Fabrity Holding S.A

Earnings Release • Oct 2, 2018

The estimated operational and sales data of subsidiaries AfortiFinance S.A., Aforti Exchange S.A., Aforti Exchange Romania S.A.,Aforti Collections S.A. and Aforti Factor S.A. - September 2018

The board of Aforti Holding S.A. ("the Company", "the Issuer")headquartered in Warsaw hereby announces to the public theestimated operational and sales results of Aforti Finance S.A.,Aforti Exchange S.A., Aforti Exchange Romania S.A., AfortiCollections S.A. and Aforti Factor S.A. the Issuer's subsidiaries forSeptember 2018

1) The estimated operational and sales results of Aforti Finance S.A.for September 2018:

In September 2018 Aforti Finance S.A. granted 43 loans (decrease by4,88%) with a total value of PLN 4 026,55 thousand, which is an increaseof 29,29% compared to the same month of 2017.

The value of submitted applications amounted to PLN 33 179,31 thousandand that is a result higher by 76,48% compared to the same period of theprevious year. In September 2018, there were filed 247 loanapplications, an increase of 15,96% compared to the same month of2017.

Cumulatively, after the nine months of 2018, Aforti Finance SA granted437 loans (28,91% more YoY) with total value PLN 45 161,03 thousand andit is an increase by 91,03% compared to 2017. In the period from Januaryto the end of September 2018, there were filed 2936 loan applicationswith total value PLN 373 902,00 thousand. The quantity of the loans roseup by 81,01% and their total value by 204,61% in relation to the sameperiod in the previous year.

2) The estimated operational and sales results of Aforti Exchange S.A.for September 2018:

The currency exchange platform's turnover in September 2018 reached 21220,62 thousand EUR and was higher by 116,83% compared to the sameperiod of the previous year. At the same time, after nine months of thecurrent year, the turnover reached the level of 173 163,34 thousand EUR,an increase of 209,44% year-on-year.

3) The estimated operational and sales results of Aforti ExchangeRomania S.A. for September 2018 :

The value of trading on the currency exchange platform in Romania inSeptember 2018 amounted to 5 800.87 thousand EUR. At the end ofSeptember 2018, Aforti Exchange Romania S.A. recorded 34 486.03 thousandEUR of the total turnover value.

In connection with the registration the Company on June 2017, thecomparative data are not available.

4) The total estimated operational and sales data of Aforti Exchangefor September 2018:

The total value of trading on the currency exchange platforms of AfortiExchange operated in Poland and in Romania in September 2018 amounted toEUR 27 021.50 thousand, which in comparison to the same period in theprevious year means an increase of 176.10%.

At the same time, cumulatively after the nine months of this year thetotal value of turnover reached the level of EUR 207 649,37 thousand andit increased year-on-year by 271,06%

The total comparative data for 2017 include only the result generated byAforti Exchange S.A. due to the fact that Aforti Exchange Romania S.A.was registered in June 2017.

5) The estimated operational and sales results of Aforti CollectionsS.A. for September 2018:

Nominal value of debt collection commissions on September 2018 reachedPLN 1 176.32 thousand. This is a increase of 35.12% YoY. The number ofrecovery orders amounted to 697 and was higher by 106.68% compared toSeptember 2017. The company concluded 5 contracts in the indicatedmonth, which is a decrease by 54.44% compared to the same period in theprevious year.

Cumulatively, at the end of September 2018, the nominal value of thedebt collection orders amounted to PLN 11 657.88 thousand, which is adecline of 43.76% year-on-year. The number of orders also decreased by87.22% from 16 194 to 2 070. At the same time, the number of debtrecovery agreements concluded after the nine months of this year,decreased by 52.10% to 57.

6) The estimated operational and sales results of LifeBelt Sp. z o.o.for September 2018:

In September 2018, the nominal value of LifeBelt debt collection ordersamounted to PLN 31 207.44 thousand and their number was equal to 7 803.In addition, in September this year the company signed 5 new debtcollection contracts.

In the period from January to the end of September 2018, the nominalvalue of the debt collection orders in the company's portfolio reachedthe level of PLN 318 285.37 thousand. The number of collections was 70689. In the indicated period, 6 new debt collection contracts wereobtained.

The comparative data for the previous year are not available due to thefact that the company was not part of the Aforti Group.

7) The estimated total operational and sales data of Aforti CollectionsS.A. and LifeBelt sp. o.o. for September 2018:

The total nominal value of the orders of Aforti Collections SA andLifeBelt sp. o.o. in September 2018 amounted to PLN 32 383.76 thousandand was higher by 3619,80% than in the corresponding period of theprevious year. The total number of debt collection orders was equal to8500 (increase by 2444.91%). In September, both companies concluded atotal of 10 new debt collection agreements.

From the beginning of 2018 to the end of September, the total nominalvalue of debt collection orders reached PLN 329 943.25 thousand, whichmeans an increase of 1491.79% year-on-year. At the same time, the totalnumber of collection orders amounted to 72 759 (increase by 349.30%). Inthe indicated period, the companies concluded a total of 63 debtcollection agreements.

8) The estimated operational and sales results of Aforti Factor S.A. forSeptember 2018:

In September 2018 the value of receivables financed by AfortiFactor S.A. amounted to PLN 2 678.69 thousand. Further, at the endof September 2018 this value reached level of PLN 17 086.16 thousand.

The date comparative are not available because the Company hadstarted its operating activities from January 2018.

A table containing estimated additional data, reported forSeptember 2018 together with the comparative data, can be foundin an annex to the current report.

Legal basis: Article 17 paragraph 1 of the MAR - confidentialinformation