shows equity
attributable to preference shareholders.
Profit from property
management per Class A
and B share after dilution
Profit from property management for the period reduced by
dividends on Class D shares and preference shares, divided by the
average number of Class A and B shares after dilution.
An indicator of the earnings generation of the assets,
excluding the changes in value accruing to holders of
Class A and B shares.
Profit from property
management
Profit excluding changes in value and tax. An indicator of the earnings generation in the opera
tions, excluding changes in value.
Property Pertains to properties held under title or site leasehold. Not an alternative performance measure.
Return on equity Profit for the period, recalculated to 12 months, as a percentage of
average equity (opening and closing balances)/2 for the period.
The key performance indicator shows how share
holders' capital yields interest during the period.
Return on total capital Profit for the period, recalculated to 12 months, after net financial
items after reversal of financial expenses as a percentage of average
total assets for the period.
The key performance indicator shows the ability to
generate earnings on the Group's assets, excluding
financing costs.
Run rate EBITDA Net operating income according to current earnings capacity less
central administration costs plus dividends received from
joint ventures and associated companies.
Sagax uses EBITDA so that the EBITDA/Net debt, run
rate key performance indicator shows financial risk.
Run rate yield Net operating income (including property administration) according
to current earnings capacity with add-back of site leasehold fees, as
a percentage of the carrying amounts of the properties at the end of
the period.
The key performance indicator shows the earn
ings generation of the operations before financial
expenses and central administration costs are taken
into account.
Rental value The contractual annual rent applicable directly after the end of the
period, with supplements for estimated market rents for vacant
premises.
The key performance indicator shows the Group's
income potential.
STIBOR STIBOR, or Stockholm Interbank Offered Rate, a daily reference rate
based on the average of the interest rates at which banks offer to
lend unsecured funds to other banks in SEK in the Swedish whole
sale money market.
Not an alternative performance measure.
Secured liabilities/total assets Liabilities secured with pledged assets as a percentage of total
assets.
The key performance indicator shows financial risk
for bond holders.
Surplus ratio Net operating income for the period as a percentage of rental
revenue for the period.
The key performance indicator shows the profitability
of the properties.
Total return on shares Total of the change in the share price during the period and the
dividend paid during the period as a percentage of the share price at
the end of the preceding year.
The key performance indicator shows the
total return that accrues to shareholders.
Total yield on property Total of yield and property revaluations during the period as a
percentage of the closing property value adjusted for revaluations
for the period.
The key performance indicator shows earnings
generation and value growth for the properties for
a period.
Triple net lease A type of lease whereby the tenant pays, in addition to the rent,
all costs incurred on the property that would normally have been
paid by the property owner. These include operating expenses,
maintenance, property tax, site leasehold fees, insurance, property
care-taking, etc.
Not an alternative performance measure.
Yield Net operating income for the period (including property administra
tion) with add-back of site leasehold fees, recalculated to 12 months,
adjusted for the holding periods of the properties during the period as
a percentage of the carrying amounts of the properties at the end of
the period.
The key performance indicator shows the earn
ings generation of the operations before financial
expenses and central administration costs are taken
into account.

The calculation of alternative performance measures is presented in the tables below.

Amounts in SEK M
unless otherwise stated
2020
Jan-Dec
2019
Jan-Dec
Return on equity
Profit after tax 3,711 4,111
Addition for translation to annual value
Average equity 20,855 17,337
Return on equity 18% 24%
Return on total capital
Profit from property management 2,389 2,001
Addition for translation to annual value
Financial expenses 481 470
Addition for translation to annual value
Profit before financial expenses 2,870 2,471
Average total capital 43,388 36,922
Return on total capital 7% 7%
Occupancy rate by area
Contracted area, 000s of square metres 3,312 2,868
Total lettable area, 000s of square metres 3,480 3,022
Occupancy rate by area 95% 95%
Debt ratio
Interest-bearing liabilities 19,904 17,519
Total assets 46,622 40,154
Debt ratio 43% 44%
Yield
Net operating income 2,397 2,133
Add-back of site leasehold fees –25 –24
Addition for translation to annual value
Holding adjustment,
acquisitions/divestments
Currency translation to closing rate
57
–67
10
–19
Adjusted net operating income 2,362 2,100
Carrying amount of properties 37,548 32,625
Yield 6.3% 6.4%
EBITDA rolling 12 months
Net operating income 2,397 2,133
Central administration
Dividends from joint ventures and
–132 –122
associated companies 424 281
EBITDA 2,689 2,292
Equity per Class A and B share
Equity 22,452 19,257
Equity attributable to preference
and Class D shares
–4,940 –4,310
Corrected equity attributable to
Class A and B shares
17,512 14,947
No. of shares 317,279,530 316,991,411
No. of shares after dilution 317,891,458 317,506,353
Equity per Class A and B share, SEK 55.19 46.86
Equity per Class A and B share after
dilution, SEK 55.09 46.78
Amounts in SEK M
unless otherwise stated
2020
Jan-Dec
2019
Jan-Dec
Economic occupancy rate
Contractual annual rent 2,865 2,600
Rental value 3,024 2,735
Economic occupancy rate 95% 95%
Run rate yield
Net operating income according to current
earnings capacity 2,370 2,134
Add-back of site leasehold fees –25 –22
Adjusted net operating income 2,345 2,112
Carrying amount of properties
Run rate yield
37,548
6.2%
32,625
6.5%
Run rate EBITDA
Net operating income according to current
earnings capacity 2,370 2,134
Central administration –132 –122
Dividends from joint ventures and
associated companies
424 281
Run rate EBITDA 2,662 2,292
Profit from property management
Profit after tax 3,711 4,111
Tax 891 730
Changes in value
Profit from property management
–2,213
2,389
–2,840
2,001
Profit from property management per Class A and B share after
dilution
Profit from property management 2,389 2,001
Dividends attributable to preference and
Class D shares
–285 –249
Adjusted profit from property
management 2,104 1,752
Profit from property management per
Class A and B share after dilution, SEK
6.62 5.51
Cash flow per Class A and B share
Profit before tax 4,330 4,627
Items not affecting cash flow –2,055 –2,758
Tax paid –55 –74
Dividends attributable to
preference and Class D shares
–285 –249
Cash flow 1,935 1,546
Cash flow per Class A
and B share after dilution, SEK 6.09 4.86
Net debt
Interest-bearing liabilities 19,904 17,519
Interest-bearing assets –550 –511
Cash and cash
equivalents and listed shares –2,164 –1,776
Net debt 17,190 15,232

Calculation of alternative performance measures is presented in the tables below, cont'd.

Amounts in SEK M
unless otherwise stated
2020
Jan-Dec
2019
Jan-Dec
Net debt according to EMTN programme
Interest-bearing liabilities
Cash and cash equivalents
19,904 17,519
and listed shares –2,164 –1,776
Net debt according to EMTN programme 17,740 15,743
Net debt according to EMTN programme/Total assets
Net debt according to EMTN programme 17,740 15,743
Total assets 46,622 40,154
Net debt according
to EMTN programme/Total assets 38% 39%
Net debt/EBITDA
Net debt 17,190 15,232
EBITDA rolling 12 months 2,689 2,292
Net debt/EBITDA 6.4x 6.6x
Net debt/run rate EBITDA
Net debt 17,190 15,232
EBITDA, run rate 2,662 2,292
Net debt/EBITDA run rate 6.5x 6.6x
Net debt/Total assets
Net debt 17,190 15,232
Total assets 46,622 40,154
Net debt/Total assets 37% 38%
Preference equity
Equity per preference share, SEK 32.00 32.00
Number of preference shares outstanding 16,784,028 16,784,028
Preference equity 537 537
Earnings per Class A and B share1)
Profit after tax 3,711 4,111
Dividends attributable to preference and
Class D shares –285 –249
Adjusted profit after tax 3,426 3,862
Earnings per Class A and
B share after dilution, SEK 10.78 12.13
Interest-bearing liabilities
Non-current interest-bearing liabilities 17,977 16,052
Commercial paper 1,081 1,192
Other current interest-bearing liabilities 770 193
Reversal of allocated
borrowing costs 76 82
Interest-bearing liabilities 19,904 17,519
Amounts in SEK M
unless otherwise stated
2020
Jan-Dec
2019
Jan-Dec
Interest coverage ratio
Profit from property management 2,389 2,001
Reversal of profit from property
management joint ventures and
associated companies
–565 –441
Dividend from joint ventures and
associated companies
424 281
Financial expenses 481 470
Corrected profit from
property management
before financial expenses
2,729 2,311
Interest coverage ratio 5.7x 4.9x
Interest coverage ratio, EMTN programme
Profit from property management 2,389 2,001
Net financial items 442 470
Profit from property management before
net financial items
2,831 2,471
Interest coverage ratio 6.4x 5.3x
Equity/assets ratio
Equity 22,452 19,257
Total assets 46,622 40,154
Equity/assets ratio 48% 48%
Net asset value
Equity 22,452 19,257
Equity attributable to preference and Class
D shares
–4,940 –4,310
Reversal of derivatives 118 119
Reversal of deferred tax,
temporary differences
2,590 2,333
Reversals due to joint ventures 881 741
Net asset value 21,101 18,140
Net asset value per Class A and B share
after dilution, SEK
66.38 56.77
Secured liabilities/total assets
Secured liabilities 5,086 5,449
Total assets 46,622 40,154
Secured liabilities/total assets 11% 14%
Surplus ratio
Net operating income 2,397 2,133
Rental revenue 2,898 2,581
Surplus ratio 83% 83%

1) IFRS performance measure.

AB Sagax is a property company whose business concept is to invest in commercial properties, primarily in the warehouse and light industry segment. Sagax's property holdings on 31 December 2020 amounted to 3,480,000 square metres, distributed between 673 properties. AB Sagax (publ) is listed on Nasdaq Stockholm, Large Cap. More information is available at www.sagax.se.

AB Sagax (publ), Engelbrektsplan 1, SE-114 34 Stockholm, Sweden Corp. Reg. No. 556520-0028 Tel: +46 8 545 83 540 www.sagax.se

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